Group 1 - The core concept of fund advisory is to serve as an investment consultant for funds [1] - Fund advisory emerged to address the issue where "funds make money, but investors do not" [5] - Fund advisory provides advantages by helping investors achieve better returns through both "investment" and "advisory" services [6] Group 2 - Various industries have consultants, especially those that are highly specialized [2] - Examples of consultants include doctors for medical issues and lawyers for legal problems [3] - Fund investment also requires advisory services similar to other professional fields [4]

朋友们！在基金投资这个大圈子里，很多新手小白一看到基金名字后面跟着个C类或者A类，就一头雾水，完全搞不懂它们到底有啥不一样。其实这两者之 间的区别还挺关键的，选对了说不定能帮你省下一笔钱，多赚一点收益呢。今天咱就唠唠基金C类和A类的那些事儿。 先说说基金A类。A类基金最明显的特点就是它会在你买入的时候收一笔申购费。这申购费就像是你进商场买东西要交的"进门费"，只不过这个"进门费"是 交给基金公司的。这个费用一般是按照你买入的金额来算的，买得越多，相对比例可能就越低。 比如说，你想买1万块钱的A类基金，申购费率要是1.5%，那你就得先掏出150块给基金公司，真正能用来买基金的钱就只剩9850块了。不过A类基金也有个 好处，就是当你持有基金的时间变长，赎回的时候费用会降低。要是你持有时间足够久，说不定赎回费就免了。基金公司这么设置，就是希望大家能长期持 有基金，别像炒股票一样今天买明天卖，把基金市场搅得乱糟糟的。 再看看基金C类。C类基金和A类最大的不同，就是它一般不收前端申购费。这对很多投资者来说，就好像买东西不用先交"进门费"，一下子感觉轻松多了。 那C类基金靠啥赚钱呢？它主要靠收取销售服务费。这个销售服务费 ...

A："一转眼，2025年即将过半，你今年的理财Flag完成了一半没？" B："别问，问就是"量子理财"——账户在赚与亏的叠加态！不过最近参加了腾讯理财通的"百万理财 金"活动，每天练手，亏了当模拟，赚了能提现，这波血赚！" A："懂了，你这是准备"模拟考"过关再上"真枪实弹"？" 自2025年5月15日起，为期1个月 2、参与方式： B："没错！先拿虚拟金"无痛试错"刷经验——你要不要一起？" 从5月15日起，小伙伴们可登陆腾讯理财通参与"百万理财金"活动。活动由腾讯理财通联合鹏华基金等 多家基金公司发起，通过向用户赠送虚拟理财体验金，帮助用户模拟投资基金产品，旨在让用户感受真 实的投资过程。 本次活动从5月15日起开始，持续1个月。在此期间，小伙伴们登陆腾讯理财通，搜索"百万理财金"，领 取虚拟体验金，即可参与模拟投资体验活动。 理财金怎么用？ 理财金是由基金公司提供的虚拟体验金，不是真的基金份额哦。 规则详解： 1、活动时间： 腾讯理财通小程序搜索"百万理财金"找到活动入口，或搜索参与活动的基金公司名称(如"鹏华基金")， 点击服务号或订阅号跳转链接进入机构店领取理财金。 领取后，可以在腾讯理财通首页【我 ...

Group 1 - The core viewpoint of the article is the strategic cooperation agreement signed between China Guoxin and China Galaxy Securities, aiming to deepen collaboration in various sectors [1] - The agreement was signed on May 12, indicating a formal commitment to enhance partnership [1] - Key areas of focus for the collaboration include fund investment, asset management, securities business, and health big data [1]

当同事说今天"吃肉收蛋"，闺蜜吐槽"卖飞踏空"，基友喊着"上车做多"……你是不是听得云里雾里？别慌！今天带你破译基金圈的"江湖暗号"， 看完保你在群里聊得风生水起，从此告别"基圈小白"人设！ 一、搞钱第一步：搞懂仓位黑话 仓位等级表（基民保命手册） 空仓（0%）：心如止水，一分不买，佛系到极致 加仓：涨了追着买，像极了热恋上头（风险预警！） 建仓（10-20%）：伸个jio试探水温，先买点试试手气 轻仓（＜50%）：钱包鼓鼓随时补仓，跌了也能笑看风云 半仓（50%）：钱和基金五五开，涨也纠结跌也愁 重仓（＞50%）：生死看淡不服就干，天台风景提前踩点 全仓（100%）：一把梭哈不回头，要么暴富要么搬砖 基民骚操作三件套 二、基圈黑话大全：听懂就是自己人 暴富/暴毙术语 梭哈：All in！赢了会所嫩模，输了工地搬砖（源自博彩术语showhand） 做多：借钱也要买，赌它明天涨上天（杠杆玩家的快乐） 做空：借股票高价卖，跌了再捡便宜货（高手专属玩法） 扎心名场面 踏空：看中的基暴涨，自己两手空空干瞪眼 卖飞：刚卖出就起飞，大腿拍肿也追不回 杀跌：暴跌时割肉，割完发现地下室下还有地狱 补仓：跌了含泪摊大饼，越摊越 ...

