以下文章来源于凤凰WEEKLY ，作者王动 凤凰WEEKLY . 有温度、有情感、有趣味 1月31日，深圳罗湖区工作专班发布情况通报称，杰我睿公司已委托第三方专业机构对公司经营情况 进行审计。 初步结果显示，网传金额明显夸大。 金价越涨，暴雷风险越大？ 本文来自微信公众号： 凤凰WEEKLY ，作者：王动，编辑：章鱼， 1月30日，黄金价格迎来40年一遇的暴跌，数以万亿计的资产蒸发。 在史无前例的黄金牛市中，无数普通人似乎正在成为被割的散户。 关于黄金的坏消息，是接二连三的。 深圳的水贝市场，全国最大的黄金珠宝批发市场，最近批量涌入维权的消费者。 一家名为"杰我睿"的黄金料商，爆雷了。 截至2026年1月26日下午3时，媒体披露的投资者未结清余额合计达133.92亿元；而据坊间自发统 计，截至2026年1月29日22时，涉事金额已高达187亿元。 如果不是年末的这次爆雷，"杰我睿"无非是水贝无数黄金料商中寂寂无名的一家。在规模上，他们不 是水贝的头部，在知名度上，更是远远逊色于连锁金店。 所谓料商，就是在水贝市场买卖黄金原料的商家。他们从市场和个人那里收购黄金，将其提纯、加工 成标准黄金出售给中小商家。 水贝 ...

1月31日，由海南省金融发展促进会、海南自贸港金融人才之家联合主办的"第二届三次会员代表大会暨 2026金融迎春年会"在海口红燕堂酒店圆满落幕。以"金融聚合力 封关启新程""骏启新程 融耀自贸"为双 主题，总结过往成效、共商发展大计、共话新春愿景，为海南自贸港全岛封关运作后的金融高质量发展 注入强劲动能。作为金促会年度核心决策机制，会员代表大会严格遵循社会组织规范流程，高效完成各 项议程。会议听取并审议通过了《第二届理事会2025年度工作报告》《第二届监事会2025年度工作报 告》及财务收支情况，系统回顾了过去一年的亮眼成绩。会议表决通过了新会员接收与资格调整提案、 拟聘副理事长提案等重要事项，进一步优化了会员结构与领导班子配置，凝聚了行业核心力量。同时， 金促会相关负责人发布了2026年品牌项目规划。会员代表大会闭幕后，金融迎春年会在喜庆祥和的氛围 中启幕，一系列精彩文艺节目串联起使命与情怀，充分展现了海南金融人的精神风貌与文化素养，赢得 全场阵阵掌声。年会重磅环节亮点纷呈，三大核心成果发布引发广泛关注。其一，首届海南金融文学优 秀作品正式揭晓，经过多轮评审，30篇兼具思想性与文学性的作品从众多应征稿件中脱 ...

Group 1 - The core viewpoint of the article is the signing of a Strategic Cooperation Memorandum (MoU) between London Stock Exchange Group (LSEG) and Industrial and Commercial Bank of China (ICBC) to deepen their long-term strategic partnership in various financial sectors [1] - The agreement aims to enhance collaboration in capital markets, trading and clearing, data services, RMB business, and technological innovation, marking a significant milestone in their partnership [1] - LSEG's CEO Fiona Bassett emphasized the importance of ICBC as a key partner and highlighted the potential for creating new opportunities for issuers, investors, and financial institutions globally [1] Group 2 - ICBC's Vice President Zhang Weiwu expressed the bank's commitment to exploring opportunities in financial innovation, market connectivity, and cross-border RMB, contributing positively to Sino-British financial cooperation and the global financial ecosystem [1] - The MoU was signed on January 29, 2026, during the visit of the British Prime Minister to China, indicating the high-level engagement between the two institutions [1] - LSEG is recognized as a leading global financial market infrastructure and data provider, playing a crucial role in the global financial system with a workforce of over 26,000 employees across 65 countries [2]

Core Viewpoint - The London Stock Exchange Group (LSEG) and the Industrial and Commercial Bank of China (ICBC) have signed a Memorandum of Understanding (MoU) to enhance their long-term strategic cooperation in various sectors including global financial markets, data and analytics, cross-border RMB, sustainable finance, and financial innovation [1] Group 1: Strategic Cooperation - The agreement aims to deepen collaboration in capital markets, trading and clearing, data, RMB business, and cutting-edge technological innovation [1]

