日前，为深入实施国家大数据战略，充分发挥大数据应用技术引领作用，推进能源业务 和数字技术融合创新，国网山东电科院创新研发了国家电网公司首套自动化建模工具 ——"基于AutoML的电力大数据自动化建模工具"，实现技术驱动大数据业务应用，助力数 据要素价值作用充分发挥，赋能电网和公司高质量发展。 长期以来，传统电力数据分析依赖人工建模，存在诸多痛点，如周期冗长、专业门槛高 以及模型泛化能力不足等。面对这些挑战，该院凭借自主研发的AutoML（自动化机器学 习）技术，精心构建了覆盖数据清洗、特征工程、算法选择、超参数优化的全方位一站式建 模工具。自2024年6月建成以来，该工具在实际应用中表现出色。在2024年迎峰度夏期间， 其搭建的模型精准预测了峰值负荷发生日期，相较于传统人工建模方式效率提升3倍以上， 预测精度提升5个百分点。 下一步，国网山东电科院将持续优化模型，拓展外部特征指标维度，并探索更多的特征 变换、特征组合和特征选择方法。同时，将积极拓展自动化建模工具在电网规划、节能减排 等业务方面的应用，为构建清洁低碳、安全高效的现代智慧电网贡献力量。 【责任编辑：刘澄谚 】 该工具深度融合人工智能、大数据、云计 ...

Core Viewpoint - The fresh cold chain logistics management platform leverages advanced technologies such as IoT, big data, cloud computing, and blockchain to create a comprehensive digital management system for fresh products, ensuring quality control, efficiency improvement, and cost reduction throughout the transportation process [1] Group 1: Management Model - Transition from "experience-driven" to "data-driven" management, utilizing algorithms to optimize transportation plans and reduce vehicle empty running rates by over 30% and transportation costs by 20% [3] Group 2: Temperature Control Capability - Shift from "post-remedy" to "real-time intervention" in temperature monitoring, reducing fresh product loss rates from 25%-30% to below 8% through IoT temperature sensors that provide immediate alerts and guidance [4] Group 3: Collaborative Efficiency - Move from "information silos" to "full chain connectivity," enabling real-time tracking of goods and sharing of data across stakeholders, with over 90% of self-operated orders covered by visualization systems [5] Group 4: Quality Control - Implementation of blockchain traceability technology to ensure the freshness of products, enhancing recall efficiency by 70% when quality issues arise [7] Group 5: Resource Optimization - Addressing the "ice and fire" dilemma in cold chain logistics by integrating idle resources, reducing response time for seasonal demand from 48 hours to 6 hours, and increasing vehicle loading rates to 92% [8] Group 6: Decision Support - Providing data-driven insights for inventory turnover optimization and logistics cost allocation, resulting in a 15% reduction in delivery costs for certain products and maintaining a low out-of-stock rate [9] Group 7: Key Platforms - **Yue Shi Cold Chain Cloud**: A digital platform focusing on cold chain supply chain management, offering solutions from production to sales, with features like intelligent temperature matching and emergency response [10] - **JD Cold Chain**: Leveraging extensive logistics infrastructure to provide real-time visibility and rapid delivery, with advanced temperature control solutions [11] - **SF Cold Chain**: Utilizing a nationwide network to ensure comprehensive temperature control and energy management, reducing carbon emissions by 15% [11] Group 8: Future Trends - The evolution of cold chain logistics management platforms into supply chain ecosystem hubs, driven by technology integration, green transformation, and expansion into lower-tier markets [12][13][14] Group 9: Industry Impact - The fresh cold chain logistics management platform is not only a technological innovation but also a reconstruction of the entire fresh supply chain, enhancing food safety and supporting rural revitalization [16]

