强化科技应用，优化审批流程。打造信贷全流程线上平台，加快业务审批速度，进一步提高审批质效。 打通税务数据接口，实现小微企业和个体工商户流动资金贷款线上发放，自动评级、自动出额、自动定 价，以便捷高效优势优化客户体验。完成贷审会流程线上化、无纸化改造，实现线上表决、自动打印、 系统存档，有效提高审批运作效率。单户100万元以内贷款从接单到放款平均耗时40分钟，客户经理人 均管户从114户提升到394户，转贷天数从9.2天降至0.68天。 创设拳头产品，掌握竞争主动。发挥决策链短的组织优势，深入开展行业调研，结合客户需求特点先后 开发"共同富裕贷""普惠贷""一当钱包""酒店易贷"等20余款主打产品，持续优化客户申贷用信体验，在 准入门槛、服务效率、流程手续等方面形成差异化竞争优势，为经营单位提振内循环经济、抢占市场提 供重要抓手。 蒋劼 江南时报讯 扬州农商银行始终坚定"小而美"的道路自信，持之以恒做小做散，靶向施策推动资产业务 增户扩面、量质并举。 抢抓优势渠道，做大规模效应。农区以"整村授信"提质增效工程和"富农易贷"推广提升行动为抓手，综 合运用上门走访签约、集中场景签约、政企批量签约等形式，通过无感授信 ...

中国经济在2025年呈现出怎样的特点？临近年底，本台记者特别专访了几个重要国际机构的驻华负责人。作为中国经济的密切观察者，他们眼中的2025年中 国经济关键词是什么？ 世界经济论坛： 科技应用让人大开眼界 新加坡人梁锦慧是世界经济论坛执行董事兼大中华区主席。她告诉记者，今年她担任此职务以来，去参观以杭州"六小龙"为代表的创新企业的行程让她印象 深刻。 世界经济论坛执行董事兼大中华区主席 梁锦慧：我们中的许多人拍下了我们看到的机器人技术的照片。我们遇到了创新者并和他们交谈，我们看到了科技 和人工智能是如何被应用到制造过程中的。在如何利用先进技术提高生产力方面，我们可以从中国学到很多。 创新如何应用到先进制造业以提高生产效率，这也是梁锦慧团队一直以来研究的重点。 2018年，世界经济论坛启动了全球灯塔网络，成员如今超过200个。今年9月，12家工厂新入选全球灯塔网络，其中中国有六家，占比一半。 世界经济论坛执行董事兼大中华区主席 梁锦慧：如今，超40%的全球灯塔网络成员实际上在中国。此外，根据我们的研究，接近50%的人工智能最佳实践落 地在了中国，中国在许多领域都走在前列。我认为今年中国经济发展的关键词是科技和能 ...

Core Insights - The 15th National Games showcased a blend of elite competition and community participation, highlighting the unique characteristics of the event [1] - The Guangdong-Hong Kong-Macao Greater Bay Area effectively utilized the Games to demonstrate regional development and create new opportunities [1] Event Management and Technology - The event featured a seamless cross-border experience for marathon and cycling athletes, utilizing an innovative "pre-check + closed-loop management" model for efficient identity verification [3][6] - The implementation of facial recognition technology and location tracking wristbands enhanced the management of cross-border events, providing valuable insights for future applications [3][6] Infrastructure and Sustainability - Hosting large-scale sports events typically leads to significant improvements in sports infrastructure; the Greater Bay Area focused on upgrading venues to be more environmentally friendly and accessible [5] - The Tianhe Sports Center underwent a low-carbon transformation, becoming the first large-scale sports venue in China to achieve "near-zero carbon" status through energy-efficient upgrades and the installation of distributed solar systems [7][9][11] Community Engagement and Economic Impact - The Games fostered increased interest in sports like skateboarding, particularly in Huizhou, which is positioning itself as a "skateboarding city" [15][16] - The event spurred local tourism and cultural activities, with a surge in visitors from various regions, contributing to the local economy [20] Regional Cooperation and Integration - The Games were co-hosted by 19 cities across the Greater Bay Area, promoting regional coordination and integration among Guangdong, Hong Kong, and Macau [18] - Volunteer participation from various regions enhanced community bonds and facilitated a deeper understanding among the people of the Greater Bay Area [23][25] Future Prospects - The successful hosting of the Games is expected to lead to a more beautiful environment, diversified industries, and increased happiness for residents in the Greater Bay Area, setting the stage for future development [25]

