一、总体要求 支持提振和扩大消费，是金融服务实体经济的重要内容，是金融工作政治性、人民性的具体体 现。要坚持以习近平新时代中国特色社会主义思想为指导，深入贯彻落实党的二十大和二十届 二中、三中全会和中央经济工作会议精神，完整、准确、全面贯彻新发展理念，不断完善金融 服务体系，提升金融服务能力，聚焦消费重点领域和环节加大金融支持力度，为更好发挥消费 对经济发展的基础性作用提供有力支撑。 据央行网站，为贯彻落实党中央、国务院决策部署，完善扩大消费长效机制，更好满足消费领 域金融服务需求，近日中国人民银行、国家发展改革委、财政部、商务部、金融监管总局、中 国证监会等六部门联合印发《关于金融支持提振和扩大消费的指导意见》（以下简称《意 见》）。 《意见》以习近平新时代中国特色社会主义思想为指导，深入践行金融工作的政治性、人民 性，引导金融机构从消费供给和需求两端强化金融服务，满足各类主体多样化融资需求，推动 扩大高质量消费供给，助力释放消费增长潜能。《意见》从支持增强消费能力、扩大消费领域 金融供给、挖掘释放居民消费潜力、促进提升消费供给效能、优化消费环境和政策支撑保障等 六个方面提出19项重点举措。 《意见》指出， ...

Core Viewpoint - The People's Bank of China and six other departments have issued guidelines to support the expansion of consumption, focusing on innovative financing models in various service sectors [1] Group 1: Financial Support for Service Consumption - Emphasis on combining consumption promotion with improving people's livelihoods, increasing credit support for key areas of service consumption [1] - Targeted credit investments in wholesale retail, catering, accommodation, domestic services, and elderly care, particularly for small and micro enterprises [1] - Development of personalized and differentiated financial products and services tailored to specific service consumption scenarios [1] Group 2: Innovative Financing Models - Encouragement to innovate financing models in cultural tourism, sports, entertainment, education training, and residential services [1] - Proposals to extend loan terms in line with industry development cycles while ensuring compliance and risk control [1] - Promotion of accounts receivable and intellectual property pledge financing to stimulate the vitality of improved service consumption [1]

Core Insights - The 2025 Beijing International Cultural and Tourism Consumption Expo was held on June 22, featuring over 500 exhibitors and focusing on the theme "Cultural Tourism Together, Beautiful Life" [2][4] - Hubei Province showcased its cultural tourism through immersive design, highlighting its ambition to become a world-class cultural tourism destination [2] Group 1: Exhibition Highlights - Hubei's exhibition area was centered around two main narratives: the "Shenwu Gorge" international ecological cultural tourism axis and the "Red, Yellow, and Orange" Jingchu cultural tourism axis, connecting various natural and cultural landmarks [2] - The exhibition featured innovative designs, including giant scrolls and reflective surfaces, symbolizing Hubei's achievements and its relationship with the Beijing-Tianjin-Hebei region [2] Group 2: Thematic Areas - The exhibition included diverse spaces such as "Jingchu Wind Collection," showcasing local cultural products and traditional crafts, and a thematic performance area promoting Hubei's tourism resources [3] - A thematic negotiation area focused on promoting Hubei's "Five One" strategy to international buyers, introducing new tourism routes like "Shenwu Gorge" and "Cyber Wuhan" [3] Group 3: Visitor Engagement - The expo attracted 10.3 million visitors over three days, marking a 40% increase year-on-year, and included participation from 12 provinces and 26 cities [4] - Hubei's participation in the expo significantly enhanced the "Know Your Hubei" brand influence and provided new momentum for expanding the cultural tourism market [4]

Core Viewpoint - The article discusses the unexpected collaboration between He Youjun, son of the late "Gambling King" of Macau, and Wang Sicong, son of Wang Jianlin, through the recent acquisition of Beijing Huanju by He Youjun's company, marking a significant shift in their business trajectories [3][4][6]. Group 1: Company Background - Beijing Huanju Commercial Management Co., Ltd. was established in July 2023 with a registered capital of 10 million RMB, focusing on enterprise management and commercial complex management services [11]. - The company gained attention when Wang Sicong, as chairman, signed a cooperation agreement for the Tai Mountain Cultural and Sports Center project in November 2023 [11][12]. - The project aims to create the largest indoor year-round ski resort in North China, with a total investment of approximately 3.7 billion RMB [12]. Group 2: Ownership Changes - On June 19, 2024, Wang Sicong's indirect holdings in Huanju were completely divested, allowing He Youjun's Wuhan Xingjingwei Cultural Development Co., Ltd. to acquire a 40% stake, making it the largest shareholder [4][6]. - He Youjun's entry into Huanju signifies a shift in control, with Wang Sicong retaining a 20% stake, thus maintaining some influence [4][13]. Group 3: Business Strategy and Future Plans - He Youjun's Xingjingwei is transitioning from a focus on esports to a diversified digital entertainment group, indicating a strategic shift in business operations [13]. - The collaboration with Huanju is expected to integrate esports elements into the Tai Mountain project, enhancing the overall experience [16]. - Future developments may see more of He Youjun's vision implemented within Huanju, raising questions about the dynamics between him and Wang Sicong moving forward [16].