扫码进入基本功专栏 基本功的基,就是基金的基。 做好投资、买对基金, 从夯实投资基金的基本功开始。 1分钟GET一个知识点, 起步更轻松。 债券收益率 为什么会"倒挂"? 所谓"倒挂",即短端债券 的收益率高于长端债券。 正常情况下, 长端债券收益率应该比短端高 (持有 时间越长、风险越高,需要更多补偿),但有时也会 出现倒挂。 本材料不构成投资建议，观点具有时效性。本公司承诺以诚实信用、勤勉尽责的原则管理和运用基金资产，但不 保证基金一定盈利，也不保证最低收益。投资有风险，基金过往业绩不代表其未来表现。基金管理人管理的基金 的业绩不构成对其他基金业绩表现的保证。投资者投资基金时应认真阅读基金的基金合同、招募说明书、基金产 品资料概要等法律文件。基金管理人提醒投资者基金投资的"买者自负"原则，请投资者根据自身的风险承受能力 选择适合自己的基金产品。基金有风险，投资须谨慎。 ...

Core Viewpoint - Chuangjin Hexin Fund plans to publicly offer Chuangjin Hexin Wenfeng Bond from May 19 to May 30, 2025, aiming to provide long-term stable returns while strictly controlling investment risks [1] Fund Details - The fund type is a secondary bond fund with an annual management fee of 0.6% and a custody fee of 0.15% [1] - The investment portfolio will allocate at least 80% of its assets to bonds, with a maximum of 20% to stocks and convertible bonds, including a 0-50% allocation to Hong Kong Stock Connect stocks [1] - The fund must maintain at least 5% of its net asset value in cash or government bonds maturing within one year after deducting margin requirements for treasury futures contracts [1] Fund Management - The proposed fund managers are Huang Tao and Xie Chuang, both with extensive experience in fund management [2] - Huang Tao has managed multiple funds since joining Chuangjin Hexin in February 2020, while Xie Chuang has been with the company since July 2015, holding various roles in fixed income [2] Historical Performance - Huang Tao's management of Chuangjin Hexin Xin Qi Mixed A has achieved a return of 37.46% since May 8, 2020, significantly outperforming the industry average of 15.37% [3][4] - The Chuangjin Hexin Wenfeng Bond aims to replicate such performance by focusing on stable returns and risk management [1][3] - Huang Tao's other managed funds, such as Chuangjin Hexin Stable Add Profit Bond A and Chuangjin Hexin Xin Xiang Mixed A, have also shown competitive returns compared to their peers [3][4][5]

Core Viewpoint - The emergence of fund advisory services aims to address the issue where funds generate profits, but individual investors do not benefit from them [6]. Group 1: Fund Advisory Overview - Fund advisory, as the name suggests, refers to investment consulting services specifically for funds [2]. - Similar to other professional fields, such as medicine and law, fund investment also requires expert guidance [4]. Group 2: Advantages of Fund Advisory - Fund advisory services help investors achieve better returns through a combination of "investment" and "advisory" [7].

Core Viewpoint - The article narrates a personal investment journey, highlighting the transition from traditional savings to active investment in funds, emphasizing the importance of discipline and learning in wealth accumulation [1][8]. Group 1: Initial Investment Experience - The author began investing in funds after realizing that traditional savings were insufficient due to inflation, with a notable shift occurring in 2008 when they deposited their savings into a bank [1]. - The initial investment strategy involved cautious allocation of savings into various funds, akin to a farmer sowing seeds, which led to early successes in fund investments [2]. Group 2: Learning from Mistakes - The author experienced both gains and losses, learning that discipline in investment is more reliable than luck, as demonstrated by the premature selling of a profitable wine index fund [4]. - A significant lesson was learned during the internet fund craze, where heavy losses were incurred from a poorly timed investment in an ETF, illustrating the consequences of greed and lack of strategy [6]. Group 3: Evolving Investment Strategy - The current investment approach involves allocating 10% of funds for market experimentation while keeping 90% in stable products like government bonds and money market funds, resulting in a maximum drawdown of less than 3% since 2018 [8]. - The author emphasizes that investment is akin to a form of self-discipline and growth, where understanding and managing desires is crucial for financial success [8].

故事来源：风物长宜 文章整理：落尘 2018年那个台风肆虐的夜晚，我浑身湿透地站在银行ATM机前，手里攥着被雨水泡皱的基金单子。屏幕上刺眼的绿光显示， 我送外卖攒下的两万多块钱， 在医疗基金里已经亏了快四成 。手机突然震动，租房群里弹出消息："902房月底再不交租就换锁"——那正是我住了三年的小单间。 在便利店啃着冷饭团时，我发现货架上的基金广告写着"年化收益30%"，和外卖平台"冲单奖500元"的标语一样闪着诱人的光。把基金亏损页面设成手机壁 纸时，水珠从屏幕滑落，把基金代码晕染得像急诊室的"ICU"指示灯。 住在城中村的五年里， 我的外卖箱成了移动书房 ： 有次给基金经理送沙拉，他翻着我箱子里折角的《指数基金指南》说：" 你知道这个医疗基金70%的钱都押在十家公司吗？ "见我发愣，他指着外卖箱打比 方：" 就像你同时接十个订单，七个都要送到同一栋没电梯的老楼。 " 那天夜里，我对照着基金持仓明细，发现重仓的某医药公司，正是上个月暴雨天给他们实验室送过二十杯咖啡的地方。嗦着猪脚粉时突然开窍： 这和外卖 平台把大雨天补贴从五块降到两块，不都是一个道理？ 箱盖上贴着" 今日目标：读完《小狗钱钱》第十章 " 夹层 ...