Group 1 - The rapid development of the green finance market has led to an increase in relevant information and data, with a focus on the latest trends and dynamics in the field [1] - The People's Bank of China and other regulatory bodies issued a notice to support the high-quality development of forestry, proposing 15 specific measures to enhance financial services and support for the forestry industry [2] - The first meeting of the China-UK Transition Finance Working Group was held, aiming to promote the implementation of transition finance standards and cross-border project cooperation [3] Group 2 - Xiamen proposed a draft green finance development regulation to provide legal support for green economic transformation, integrating various financial policies and emphasizing cooperation in green finance services [4] - Yantai released an action plan to explore blue finance practices, aiming for a loan balance of over 120 billion yuan for blue industries by 2027 [6] - The national carbon market reported a weekly carbon price peak of 70.69 yuan per ton, with total trading volume reaching over 6 million tons [7][8] Group 3 - The Bank of China assisted Guangdong in issuing 2.5 billion yuan of offshore "blue + green bonds," indicating strong investor interest with an order peak of 11.8 billion yuan [9][10] - The launch of the Rongtong CSI ESG ETF linked fund achieved a record initial scale of 960 million yuan, reflecting growing market interest in green investment [11] - Suzhou Industrial Park established a 500 million yuan ESG green unicorn industry fund, focusing on high-growth sectors and promoting sustainable financial practices [12]

Group 1: Financial Performance - In the first half of 2025, Qingdao Bank achieved operating income of 7.662 billion yuan, an increase of 534 million yuan, representing a growth of 7.50% [2] - The net profit attributable to shareholders of the parent company reached 3.065 billion yuan, an increase of 424 million yuan, reflecting a growth of 16.05% [3] Group 2: Loan and Credit Strategy - As of June 30, 2025, the total customer loans amounted to 368.406 billion yuan, an increase of 27.716 billion yuan, which is a growth of 8.14% compared to the end of the previous year [3] - The bank plans to continue increasing credit investment to support the development of the real economy, with a focus on eight key sectors including technology finance, inclusive finance, and green finance [3] Group 3: Operational Efficiency - The bank has implemented cost reduction and efficiency enhancement measures, resulting in a decrease in overall expenses while maintaining business growth [2] - Interest income has steadily increased due to the expansion of interest-earning asset scale and a significant reduction in interest expenses [2]

Core Viewpoint - The Guangdong Financial Regulatory Bureau aims to enhance financial support for the development of the Guangdong-Hong Kong-Macao Greater Bay Area through a strategy focused on innovation, industry support, layout optimization, and development method innovation [1] Group 1: Focus Areas - Focus on breakthroughs in new productive forces technology, enhancing financial support for innovation in the Bay Area, and promoting pilot reforms in technology finance to improve service quality [1] - Focus on the construction of new productive force entities, strengthening financial support for industrial development in the Bay Area, and promoting financial assistance for urban renewal and village renovation [1] - Focus on optimizing the layout of new productive forces, enhancing financial support for interconnected Bay Area development, and increasing support for major platforms like Qianhai and Nansha [1] - Focus on innovation in development methods of new productive forces, enhancing financial support for a beautiful Bay Area, and promoting standards and innovations in green finance, transformation finance, blue finance, and circular finance [1]

Core Insights - The People's Bank of China, along with various local departments, has launched a three-year action plan (2025-2027) to support the blue-green integration development in Yantai City [1] - The plan aims to achieve a loan balance of 120 billion yuan for blue industries by 2027, enhancing the coverage, accessibility, and convenience of financial products and services [1] Group 1 - The action plan outlines three main focus areas: comprehensive support for blue industries, targeted support for key blue economic scenarios, and transforming ecological rights and values into financing assets [2] - Financial institutions are encouraged to provide support and services to relevant industry enterprises based on the "Yantai Blue Industry Investment and Financing Directory," promoting a green and low-carbon transformation of the marine industry [2] - The plan emphasizes the need for differentiated financial support measures tailored to specific ecological and geographical units, aligning with industry demands [2] Group 2 - There is a focus on leveraging blue carbon ecosystems, such as seagrass beds and shellfish, to create innovative financing products that reflect Yantai's unique characteristics and advantages [2] - The action plan aims to integrate blue finance with green finance, technology finance, and inclusive finance for a holistic approach [1]