Core Viewpoint - The recent meetings held in various cities of Sichuan province emphasize the importance of deepening the integration of culture and tourism, aiming to enhance the province's cultural tourism brand and establish Sichuan as a significant global tourist destination [1][2][3][4][5][6] Group 1: Policy Implementation - Various cities are committed to studying and implementing the directives from the Provincial Party Committee's 12th Plenary Session, focusing on the integration of culture and tourism [1][2][3][4][5][6] - The meetings highlight the need for strategic positioning and enhancing the understanding of the overall goals and specific deployments related to cultural tourism [1][2][3][4][5][6] Group 2: Development Strategies - Emphasis on project construction as a key driver for supporting the cultural tourism industry, with plans to develop innovative and distinctive tourism projects [3][5] - The integration of cultural tourism with other industries is encouraged, promoting a comprehensive development approach that includes various sectors [4][5][6] Group 3: Market and Consumer Focus - There is a strong focus on enhancing consumer experience and expanding domestic demand through the introduction of new tourism routes and high-quality service offerings [1][2][3][4][5] - The meetings stress the importance of understanding market demands and adapting tourism products to meet changing consumer preferences [3][4][5] Group 4: Infrastructure and Resource Development - The need for improved infrastructure and service systems to support tourism is highlighted, including the development of comfortable and convenient facilities for visitors [4][5][6] - Encouragement for the participation of professional operators and social capital in tourism project development to enhance competitiveness and innovation [6]

Group 1: Event Highlights - The Fifth World Biosphere Reserve Congress will be held in Hangzhou from September 22 to 27, marking the first time this top ecological conference is hosted in the Asia-Pacific region [1] - The Tianmu Mountain-Qingliang Peak Biosphere Reserve, which completed its expansion last year, will serve as a model for ecological civilization construction in Hangzhou, attracting representatives from over 100 countries and regions for research and inspection [1] Group 2: Cultural Achievements - The Wuyue Culture Museum's exhibition "Wuyue Qianqiu - The Southeast Land of the Five Dynasties and Ten Kingdoms" won an award in the 22nd National Museum's Top Ten Exhibition Promotion Activity, recognized as the highest award in the Chinese museum exhibition sector [1] - The exhibition features 350 artifacts, including 150 first-class cultural relics, showcasing the political, economic, and cultural landscape of the Wuyue Kingdom [2][3] Group 3: Visitor Engagement - Since its opening in October last year, the Wuyue Culture Museum has attracted 300,000 visitors, with a peak of 4,500 visitors in a single day [4] - The museum has hosted 78 events, including academic research and educational activities, and plans to launch a cultural study program for middle school students in the second half of 2024 [4] Group 4: Cultural and Ecological Integration - Tianmu Mountain, recognized as a UNESCO Biosphere Reserve since 1996, is home to unique ecological resources, including the largest ancient Cunninghamia lanceolata forest and the highest Pseudotsuga menziesii [6] - The region is developing a cultural system that integrates ecological, celebrity, tea culture, Zen culture, agricultural culture, and revolutionary culture, enhancing its appeal [6][7] Group 5: Tourism Development - The Tianmu Mountain area received 1.75 million visitors last year, generating a tourism revenue of 180 million yuan [10] - The region is promoting a comprehensive tourism brand "Tianmu Dazzling Wuyue Millennium," focusing on all-encompassing scenic development [11]

长江商报消息 ●长江商报记者 徐靓丽 "全国向民间资本推介项目平台"数据显示，截至今年6月20日，全国向民间资本推介项目达11745个，总 投资额10.14万亿元。 多地发布重大项目清单 国家统计局日前发布的数据显示，随着一系列促进民营经济发展的政策措施落地实施，民间项目投资稳 定增长。1—5月份，民间投资同比持平。其中，民间项目投资（扣除房地产开发民间投资）同比增长 5.8%。分行业看，住宿和餐饮业民间投资增长25.3%，增速比1—4月份加快2.6个百分点；文化、体育和 娱乐业民间投资增长10.0%，增速加快2.1个百分点；基础设施民间投资增长10.0%，增速加快0.4个百分 点；制造业民间投资增长8.1%。 2025年以来，多地持续面向民间资本推介投资项目清单，鼓励和吸引民间资本参与重大项目建设。湖北 省发展改革委发布的2025年第一批面向民间资本的投资项目清单，229个项目入选，计划引入民间资本 916.7亿元，涉及光电子、新材料等重点产业领域。山西省发布的2025年第一批向民间资本推介项目名 单，共有项目60个，计划总投资622亿元，计划引入民间资本227亿元，包含产业类项目（含重点产业链 供应链项目 ...