Group 1 - The company reported total revenue of 61.028 billion RMB for the six months ending June 30, 2025, representing a year-on-year increase of 0.56% [1] - Net profit attributable to shareholders was 6.244 billion RMB, an increase of 9.03% year-on-year, with basic earnings per share of 0.15 RMB [1] - The company focused on consolidating its position in the domestic reinsurance market, enhancing commercial insurance business, and driving innovation and technology application [1] Group 2 - The property reinsurance segment generated insurance service revenue of 22.959 billion RMB, a decrease of 2.2% year-on-year, accounting for 44.3% of the group's insurance service revenue [2] - The decline in property reinsurance revenue was primarily due to a decrease in earned premium scale from domestic agricultural insurance [2] - Net profit for the property reinsurance segment was 2.338 billion RMB, down 9.3% year-on-year, attributed to underwriting performance affected by domestic business structure adjustments and international catastrophic events [2]

Core Viewpoint - Vanke is advancing technology applications across various business sectors, including property management, logistics, and long-term rentals, demonstrating a strong commitment to innovation and efficiency in the real estate industry [1][3]. Group 1: Financial Performance - In the first half of the year, Vanke achieved revenue of 105.3 billion, with sales revenue nearing 70 billion, and delivered over 45,000 high-quality units [1]. - The sales collection rate exceeded 100%, with many projects achieving a sales absorption rate of over 90% [1]. - The total income from operational services reached 28.4 billion, maintaining a leading position in operational efficiency within the industry [1]. Group 2: Technological Innovation - Vanke has obtained nearly 300 national invention patents in the field of smart construction, with some key technologies recognized at top international AI academic conferences [2]. - The "Tuyun" product, featuring an "AI drawing review" function, is a leading technology in the global architectural drawing field, providing online review services to nearly 100 industry partners [2]. - Vanke has implemented digital management in 310 construction sites using drones and 360-degree inspections, completing 325,000 intelligent inspections [2]. Group 3: Smart Community Development - Vanke is actively creating smart communities nationwide, utilizing the self-developed "Lingstone" system for dynamic monitoring and analysis of community equipment, achieving a 99.7% online equipment rate and a 15-minute fault response time [3]. - The "Feige" platform enables intelligent work order generation and optimal path planning, covering over 3,000 residential projects and establishing the largest real-time work order response network in the industry [3]. - The "Xiaopo RMP" management system for long-term rentals has achieved a paperless interaction process, enhancing the rental experience for tenants [3]. Group 4: Innovative Delivery Solutions - Vanke, in collaboration with Shenzhen Metro, launched the world's first pilot project for robots to autonomously deliver goods via subway, significantly improving delivery efficiency [4]. - The robots, developed by Vanke's logistics subsidiary, utilize subway downtime to transport goods, addressing previous delivery challenges faced by subway shops [4]. - This innovative approach not only enhances delivery efficiency but also effectively applies technology to improve public services [4].

Group 1 - The 2025 Chinese Youth Music Summer Camp commenced its journey in Beijing, allowing participants to explore historical and cultural sites such as the Forbidden City and the Grand Canal Museum [1] - Participants expressed admiration for the architectural beauty of the Forbidden City, highlighting the intricate details and craftsmanship of ancient Chinese buildings [1] - The camp included a visit to the Beijing City Library, where attendees experienced modern technology integrated into library design, such as memory-adjusting lamps and automated book sorting systems [1] Group 2 - The Grand Canal Museum featured an exhibition titled "Seeing the Yin Shang," where participants engaged with ancient artifacts, including bronze vessels, enhancing their understanding of Chinese civilization [2] - The interaction between climate and culture was discussed during the museum tour, emphasizing the relationship between environmental factors and artistic expression [2] - Participants reflected on the unique blend of historical depth and modern innovation in Beijing, expressing a desire to document their experiences for sharing with others [2]

