人民币汇率弹性增强 今年以来，我国外汇市场运行总体平稳。人民币汇率双向浮动，保持相对稳定。4月份以来，美方单边 主义、保护主义行径引发国际金融市场剧烈波动，人民币对美元汇率先贬后升，与4月3日美宣布对贸易 伙伴加征所谓"对等关税"前的水平大体相当。 今年以来，外部环境发生深刻变化，国际金融市场波动加大。我国有力有效应对外部挑战，经济保持回 升向好，外汇市场运行总体平稳。国家外汇管理局数据显示，今年一季度，我国外汇市场交易理性有 序，跨境资金呈现净流入。 跨境资金净流入 一季度，企业、个人等非银行部门跨境资金净流入517亿美元，处于历史同期较高水平。 "主要渠道跨境资金流动平稳有序。"国家外汇管理局副局长、新闻发言人李斌介绍，货物贸易资金净流 入较快增加。一季度，我国外贸克服外部压力呈现较强韧性，货物贸易项下跨境资金净流入2063亿美 元，同比增长1.2倍。外资配置人民币债券增多。2月份至3月份外资净增持境内债券269亿美元，同比增 长84%。服务贸易、外资企业利润汇出总体平稳。一季度，服务贸易跨境资金净流出同比增长25%，其 中旅行项下资金净流出增长12%。 近一段时间，境外机构普遍看好我国债券市场，增持债券 ...

Core Insights - The People's Bank of China Qinghai Branch has introduced innovative financing models such as forest rights mortgage loans, state-owned agricultural land use rights mortgage loans, and livestock mortgage loans to meet the diverse financing needs of agricultural and pastoral areas [1][2] - As of March 2025, the balance of forest rights mortgage loans in Qinghai reached 430 million yuan, agricultural land use rights mortgage loans reached 140 million yuan, and livestock mortgage loans totaled 1.97 billion yuan [1] - The establishment of a new mortgage system has activated "sleeping assets" and provided strong support for the development of the real economy in Qinghai [1][5] Financing Innovations - The Bank of China Haidong Branch collaborated with third-party guarantee companies to develop a pledge guarantee model for carbon trading rights, providing a 3 million yuan loan to support Qinghai Carbon Valley Information Technology Co., Ltd. in its carbon trading project [2][3] - Other banks, such as Minhe Rural Commercial Bank and Agricultural Development Bank of China, have also utilized future ticketing rights from local tourist attractions as collateral, providing a total of 1.174 billion yuan in loans to tourism enterprises [3] Support for Rural Development - Qinghai banks are actively implementing mortgage methods for rural housing to rejuvenate rural industries, with Agricultural Bank of China providing batch loans to farmers in need [4] - A farmer named Xie Wenhuan successfully started a rural guesthouse with a 100,000 yuan mortgage loan, significantly increasing his family's annual income [4][5] - The banking sector's innovative measures have successfully activated dormant assets, contributing to the economic and social development of Qinghai [5]

Core Viewpoint - The recent issuance of the "Plan for Accelerating the Construction of an Agricultural Power (2024-2035)" by the Central Committee of the Communist Party of China and the State Council outlines a roadmap for the development of rural industries, emphasizing the need for a comprehensive upgrade of the agricultural industry system and enhancement of agricultural efficiency [1] Group 1: Rural Industry Development - The development goals for rural industries in China are becoming clearer, focusing on the upgrade and integration of rural industrial chains [1] - Rural characteristic industries are identified as a significant component of rural industries with substantial development potential [1] - Financial institutions are optimizing financial supply and innovating credit products to expand inclusive financial coverage, supporting the growth of rural industries [1] Group 2: Financial Support for Agriculture - The Postal Savings Bank of China in Zhaoqing City provided a 200,000 yuan credit loan to a local cooperative to address funding shortages for the cultivation of sugar oranges [2] - The bank is integrating financial elements into the entire industrial chain of sugar oranges, enhancing the brand's visibility [2] - The Zhaoqing Sugar Orange Technology Co., Ltd. is focusing on deep processing technology and has received a "Science and Technology Innovation Loan" to alleviate cash flow issues [3] Group 3: Financial Resource Integration - The Postal Savings Bank has effectively integrated financial resources with local agricultural and industrial resources, extending financial services along the supply chain [4] - As of February this year, the bank has issued over 1.7 billion yuan in agricultural loans, serving more than 2,500 entities [4] Group 4: Support for Rural Characteristic Industries - The development of rural characteristic industries is essential for building an agricultural power and revitalizing rural areas, contributing to increased agricultural efficiency and farmer income [6] - The Agricultural Development Bank is committed to supporting county-level industries and promoting the development of green and characteristic agricultural products [6] - The Postal Savings Bank is implementing tailored service models for rural characteristic industries, focusing on enhancing the agricultural supply chain [7]