Core Viewpoint - Qingdao Bank has demonstrated strong performance in the first half of 2025, achieving double-digit growth in net profit and maintaining a net interest margin significantly above the industry average, despite challenges faced by the broader banking sector [1][2]. Financial Performance - In the first half of 2025, Qingdao Bank reported revenue of 7.662 billion yuan, a year-on-year increase of 7.50%, and a net profit attributable to shareholders of 3.065 billion yuan, up 16.05% [2]. - The bank's total assets surpassed 700 billion yuan, reaching 743.028 billion yuan, with a year-to-date increase of 53.065 billion yuan, reflecting a growth rate of 7.69% [3]. - Qingdao Bank's net interest income grew by 12.19%, outperforming the industry average by 8.6 percentage points [4]. Asset Quality - The bank achieved its best asset quality since its listing, with a non-performing loan ratio of 1.12%, down 0.02 percentage points from the beginning of the year, and a provision coverage ratio of 252.80%, up 11.48 percentage points year-on-year [5]. Regional Economic Service - Qingdao Bank has established a strong presence in the Shandong province, leveraging local economic characteristics and industry advantages to support high-quality regional economic development [6][7]. Strategic Focus Areas - The bank has identified eight key sectors for development, including technology finance, green finance, blue ocean finance, and rural revitalization, aiming to create a differentiated competitive advantage [7][9]. - Qingdao Bank has launched a "Blue Finance" brand strategy, offering a comprehensive suite of financial products tailored to marine enterprises, with blue loan balances reaching 19.226 billion yuan, a growth of 14.56% [7]. Technological and Digital Transformation - The bank is actively enhancing its technology finance services, with technology loan balances increasing by 20.85% to 31.225 billion yuan [8]. - Qingdao Bank is undergoing a digital transformation, focusing on smart marketing, operations, risk control, and office management, with a new core system expected to enhance product innovation and data governance [11]. Competitive Advantage - Qingdao Bank is leveraging its multi-license capabilities to provide comprehensive financial solutions, enhancing its competitive edge in the market [10]. - The bank's wealth management subsidiary has seen steady growth, with a product scale of 189.48 billion yuan and a customer base of 3.1538 million [10]. International Business Expansion - The bank has become the first local bank in Shandong to obtain direct participation in the RMB Cross-Border Payment System (CIPS), facilitating efficient cross-border payment services [10][11].

Core Viewpoint - Qingdao Bank's 2025 semi-annual report showcases significant growth in revenue and net profit, reflecting a strong operational performance amid a focus on quality and risk management [1][3]. Financial Performance - Revenue for the first half of 2025 reached 7.662 billion yuan, a year-on-year increase of 7.50% [2]. - Net profit amounted to 3.152 billion yuan, representing a year-on-year growth of 16.25% [1][2]. - Total assets stood at 743.028 billion yuan, up 7.69% from the end of the previous year [1]. - The weighted average return on equity was 15.75%, an increase of 0.41 percentage points year-on-year [2]. - The non-performing loan ratio decreased to 1.12%, down 0.02 percentage points from the end of the previous year [1][3]. - Provision coverage ratio improved to 252.80%, up 11.48 percentage points [1][3]. - Capital adequacy ratio was reported at 13.52% [1]. Asset Quality and Risk Management - Qingdao Bank has successfully reduced its non-performing loan ratio while increasing its provision coverage, indicating strong risk management practices [3]. - The bank's focus on maintaining high asset quality has allowed for sustainable profit growth [3]. Lending and Support for the Real Economy - As of the end of the reporting period, the bank's corporate loan balance was 292.612 billion yuan, an increase of 30.258 billion yuan, or 11.53% [4]. - Over 70% of the bank's credit resources are directed towards enterprises, aligning with the financing needs of small and medium-sized enterprises in Shandong [4]. - The bank's investment in corporate bonds increased significantly by 71.41% to 26.810 billion yuan [4]. Innovation and Service Expansion - Qingdao Bank has made strides in technology finance, with a 20.85% increase in technology financial loans, reaching 31.225 billion yuan [5]. - The bank's green loan balance grew by 38.18% to 51.609 billion yuan, exceeding the average loan growth rate [7]. - The bank's retail banking segment reported a revenue of 1.675 billion yuan, accounting for 21.87% of total revenue [8]. International Business and Financial Instruments - The bank issued 82 debt financing instruments, raising 53.143 billion yuan, a year-on-year increase [14]. - Qingdao Bank has enhanced its international business capabilities, achieving a 35.04% increase in transaction banking revenue [9]. Recognition and Future Outlook - Qingdao Bank was included in the 2025 Fortune China 500 list, marking a significant recognition of its comprehensive strength [7]. - The bank aims to continue its high-quality development by enhancing risk management and customer insights [14].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 Bank of Qingdao Co., Ltd.* 青 島 銀 行 股 份 有 限 公 司 * （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） （H股股份代號：3866） 海外監管公告 承董事會命 青島銀行股份有限公司* 景在倫 董事長 中國山東省青島市 2025年8月28日 於本公告日期，董事會包括執行董事景在倫先生、吳顯明先生、陳霜女士及劉 鵬先生；非執行董事周雲傑先生、Rosario Strano先生、譚麗霞女士、Giamberto Giraldo先生及鄧友成先生；獨立非執行董事邢樂成先生、張旭先生、張文礎先 生、杜寧先生及范學軍先生。 * 青島銀行股份有限公司並非一家根據銀行業條例（香港法例第155章）之認可機構，並不受 限於香港金融管理局的監督，亦不獲授權在香港經營銀行及╱或接受存款業務。 青岛银行股份有限公司 （A 股证券代码：002948） 本公告乃根 ...

