新华财经北京5月20日电（幸骊莎）人民银行20日开展3570亿元7天期逆回购操作，操作利率为1.40%，与此前持平；鉴于当日有1800亿元逆回购到期，公开 市场实现净投放1770亿元。 上海银行间同业拆放利率（Shibor）各品种利率均有小幅下跌。具体来看，隔夜Shibor下跌2.80BP，报1.5090%；7天Shibor下跌0.60BP，报1.5560%；14天 Shibor下跌0.40BP，报1.6500%。 上海银行间同业拆放利率（5月20日） | | | | 2025-05-20 11:00 | | --- | --- | --- | --- | | | 期限 | Shibor(%) | 涨跌(BP) | | 中 | O/N | 1.5090 | 2.80 | | t | 1W | 1.5560 | 0.60 | | 企 | 2W | 1.6500 | 0.40 | | � | 1M | 1.6170 | 0.70 | | 1 | 3M | 1.6420 | 0.30 | | 中 | 6M | 1.6540 | 0.20 | | 中 | 9M | 1.6650 | 0.40 | | | 1Y | 1 ...

中国人民银行行长潘功胜主持召开金融支持实体经济座谈会 百万用户都在看 美国调整对华加征关税！ 利好突袭！外资，重大转变！ 为贯彻落实党中央、国务院决策部署，推动一揽子货币金融政策落地见效，支持经济持续回升向好，5月19 日，中国人民银行行长潘功胜主持召开金融支持实体经济座谈会并讲话。金融监管总局副局长周亮出席会议并 讲话。中国人民银行副行长宣昌能、邹澜出席会议。 会议指出，4月25日中央政治局会议分析研究当前经济形势，对下一步经济工作作出重要部署。金融系统要提 高政治站位，切实把思想和行动统一到党中央决策部署上来，着力稳就业、稳企业、稳市场、稳预期，抓好一 揽子货币金融政策措施的落实和传导，以高质量发展的确定性应对外部环境急剧变化的不确定性。 会议强调，要实施好适度宽松的货币政策，满足实体经济有效融资需求，保持金融总量合理增长。加力支持科 技创新、提振消费、民营小微、稳定外贸等重点领域，用好用足存量和增量政策，提高金融支持实体经济质 效，支持经济结构调整、转型升级和新旧动能转换。强化货币政策执行和传导，维护市场竞争公平秩序，推动 金融服务实体经济和银行自身可持续发展的有机统一。有序推进人民币国际使用，提高贸易 ...

Core Viewpoint - The meeting emphasized the need for the financial system to align with the central government's decisions to stabilize employment, businesses, markets, and expectations, while effectively implementing monetary policies to address external uncertainties [1] Group 1: Monetary Policy - The meeting highlighted the importance of implementing a moderately loose monetary policy to meet the effective financing needs of the real economy [1] - It was stated that maintaining reasonable growth in the total financial volume is crucial [1] Group 2: Support for Key Areas - Increased support for key areas such as technological innovation, consumption, small and micro enterprises, and stabilizing foreign trade was emphasized [1] - The meeting called for effective utilization of both existing and new policies to enhance the quality and efficiency of financial support for the real economy [1] Group 3: Economic Transition - The focus was placed on supporting economic structural adjustments, transformation upgrades, and the conversion of old and new driving forces [1]

Group 1: Financial Support for Local Industries - The bank is implementing various measures to enhance financial support for the local hair product industry, including launching specific loan products like "Hair Loan" and "Lu Trade Loan" [3][10] - A total of 4.57 billion yuan in loans has been issued to 403 hair processing enterprises and individual processors in the county [3] - The bank's financial support aims to help the hair industry expand internationally, with products exported to Europe, America, and Japan [3][10] Group 2: Development of Outdoor Products Industry - The outdoor products industry in the region is thriving, with companies like Sheng Teng Outdoor Products leading the way, achieving an annual revenue of over 30 million yuan [5] - The company has established over 62 manual processing points, providing employment for more than 3,500 villagers [5] - The bank has issued 1.42 million yuan in loans to six outdoor product enterprises to support the industry's growth and international expansion [5][10] Group 3: Support for New Chemical Materials Industry - The new materials industry is represented by companies like Shandong Helichang New Materials, which produces 30,000 tons of new materials annually [7][9] - The company has received 10 million yuan in project loans from the bank, which has accelerated its project progress [9] - The bank has issued a total of 44 million yuan in loans to five new chemical enterprises to promote their products on the international stage [10]