Investment Rating - The report assigns an "Accumulate" rating to the company with a target price of 21.59 CNY per share, based on a current price of 17.34 CNY [1]. Core Views - The company is positioned as a leader in the domestic digital technology sector, with a forward-looking layout in the legal financial technology segment. The rebound in core business, efficiency improvements from AI mediation, and the rapid expansion of diversified dispute resolution services are expected to drive future performance beyond expectations [2]. Financial Summary - Revenue projections for 2025-2027 are 9.41 billion CNY, 11.53 billion CNY, and 13.77 billion CNY, respectively, with corresponding net profits of 0.26 billion CNY, 0.99 billion CNY, and 1.69 billion CNY [3][20]. - The company anticipates a revenue growth rate of 34.6% in 2025, followed by 22.5% in 2026 and 19.4% in 2027 [3]. - The net profit margin is expected to improve significantly, with a projected return on equity (ROE) of 14.1% by 2027 [3]. Business Segments - The company has three main business segments: Smart Scene Solutions, Smart Building Solutions, and Big Data & Cloud Platform Services. The Smart Scene Solutions segment is expected to contribute significantly to revenue, while the Big Data & Cloud Platform Services is projected to maintain a high growth rate [12][34]. - The diversified dispute resolution platform launched in 2022 has seen rapid growth, with revenue from mediation services expected to exceed 45 million CNY in 2024, reflecting a year-on-year increase of over 220% [12][34]. Strategic Initiatives - The company is actively involved in the construction of digital courts in collaboration with various judicial bodies, leveraging AI technologies to enhance judicial processes [12][34]. - A strategic partnership with Alibaba Cloud has been established to create an AI innovation base for the judicial industry, focusing on developing AI-driven solutions [12][34]. Valuation Analysis - The report employs both PE and PS valuation methods, concluding a reasonable valuation of 79.20 billion CNY, corresponding to a target price of 21.59 CNY per share [18][22][23]. - The company is expected to achieve a PE ratio of 80 times by 2026, reflecting its growth potential and market position [20][22]. Market Position - The company has a diversified shareholder structure, with significant ownership by the management team and strategic investors, which enhances its governance and operational stability [44][48]. - The company has been in operation for over 30 years, focusing on integrating technology solutions across various sectors, including government, education, and finance [25][30]. Recent Performance - The company faced challenges in 2024, with a revenue decline of 24.98% due to macroeconomic factors, but showed signs of recovery in Q1 2025 with a revenue increase of 63.93% [32][34]. - The gross profit margin for 2024 was reported at 26.73%, indicating a decline but still competitive within the industry [36]. Future Outlook - The company is expected to continue expanding its service offerings and market reach, particularly in the legal financial technology sector, which is anticipated to drive future revenue growth [12][34]. - The strategic focus on AI and digital transformation is expected to enhance operational efficiency and profitability in the coming years [12][34].

Core Viewpoint - The electronic information manufacturing industry is undergoing a transformation driven by disruptive technological breakthroughs and collaborative innovation, reshaping production and lifestyle in society [1] Market Demand - Consumption Upgrade, Industrial Transformation - The demand in the electronic information manufacturing industry is increasingly diverse and complex, with consumption upgrades and industrial transformations as key guiding directions [2] - The consumer electronics sector, particularly smartphones and wearable devices, is experiencing continuous growth and upgrades, with enhanced performance requirements leading to significant advancements in processing technology and camera capabilities [2] - Industry applications, especially in automotive electronics and industrial internet, show strong demand for electronic information manufacturing products, with advanced driver-assistance systems (ADAS) and industrial robots requiring high-performance chips and sensors [3] - Emerging technology fields, such as quantum computing and space exploration, are creating new demands for specialized electronic components that can operate under extreme conditions [3] Technological Innovation - Breaking Bottlenecks, Fusion Development - Hardware technology breakthroughs are evident in chip manufacturing processes, transitioning from micron to nanometer processes, significantly enhancing chip integration and performance [4] - Software innovation is marked by the application of artificial intelligence algorithms in various fields, improving functionalities in smartphones and industrial internet applications [5] - The trend of hardware and software collaboration is emerging, particularly in the Internet of Things (IoT) and smart automotive sectors, optimizing resource allocation and data processing efficiency [6] Industry Competition - Technological Leadership, Strategic Layout - Intense competition exists between industry giants and emerging companies in the electronic information manufacturing sector, with established players like Intel and Apple maintaining significant market positions through innovation and brand influence [7] - National policies are shaping the development of the electronic information industry, with regions like Shenzhen and the Yangtze River Delta in China playing crucial roles in the global supply chain [8] - Intellectual property and standard-setting have become focal points of competition, with companies like Huawei and ZTE actively participating in the formulation of 5G standards to enhance their market influence [9]

