2025年前三季度四川涉外收支规模1302亿美元 中新网成都12月10日电 (记者 岳依桐)四川省政府新闻办10日在成都举行新闻发布会，介绍"十四五"时 期金融支持四川经济高质量发展有关情况。记者从会上获悉，四川推动落实减单证、简流程、降成本、 避汇险等便利化举措，今年前三季度涉外收支规模1302亿美元。 中国人民银行四川省分行副行长李强介绍，五年来，四川金融系统不断加强金融政策和财政、产业政策 的协同，持续强化重大战略、重点领域和薄弱环节金融服务，具体包括以下五个方面： 一是金融服务实体经济质效大幅提升。四川大力支持扩投资促消费，重点项目融资保障有力，金融支持 提振和扩大消费系列政策有序落地。2025年10月末，四川省基础设施领域贷款余额4.47万亿元；全省科 技贷款余额1.35万亿元；全省涉农贷款余额2.74万亿元。 二是重点领域金融风险防控取得新进展。四川坚持把防控风险作为金融工作的永恒主题，持续加强金融 监管协作，金融风险监测预警和处置机制更加完善，存款保险机制平稳有序运行，重点领域风险防控有 力有序，全省金融风险总体可控。 三是区域金融改革创新不断深化。金融支持成渝地区双城经济圈建设政策和机制不断完 ...

"服务实体经济是金融的天职，我们会持续加强对制造业企业的金融支持，为推动'十五五'规划良好开 局贡献应有力量。"工行扬州分行营业部总经理孙红进表示，此次贷款的成功投放，不仅为重大项目注 入了金融活水，也标志着银企合作迈向新阶段。银行将以此次投放为起点，进一步融入地方发展大局， 持续深化金融服务内涵，全力构建覆盖供应链、绿色低碳、跨境贸易等领域的全方位金融支持体系。 扬子晚报网12月4日讯（通讯员 薛艳 张寅飞 记者 陈咏）金融是实体经济的血脉。血脉畅通，发展有 力。记者4日从工行扬州分行获悉，该行营业部今年以来主动对接区域内制造业企业金融需求，上周为 一省级制造业科创重大项目投放首笔贷款，以高效专业的金融服务，助力地方制造业转型升级与高质量 发展。 记者了解到，获悉省工信厅发布的重大项目清单后，该行立即组建专项服务团队，主动上门对接企业融 资需求。从初步接触到完成信贷准入、评级及预审，仅用时一周，充分展现了高效务实的服务能力。据 悉，该行提前谋划，在项目开工次日便邀请省分行审查部门及科创中心负责人赴项目现场实地调研，深 入了解项目规划与技术优势。客户经理随后专程赴省行跟进审批流程，推动项目快速过审，于6月初获 ...

近日，国务院减轻企业负担部际联席会议办公室公布2025年"服务企业在基层"典型案例名单，含十 佳案例和90个优秀案例。其中，自治区工业和信息化厅《打造"桂i企"线上服务平台24小时"不打烊"高 效办成企业诉求》获评全国十佳案例，自治区党委金融办《广西金融惠企政策畅通全区融资渠道》入选 优秀案例。至此，广西开展实体经济调研服务相关经验已经连续3年获得国家层面认可推广。 为撬动更多金融资源支持实体经济发展，解决企业"融资贵""融资难"的问题，广西实施一揽子金融 支持政策，优化升级"桂惠贷"政策。聚焦全区重大项目、重点产业、普惠等领域融资需求，统筹实施财 政贴息、风险补偿、担保补贴、奖补等措施，综合运用股权、债权、保险、融资担保等金融工具，为广 西经济高质量发展提供全链条、全周期、综合性金融服务。自今年7月政策实施以来，全区金融机构累 计投放贴息贷款1005.06亿元，累计投放补贴融资担保业务达22.53亿元，共为经营主体直接降低融资成 本10.74亿元。（梁菁惠） 据悉，"桂i企——服务实体经济"平台提供微信小程序、App、网页端三种使用端口，集成了诉求提 交、政策助手、办理评价等功能，实现了诉求一键提交、部门线 ...

