此次会议发布了市区两级重点融资需求项目165个，总投资约2851亿元，融资需求约763亿元。同时165 个项目中有106个项目明确提出了股权融资的需求，为金融资产投资公司、私募基金等股权投资机构提 供了宝贵的合作机会和优质的项目标的。重点融资需求项目具体分为三类：产业发展类项目（138 个）：包括金和中心项目、清华南口国重基地二三期项目等，总投资约1641亿元，融资需求约573亿 元；基础设施类项目（10个）：包括108新线高速公路工程、东部发展带联络线南段项目等，总投资约 652亿元，融资需求约71亿元；民生改善类项目（17个）：包括长辛店老镇城市更新项目等，总投资约 557亿元，融资需求约120亿元。 加大对投资和消费支持力度 会议要求，各金融机构主动对标对表市"两会"确定的今年经济社会发展重点任务，特别要在四个方面下 功夫。一是在扩大内需上下功夫，围绕投资和消费重点加大支持力度，落实好近期财政金融协同促内需 一揽子政策，用好各种再贷款和贷款贴息政策，满足群众和企业贷款需求。二是在推进现代化产业体系 建设上下功夫，加大"研发贷""中试贷"等金融产品创新力度，支持各类基金投早、投小、投长期、投硬 科技，鼓励 ...

2月3日下午，北京市发展改革委联合中国人民银行北京市分行，北京金融监管局，北京市经济和信息化 局，北京市科学技术委员会、中关村科技园区管理委员会等部门召开2026年北京市重点项目融资工作 会。会议全面贯彻落实市委、市政府决策部署和市"两会"精神，加强政银企沟通对接，保障重点领域、 重大项目的资金需求，进一步释放北京市促投资、稳增长的积极信号，为实现一季度"开门红"及全年经 济社会发展目标奠定坚实基础。 会议采取现场与线上直播相结合的形式召开，各相关部门、部分重点银行、AIC、创投等金融机构及重 点项目单位代表约70人现场参会，各区发展改革部门、其他金融机构及项目单位以视频方式参会。线上 线下参会规模约240人。 政策解读与项目推介并行 会上，市发展改革委介绍了北京市投资思路、投资重点以及重点项目融资需求情况，人民银行北京市分 行介绍了结构性货币政策工具要点，北京金融监管局介绍了金融促进首都高质量发展有关情况，市经济 和信息化局介绍了高精尖产业发展形势及相关政策，市科委、中关村管委会介绍了金融支持科技自立自 强相关政策。北京中科闻歌科技股份有限公司、北京东方昊为工业装备有限公司进行了项目推介。 融资对接成效显著 ...

Group 1 - The year 2025 is crucial for Zhejiang's high-quality development and the construction of a common prosperity demonstration zone, with significant financial support for economic stability and growth [1] - As of the end of November 2025, the balance of financial "five major articles" loans in Zhejiang reached 12.8 trillion yuan, a year-on-year increase of 10.9%, accounting for 11.9% of the national total [1] - The balance of loans in the province's financial system reached 25.69 trillion yuan, with a year-on-year growth of 8%, surpassing the national growth rate by 1.8 percentage points [1] Group 2 - Zhejiang has implemented 17 measures in technology finance to support seed and startup enterprises, with technology loans and loans for strategic emerging industries growing by 13.7% and 14.9% respectively [2] - The province has introduced 20 measures in green finance, with green loan balances reaching 4.57 trillion yuan, a year-on-year increase of 19.3%, ranking among the top in the country [2] - The province has optimized the business environment for private enterprises, with inclusive small and micro loans and agricultural loans ranking first nationally as of the end of 2025 [2] Group 3 - The development of pension finance and digital finance is accelerating, with loans for service consumption and the pension industry exceeding 100 billion yuan, and pension industry loans growing by 92.2% year-on-year [3] - The balance of loans in the core digital economy sectors increased by 14.9% as of the end of November 2025, focusing on areas like integrated circuits and artificial intelligence [3] - A new credit repair policy effective from January 1, 2026, allows individuals to have overdue information removed from the credit system if they repay overdue debts by March 31, 2026, without needing to apply [3]

新华财经杭州1月26日电（记者吕昂）记者26日从中国人民银行浙江省分行获悉，2025年该省货币金融 环境良好，融资总量保持平稳增长。2025年，浙江全省金融机构本外币贷款余额25.69万亿元，同比增 长8%，增速高于全国1.8个百分点，比年初新增1.91万亿元，增量居全国第二位；全省社会融资规模新 增2.90万亿元，同比多增2552亿元，增量居全国前列。 做好金融"五篇大文章"，是金融服务实体经济高质量发展的重要抓手。据悉，中国人民银行浙江省分行 与省相关部门紧密协同，持续完善政策框架、统计监测和考评机制，全面提升金融服务的专业化、精细 化水平。截至2025年11月末，该省金融"五篇大文章"贷款余额12.8万亿，同比增长10.9%，占全国比重 为11.9%。 中国人民银行浙江省分行党委委员、副行长闫真宇介绍，围绕推动科技金融，助力建设"创新浙江"，该 省加快构建全生命周期科技金融服务体系。例如制定出台科技金融"17条"，用足用好科技创新和技术改 造再贷款，创新推广"浙科联合贷"服务模式，着力加大对种子期、初创期企业的金融支持，探索"概念 验证贷""中试贷"等专属产品。 稳外贸稳外资方面，浙江聚焦"优服务、促便 ...