在国家大力推动金融科技服务实体经济的政策指引下，厦门国际银行以数字化转型为引擎，推出线上供应链金融综合 服务平台，深度融合大数据、区块链、人工智能等前沿技术，打造覆盖供应链全场景的智慧金融服务体系，助力产业 链上下游企业实现降本增效与生态共赢。 "1+N"链式辐射，延伸核心企业信用价值。平台以核心企业为枢纽，通过1家核心企业带动N家上下游小微企业的协同 模式，构建链上企业融资服务生态。小微企业可在线提交融资申请，依托核心企业信用传导，快速获得资金支持，缓 解短期流动性压力，助力产业链资金高效周转。 数据链赋能，构建智能风控体系。平台联合核心企业及场景平台共建数字生态，运用大数据风控与人工智能技术，打 造核心企业信用履约评分体系，实现交易流、数据流、资金流的实时闭环管理。其中，全线上化的"国行链e融"业务， 能够实现供应商T+0的快速融资。 区块链技术，激发产业链资产活力。依托区块链技术平台，将小微企业的应收、应付账款转化为可融资的电子债权凭 证，推动核心企业信用向多级供应商穿透。此举有效盘活链上企业流动资产，降低融资成本，加速资金周转效率。 厦门国际银行线上供应链金融综合服务平台通过技术赋能与模式创新，不仅破 ...

上海经信委组织2025年促进产业高质量发展（工业服务业发展）项目申报 支持范围包括AI等 智通财经6月3日电，上海市经济和信息化委员会组织2025年上海市促进产业高质量发展（工业服务业发 展）项目申报，支持范围包括：提升工业供应链整体解决能力。支持企业建设服务产品矩阵，打造覆盖 研发设计、采购（销售）管理、生产排期、履约交付、售后维保服务于一体的全生命周期解决方案。聚 焦人工智能、大数据、区块链等新技术，支持企业加大软、硬件投入，开展AI本地计算集群部署、云 服务器租赁、设备购置，构建产业级多模态数据，打造涵盖智能交易、智能选品、智能采购、智能辅助 模具设计等功能行业大模型，提供全链路智能应用、辅助决策和全流程风险控制能力。加强数智化技术 运用。支持企业开展物流核心算法研发，探索AI大模型等在仓储管理、线路规划、智能配载等场景的 应用。 ...

对企业而言，如果愿意配合调整用电错峰生产，就能获得实实在在的经济补贴。"有的企业一天获得的 错峰补贴就能超过万元。"彭伊伊说。 5月29日讯 面对武汉市近三年用电负荷年均增长超12%的压力，一种看不见摸不着、却能像真实电厂一 样调节电力的"虚拟电厂"正在武汉发挥关键作用。它不烧煤、不占地，却能有效缓解夏季酷暑和冬季严 寒时的用电紧张，让城市电网更"抗压"。5月29日上午，长江日报记者实地探访这座"虚拟电厂"。 武汉市虚拟电厂管理中心负责人表示，"虚拟电厂"成功引导电力用户从"消费者"变成电网稳定运行 的"贡献者"。这不仅是对海量分散资源的精细化管理，更是提升城市电网"韧性"的一大创新。 目前，武汉"虚拟电厂"已接入大量这类可灵活调节的资源。在虚拟电厂平台演示区，工作人员在电脑前 轻点鼠标，全市接入点状态一目了然。记者看到，这些资源汇聚起来，最大调节能力已超过55.7万千 瓦，这相当于在用电最紧张的时刻，能瞬间调动起一个中小型传统发电厂的调节能力。比如蔚来能源已 将其在武汉的约30个充换电站接入，就能提供高达1.8万千瓦的灵活调节能力。 "用电高峰时，我们就可以利用'虚拟电厂'削峰填谷保用电。"国网武汉供电公司 ...

