Core Insights - The rapid advancement of artificial intelligence (AI) is reshaping the global labor market, creating a generational, geographical, and trust gap among employees regarding job security and AI's impact [1][2][4]. Age-Related Employment Anxiety - A significant disparity exists in employment anxiety due to AI across different age groups, with 24% of employees aged 18-34 expressing high levels of concern about job loss compared to only 10% of employees aged 55 and above [2][4]. - Research indicates that the employment rate for young graduates (ages 22-25) in AI-affected roles has decreased by 6% since the peak at the end of 2022 [4]. Geographical Differences in AI Adoption - American respondents show a higher level of concern about job displacement due to AI (21%) compared to European respondents (17%), reflecting faster AI adoption and higher societal awareness in the U.S. [6]. - The integration and governance of AI technologies are progressing more rapidly in the U.S. and certain European countries, potentially leading to productivity disparities between nations [6]. Skills Training Gap - There is a strong demand for AI-related training among employees, with 54% of U.S. employees and 52% of European employees expressing a desire for such training, yet only about one-third of U.S. employees and one-quarter of European employees have received any form of AI training [7][11]. - Many employees are resorting to self-education methods, such as watching videos or reading articles, but half of the respondents have not taken any steps for self-education in the past 3 to 6 months [11]. Trust Issues in AI Applications - Trust is identified as a significant barrier to the broader application of AI technologies, with skepticism prevalent among users regarding AI's reliability in critical areas [12][14]. - High-risk areas show particularly low trust levels, with 40% of respondents expressing distrust in AI managing personal finances and 37% in AI for medical diagnoses [16].

日前，全球领先的绿色科技企业远景科技集团(下称"远景")同澳大利亚驻华大使Scott Dewar等围绕中澳 可再生能源合作事宜展开座谈交流，共商可再生能源产业发展与本地化布局新蓝图。各方就能源生态系 统建设、供应链自动化和人才培养等议题深入交流并达成共识，以期进一步夯实远景在澳大利亚及亚太 地区的长期发展基础。远景能源高级副总裁、国际产品线总裁徐刚，澳大利亚贸易投资委员会 (Austrade)副首席执行官Daniel Boyer，以及澳新银行(ANZ)代表等共同出席本次会谈。 "澳大利亚拥有丰富的可再生资源、创新潜力和气候政策领导力，是远景全球化战略中的关键市场。"徐 刚表示，近年来，远景不断加码在澳业务布局，不仅在墨尔本设立澳大利亚区域总部，还携手澳大利亚 可再生能源开发商FERA Australia在澳大利亚国家电力市场(NEM)开发大型混合可再生能源项目。"未 来，远景将持续加大在澳投资与布局，聚焦可再生能源开发、零碳产业园、绿色氢氨及本地化可再生供 应链等领域，助力当地建设具有韧性、可持续、面向未来的能源基础设施。" 徐刚表示："此次远景与澳新银行深化合作，将推动澳大利亚绿色金融系统建设，夯实我们对澳 ...

星巴克联名卡 新户达标领6杯星巴克咖啡 ｜广告｜ 或定制杯一个（颜色可选） 点此申请 公招商银行 星座守护卡 HOT 新户达标领品牌拉杆箱 等好礼多选一 宝可梦粉丝卡 新户达标领创意甜简杯 等好礼多选一 点此申请 查看活动细则 想申请其他信用卡? 点击"阅读原文"即可快速浏览 点关注，留评论 多款好礼 0 元抽 ? 原神联名卡 新户达标领原神限定徽章 (一套 8 款 ) 等好礼多选一 点此申请 查看更多卡片 点此申请 持卡精彩权益 吃大餐 周三5折享美食 享好礼 积分可兑缤纷好礼 ◆ 新户推荐办卡限时特权◆ 推荐人礼遇 被推荐人礼遇 推荐1人达标好礼多选一 亲友首刷达标好礼多选一 去推荐 注:如推荐人为新申请用户，需等卡片核发后才能领取推荐达标奖品。 已持卡人加办信用卡 若您已持有招商银行信用卡，可戳此链接加办。加办的信用卡，额度 与已持有的信用卡共享，且不享有新户礼。 长按识别 招商银行App官方微信 支付、理财、借钱，一个App "推荐"也点下 点点"赞" 点点"分享" ...

