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邮储银行滨州市分行:8亿银团赋能沾化300MW渔光互补项目
Qi Lu Wan Bao· 2025-12-31 14:03
Group 1 - The project involves a 300MW fish-solar complementary photovoltaic power generation base in Shandong Province, utilizing saline-alkali land for dual purposes: energy generation and shrimp farming [1] - The project is developed by Jinhui New Energy, which employs a multi-faceted approach including "fishing, solar, storage, and transmission" to maximize land use [1] - The project faced significant financing challenges due to its large scale and tight timeline, necessitating financial support from Postal Savings Bank [1] Group 2 - Postal Savings Bank initiated a green credit approval process to expedite financing for the project, completing the necessary approvals in just two weeks [2] - The bank successfully led a syndicate to secure 800 million yuan in funding, providing crucial financial support to the project [2] - As of August, Postal Savings Bank's green loan balance reached 4.331 billion yuan, with a year-on-year growth rate of 20.14%, significantly outpacing other loan growth rates [2]
百姓笑脸,就是邯郸最好的成绩单!
Xin Lang Cai Jing· 2025-12-31 10:40
(来源:邯郸网络广播电视台) 转自:邯郸网络广播电视台 岁月不居,时节如流。倏忽间,2025年在我们身后悄然而去,一个充满希冀的新年新岁正踏着晨光,向我们阔步走来。 站在2026年的门槛,回望过去一年,奋进铸就实绩,耕耘收获硕果,意义非凡。在邯郸这片热土上,我们依靠劳动点滴积累,聚沙成塔,用平凡的双手托举 起不凡的业绩,用默默的拼搏书写出壮丽的篇章。 从岁首到岁尾,从田间地头到工厂车间,从社区楼院到校园课堂,从科研一线到基层岗亭……各行各业的我们忙碌整年,挥洒汗水、奉献热忱、收获成长、 播撒希望。 这一载春秋,从"极不平凡"走来,向"重大机遇"走去,站在前后五年的历史交汇点,我们在变革中勇毅破局,在挑战中淬炼锋芒。如今目之所及、心之所向 的邯郸,正以坚韧不拔之姿,勃发着欣欣向荣的气象。 日新月异的发展图景,赓续传承的事业华章,这背后是不凡的磋磨,坚毅的步履,笃定的征程。正是持续地拼搏与坚守,让许多"不可见"变为实实在在 的"可见",让诸多"不可能"化作触手可及的"可能"。 我们锚定高质量发展航向,用创新的思维、科技的力量推动传统产业绿色低碳转型、战略性新兴产业和未来产业建圈强链,因地制宜培育壮大新质生产力。 ...
中信保诚人寿荣获金融界“2025杰出寿险公司奖”
Jin Rong Jie· 2025-12-31 10:00
近日,由金融界主办的"启航·2025金融年会"在北京举行。中信保诚人寿凭借亮眼的市场表现、创新的 生态布局、不断升级的产服体系和持续的社会价值贡献,荣膺2025金融界"金智奖"杰出寿险公司奖。 在风险管控与合规经营方面,公司表现稳健,综合偿付能力充足率与核心偿付能力充足率分别为215% 和110%,持续高于监管要求,主体长期信用评级维持AAA。 创新生态布局 产服体系升级 2024年,中信保诚人寿开启"保险+"生态布局,协同中信旗下企业,体现"中信联合舰队"的养老综合服 务优势,同时通过外部联合,与互联网及科技行业头部企业开展交流合作,通过一系列跨界融合措施探 索打造"金融+非金融"养老综合服务体系。 转型成效凸显 市场表现亮眼 在寿险业处于深度转型关键期的背景下,自2024年以来,中信保诚人寿积极应对宏观环境及行业变革带 来的挑战,深化改革创新,强化资产负债联动管理,推进负债转型升级与资产配置优化。 2025年前三季度,得益于积极推动保险业务转型和持续优化资产配置,中信保诚人寿实现保险业务收入 278.33亿元,同比增长17%,净利润达31.4亿元,盈利能力持续凸显;公司总资产突破2700亿元,旗下 资管子 ...