Group 1 - The delivery of the world's first salmon farming vessel "Suhai No. 1" in June marks a significant breakthrough for Jiangsu in deep-sea fishery development and industrialized aquaculture, showcasing its commitment to the national "Marine Power" strategy [1] - "Suhai No. 1" is equipped with systems for water quality monitoring, automatic feeding, and intelligent control, with an expected annual production of 8,000 tons of salmon, enhancing the freshness, supply stability, and market competitiveness of domestic salmon [1] - Jiangsu Bank has provided a credit facility of 760 million yuan to support the financing needs of the "Lianyungang fishing vessel salmon farming" project, injecting strong financial momentum into the development of modern marine industries in Lianyungang [1] Group 2 - Jiangsu Bank, as a globally recognized bank and a systemically important bank in China, has adopted sustainable development principles and was elected as the only Chinese bank in the UNEP FI Banking Council for the East Asia region [2] - The bank is actively exploring blue finance as a new avenue, aiming to build a blue finance system to support high-quality development of the marine economy in Jiangsu province [2]

Group 1 - The core viewpoint of the articles highlights the establishment of the first local blue finance standard in China by Weihai City, aimed at supporting sustainable investment and financing in the marine economy [1][2] - In 2024, Weihai will release the "Weihai City Blue Industry Sustainable Investment and Financing Support Directory," which will serve as a basis for developing a blue project intelligent identification system by 2025 [1] - A total of 71 projects have been included in the blue investment project database, with 52 classified as blue projects and 19 as light blue projects, covering various sectors such as marine equipment manufacturing, clean energy, and green fisheries [1] Group 2 - As of June, the total balance of blue loans in Weihai reached 28.47 billion yuan, accounting for 21.4% of the total green loan volume [2] - The city has introduced innovative financial products, including the first marine sustainable development-linked loan in the country and the first marine carbon sink expected income rights pledge loan in Shandong Province [2] - The financial regulatory department plans to leverage the blue investment directory and project database to promote the transition of the economy towards green and blue development through various financial resources [2]

Core Viewpoint - The Ministry of Natural Resources emphasizes the importance of coordinating marine resource development and protection to ensure the sustainable growth of the "blue growth pole" in China [1][2]. Group 1: Marine Resource Management - The Ministry will enhance spatial planning and control, integrating marine and island resources into a unified national land and space planning framework [1]. - There will be a focus on improving the efficiency of resource utilization and promoting a more intensive and economical use of marine resources [1]. - The Ministry aims to strengthen land-sea coordination and regional collaboration, enhancing the governance of river basins and marine areas [1][2]. Group 2: Ecological Protection Initiatives - The Ministry has established marine ecological protection red lines and optimized the spatial layout for marine ecological and development areas [2]. - Approximately 200 major projects for marine ecological protection and restoration are supported by central financial resources, leading to the restoration of nearly 1,780 kilometers of coastline and over 795,000 acres of coastal wetlands [2]. - New initiatives include the construction of "blue bays," "beautiful islands," and "beautiful beaches," contributing to a comprehensive protection framework from mountains to oceans [2]. Group 3: Technological and Financial Support - The Ministry will continue to promote technological innovation in green and low-carbon technologies to drive high-quality development in the marine industry [2]. - There will be an increase in support for "blue finance" to enhance the mechanisms for ecological damage compensation and protection [1].