新华社北京12月13日电 《中共中央关于制定国民经济和社会发展第十五个五年规划的建议》提出："推 动大中小企业协同融通发展。"这是加快实施创新驱动发展战略，优化产业组织结构，建设现代化产业 体系，构建新发展格局的重要举措。协同融通发展并非简单的企业间合作，而是以市场、资本、技术、 信息等互通共享为基础，提升整体创新效率、产业链韧性和宏观经济稳定性的深度融合发展模式。 大中小企业协同融通发展有利于构建产业创新生态系统。通过大中小企业协同，能够更好汇聚各方创新 资源，激发全社会创新活力。大企业拥有丰富的研发资源、先进装备和技术储备，但由于组织庞大复 杂，有时创新活力不足；对于一些细分领域，也往往无暇顾及。中小企业市场嗅觉敏锐，组织方式和决 策机制灵活，但经常受制于资金短缺、技术积累薄弱、抗风险能力弱。通过构建开放创新平台，大企业 可以发布技术需求清单，为中小企业提供清晰的需求导向和市场支撑。中小企业的技术创新可以通过技 术许可、专利共享或者企业并购等方式融入大企业平台，加速商业化进程。中小企业的创新成果，也为 大企业的技术升级和产品创新提供了源泉，帮助大企业不断向产业链高端迈进。这种"大企业搭台、中 小企业唱戏" ...

大中小企业协同融通发展有利于夯实国内大循环的根基。构建以国内大循环为主体、国内国际双循 环相互促进的新发展格局，要求国内产业体系具备强大的内生动力和畅通的内部循环。从宏观经济运行 看，中小企业在吸纳就业、促进创新方面发挥着不可替代的作用，通过大企业牵引需求、稳定大盘，中 小企业提供大量就业岗位、激发市场活力，共同保障经济运行的稳定性和可持续性。从区域经济发展 看，大中小企业协同融通发展有助于形成高效联动的产业集群效应，促进研发、制造、服务的集聚，提 升区域产业竞争力。 大中小企业协同融通发展是一项系统工程，需要政府和市场共同发力，在机制创新和生态培育上下 大功夫。一是政府科学引导。政府要着力建设公共服务平台，特别是要建立和完善科研设备共享服务平 台，整合高校、科研院所、国有企业的大型科研设备，面向社会开放使用，降低中小企业科技创新成 本。鼓励大中小企业联合申报和承担国家科技创新和产业化项目，通过项目实施促进企业的协同创新和 资源共享。二是发挥市场机制作用。大企业在合作中通常处于优势地位，要加强对大企业尤其是国有大 企业的引导，明确其"链长"职能，鼓励其发挥龙头作用，主动开放资源。专业服务机构发挥着重要的支 撑 ...

来源：今日建行 12月12日，中国建设银行召开党委会议，传达学习中央经济工作会议精神，按照全国金融系统工作会议 要求，研究部署贯彻落实工作。党委书记、董事长张金良主持会议并讲话，党委成员，高管人员，驻建 设银行纪检监察组及总行相关部门负责人参加会议。 来源：今日建行 12月12日，中国建设银行召开党委会议，传达学习中央经济工作会议精神，按照全国金融系统工作会议 要求，研究部署贯彻落实工作。党委书记、董事长张金良主持会议并讲话，党委成员，高管人员，驻建 设银行纪检监察组及总行相关部门负责人参加会议。 会议指出，习近平总书记在中央经济工作会议上发表的重要讲话，全面总结今年和"十四五"时期经济工 作，深入分析当前经济形势，系统部署明年经济工作，具有很强的政治性、思想性、指导性，为做好明 年和"十五五"时期经济工作提供了根本遵循和行动指南。全行要认真学习领会、贯彻落实中央经济工作 会议精神，与学习贯彻党的二十大和二十届历次全会精神相贯通，切实把思想和行动统一到习近平总书 记重要讲话精神和党中央决策部署上来，以实际行动坚定拥护"两个确立"、坚决做到"两个维护"。 会议强调，要深刻领会"十四五"时期我国发展取得的重大成就 ...