绿色金融赋能生态仪征 银企对接破解融资难题
Yang Zi Wan Bao Wang· 2025-12-31 09:24
活动中,扬州市生态环境局介绍了2025年度生态环境基础设施建设项目实施情况,前期已申报中央、省级项目的情况;金融监管支局介绍了仪征绿色金融 工作情况;省生态环境厅专家详细解读了"环保贷""环保担"等政策及申报流程;仪征农商行、建设银行分别介绍了针对生态环境项目的特色金融产品与服 务模式。活动还举行了现场授信仪式,本次活动现场授信总额达15.95亿元。 通讯员扬环宣 扬子晚报/紫牛新闻记者裴睿 校对陶善工 12月30日下午,"扬州市绿色金融赋能生态环境融资对接会"仪征专场活动成功举办,仪征市政府分管领导杨广才和扬州市生态环境局党组成员、副局长朱 华伟参加活动。 杨广才在致辞中说,面向"十五五",仪征围绕"美丽仪征"建设目标,谋划了一批生态治理与修复重点项目。必须发挥好金融"活水"作用,深化政银企三方 的深度协作。希望金融机构勇当绿色发展"主力军"、广大企业争做生态保护"排头兵"、各部门当好服务保障"店小二",推动更多绿色项目落地生根,让金 融成果更好惠及民生。 ...
东莞落地首笔民营企业“节水贷”
Nan Fang Du Shi Bao· 2025-12-31 07:35
Core Viewpoint - The first private enterprise "Water Saving Loan" project in Dongguan has been officially launched, with the Industrial and Commercial Bank of China (ICBC) Dongguan Branch leading the signing of a loan agreement to support water-saving facility construction and technology upgrades for a local food company [2][3]. Group 1: Project Overview - The "Water Saving Loan" is a specialized financing scheme developed by the Guangdong Provincial Water Resources Department and the People's Bank of China to support water-saving projects across various sectors in Guangdong Province [2]. - The project involving a local food company includes the construction of water-saving facilities and the implementation of multiple water-saving technology upgrades, with an expected annual production of 100,000 tons of Chinese pastries and an annual output value of 1.6 billion yuan [2]. Group 2: Bank's Role and Initiatives - The ICBC Dongguan Branch currently has a loan balance exceeding 52 billion yuan in the green finance sector and has implemented several measures to promote water resource conservation [3]. - The bank has actively participated in the project from the early stages, collaborating with the People's Bank, water authorities, and enterprises to tailor a syndicate financing plan based on specific project needs [3]. - A green channel has been established to enhance business approval efficiency, with a cross-departmental professional service team formed to facilitate project credit granting, contract signing, and guarantee procedures [3]. - The bank prioritizes support for "Water Saving Loan" projects and offers the best loan rates to assist the high-quality development of the water-saving industry [3].
赋能高质量发展行稳致远 宁波银行获评“年度上市银行”
Cai Jing Wang· 2025-12-31 07:24
Core Viewpoint - Ningbo Bank has been recognized as the "Annual Listed Bank" in the 2025 Financial Industry Annual Selection for its outstanding performance in business development and commitment to serving the real economy [1] Group 1: Financial Performance - As of September 2025, Ningbo Bank's total assets reached 35,783.96 billion yuan, a 14.50% increase from the beginning of the year [2] - The bank reported operating income of 54.976 billion yuan and a net profit attributable to shareholders of 22.445 billion yuan, reflecting year-on-year growth of 8.32% and 8.39%, respectively, outperforming the industry average [2] Group 2: Loan and Deposit Growth - Total loans and advances amounted to 17,168.23 billion yuan, marking a 16.31% increase since the beginning of the year [3] - Total deposits reached 20,478.04 billion yuan, up 11.52% from the start of the year [3] Group 3: Risk Management - As of September 2025, the non-performing loan ratio stood at 0.76%, unchanged from the beginning of the year, with a provision coverage ratio of 375.92% [3] - The bank has maintained a non-performing loan ratio below 1% for 18 consecutive years since its listing, showcasing strong asset quality [3] Group 4: Strategic Initiatives - Ningbo Bank is committed to integrating national strategies with its development, focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance [3][4] - The bank has been recognized for