Core Viewpoint - The article highlights the success story of a flower market entrepreneur in Guangzhou, showcasing the importance of innovative financial products tailored to the needs of small business owners in the agricultural sector [1][2][4]. Group 1: Company Overview - Guangzhou Yayu Ecological Environment Co., Ltd., led by Sun Mengjiang, operates in the largest flower market in Guangdong, known for its diverse flower offerings [1]. - The company has expanded to over 170 acres of planting base, with flowers being well-received in both domestic and international markets, including exports to Vietnam [3]. Group 2: Financial Support and Innovation - The Postal Savings Bank of China provided a specialized loan product, "Flower Loan," amounting to 700,000 yuan, to assist Sun Mengjiang in overcoming financial challenges related to seasonal planting [2]. - The bank's initiative reflects its commitment to supporting the agricultural sector and small businesses, particularly in addressing the unique financing needs of flower market vendors [4]. Group 3: Economic Impact - The flower business has positively impacted local farmers, increasing their wages from 2,000-3,000 yuan to 5,000-6,000 yuan, thereby improving their living standards [3]. - The growth of the flower industry contributes to rural economic development and enhances the livelihoods of local communities [3].

Core Viewpoint - The "Hundred Cities, Thousand Schools, Ten Thousand Enterprises" employment promotion initiative in Guangdong aims to enhance the connection between private enterprises and universities, facilitating precise matching of job supply and demand, thereby supporting the development of the private economy and the growth of young talent [1][2] Group 1: Employment Promotion Initiative - The initiative is organized by the Guangdong Provincial Federation of Industry and Commerce, the Provincial Department of Education, and the Provincial Department of Human Resources and Social Security [1] - The program will extend to 21 cities in Guangdong, utilizing a provincial-level coordination, city-county collaboration, and university implementation approach to improve job precision and coverage [1][2] - The initiative has received positive responses from private enterprises and universities, with an increasing number of graduates being employed by private companies since its inception in 2022 [1] Group 2: Job Matching Strategies - Key enterprises with strong employment absorption capabilities will receive tailored services to meet their labor needs [2] - Small and micro enterprises will leverage new information technologies, such as live streaming and remote interviews, to enhance their recruitment visibility and match suitable talent [2] - Platform enterprises will play a crucial role in linking job opportunities from numerous small and micro businesses, creating vast employment and entrepreneurial opportunities [2] Group 3: Recruitment Event - A specialized recruitment fair was held in Guangzhou, featuring over 180 companies offering more than 5,000 quality job positions across various sectors, including artificial intelligence, smart manufacturing, electronic information, education, and financial services [2]

Core Viewpoint - The financing service matching event in Shenzhen aims to support private enterprises in overcoming challenges and expanding market opportunities through collaboration with financial institutions [1][2]. Group 1: Event Overview - The event was organized by multiple government and financial regulatory bodies, including the Shenzhen Development and Reform Commission and the People's Bank of China Shenzhen Branch [1]. - Nearly 30 private enterprises with actual financing needs participated, alongside 24 financial institutions from various sectors such as banking, insurance, and venture capital [1]. Group 2: Policy and Financial Solutions - A representative from the People's Bank of China Shenzhen Branch provided a comprehensive interpretation of recent policies aimed at enhancing financial services for the high-quality development of the private economy [1]. - The event highlighted innovative financial models such as "Tengfei Loan," "Technology Startup Loan," "Park Loan," and "Shenzhen Quality Loan," which are designed to facilitate financing for technology innovation and transformation [1]. Group 3: Outcomes and Future Plans - Five banks signed agreements with six private enterprises during the event, with a total intended financing amount exceeding 300 million yuan, focusing on comprehensive credit and inclusive finance loans [2]. - The event is seen as a proactive measure by the Shenzhen government to alleviate difficulties faced by private enterprises amid complex international trade conditions, thereby boosting their confidence and market vitality [2]. - Shenzhen plans to continue building mechanisms, platforms, and services to optimize the business environment and create a positive cycle of interaction between enterprises, government, and financial institutions [2].