为加快金融强国和制造强国建设，构建同推进新型工业化相适应的金融体制，今年8月中国人民银行、 工业和信息化部等七部门联合印发了《关于金融支持新型工业化的指导意见》（以下简称《意见》）。 近日，为全面落实《意见》要求，中国光大银行聚焦新型工业化重大战略任务，推出了支持新型工业化 金融服务方案，提出40项具体工作举措，全面支持新型工业化深入推进，以"光大所能"服务"国之所 需"。 优化支持政策与保障措施，助力产业创新与供应链发展 同时，在科技金融领域，构建银行与子公司光大理财、光大金租投融资一体化的金融服务方案；通过加 大对科技创新债券投资承销力度、发展知识产权质押贷款等业务，丰富新兴产业与未来产业融资渠道。 在绿色金融领域，运用光大银行重点业务"红星计划"、重大项目"一事一议"及碳减排支持工具，进一步 支持企业绿色转型发展。 在数字金融领域，综合运用并购、融资租赁和资产证券化等产品持续促进数字经济与实体经济融合发 展；发挥供应链专班工作机制，优化"阳光交易云"平台，服务数字化产业建设平台，提升中小企业融资 可得性。 优化行内资源布局，支持产业优化布局 基于行内资源协同，光大银行强化以分行联合贷款等方式，服务有跨区 ...

打造"高效"服务：组织体系保障+数字化提速 数据显示，截至2025年6月末，按人行口径统计，兴业银行绿色贷款余额达10756亿元，较2020年年末累 计新增7562亿元，累计增幅达到237%，近5年间年均复合增长率达到31%。 中经记者 慈玉鹏 北京报道 兴业银行莆田分行相关人士表示，华峰集团旗下部分项目既是福建省重点项目，也符合绿色金融的业务 导向，因此同业竞争异常激烈，各行均给予了优惠的审批条件和利率报价，但兴业银行发挥专业和效率 优势，与华峰集团实现合作。 2025年是"绿水青山就是金山银山"理念提出20周年，也是2015年9月"绿色金融"首次纳入国家战略以来 的第十个年头。做好绿色金融大文章，践行"两山"理念，是目前银行业的工作重点之一。 兴业银行是我国绿色金融最早的探路者之一，受"两山"理念感召，2006年便推出国内首个能效项目融资 产品。截至2025年6月末，该行绿色贷款规模、承销绿色债券规模均居股份行第一，是境内唯一一家连 续六年获得明晟ESG最高评级的银行。 《中国经营报》记者调研了解到，兴业银行通过健全组织架构体系、推进数字化发展、实施绿色金融人 才万人计划等方式，保证了绿色金融业务高效开展 ...

Core Insights - The new policy implemented a year ago has led to significant market capitalization growth for 43 listed companies, totaling over 9.5 trillion RMB, highlighting the emergence of core competitive companies in the A-share market [1][6][11] Industry Performance - The hard technology sector, particularly the semiconductor and hardware equipment industries, has shown remarkable performance, contributing 15 companies to the market capitalization growth, with Industrial Fulian and Cambricon leading the way [1][7][11] - The semiconductor industry saw Cambricon's stock price surge by 535.14%, resulting in a market capitalization increase of 4.76 billion RMB, while Industrial Fulian topped the list with a market capitalization increase of 10.36 billion RMB [1][7][8] Company Highlights - Industrial Fulian achieved a market capitalization increase of 10,356.21 million RMB, with a stock price increase of 286.21% [4][6] - Ningde Times, a leader in the battery sector, saw its market capitalization grow by 7,934.45 million RMB, with a stock price increase of 101.21% [11][12] - Agricultural Bank and Industrial and Commercial Bank recorded market capitalization increases of 6,480.66 million RMB and 4,529.49 million RMB, respectively, indicating a recovery in undervalued blue-chip stocks [6][8] Financial Sector Growth - The financial sector, including banks and non-bank financial institutions, has also experienced significant growth, with several banks seeing market capitalization increases exceeding 2 billion RMB [2][8] - Dongfang Wealth emerged as a standout in the non-bank financial sector, with a market capitalization increase of 2,434.23 million RMB and a stock price increase of 144.15% [10] Market Structure - The ChiNext and Sci-Tech Innovation Board have become important platforms for nurturing high-growth companies, with over 30% of the 43 companies listed on these boards [11][12] - Traditional industry leaders, including Guizhou Moutai and Hengrui Medicine, have also seen value recovery, with Guizhou Moutai's market capitalization increasing by 2,278.17 million RMB [13]