Core Viewpoint - The issuance of the 25 Heng An SK bond marks a significant milestone as the first publicly offered panda bond by a private enterprise in China, aimed at promoting high-quality development in the private sector through the integration of technology and capital [1] Group 1: Bond Details - Heng An International successfully issued a short-term corporate bond with a total scale of 1 billion yuan and a coupon rate of 1.80% [1] - The bond is specifically designed for professional investors and is part of the 2025 issuance [1] Group 2: Industry Impact - The successful issuance of the bond exemplifies the deepening integration of industry and finance, facilitating the fusion of technology and capital to empower the high-quality development of the private economy [1] - This project serves as a practical example and industry benchmark for capital markets to support the national innovation-driven development strategy [1]

中共中央政治局12月8日召开会议。会议提出，坚持创新驱动，加紧培育壮大新动能。 中国移动通信联合会教育与科学技术研究院执行院长陈晓华在接受《证券日报》记者采访时表示，培育 壮大新动能内涵丰富且多元，其中培育新质生产力与新兴支柱产业是重要着力点。以人工智能、商业航 天、生物制造等产业为例，这些产业正凭借其独特的技术优势和广阔的发展前景，逐渐成为具有国际竞 争力的新兴支柱产业。人工智能作为引领新一轮科技革命和产业变革的战略性技术，正深刻改变着人类 生产生活方式。从智能语音助手到自动驾驶汽车、从医疗影像诊断到金融风险预测，人工智能的应用场 景不断拓展，为各行业带来了前所未有的效率提升和创新机遇。 萨摩耶云科技集团首席经济学家郑磊补充表示，新动能还包括新能源、新材料、高端装备制造等产业。 新能源产业是实现能源转型和可持续发展的关键，随着太阳能、风能、水能等可再生能源技术的不断进 步和成本的不断降低，新能源产业将迎来更加广阔的发展空间。新材料产业是其他产业发展的基础和先 导，高性能合金、新型复合材料、纳米材料等新材料的应用，将推动航空航天、电子信息、汽车等产业 的升级换代。高端装备制造产业则是衡量一个国家制造业水平的重 ...

Group 1 - The Fujian (Xiamen) Social Security Science and Technology Innovation Fund has been officially established, marking its launch in Fujian [2] - The fund is jointly established by Fujian Province, Xiamen City, the National Social Security Fund Council, and China Construction Bank, aiming to support the national innovation-driven development strategy [2] - The initial scale of the fund is set at 20 billion yuan [2] Group 2 - The fund will actively promote the integration of technological innovation and industrial innovation, enhancing patient capital [2] - It is expected to contribute to the growth of the local economy by fostering innovation [2]

Core Insights - The Industrial and Commercial Bank of China (ICBC) has achieved significant milestones in technology-related loans, with a total balance exceeding 60 trillion yuan, including over 25 trillion yuan for technology enterprises and over 50 trillion yuan for technology-related industries, leading the industry in both balance and growth [1][2] Group 1: Financial Services for Technology Innovation - ICBC has established a "Five Special" service system to enhance financial support for technological innovation, focusing on top-level design, institutional mechanisms, policy guarantees, and resource allocation [1] - The bank has introduced specialized products for technology enterprises, such as the Sci-Tech R&D Loan, Innovation Points Loan, and Intellectual Property Pledge Financing, addressing the unique characteristics of these companies [1] Group 2: Comprehensive Financial Solutions - ICBC provides a full-cycle financial service model called "Equity Loan and Debt Guarantee" to empower technology enterprises, leveraging its diversified licenses to meet their equity financing needs throughout their lifecycle [2] - The bank has signed an intention to invest over 200 billion yuan through its equity investment pilot fund and has issued 20 billion yuan in technology innovation bonds in the interbank market [2] Group 3: Future Outlook - Looking ahead to the 14th Five-Year Plan, ICBC aims to implement the spirit of the 20th Central Committee of the Communist Party, deepen comprehensive financial solutions, and support the innovation-driven development strategy by integrating national needs, financial capabilities, and the bank's strengths [2]