Group 1 - The London Stock Exchange Group and the Industrial and Commercial Bank of China have signed a memorandum of understanding to enhance cooperation in areas such as cross-border RMB, data, and financial innovation [1][2] - The agreement solidifies the partnership between the two entities and establishes a framework for expanding collaboration in capital markets, trading, clearing, data, RMB business, and emerging technologies [1][2]

Core Viewpoint - The implementation of a "dual currency" payment system in Hengqin is significantly enhancing the convenience of cross-border transactions for Macau residents, allowing them to use their familiar Macanese Patacas for small payments without the need for currency exchange [3][4][5]. Group 1: Payment System Innovation - The "dual currency" payment system was piloted in September 2024, allowing merchants to accept both Macanese Patacas and Renminbi for small payments, greatly facilitating transactions for consumers from Macau [3]. - By August 2025, the dual currency payment system expanded to cover six major commercial areas in Hengqin, enabling over 30,000 Macau residents to experience seamless cross-border payments [3][4]. Group 2: Consumer Behavior and Traffic - During the National Day holiday in 2025, daily foot traffic in Hengqin's major shopping areas reached 60,000 at Huafa Mall and 42,000 at Lijun Plaza, with a significant portion of visitors being Macau residents [2]. - The implementation of the dual currency system has led to an increase in the number of transactions, with pilot merchants processing an average of over 1,800 Macanese Patacas transactions per month by the end of December 2025 [4]. Group 3: Financial Policy Support - The dual currency payment initiative is part of a broader set of financial policies aimed at supporting the development of the Hengqin-Macau cooperation zone, as outlined in the "30 Measures for Financial Support" released in February 2023 [5]. - The policy aims to create a high-level open financial system that integrates with Macau, marking a significant step towards deeper financial cooperation between Hengqin and Macau [5]. Group 4: Broader Financial Innovations - The financial innovations in Hengqin also include improved cross-border remittance services for Macau residents, allowing for quicker transactions when purchasing property in mainland China [6]. - Additional services such as seamless parking for Macau-registered vehicles and reduced insurance premiums for cross-border vehicles have been introduced, enhancing the overall living experience for Macau residents in Hengqin [6].

Group 1 - In 2025, Xuchang City, Xiangcheng County added loans of 3.434 billion yuan, with over 2 billion yuan directed towards more than a thousand private enterprises, accounting for over 60% [1] - The financial service model in Xiangcheng County has transformed, implementing a one-on-one service mechanism that has visited over 60 township enterprises, facilitating financing of over 500 million yuan [1] - The "Xiangcheng Speed" in financial services is exemplified by the quick approval and disbursement of a 5 million yuan credit loan to a local tech enterprise within a week [1] Group 2 - The collaboration between the Xiangcheng Financial Affairs Center, Henan Agricultural Guarantee Company, and financial institutions has established a "government-bank-guarantee" linkage mechanism to enhance financing capabilities for small and micro enterprises [2] - In 2025, the Henan Agricultural Guarantee Company issued 589 new business loans totaling 173.2 million yuan, with 36.7 million yuan supporting 367 grain planting enterprises in Xiangcheng County [2] - The "Yunongdan·Disaster Relief Loan" policy has been effectively implemented, with 29 loans totaling 15.3 million yuan provided to help agricultural operators recover from disasters [2] Group 3 - The Xiangcheng Financial Affairs Center encourages financial institutions to innovate credit products tailored to different types and stages of enterprises, exemplified by the "Yushang Micro Loan" for stable small enterprises lacking collateral [3] - The Xiangcheng Rural Commercial Bank has actively engaged with enterprises to match their funding needs, resulting in a quick disbursement of a 500,000 yuan loan to a local aluminum company [3] - The bank plans to continue its "send funds, send services, send policies" initiatives to enhance the efficiency of credit funding [3] Group 4 - An integrated online and offline financial service platform has been established in Xiangcheng County, allowing enterprises to independently query and match financing resources [4] - In 2025, 21 government-bank-enterprise matchmaking events were held, covering over 400 enterprises [4] - The Xiangcheng Financial Affairs Center aims to deepen government-bank-enterprise cooperation and optimize the financing environment to support rural revitalization and high-quality development [4]