Group 1: Report Industry Investment Rating - No information provided on the industry investment rating in the report Group 2: Core Views of the Report - The current self - adjustment of convertible bonds is not over, with weakened ability to follow the rise, and the valuation actively declines when the underlying stock pulls back. In the current market, the cost - performance of convertible bonds is low, but considering the slow - bull market of A - shares, there is no need to be overly worried. Now is a concentrated point for convertible bond realization, and high - price, low - premium equity - like varieties and defensive individual bonds are more worthy of consideration, such as some bottom - position varieties represented by banks [6][9]. - Backtesting on recent years' forced redemption cases shows that there are objective returns and a certain degree of certainty in gambling on forced redemption clauses. The number of subsequent forced redemptions and waived forced redemptions is still considerable and worthy of attention [6][9]. - The equity market showed a trend of rising first and then falling last week, with sector differentiation. The Shanghai Composite Index almost broke through the 3900 mark at the beginning of the week and then adjusted significantly. The short - term index needs to oscillate and adjust, but the view of a positive long - term index trend remains unchanged. Attention should be paid to the press conference of the State Council Information Office next Monday [6][9]. Group 3: Summary According to the Catalog 1. Convertible Bond Views: Valuation Continues to Compress, Waiting for the Entry Opportunity - The self - adjustment of convertible bonds is ongoing, with weakened follow - up ability and active valuation decline. The current cost - performance of convertible bonds is low, but there's no need for excessive worry. High - price, low - premium equity - like varieties and defensive individual bonds are recommended. The equity market had a volatile week, and the long - term trend of the index is still positive [6][9]. 2. Convertible Bond Review: Convertible Bonds Follow the Decline Again, Valuation Continues to Fall 2.1 Market Overall Performance: Equity Rises First and Then Falls, Technology Remains the Main Line - From September 15th to September 19th, market index performance was differentiated. The Shanghai Composite Index fell 1.30%, the Shenzhen Component Index rose 1.14%, the CSI 300 fell 0.44%, the CSI 1000 rose 0.21%, the ChiNext Index rose 2.34%, the STAR 50 rose 1.84%, and the Beijing Stock Exchange 50 fell 1.43%. In terms of industries, coal, power equipment, and electronics led the rise, while banks, non - ferrous metals, and non - bank finance led the decline. The average daily trading volume increased by 1922.4 billion yuan to 2.52 trillion yuan. The top ten rising convertible bonds last week were Jingxing, Hengshuai, Songsheng, etc., and Jingxing, Jing 23, Liyang, etc. were more active in trading [13]. 2.2 Valuation Actively Compresses, High - Price, Medium - and Low - Rated Convertible Bonds Perform Well - Last week, convertible bonds pulled back again, with active valuation compression. The average daily trading volume increased significantly to 818.02 billion yuan. The CSI Convertible Bond Index fell 1.55%, the parity center decreased by 1.1% to 111.1 yuan, and the conversion premium rate center decreased by 1.1% to 18.9%. In terms of style, high - price, medium - and low - rated convertible bonds performed well last week, while AA + rated and large - cap convertible bonds performed weakly [6][18]