春潮涌动蓉城，金融聚力未来。2026年1月22日，在"十五五"规划开局起步的关键之年，由中国银行四川省分行（以下简称"中行四川省分行"）与鹏华基金 联合主办的"金蓉汇聚 质创未来"金融服务新质生产力发展大会于成都隆重举行。 大会以"金融系统化、生态化服务新质生产力"为核心主题，汇聚政府部门、金融机构、实体企业及智库专家四方智慧，共同探索金融赋能科技创新与产业升 级的实践路径，为构建现代化经济体系贡献金融方案。 强化使命担当，共筑金融服务新范式 发展新质生产力是推动高质量发展的内在要求和重要着力点。大会上，各方代表一致认为，必须坚持以国家战略为导向，加快构建与科技创新规律相匹配的 现代金融服务体系。 成都市委常委、市政府副市长赵建在致辞中强调，金融是支持和推动科技创新的重要力量，是推进新质生产力高质量发展的重要支撑。当前，成都正在抢抓 成渝地区双城经济圈建设、国家战略腹地建设、新时代西部大开发等多重战略机遇，加快建设"五中心五地"。成都市将与中国银行等一道，共同探索金融赋 能新质生产力的成都路径，努力为广大企业家、投资者提供优质、高效、一流的服务，共享发展新机遇，共赢合作新未来。 在主旨演讲环节，亚洲基础设施投 ...

春潮涌动蓉城，金融聚力未来。2026年1月22日，在"十五五"规划开局起步的关键之年，由中国银行四 川省分行(以下简称"中行四川省分行")与鹏华基金联合主办的"金蓉汇聚 质创未来"金融服务新质生产力 发展大会于成都隆重举行。 各方一致表示，将以本次大会为新的起点，进一步完善常态化协作机制，通过政策协同、信息共享、资 源整合，共同构建起"政策引导-金融支持-产业升级"的良性循环，为加快形成新质生产力、推动经济高 质量发展贡献更大力量。 凝聚行动共识，构建开放协同新生态 大会以"金融系统化、生态化服务新质生产力"为核心主题，汇聚政府部门、金融机构、实体企业及智库 专家四方智慧，共同探索金融赋能科技创新与产业升级的实践路径，为构建现代化经济体系贡献金融方 案。 强化使命担当，共筑金融服务新范式 发展新质生产力是推动高质量发展的内在要求和重要着力点。大会上，各方代表一致认为，必须坚持以 国家战略为导向，加快构建与科技创新规律相匹配的现代金融服务体系。 成都市委常委、市政府副市长赵建在致辞中强调，金融是支持和推动科技创新的重要力量，是推进新质 生产力高质量发展的重要支撑。当前，成都正在抢抓成渝地区双城经济圈建设、国家战 ...

在夯实自身服务能力的基础上，中国银行广东省分行进一步拓宽资源边界，以生态协同放大科技金融服 务效能。 以"中银科创生态伙伴计划"为纽带，该行联动政府部门、科研机构、产业主体、投资机构等多方共建金 融服务体系，实现科技金融服务从"单点突破"到"线面协同"的跨越。2025年6月，中国银行广东省分行 与广东省生产力促进中心签署合作备忘录，并在中国人民银行广东省分行的见证下，与多家重点科技型 企业签署"益企共赢"计划，实现企业发展生命周期服务全覆盖。该行还推出三大协同举措释放叠加效 应，一是对接省级科技信贷风险补偿资金池，为早期科创企业贷款业务"兜底减压"；二是联合高校院所 打造"孵化—成长—成熟"接力式服务链，依托创新创业大赛筛选优质项目提供首贷支持；三是为东莞、 珠海等科创高地推出"一市一策"方案，前瞻性布局量子科技等未来产业，并为科创人才定制涵盖投融资 服务的"一站式"服务包。 从生产车间的智能流水线到实验室的前沿研发，从新兴产业的加速崛起到未来产业的前瞻布局，广东大 地上，金融助力新质生产力发展的热潮正持续涌动。在中国人民银行广东省分行的指导下，中国银行广 东省分行以高质量党建领航业务创新，组织干部职工深耕科 ...