Core Viewpoint - The People's Bank of China emphasizes the importance of balancing short-term and long-term goals, supporting the real economy while maintaining the health of the banking system in its monetary policy execution report for Q1 2025 [1] Group 1: Financing Costs and Transparency - The central bank has been working to lower the comprehensive financing costs for enterprises, with the average interest rate for new corporate loans at approximately 3.2% in April 2025, down about 50 basis points year-on-year [2] - Non-interest costs, such as collateral fees and intermediary service fees, are identified as key areas for optimization, with banks encouraged to standardize service charges and enhance transparency [2] - The introduction of the "Loan Clarity Sheet" has improved transparency in financing costs, allowing enterprises to better understand their financing expenses and enhance their bargaining power [3] Group 2: Support for the Real Economy - The central government has called for more proactive macroeconomic policies, including potential interest rate cuts and maintaining ample liquidity to support the real economy [4] - Financial institutions are urged to focus on key areas such as technology finance, green finance, and support for small and micro enterprises, aligning financial products with strategic needs [4][5] - The banking sector is expected to enhance service precision and professionalism, with state-owned banks taking a leading role while smaller banks focus on niche markets [5] Group 3: Consumer Spending and Economic Growth - Promoting consumer spending is highlighted as a critical task for expanding domestic demand and stabilizing economic growth, with a shift in macroeconomic policy towards a balanced focus on consumption and investment [6] - The financial support for consumption needs to be improved, with a call for the development of financial products that align with consumer needs to stimulate market growth [6][7] - Banks are encouraged to innovate in consumer finance, utilizing digital tools to create diverse consumption scenarios and enhance customer experience while managing credit risks [7]

Group 1 - As of the end of March, Ningxia's RMB deposit balance reached 1,054.10 billion yuan, a year-on-year increase of 8.0%, reflecting the accumulation of resident wealth and improved business performance [1] - The RMB loan balance rose to 1,019.35 billion yuan, with an increase of 22.86 billion yuan in the first quarter, effectively supporting enterprises' production and project construction [1][2] - Household loan balance was 386.76 billion yuan, up 7.5% year-on-year, meeting residents' funding needs for consumption upgrades and housing [2] Group 2 - The weighted average interest rate for corporate loans in Ningxia was 3.35% in March, a decrease of 0.60 percentage points year-on-year, marking a historical low [3] - Financial institutions are expected to continue innovating financial products and services to provide stronger and more precise financial support for high-quality economic development in Ningxia [3]

