前几天有中介不小心说漏嘴，给出了一个超实用的七字口诀：买旧、买大、不买三。 别看只有短短七个字，他却能帮助你巧妙避开诸多购房陷阱： .01 买旧，即买大城市的核心区 2、资源稀缺更抗跌 核心区域土地资源更稀缺，这些城市心脏的土地资源，就像陈年茅台——越老越金贵。2025年成都成华区一宗地的成交，溢价高达51%。2024年北京二环 内老破小平均价格和逆势上涨2%，郊区却一路走低，跌幅高达 8%。 不管市场如果风云变幻，处于核心地段的那些房子，一直保持着稳定态势，极少受到外界因素的过多干扰。 3、拆迁机会更多 今年住建部已经明确"留改拆"三管齐推进，这一措施的落地，预示着核心区改造工作将提速。 李嘉诚曾多次强调，买房一定要看地段，核心区的房子，哪怕是老破小都比郊区的新房强。毕竟有三张王牌做强力支撑： 1、生活便利 核心区区域的房子，500米生活圈中，地铁+商超+医院+教育全覆盖，这种社区模式，不论是上学还是上班、逛街社交，都能在附近轻松搞定。 接下来，大城市核心区老房子的拆迁改造机会更大，对于老房业主来说，说不定哪天就列入拆迁实现巨额财富，比如当年广州越秀区的老房拆迁，补偿价 是当年市场价的42倍，这种机会是其他 ...

Core Viewpoint - The article discusses the comparison between real estate investment and stock market investment, highlighting the significant returns from real estate over a 16-year period while also emphasizing the importance of individual investment capabilities and market conditions [1][2]. Summary by Sections Investment Returns - A real estate investment made in June 2009 for a total of 1.83 million (including renovation) yielded a return of 6.43 million by May 2025, resulting in a 3.5 times increase and an annualized return of approximately 8.2% [1]. - In contrast, the CSI 300 index increased from 3166 to 3874 during the same period, showing a much lower growth rate [1]. Investment Capabilities - Individual investment abilities vary, and during the period from 2009 to 2025, there were numerous high-quality investment opportunities in China, such as trusts and convertible bonds, allowing informed investors to achieve annualized returns of around 10% [2]. - The CSI 300 index does not represent the overall stock market performance; for instance, the Wind All A index rose from 2500 to 5071, more than doubling [2]. Leverage in Real Estate - Real estate allows for significant leverage, which can amplify returns during a rising market. The author reflects on the missed opportunity of leveraging more when purchasing property [2]. Emotional Value of Homeownership - The emotional value of owning a home is substantial and cannot be quantified in monetary terms. The author expresses a deep attachment to their home, despite having lived there for less than two years [3]. Selling Strategy - The article outlines a successful strategy for selling a property quickly, which includes reasonable pricing, enhancing the property's appeal through aesthetic improvements, and effective communication with real estate agents [4][5][6][8][10]. - The importance of a well-prepared promotional document and clear negotiation strategies is emphasized to facilitate a swift sale [8][9]. Market Conditions - The author notes that the current market is a buyer's market, and quick sales are advantageous to avoid prolonged holding periods that could diminish value [10][16]. Conclusion - The process of selling a home is not merely a transaction but a significant life event that carries emotional weight and memories, marking a transition to new opportunities [12][13].

Group 1 - A residential property in St Marys, Sydney, sold for AUD 1.91 million, significantly exceeding the expected reserve price of AUD 300,000, indicating a strong demand in the area [1] - The property, which had not been sold for over 60 years, attracted 18 registered bidders on auction day, setting a new record for a 1,200 square meter lot in St Marys [1] - Historical context shows that property prices in the area have dramatically increased, with past sales around AUD 15,000 two decades ago, highlighting a substantial appreciation in real estate values [1] Group 2 - The property is located within walking distance of the soon-to-be-completed St Marys metro station, reflecting the strong demand for land in Sydney [3] - The new owner believes the price is justified due to future commercial developments and airport expansion plans in St Marys [3] - Sydney has been identified as the second least affordable city globally, following Hong Kong, according to the Demographia International Housing Affordability Report [3] - The Property Council's Western Sydney regional director noted a persistent gap between wages and housing costs due to insufficient housing construction to meet growing population demands [3] - It was emphasized that building more apartments could help make housing more affordable in the future, as apartments are generally cheaper than standalone houses due to higher density [3]