4月23日，中国人民银行举行新闻发布会，介绍《上海国际金融中心进一 步提升跨境金融服务便利化行动方案》（以下简称《行动方案》）有关情 况。此前，4月2 1日，中国人民银行、国家金融监督管理总局、国家外汇 局和上海市人民政府联合印发了《行动方案》。 中国人民银行党委委员、副行长陆磊在发布会上表示，《行动方案》有两 个核心要点，一是突出上海国际金融中心建设，二是聚焦提升跨境金融服 务便利化。以这两方面为出发点和落脚点，《行动方案》着眼于更好发挥 上海国际金融中心在服务构建新发展格局中的特殊作用，支持各类主体更 加安全、便捷、高效参与国际竞争与合作，从提高跨境结算效率、优化汇 率避险服务、强化融资服务、加强保险保障、完善综合金融服务等五方面 提出了18条重点举措，对上海加快建设国际金融中心，更好服务企业"走 出去"具有重要意义。 近期，中国人民银行、金融监管总局、国家外汇局、上海市人民政府联合印发了《上海国际金融中心进一步提升跨境金融服务便利化行动方案》。这个 《行动方案》有两个核心要点，一是突出上海国际金融中心建设，二是聚焦提升跨境金融服务便利化。 《行动方案》有力支持企业"走出去"，促进经济高质量发展。 大家都 ...

登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码：003042 证券简称：中农联合 公告编号：2025-015 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假记载、误导性陈述或重大遗 漏。 重要内容提示： 1.董事会、监事会及董事、监事、高级管理人员保证季度报告的真实、准确、完整，不存在虚假记载、 误导性陈述或重大遗漏，并承担个别和连带的法律责任。 2.公司负责人、主管会计工作负责人及会计机构负责人(会计主管人员)声明：保证季度报告中财务信息 的真实、准确、完整。 3.第一季度报告是否经审计 □是 R否 一、主要财务数据 （一） 主要会计数据和财务指标 公司是否需追溯调整或重述以前年度会计数据 □是 R否 （二） 非经常性损益项目和金额 R适用 □不适用 R适用 □不适用 单位：元 其他符合非经常性损益定义的损益项目的具体情况 □适用 R不适用 公司不存在其他符合非经常性损益定义的损益项目的具体情况。 将《公开发行证券的公司信息披露解释性公告第1号——非经常性损益》中列举的非经常性损益项目界 定为经常性损益项目的情况说明 □适用 R不适用 公司不存在将《公开发行证券的公司信息披露 ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Liuzhou Branch is actively supporting the high-quality development of the manufacturing industry in Guangxi by enhancing financial services and implementing targeted financial support measures [1][2][3] Group 1: Financial Support and Growth - As of the first quarter of 2025, the manufacturing loan balance of ICBC Liuzhou Branch reached 16.113 billion, an increase of 2.253 billion since the beginning of the year [1] - The bank has developed differentiated investment and financing plans based on the characteristics and resource endowments of Liuzhou's industries, aiming to direct credit funds towards the manufacturing sector [1] Group 2: Product Utilization and Demand Matching - ICBC Liuzhou Branch focuses on key industries, projects, and clients, utilizing a variety of financial products such as loans, bonds, and equity to meet the diverse financial needs of manufacturing enterprises [2] - The bank emphasizes support for small and medium-sized enterprises in high-end manufacturing and technology innovation, implementing policies for technology transformation and project financing [2] Group 3: Service Enhancement and Efficiency - A professional working group, including investment banking experts, has been established to create tailored service plans for different enterprises, enhancing communication and approval efficiency [3] - The bank plans to continue improving service quality and innovating financial products to provide comprehensive support for the high-quality development of Liuzhou's manufacturing sector [3]

导读 ：这是中国金融体系在跨境金融领域迈出的随需而变、与时俱进的重要一步。 作者 | 一财评论员 2025.04. 25 高质量资本项目开放，日益成为企业走出去的所愿所求。 本文字数：1740，阅读时长大约3分钟 当然，《行动方案》主要是在现有制度框架下优化实务操作，提高对国际经贸形势的敏感适应能力。 这是中国金融体系在跨境金融领域迈出的随需而变、与时俱进的重要一步。随着跨境金融服务场景的 日益复杂，金融监管部门需通过制度变革，推进开放进程，不断为实务操作提供更多的制度空间，更 好助力企业走出去。 当前中国跨境金融服务的场景，正在发生新变化。如数以万亿计的贸易融资等，导致离岸市场中留滞 大量人民币，在中美存在较大利差的背景下，离岸人民币资产面临着日益突出的汇率风险和市场风 险，增加了离岸人民币资产的持有成本和汇兑风险等。 另外，国际市场最担心的是美国对国际金融体系的挑战，即美国发起关税战后，需强势美元缓冲外部 输入性通胀压力，在美国财政赤字日益不可持续及美联储降息政策面临抉择难等压力下，特朗普政府 可能会施压暂停向购买美国国债的顺差国支付利息，并以抬高其他货币与美元挂钩成本相要挟。 这需中国央行等未雨绸缪地做 ...