Core Insights - Financial support is increasingly crucial for technological innovation in the Guangdong-Hong Kong-Macao Greater Bay Area, with Dongguan emerging as a hub for tech companies leveraging core technologies for rapid growth [1] - A diversified financial service system that adapts to the entire lifecycle of enterprises is taking shape in Dongguan, moving from traditional asset-based evaluations to a focus on future growth potential and technological capabilities [1][7] Financial Innovation - Financial institutions in Dongguan are innovating credit approval models and financial products, adopting the philosophy of "looking at patents rather than bricks" to better understand and support tech enterprises [1][3] - The "investment, loan, and guarantee" integrated credit model has been developed, allowing for a combination of equity investment and credit loans, which enhances banks' willingness to lend by distributing risks [3][4] Case Studies - Guangdong Blue Ocean Technology Company has seen significant growth in demand for its underwater robots, supported by loans from China Bank Dongguan Branch, which alleviated immediate funding pressures for R&D [2][3] - Dongdian Testing Technology Co. faces substantial funding needs for upgrading its facilities and services, with a recent investment of 70 million yuan for a new testing platform, supported by loans from CITIC Bank Dongguan Branch [5][6] Market Trends - The financial landscape in Dongguan is shifting from traditional asset-based assessments to a forward-looking approach that emphasizes technology and innovation, enabling more small and medium-sized tech companies to invest in R&D and market expansion [7][8] - The integrated financial service model and specialized products like "mid-test loans" are designed to meet the unique needs of tech enterprises, facilitating smoother access to funding and accelerating technological upgrades [6][7]

Core Viewpoint - The 20th Central Committee's Fourth Plenary Session emphasizes the integration of technological innovation and industrial innovation, focusing on accelerating the efficient transformation of major scientific and technological achievements and enhancing the construction of pilot testing platforms [1] Group 1: Policy Measures - The Beijing Municipal Development and Reform Commission and other authorities issued measures to enhance pilot testing service capabilities, proposing 14 policy measures focusing on platform layout, service capability enhancement, service ecosystem optimization, and support measures [2] - Financial institutions are encouraged to deepen products like "technology R&D loans" and "technology achievement transformation loans" to support pilot testing platform construction and project implementation [2] Group 2: Financial Services - ICBC Beijing Branch launched a dedicated financing service called "Pilot Testing Loan," providing the first loan to a specialized enterprise to alleviate funding pressure during the pilot testing phase [3] - The "Pilot Testing Loan" includes two types: loans for pilot testing platforms and loans for pilot testing enterprises, with terms of up to 15 years and 5 years respectively [3] Group 3: Risk Management - To encourage bold experimentation, measures propose insurance products for risks associated with pilot testing investments and intellectual property infringement [6] - The Ministry of Science and Technology and other departments aim to support innovation through technology insurance, providing risk management for pilot testing phases [6] Group 4: Financial and Fiscal Coordination - The measures suggest improving loan interest subsidy policies for pilot testing platform construction, guiding state and social capital participation in platform construction and project incubation [8] - Recommendations include establishing special funds and risk compensation funds for pilot testing projects, encouraging banks and insurance companies to innovate product combinations [9]

Core Viewpoint - The 20th Central Committee of the Communist Party of China emphasizes accelerating high-level technological self-reliance and innovation, integrating technological and industrial innovation deeply [1] Group 1: Financial Service Support System - The People's Bank of China Dongguan Branch has innovated the "Equity Loan Guarantee Rental" service model to support technology finance, integrating diverse resources to break financial barriers and create a full-cycle support ecosystem [1] - The model has served over 1,400 enterprises, facilitating nearly 5 billion yuan in financing and developing over 10 customized products and service models [1] Group 2: Institutional Innovation and Coordination - The Dongguan Branch has established a "three-level linkage" organizational system to enhance coordination, with clear responsibilities for government departments and financial institutions [2] - A "dynamic optimization" evaluation system has been created to continuously improve service quality based on quantitative and qualitative indicators [2] Group 3: Service Accessibility - A service system combining "fixed stations + grid specialists + special salons" has been developed to extend financial services to the front line of industries, addressing the last mile of financing for technology enterprises [3] - The service team has engaged with 491 technology enterprises with financing needs, providing personalized financing service plans [3] Group 4: Innovative Financial Products - The Dongguan Branch has focused on the full lifecycle needs of technology enterprises, innovating single-feature products and combination service models under the "Equity Loan Guarantee Rental" framework [4] - Various financing products have been developed, including "Technology Achievement Transformation Loan," "Angel Loan," and "Intellectual Property Pledge + Batch Guarantee" financing models [5][6] Group 5: Future Directions - The Dongguan Branch aims to deepen the "Equity Loan Guarantee Rental" service model, promoting the establishment of more specialized service teams to provide diversified, precise, and comprehensive financial services for technology enterprises [6]