Core Viewpoint - The article discusses the increasing sophistication of counterfeit travel documents and the measures being taken by the National Immigration Administration to enhance border security through technology [1][2]. Group 1: Counterfeit Document Issues - In recent years, counterfeit travel documents have been frequently used in illegal activities such as human trafficking and smuggling, with nearly 500 cases detected at border inspection points this year [1]. - The level of document forgery has significantly improved, with some counterfeit documents utilizing advanced anti-counterfeiting technologies that are difficult to detect using traditional methods [1]. Group 2: Technological Advancements in Document Verification - The National Immigration Administration has developed a portable multi-spectral electronic document inspection device that can magnify and analyze anti-counterfeiting features under various lighting conditions, allowing for quick identification of forgeries [2]. - The administration has also deployed intelligent document reading machines at border inspection points, capable of reading document information and analyzing anti-counterfeiting features and chip data within seconds [2]. - New anti-counterfeiting technologies have been developed, including over ten new methods such as fluorescent ultraviolet technology, which significantly enhance the security of travel documents compared to traditional methods [2]. Group 3: Future Initiatives - The National Immigration Administration is currently involved in the design and development of new travel documents, aiming to make them safer and more user-friendly, while continuing to leverage technology to combat counterfeit documents [2].

Group 1 - The insurance industry is increasingly focusing on disaster risk reduction and management due to the rise of extreme weather events [2] - Insurance companies are utilizing technology, such as drones and proprietary platforms, to enhance their disaster risk services and provide timely warnings to clients [1][2] - The development of a comprehensive disaster risk reduction service model is being implemented, covering the entire lifecycle from risk identification to post-disaster analysis [2] Group 2 - In 2024, the insurance sector, particularly PICC, assisted in the emergency harvesting of 560,000 acres of crops and the relocation of 15,000 livestock to mitigate disaster losses [1] - The "Giant Disaster Safety" platform developed by PICC offers risk maps and analysis for various natural disasters, supporting tailored services for different regions [2] - Recent regulatory changes have expanded the scope of catastrophe insurance to include additional natural disasters, enhancing the coverage for urban and rural residential properties [2]

Core Viewpoint - The gold and jewelry industry is gaining significant attention as international gold prices reach historical highs, with companies like Chow Tai Fook Jewelry innovating for high-quality development amidst changing market conditions [1] Group 1: Technological Advancements - The gold and jewelry industry is increasingly leveraging technology to enhance production and logistics efficiency, with Chow Tai Fook's manufacturing center showcasing automation and digitalization [2][4] - Chow Tai Fook's automated logistics center has significantly improved efficiency, capable of supplying approximately 3,000 stores daily compared to just 1,000 before its implementation [3] - Advanced diamond cutting and polishing equipment, including over 1,500 automatic polishing machines, positions Chow Tai Fook among industry leaders in technology adoption [3] Group 2: Traditional Craftsmanship - Chow Tai Fook emphasizes the importance of traditional gold craftsmanship, integrating Chinese culture into its products, with a dedicated studio housing over 400 artisans [5][6] - Experienced artisans play a crucial role in both production and mentoring new talent, ensuring the continuity of traditional skills within the industry [6] Group 3: Brand Transformation and Market Strategy - Chow Tai Fook's brand transformation focuses on optimizing product offerings and enhancing customer experiences across different market segments [7] - The company has opened several new concept stores, which have exceeded expectations in terms of customer traffic and sales [7] - The product line is tailored to meet the emotional and cultural needs of various consumer demographics, with ongoing collaborations to engage younger customers [7][8] Group 4: Digitalization and Talent Development - Digitalization is a key focus for Chow Tai Fook, with data collection across all operational stages to enhance decision-making and execution capabilities [8] - The company collaborates with educational institutions to train talent, combining theoretical knowledge with practical experience in jewelry craftsmanship [8]