its achievements, ranking 72nd in the Global 1000 Banks list by The Banker magazine, an improvement of 8 places from the previous year [4] Group 5: Social Responsibility and Innovation - The bank emphasizes its role in supporting the real economy and has developed specialized products like patent loans and technology loans to foster new technologies [5] - It has also integrated green development into its strategic management, with green loan balances exceeding 68 billion yuan, expected to facilitate a carbon reduction of over 230,000 tons [5] Group 6: Future Outlook - Looking ahead, Ningbo Bank aims to uphold the principle of "professionalism creates value" while continuing to serve the real economy and empower social progress [7]
【财经分析】2025年清洁能源REITs观察——绿色金融的创新实践与发展新途
Xin Hua Cai Jing· 2025-12-31 07:23
新华财经上海12月31日电(记者杨溢仁)近日,备受市场关注的新疆首单水电公募REITs顺利发售。公 开数据显示,华夏中核清洁能源REIT的比例配售前认购资金累计达1616.89亿元,公众投资者的有效认 购倍数约为392倍,网下投资者的有效认购倍数超340倍,彰显了市场对基金优质底层资产与运管机构专 业管理能力的认可。 业内人士认为,依托产品鲜明的清洁能源属性,该基金将为清洁能源产业的规模化、市场化进阶注入强 劲资本动能。 产品扩容提速两级市场分化演进 自我国基础设施公募REITs试点启动以来,清洁能源REITs已完成从无到有、由点及面的跨越,成为绿 色金融体系的重要组成部分。 公开数据显示,截至2025年11月30日,国内已上市能源基础设施公募REITs共8只,发行规模合计207.89 亿元,二级市场总市值约235.09亿元,类型全面覆盖风力、光伏、水力及燃气发电四大细分领域。具体 到产品方面,其中既有中信建投国家电投新能源REIT、中信建投明阳智能新能源REIT等风电领域标杆 产品,也有中航京能光伏REIT这类全国首单光伏发电类REITs,而华夏中核清洁能源REIT的成功发售更 成为了市场焦点,其底层资产为 ...
江西银行:以转型金融之笔绘就区域绿色发展新图景
Cai Jing Wang· 2025-12-31 07:00
Core Viewpoint - Jiangxi Bank is committed to promoting green development and supporting local economic transformation through innovative financial products and services, aligning with national goals for sustainable development and ecological civilization [1][5]. Group 1: Green Financial Products - Jiangxi Bank has launched the "Green Transformation Loan" to support traditional industries such as agriculture, copper, and building materials, filling a gap in traditional financial services for industry transformation [2][4]. - The bank's green transformation loan won the first prize for green financial products at the 2025 Jiangxi Province "Tiangong Cup" financial system vocational skills competition, highlighting its innovative approach [2][4]. - The loan features an incentive model where interest rates are linked to companies' carbon reduction targets, providing tailored support for low-carbon transformation [2][4]. Group 2: Achievements in Transformation Financing - As of now, the balance of transformation loans has reached 1.221 billion, with successful loans issued to 10 agricultural enterprises, 4 copper industry enterprises, and 1 chemical industry enterprise, achieving full coverage across the province [4]. - The first agricultural transformation loan of 180 million was issued in Jiujiang, aimed at upgrading inefficient tea gardens, while the first chemical transformation loan of 5 million supported waste heat utilization projects [4]. - Jiangxi Bank has developed a "Guide for Compiling Agricultural Enterprise Transformation Plans," which has been adopted by the Jiangxi Provincial Financial Association as a standard reference for financial institutions [4]. Group 3: Collaboration and Future Goals - Jiangxi Bank is enhancing its international cooperation and information disclosure to align its transformation with that of its clients, having joined the International Sustainability Standards Board and the Principles for Responsible Banking [5]. - The bank has been disclosing its ESG reports for seven consecutive years, including a dedicated section on transformation finance, to ensure transparency and accountability [5]. - Looking ahead, Jiangxi Bank aims to continue supporting the "dual carbon" goals and deepen the integration of transformation finance with local industries, contributing to the construction of a beautiful China [5].