9月23日，当事男子称，户口本共3代人，户主是他爸，"银行说这不能证明我跟孩子是父子关系"。 新京报记者 张建斌 制作 高晨曦 9月21日，陕西男子称"俩孩子莫名被办了金融社保卡，拿户口本销卡被要求证明是父子"。 涉事银行网点称，户口本只能证明他们一家人系亲属关系，目前已与客户沟通解决方案，尽快为客户办 理相关事宜。 责任编辑：秦艺 该男子质疑称，"当时不知情给娃开了卡，也没要父子关系证明"。 ...

核实后，孙大爷女儿回了一通电话："爸，您别信！我已经确认过了，孩子好好的没事，这肯定是骗 子，我赶紧给孩子爷爷奶奶说一声，别让他们也上当受骗！"这时孙大爷才意识到，原来自己真的差点 被骗了。 事件处理完毕不久，支行就接到片区反诈中心电话，得知反诈中心监测到片区内可能有居民正遭遇电信 诈骗，要求银行协助关注。 据了解，为防范电信网络诈骗，济南工行强化反诈知识培训，定期组织员工学习反诈案例和工作技巧， 提升员工识诈、反诈能力，确保在业务办理过程中及时发现和处置风险。 同时，通过网点LED屏、宣传海报、厅堂微沙龙、社区讲座等形式，向客户普及反诈知识，重点针对中 老年群体、青少年、新市民等易受骗群体开展精准宣传，揭露常见诈骗套路。 家住济钢片区的孙大爷（化名），因子女常年在外打拼，平日里独自生活，外孙女是他心中最深的牵 挂。可近日一通陌生来电，让这位独居老人瞬间乱了方寸，险些将攒下的部分养老钱拱手送给骗子。 当日孙大爷正在家中休息，突然接到一通电话，对方称是外孙女的朋友，语气急促："大爷，不好了！ 您外孙女在内蒙古出车祸了，现在急需4万块医药费，再不转钱就耽误治疗了！" 听闻外孙女出事，孙大爷的心一下子揪了起来，焦急 ...

Core Viewpoint - After September 22, the market is no longer trading on the "illusion of easing," but is instead "realizing" a logic of certainty in the market [2][20]. Group 1: Market Reactions and Signals - The press conference on September 22, featuring top financial management officials, did not announce any short-term policy adjustments, which led to a positive response in the A-share market [2][3]. - Despite the unchanged LPR (Loan Prime Rate), the market exhibited a sense of "easing," attributed to coordinated fiscal and monetary efforts, structural tools, and the global interest rate environment [7][20]. Group 2: Economic Indicators and Financial Environment - Recent economic data shows a mixed picture: CPI decreased by 0.4%, PMI at 49.4%, and industrial value-added growth at 5.2%, indicating a cooling economy [6][13]. - The 10-year government bond yield rose from 1.60% to 1.87%, reflecting a shift in market expectations towards "structural policies" rather than broad monetary easing [6][7]. Group 3: Investment Trends and Market Dynamics - A-share market capitalization increased from 68 trillion to 104 trillion, with over 3,000 stocks rising more than 50%, indicating a significant market expansion [9][10]. - High-growth sectors like semiconductor equipment and new energy batteries are benefiting from favorable policies and market conditions, while stable dividend-paying assets are attracting long-term investments [10][11]. Group 4: Financial System Resilience - The financial system's scale and global standing have improved, with bank assets nearing 470 trillion and direct financing's share rising to 31.6% [13][14]. - Structural risks are being managed effectively, with a significant reduction in local government financing platforms and financial debt, indicating a controlled risk environment [14][17]. Group 5: Future Outlook and Certainty - The market is focusing on sustainable profitability, with loans in technology, green, and inclusive sectors growing at over 20% annually, providing visibility for related companies [20][22]. - The expectation of stable policies and regulatory frameworks is reducing concerns about extreme market volatility, suggesting a shift towards a more predictable investment landscape [23].