Group 1 - The article emphasizes the importance of financial innovation by banks to support the high-quality development of the cultural and tourism industry in China, driven by favorable government policies [1][3] - Banks are encouraged to actively participate in local cultural and tourism consumption promotion activities, collaborating with government departments and enterprises to offer consumer vouchers and diverse credit support [1][2] - The need for banks to tailor financial services to different age groups, such as family-oriented services for parents, educational travel financing for students, and user-friendly banking for the elderly, is highlighted [2][3] Group 2 - Banks are urged to provide financial support for cultural entertainment projects and large-scale performances, helping enterprises enhance content quality and expand their offerings [2][3] - The article discusses the role of banks in fostering new cultural consumption scenarios, including financing for immersive tourism projects and digital upgrades for cultural spaces [3] - It stresses the importance of improving the consumer environment by enhancing service levels, optimizing ticketing systems, and providing convenient financial services for inbound tourists [3]

Core Viewpoint - Wenzhou, a hub of private economy in Zhejiang, showcases a unique blend of traditional culture and innovative spirit, driving economic development and cultural confidence [1][3][12]. Group 1: Cultural Heritage and Economic Development - Wenzhou's rich cultural history, including the Yuyuan School's practical philosophy, has significantly influenced its entrepreneurial spirit [2][3]. - The city has been a pioneer in various economic reforms, such as the first individual business license and the first specialized market in China, marking its importance in the country's economic landscape [3][4]. - The "Four Thousand" spirit, representing perseverance and innovation among Wenzhou entrepreneurs, continues to inspire local businesses [4]. Group 2: Openness and Global Engagement - Wenzhou has a long history of openness, dating back to its role in the Maritime Silk Road, which facilitated trade and cultural exchange [5][6]. - The city is enhancing its global connectivity through initiatives like the operation of 16 near-ocean routes and the establishment of the Wenzhou-Kean University, promoting international collaboration [6][7]. - Recent events, such as the World Youth Scientist Summit, have positioned Wenzhou as a center for attracting global talent and fostering innovation [7]. Group 3: Cultural Innovation and Preservation - Wenzhou is actively exploring innovative ways to preserve and promote its cultural heritage, such as through the revitalization of traditional arts and crafts [9][11]. - The city has initiated cultural events like the "Southern Opera Cultural Week," which aims to enhance the visibility and appreciation of local traditional arts [11]. - Efforts to integrate cultural elements into economic development are evident in initiatives like the Qing Deng Market, which promotes local aesthetics and supports artists [12].

Core Insights - The total retail sales of consumer goods in China reached 20.32 trillion yuan in the first five months of this year, with a year-on-year growth of 5% [1] - In May, the retail sales amounted to 4.13 trillion yuan, showing a year-on-year increase of 6.4%, the highest monthly growth rate since last year [1] - The growth in retail sales is attributed to the successful implementation of policies such as the "old-for-new" program, which has significantly boosted sales in categories like home appliances and mobile phones [1][2] Group 1: Retail Performance - The retail sales of goods increased by 6.5% year-on-year in May, with a notable acceleration of 1.4 percentage points compared to the previous month [1] - Categories such as furniture, home appliances, and communication devices saw year-on-year growth rates of 25.6%, 53%, and 33% respectively, significantly outpacing the overall retail sales growth [1] - The retail sales of sports and entertainment products showed a year-on-year growth rate of 28.3% in May, continuing a double-digit growth trend since the beginning of the year [2] Group 2: Consumer Behavior and Trends - The "May Day" and "Dragon Boat" holidays significantly boosted cultural tourism consumption, with domestic travel reaching 314 million trips during the May Day holiday, a 6.4% increase year-on-year [2] - The total expenditure of tourists during the May Day holiday was 180.27 billion yuan, reflecting an 8% year-on-year growth [2] - The retail sales of services increased by 5.2% year-on-year in the first five months, slightly higher than the growth rate of goods retail sales [2] Group 3: E-commerce and Online Retail - Online retail sales grew by 8.5% year-on-year in the first five months, with physical goods online retail sales increasing by 6.3%, accounting for 24.5% of total retail sales [3] - The early launch of e-commerce shopping festivals contributed to the growth of online consumption in May [3] Group 4: Policy Impact and Future Outlook - The optimization of the departure tax refund policy has led to a significant increase in inbound tourism and consumption, with departure tax refund transactions increasing by 116% in the first month of the policy implementation [3] - The retail sales of physical stores increased by 4.5% year-on-year in the first five months, with warehouse membership stores seeing growth rates exceeding 30% [4] - The positive consumption trend in May is supported by continuous upgrades in consumption structure and effective policy implementations [4]