Core Insights - China's express delivery industry has achieved a record annual business volume of over 1.8 trillion packages, marking a significant milestone in logistics efficiency and service quality [1][3][5] Industry Performance - As of November 30, the express delivery volume in China surpassed 1.8 billion packages for the first time, with a notable increase in the delivery of fresh agricultural products, such as apples, which saw a nearly 30% year-on-year growth in shipments [1][3] - The express delivery business in central and western regions of China has shown growth, with revenue shares increasing by 0.6 and 0.3 percentage points respectively, and business volume shares rising by 1.1 and 0.6 percentage points [3] Technological Advancements - The integration of technology in the express delivery sector has led to significant improvements in operational efficiency, with innovations such as smart routing and automated customer service enhancing service delivery [2][3] - The industry has seen the implementation of advanced technologies that have reduced errors and costs in the logistics process, contributing to a more efficient delivery system [3] Economic Impact - The express delivery sector is playing a crucial role in stimulating consumer demand and supporting economic growth, with the average contribution of final consumption to economic growth reaching 56.2% over the past four years [5] - The growth in express delivery volume reflects the robust vitality of the Chinese economy, positioning it as the second-largest consumer market globally and the largest in online retail [5]

Core Viewpoint - The 20th Central Committee's Fourth Plenary Session emphasizes "high-quality development" as a primary goal for the 15th Five-Year Plan, continuing the focus from the 14th Five-Year Plan and highlighting the need for a balanced approach between stability and progress [1][2] Group 1: Stability and Progress - "Stability" is identified as the foundation for high-quality development, requiring a focus on employment, enterprises, markets, and expectations to maintain economic stability [3] - "Progress" represents the goal of high-quality development, necessitating reforms in quality, efficiency, and driving forces to achieve a balance between qualitative improvement and reasonable quantitative growth [4] Group 2: Methodological Approach - The principle of "seeking progress while maintaining stability" serves as a methodological framework for economic work, advocating for macroeconomic regulation and the effective implementation of fiscal and monetary policies [5] - Emphasizing the need for a systematic approach, the strategy calls for a balance between government and market roles, speed and quality, and development and safety [5] Group 3: Coordinated Development - The strategy promotes "point" and "surface" coordination, focusing on key issues while ensuring overall systemic progress, enhancing the internal dynamics of high-quality development [6][8] - Identifying key breakthrough areas in industrial development, the strategy emphasizes the importance of focusing on the real economy and technological innovation to drive high-quality development [7] Group 4: Domestic and International Integration - Strengthening the domestic cycle is crucial for high-quality development, with a focus on expanding domestic demand and enhancing consumption as a primary driver of economic growth [11] - The strategy highlights the importance of facilitating both domestic and international dual circulation, promoting an open and competitive market environment to enhance the quality and efficiency of high-quality development [12][13]

Core Viewpoint - The article emphasizes the importance of "high-quality development" as a primary goal for China's 15th Five-Year Plan, highlighting the need for a balanced approach between stability and progress in economic and social development [1][2][5]. Group 1: Stability and Progress - "Stability" is identified as a prerequisite for high-quality development, reflecting a methodology that respects objective laws and emphasizes practical realities [3]. - The current development environment is characterized by complex changes, necessitating a focus on stabilizing employment, businesses, markets, and expectations to ensure economic operations remain within a reasonable range [3][5]. - "Progress" is framed as the goal and direction of high-quality development, requiring transformative changes in quality, efficiency, and momentum to achieve a balance between qualitative improvement and reasonable quantitative growth [4][5]. Group 2: Dynamic Balance - The article stresses the need for a dynamic balance between "stability" and "progress," which serves as a guiding principle for economic work, advocating for effective macroeconomic regulation and policy implementation [5]. - It highlights the importance of maintaining a systematic view to harmonize government and market roles, speed and quality, and development and safety [5]. Group 3: Coordinated Development - The concept of "point" and "surface" coordination is introduced, emphasizing the need for targeted breakthroughs in key areas while ensuring overall systemic advancement [6][7]. - The article suggests that breakthroughs in core issues can lead to broader systemic improvements, particularly in the context of developing a modern industrial system centered on advanced manufacturing [7][8]. Group 4: Internal and External Integration - The article discusses the necessity of integrating internal and external development, advocating for a strong domestic cycle while promoting international cooperation and trade [10][12]. - It notes that domestic consumption is a significant driver of economic growth, with a focus on enhancing consumer demand and optimizing investment structures [11][12]. Group 5: Institutional Support - The article calls for the establishment of a robust institutional framework to support high-quality development, including the construction of a high-level socialist market economy and the removal of barriers to market integration [9][13]. - It emphasizes the importance of creating a conducive business environment to facilitate the efficient allocation of resources and promote innovation [9][13].