广义货币（M_2）和社会融资规模增速均保持在较高水平、信贷结构持续优化、贷款利率保持在低位水 平……今年以来，适度宽松的货币政策持续发力，有力支撑经济回升向好。下一步，货币政策将继续发力， 把握好力度和节奏，保持对实体经济的较强支持力度。 "十五五"规划建议提出，大力发展科技金融、绿色金融、普惠金融、养老金融、数字金融。《报告》显示，9 月末，支持做好金融"五篇大文章"的结构性货币政策工具余额已经接近4万亿元。中国民生银行首席经济学家 温彬表示，扎实做好金融"五篇大文章"、释放消费潜力，是增强经济增长动能、促进高质量发展的重要方 向，是落实"十五五"规划建议和建设金融强国的必然要求，也将成为未来金融资源持续倾斜的领域。 央行的结构性工具，主要是激励引导金融机构支持国家重大战略、经济社会发展的重点领域和薄弱环节。在 这些领域，初期社会资金进入意愿比较低，需要中央银行的资金先期进入、发挥引导作用。近年来，中国人 民银行不断丰富工具箱，发挥货币政策工具的总量和结构双重功能，持续引导金融机构提升金融产品和服务 对经济结构转型升级的适配性，特别是围绕做好金融"五篇大文章"以及支持扩大内需等要求，把更多信贷资 源投向国民 ...

新华财经北京12月2日电（王菁）金融"活水"正以更精准的方式流向实体经济的关键领域。12月2日，中 国银行间市场交易商协会发布《关于优化并购票据相关工作机制的通知》，这是自并购票据推出以来十 分重要的一次机制革新。 当前，并购重组已成为企业整合资源、提升竞争力、实现跨越式发展的重要手段。优化并购票据机制， 不仅有助于缓解企业并购融资难题，也将推动资本市场更好服务国家战略与实体经济。 市场专家普遍认为，新规通过"放宽前端资金使用、定制中期信息披露、优化后端发行服务" 的组合 拳，构建了真正理解并购交易复杂性的融资支持体系。多位业内人士预计，新机制将极大激发传统产业 升级和战略新兴产业领域的并购活力，成为推动经济高质量发展的重要金融工具。 精准滴灌构建"理解并购"的融资新体系 资金使用的"回溯"与"聚焦"是最大亮点。《通知》明确，并购票据募集资金可直接用于支付并购价款、 偿还并购贷款，并首次允许置换企业过去一年内为并购活动支出的自有资金。这一调整为企业在并购过 程中的资金调度提供了更大弹性，有助于缓解其短期流动性压力，提升资金使用效率。 某大型券商债务融资部负责人对新华财经分析称，"允许置换自有资金，实质上是对企 ...

Core Insights - Danxi Food has established itself as a leading brand in the regional baking industry, leveraging a full industry chain from R&D to sales, supported by financial assistance from Postal Savings Bank of Shantou [1][3] - The company has expanded its operations significantly since 2020, increasing its store count and production capacity to support 100 stores, with 45% of products baked fresh daily [1][3] - The partnership with Postal Savings Bank has been crucial for Danxi Food, providing tailored financing solutions to address ongoing capital needs for equipment upgrades and store renovations [3][4] Company Overview - Danxi Food has been rooted in the Chaoshan region for 28 years and is recognized for its "Chaosi pastry-making skills," which is listed as a municipal intangible cultural heritage [1] - The company initially started as a fruit wholesale business before transitioning into the baking industry, now operating a central factory of 6,000 square meters [1][2] Financial Support and Growth - The initial loan of 1.26 million yuan from Postal Savings Bank was received within three days, alleviating immediate financial pressures [2] - Over time, the bank has provided a total of over 4 million yuan in credit, covering various operational costs including raw materials and R&D personnel salaries, which range from 25,000 to 30,000 yuan per month [3][4] - Danxi Food plans to expand further, with a flagship store and new product development funded by an additional 200 million yuan loan currently under approval [3] Future Development Plans - The company aims to establish a "central factory + regional production points" model to enhance service efficiency and reduce delivery costs [4] - Plans include upgrading equipment to achieve automation in production, thereby reducing labor costs [4] Banking Partnership - Postal Savings Bank has adapted its repayment methods to align with the company's operational rhythm, offering flexible repayment options and proactive loan renewal support [4] - As of August 2025, the bank's small and micro enterprise loan balance exceeded 8.7 billion yuan, benefiting over 6,600 enterprises [5]