Core Viewpoint - Small and micro enterprises (SMEs) are crucial to the national economy, contributing to employment, innovation, and economic stability. High financing costs remain a significant barrier to their development. Recent measures from the National Financial Supervision Administration and eight other departments provide clearer policy guidance to address these financing challenges [1][2]. Financing Cost Reduction Strategies - Banks are encouraged to respond to policies by actively helping SMEs reduce comprehensive financing costs through various measures [1]. - Banks should consider the Loan Prime Rate (LPR) trends and their own funding costs when pricing loans for SMEs, ensuring that policy benefits reach them effectively [1]. - Internal fund transfer pricing (FTP) mechanisms should be optimized to provide greater interest rate discounts for SME loans, thereby lowering financing costs [1]. Fee Regulation and Loan Process Optimization - Banks must enhance internal management and strictly adhere to regulatory requirements by eliminating various illegal fee items [2]. - Collaboration with third-party institutions should be closely monitored to ensure transparent and reasonable fees, preventing increased financing costs for SMEs [2]. - Simplifying loan processes and reducing unnecessary intermediaries can help lower the time and hidden costs associated with SME financing [2]. Credit Loan Initiatives - To address the issue of insufficient collateral among SMEs, banks should increase the issuance of credit loans by utilizing multi-dimensional information such as tax payments and utility bills to create accurate credit profiles [2]. - The promotion of non-repayment of principal loans allows eligible SMEs to continue using loan funds without repaying the principal at maturity, alleviating cash flow pressures [2]. Risk Sharing Mechanisms - Strengthening cooperation with government departments and guarantee institutions to establish risk-sharing mechanisms is vital for banks to reduce financing risks and costs for SMEs [2]. - Utilizing government risk compensation funds and guarantee institutions can help banks offer more favorable interest rates and loan conditions to SMEs [2]. Mutual Benefits and Future Outlook - Assisting SMEs in lowering financing costs is not only a social responsibility but also an opportunity for banks to expand their business and enhance market competitiveness [3]. - The ongoing improvement of policies and financial innovations is expected to enable banks to play a more significant role in supporting SME development, contributing to the sustained healthy growth of the national economy [3].

Core Insights - The "2025 New First-Tier City Charm Rankings" were recently released, with Chengdu, Hangzhou, Chongqing, Wuhan, Suzhou, Xi'an, Nanjing, Changsha, Zhengzhou, and Tianjin leading the list of new first-tier cities [1] - The rankings highlight the increasing competition among cities in China, emphasizing the importance of urban charm and strength as indicators of development [3] New First-Tier Cities - Chengdu, Hangzhou, and Chongqing are recognized for their significant contributions to urban development and economic growth [1] - The rankings serve as a benchmark for assessing the progress and competitiveness of these cities [3] Second-Tier Cities - Jinan ranks first among second-tier cities, showcasing its achievements in urban construction, industrial development, and technological innovation [5] - Xiamen, ranked sixth, is noted for its beautiful natural scenery and strong emphasis on innovation-driven economic growth [7][9] - Luoyang's entry into the second-tier city rankings marks a recognition of its historical and cultural significance, alongside its modern development efforts [9][11] Economic and Cultural Development - Jinan is enhancing its economic vitality through the transformation of traditional industries and the promotion of emerging sectors like big data and artificial intelligence [5] - Xiamen's focus on high-tech industries and modern services contributes to its unique industrial system and international trade status [7][9] - Luoyang is leveraging its industrial base to develop advanced manufacturing and cultural tourism, integrating historical resources into economic advantages [11] Future Outlook - The rankings serve as both recognition and motivation for Jinan, Xiamen, and Luoyang to continue enhancing their comprehensive competitiveness [13] - Other cities can learn from these examples to promote high-quality urban development across China [14]

Core Points - The city has issued a total of 7.68 million third-generation social security cards, enhancing convenience and benefits for citizens [2] - The social security card has been integrated into various sectors, including healthcare, transportation, and cultural tourism, allowing for seamless services [3] - Future plans include leveraging AI and big data to analyze cardholder preferences and enhance personalized services [4] Group 1: Social Security Card Issuance - The third-generation social security card was first issued in January 2021, with ongoing efforts to promote its use and benefits [2] - A total of 7.68 million cards have been issued, with 9.35 million instances of "one card for all" services across various sectors [2] Group 2: Service Integration - The social security card can be used for direct settlement in all connected hospitals and pharmacies, with 76 hospitals offering work-related injury settlements [3] - Public transportation, including buses, taxis, and shared bicycles, accepts the social security card, providing discounts for specific groups [3] - Over 50 cultural and tourism sites allow entry using the social security card, facilitating easy access to recreational activities [3] Group 3: Future Developments - The city plans to strengthen cooperation with financial institutions to enhance social security card services [4] - There is a focus on utilizing new technologies to analyze user preferences and improve data security management [4] - The goal is to increase the "convenience index" for cardholders, thereby enhancing their overall satisfaction [4]