Core Insights - A profound transformation driven by financial innovation is taking place in Linzi, with Linzi Rural Commercial Bank playing a crucial role in providing funding and innovative services to support the high-quality development of the local economy [1] Group 1: Financial Products and Services - Linzi Rural Commercial Bank adopts a "one town, one product, one village, one feature" approach, conducting in-depth research on local industries to create a distinctive credit product system [3] - The bank has launched products like "Chef Easy Loan" and "Micro Loan" to support 189 clients in the kitchen equipment industry, disbursing loans totaling 96.89 million yuan [3] - In areas focused on vegetable cultivation, products such as "Planting Enjoyment Loan" provide timely financial support to greenhouse farmers, fostering a symbiotic relationship between finance and industry [3] Group 2: Support for Technology Enterprises - The bank targets technology enterprises characterized by "light assets and high growth," offering innovative financial products like "Technology Achievement Transformation Loan" and "Talent Loan" to meet their unique financing needs [4] - For Shandong Meiling Chemical Equipment Co., the bank provided over 9 million yuan through a "Technical Transformation Special Loan" to address funding gaps for their smart factory project, moving beyond traditional collateral requirements [4] - The outstanding loan balance for technology enterprises has exceeded 1.2 billion yuan, positioning the bank as an essential driver of regional technological innovation [4] Group 3: Collaborative Financial Ecosystem - Linzi Rural Commercial Bank collaborates with various departments, including the provincial agricultural guarantee company and agricultural rural bureau, to create strategic partnerships that address financing challenges [5] - The bank's collaborative model, which includes "bank + guarantee + supervisory department," effectively alleviates issues related to financing difficulties and high costs for agricultural operators and entrepreneurs [5] - Looking ahead, the bank aims to continue leveraging innovation to provide smarter and more precise financial services, contributing to the construction of a modern industrial system in Linzi [5]

◎记者 荆淮侨 2026年，湖北还将大力推进科技创新、产业创新和金融创新深度融合发展，以重塑现代科技金融体系为 支撑，进一步完善协同创新体系、成果转化体系、产业培育体系，加快发展壮大新质生产力，加快构建 体现湖北优势的现代化产业体系。 其中，在完善产业培育体系方面，湖北提出加快汽车等传统产业改造升级，大力发展集成电路、航空航 天、生物医药等新兴支柱产业，抢占低空经济、绿色智能船舶、自主安全计算等新赛道，前瞻布局具身 智能、量子科技、6G、合成生物、氢能和核聚变能等未来产业，培育打造一批世界一流企业和世界级 产业集群。 在完善创新体系的同时，湖北还将进一步强化创新服务，努力让创新所需的阳光更明媚、土壤更肥沃、 空气更清新、水分更充足。 1月27日，湖北省第十四届人民代表大会第四次会议在武汉开幕。湖北省省长李殿勋在作政府工作报告 时表示，2025年，湖北地区生产总值增长5.5%，居经济大省和中部地区前列。2026年，湖北经济社会 发展的主要预期目标是：经济增长5.5%左右，居民消费价格涨幅2%左右，单位地区生产总值二氧化碳 排放完成国家下达目标。 湖北提出，将积极培育首发经济、会展经济、路衍经济、银发经济等消费新 ...

登录新浪财经APP 搜索【信披】查看更多考评等级 （来源：法治日报） 加密货币自诞生以来，便具有双重属性：一方面，它作为金融创新的载体，承载着"去中心化、开放金 融、代码即法律"的技术理想，致力于构建更高效、更普惠、更透明的全球性金融基础设施；另一方 面，其（准）匿名性、跨境性等特质，也使其迅速被滥用为犯罪工具，在洗钱、欺诈、暗网交易、勒索 软件等非法活动中被广泛应用。本质上，加密货币是一种全球化、全天候、可编程的结算与融资基础设 施。其价值与风险，取决于参与主体的意图、规则完善程度以及治理体系的成熟度。 从金融犯罪视角 审视，加密货币主要存在以下风险：一是跨境性。加密货币链上交易可在数分钟内跨越多个司法管辖区 完成，而跨境执法协作通常程序烦琐、耗时漫长。犯罪组织利用其高效率、大规模的资金转移能力实施 犯罪，监管执法却受限于传统的证据流转与情报共享机制，在响应时效与协同效能上存在巨大落差。二 是（准）匿名性。尽管并非绝对匿名，但比特币等主流加密货币实现了实体身份与链上地址的分离，导 致实践中大量案件陷入"知其资产，不明其人"的侦查困境。三是可编程性。智能合约既可应用于创新领 域，也可能被用于支持去中心化犯罪。 ...