Core Insights - The financial indicators in Hunan Province showed strong growth in Q1 2025, outperforming national averages and the economic growth rate, with a deposit balance increase of 7.4% and a loan balance increase of 7.3% [1][3] Financial Performance - As of the end of March 2025, the total deposit balance in Hunan reached 8.7 trillion yuan, with a year-on-year growth of 7.4%, exceeding the national average by 0.5 percentage points [3] - The loan balance in Hunan stood at 7.8 trillion yuan, reflecting a year-on-year growth of 7.3%, with new loans to enterprises totaling 3.234 billion yuan, an increase of 570 million yuan compared to the previous year [3] - The social financing scale in Hunan saw a new increment of 3.904 billion yuan in Q1, with indirect financing contributing 3.812 billion yuan [3] Support for Real Economy - Hunan's financial institutions are increasingly supporting the real economy, with the establishment of the Hunan Financial Big Data Center, which integrates data from over 29 commercial banks [3] - Innovative financial products like "流水贷" are being introduced to facilitate easier financing for businesses [3][4] Sector-Specific Support - Financial institutions in Hunan are focusing on supporting manufacturing and technology innovation sectors, with manufacturing loans growing by 10.6% year-on-year and technology loans increasing by 14.4% [6] - Major projects in Hunan, such as the bio-based solid-state battery project and Mini-LED project, received significant capital support, totaling 43.54 billion yuan [6] Financial Innovation - The "快乐e贷-企业快贷" product launched by Changsha Bank allows for online credit loan approvals, benefiting over 16,000 small and micro enterprises with a total of 82.4 billion yuan disbursed [4][5] - Cross-border integrated funding pool services are being developed for multinational companies, enhancing global operational capabilities [7] Policy Implementation and Service Enhancement - The People's Bank of China Hunan Branch initiated the "行长走市县·金融送解优" campaign to ensure the implementation of financial support policies for key industries and projects [8] - Equipment upgrade project loans reached 12.4 billion yuan by the end of March, with a significant acceleration in loan issuance during Q1 [8] - Personal consumption loans (excluding housing loans) grew faster than overall loans, indicating a positive impact on consumer demand [8] Local Financial Initiatives - Changsha Bank's "千企万户大走访" initiative aims to enhance financial services for small and micro enterprises, addressing their specific needs and promoting local economic development [9]

智通财经APP获悉，4月28日，国务院新闻办公室于上午举行新闻发布会，国家发展改革委副主任赵辰 昕、人力资源社会保障部副部长俞家栋、商务部副部长盛秋平、中国人民银行副行长邹澜介绍稳就业稳 经济推动高质量发展政策措施有关情况，并答记者问。国家发展改革委副主任赵辰昕表示，我国将出台 实施稳就业稳经济推动高质量发展的若干举措，包括五方面内容。分别涉及就业、外贸发展、促进消 费、扩大有效投资以及营造稳定发展的良好环境。 具体来看，在支持就业方面，主要包括鼓励企业积极稳定就业、加大职业技能培训力度、扩大以工代赈 等支持、加强就业公共服务等举措; 在稳定外贸发展方面，主要包括一业一策、一企一策加大支持力度，帮助出口企业规避风险，扩大服务 产品"出海"，鼓励外资企业境内再投资等举措; 在促进消费方面，主要包括扩大服务消费，强化失能老年人照护，推动汽车消费扩容，构建技能导向的 薪酬分配制度等举措; 在积极扩大有效投资方面，主要包括完善消费基础设施、大力提振民间投资积极性、设立新型政策性金 融工具等举措; 在营造稳定发展的良好环境方面，主要包括持续稳定和活跃资本市场、持续巩固房地产市场稳定态势、 加大对实体经济的金融支持等举措 ...

2025.04. 15 本文字数：1564，阅读时长大约3分钟 导读 ：下一步，还要在金融支持实体经济方面明确重点领域、进一步降低融资成本等方面继续努力。 作者 | 一财评论员 加大金融对实体经济支持力度，一个重要方面是持续降低实体经济的融资成本。 当前，贷款利率总体保持在历史低位水平。数据表明，3月金融机构对企业新发放贷款（本外币）加 权平均利率约3.30%，比上年同期低约45个基点。这是近年来连续多次降准降息累积效应的具体显 现。 当然，在降准降息促进融资成本下降方面还有较大的操作空间。今年以来，中国人民银行等多部门在 多次会议上提到择机降准降息，上述中国人民银行货币政策委员会第一季度例会也强调，要根据国内 外经济金融形势和金融市场运行情况，择机降准降息。 新华社13日在关于一季度主要金融数据的报道中说：贷款利率关系着企业的融资成本，也影响着个 人的贷款负担。一季度贷款利率保持在历史低位，助力企业和居民"轻装上阵"。 4月13日，中国人民银行发布了主要金融数据。今年以来，宏观政策持续发力，金融机构深挖支持实 体经济的潜力，带动信贷加快增长，社会融资规模增速有所上行。 从具体数据看，今年一季度，银行金融机构 ...