智引新程 价值共生 金融业绘写高质量发展新蓝图
Cai Jing Wang· 2025-12-31 06:59
在"十四五"规划收官与"十五五"规划启航的关键交汇点,中国金融业正以前所未有的深度与广度,做深 做实科技金融、绿色金融、普惠金融、养老金融、数字金融"五篇大文章"。 2025年,围绕强化服务实体经济、深化金融科技融合、优化风险与结构等关键词,银行业与保险业全面 推进高质量发展与高水平对外开放,稳中求进、以进促稳,全面推进高质量发展与高水平对外开放,在 服务中国式现代化建设的新征程上奋楫前行。 站在新征程的起点,金融业仍需精准把控金融"活水"的流向,将资金和资源切实配置到国家鼓励的科 技、绿色、养老等关键领域。实现从"有"向"优"、从"广"向"精"的深刻转变,全力支持新质生产力的有 效发展,不仅要在量上保障供给,更要在质上实现飞跃。 保障民生 构建"产品+服务+生态"三重防护网 在社会经济体系中,保险扮演着经济减震器和社会稳定器的角色,通过市场化的产品和服务,可触达、 可感知、可持续地融入国民生活的每一天,是实现人民美好生活的重要支撑。 基于对政策导向与市场需求的深刻洞察,友邦人寿持续优化医疗险产品体系,推出"智选逸生"医疗保 险,主要基于对政策导向与市场需求的深刻洞察。这一产品采用"一个核心(基础住院保障和指 ...
中信银行开创千亿级“五篇大文章”债券承销全景矩阵
Jin Rong Jie· 2025-12-31 06:53
Core Viewpoint - The news highlights the significant role of CITIC Bank in the development of China's credit bond market, emphasizing its comprehensive financing advantages and innovative capabilities to support key sectors of the economy and achieve substantial growth by 2025 [1][2][3][4]. Group 1: Credit Bond Market Development - CITIC Bank has played a crucial role in the high-quality development of China's credit bond market, focusing on serving the real economy and key areas identified in the "Five Major Articles" [1]. - The bank aims to achieve a breakthrough in its overall operations by 2025, with a targeted bond underwriting service scale exceeding 1 trillion yuan within the year [1]. Group 2: Technological Financial Leadership - CITIC Bank has integrated its comprehensive financial services to establish a full lifecycle financial service system, including equity, loans, bonds, and insurance [1]. - The bank led the issuance of 15 national pilot technology innovation bonds, covering over 40% of the first batch of projects, demonstrating its leadership among financial institutions [1]. Group 3: Green Finance Initiatives - Since 2025, CITIC Bank has focused on green finance, achieving a bond underwriting scale exceeding 26 billion yuan, with a year-on-year growth of over 60% [2]. - The bank has explored innovative projects, such as underwriting a 20-year green bond for a power company, aligning with long-term investment recovery cycles [2]. Group 4: Inclusive Finance Expansion - In response to policies supporting rural revitalization, CITIC Bank has successfully underwritten over 10 billion yuan in rural revitalization bonds, leading the market [3]. - The bank aims to increase its credit bond underwriting client base to over 1,000 by 2025, achieving a market coverage rate of 42% [3]. Group 5: Pension Finance Development - CITIC Bank is actively exploring financial services for the aging population, launching a comprehensive pension finance service system [3]. - The bank has developed a tailored bond financing solution for the pension industry, marking the first issuance of pension finance bonds in the sector [3]. Group 6: Digital Finance Innovations - CITIC Bank is advancing digital finance by integrating cutting-edge technologies and expanding its financial service boundaries [4]. - The bank has underwritten over 15 billion yuan in asset securitization projects in the digital payment sector, supporting small and micro enterprises with low-cost financing [4]. - In 2025, CITIC Bank's total debt financing tool underwriting amount exceeded 900 billion yuan, maintaining its position as the only financial institution to cross this threshold for two consecutive years [4].