Core Viewpoint - The article emphasizes the role of logistics as a crucial component of economic operation and highlights the proactive measures taken by Jiyu Rural Commercial Bank to support the logistics industry, thereby contributing to local economic development and livelihood security [1] Group 1: Financial Support for Logistics - Jiyu Rural Commercial Bank has tailored financing solutions to address the financing bottlenecks faced by logistics companies, particularly those with limited collateral [2] - A logistics company received a loan of 2.95 million yuan within three days, demonstrating the bank's commitment to quick and effective financial support [2] - The bank has established a green channel for credit approval, reducing the loan approval time to within three working days to meet the urgent financing needs of logistics enterprises [2] Group 2: Integrated Financial Services - Jiyu Rural Commercial Bank has provided integrated financial support for agricultural product transportation, combining storage and transportation services [3] - The bank has issued loans totaling 120 million yuan to over 50 logistics companies, supporting various sectors including cold chain logistics, e-commerce express delivery, and bulk cargo transportation [3] - Timely financial assistance has been crucial for logistics companies during peak seasons, ensuring the efficient delivery of agricultural products to the market [3]

Core Points - The company focuses on supporting agricultural and small enterprises by optimizing financial services and increasing credit investment for small and micro enterprises [1][2] - The bank has implemented initiatives like "Visiting Thousands of Households for Mutual Growth" and "Hundred Banks Entering Ten Thousand Enterprises" to better connect with market entities and customize loan products [1] - A specific case highlights a fruit and vegetable processing company that received 3 million yuan in credit support, which alleviated their financial pressure and enabled them to expand operations [1] - The processing company has established over 200 acres of standardized production bases and has created more than 100 job opportunities, demonstrating a win-win situation for both business and social benefits [1] Future Plans - The bank plans to deepen its local market engagement, innovate financial products and service models, and increase support for local fruit and vegetable processing enterprises to provide more financial backing for the real economy [2]

Core Insights - The financial sector in Beijing has shown significant growth and structural optimization during the "14th Five-Year Plan" period, with a notable increase in social financing and loans [1][2] Group 1: Financial Growth and Structure - From 2021 to 2024, the average annual increase in social financing in Beijing is nearly 1 trillion yuan, with RMB loans growing at an average annual rate of 9.2%, outpacing the city's GDP growth by 4 percentage points [1][2] - The financial industry's added value in Beijing is expected to exceed 850 billion yuan this year, up from 705.7 billion yuan at the beginning of the period [1] - Loan structure has improved, with significant increases in loans for new economic sectors, inclusive small and micro enterprises, and technology, while real estate loan proportion has decreased by 7 percentage points [1] Group 2: Policy Implementation and Market Stability - Since September 2024, the People's Bank of China and financial management departments have implemented measures to stabilize market expectations and boost confidence, resulting in a decline in financing costs for the real economy [2] - The weighted average interest rate for corporate loans in Beijing dropped to 2.52% by September 2025, a decrease of 138 basis points from the end of 2020 [2] - The financing accessibility for weak links such as private small and micro enterprises and rural revitalization has steadily improved, with over 50,000 enterprise visits conducted by banks in the past five years [2] Group 3: Financial Reform and Opening Up - Beijing has made strides in financial reform and high-level opening up, implementing pilot programs for cross-border trade and investment, benefiting over 1,000 enterprises [3] - The city has initiated cross-border financing facilitation trials, with business amounts exceeding 4.8 billion USD, and has established a policy framework for integrated fund pools for multinational companies [3] - The average annual cross-border RMB revenue and expenditure in Beijing has grown steadily, with the proportion of cross-border revenue and expenditure rising from 50% in 2020 to 65% in 2024 [3]

Core Insights - The article highlights the transformative role of financial support in revitalizing a struggling electronic market, exemplified by Mr. Zhang's experience with a bank loan that enabled him to stabilize his business amidst challenging market conditions [3]. Group 1: Financial Support and Business Transformation - Mr. Zhang initially leased a 5,000 square meter office space, which he developed into a leading electronic market in the city, demonstrating the potential of financial backing in entrepreneurship [3]. - In September 2023, Mr. Zhang faced difficulties due to a declining market and slow rent collection, prompting him to apply for a loan of 200,000 yuan from Yulin Rural Commercial Bank, which provided crucial financial relief [3]. - The bank's proactive approach, including a thorough assessment of Mr. Zhang's business and assets, led to a credit line of 500,000 yuan, which not only alleviated immediate financial pressures but also instilled confidence in the market's stability [3]. Group 2: The Role of Financial Institutions in Economic Resilience - The support from Yulin Rural Commercial Bank is portrayed as a catalyst for change, illustrating how financial institutions can play a vital role in sustaining businesses during economic downturns [3]. - The narrative emphasizes that financial assistance goes beyond mere funding; it encompasses confidence-building and innovative business models, showcasing a collaborative relationship between banks and enterprises [3]. - The article concludes that the partnership between finance and industry is essential for navigating economic challenges, highlighting the bank's role as a facilitator of growth and resilience in the face of adversity [3].