自上周个人住房公积金贷款利率宣布下调0.25个百分点以后，多个城市接连跟进落地，5年期以上首套房利率降至2.6%，多项政策给房地产市场带来积极影 响。 在上海，记者走访发现，随着住房公积金贷款利率下调，二手房成交量增长明显，根据上海市房地产交易中心数据显示，下调个人住房公积金贷款利率后的 首个周末，二手房日均网签成交量超过1000套。多家房地产中介门店的经纪人告诉记者，近期客户咨询量大幅度上升，看房意愿也在持续走高。 上海浦东新区某房地产经纪机构总监 陈辉：政策出来之后和政策出来之前对比的话，浏览量上浮了20%左右，带看量上浮了30%左右。 业内人士表示，新政对二手房市场有不小的刺激作用，特别是"以小换大"的改善型需求，近期增加明显。 上海某房屋交易服务中心高级经理 黄海建：这一周的成交，数据增长是非常显著的。置换的一些客户，他可能把一两套房子去换一套大房子，就是置换链 的一个打通。 不仅是二手房市场表现抢眼，新房市场的活跃度也不断提升。在北京，近期不少新房项目的咨询量、线下到访量也出现明显增大，部分项目到访量较新政前 增长了近一倍。最新数据显示，上周北京新建商品房网签1394套，成交面积约10.78万平方米 ...

Core Insights - Ningbo's real estate market is experiencing a significant decline in new home sales, with April data showing a 72.8% month-on-month drop and a 47% year-on-year decrease in new residential transactions [1] - The second-hand housing market remains relatively active, with 4,038 units sold in April, which is nearly six times the volume of new homes sold [1] - The majority of second-hand homes sold are priced between 1 million to 2 million, indicating a focus on affordable housing for first-time buyers [1][3] Sales Data Analysis - In April, the average price per square meter for homes generally ranged from 10,000 to 20,000, with properties exceeding 30,000 being rare [3] - The total number of second-hand homes listed for sale in the six districts was over 94,000, suggesting a competitive market where properties must meet current demand to sell [5] - The key selling factors for second-hand homes are competitive pricing and suitable layouts that cater to first-time buyers' needs [6] Market Trends - The market is shifting towards a focus on the essence of housing, emphasizing the importance of property services, community amenities, and overall living quality [9] - There remains a segment of buyers looking for improved or investment properties, although they are struggling to find suitable options [8]

Investment Rating - The report indicates a significant decline in the proportion of house seekers in the second-hand housing market, dropping to 61% in April 2025, the lowest level since 2024, suggesting a shift in market dynamics [2][3][6]. Core Insights - The second-hand housing market is experiencing reduced pressure on the new housing market, with the diversion pressure decreasing to 28% in April 2025, down from 32% in March [2][6][20]. - The overlap between the second-hand and new housing markets has decreased to 12%, indicating a clear segmentation of buyer demographics [10][11]. - Despite a general decline in housing demand, second-hand housing remains more favored by buyers compared to new housing, although the diversion effect has weakened in the short term [18][20]. Summary by Sections 1. Second-hand Housing Market Impact on New Housing - The proportion of house seekers in the second-hand market has significantly decreased, with a notable drop of 10 percentage points from March to April 2025 [2][3]. - The diversion pressure from the second-hand market to the new market has decreased, indicating a shift in buyer focus [6][20]. 2. Second-hand Housing Market Diversion Pressure - The diversion pressure value for April 2025 is reported at 28%, a decrease from 32% in March, marking the end of an upward trend since December 2024 [6][7]. - The annual average diversion pressure has increased from 25.8% in 2024 to 31.0% in the first four months of 2025, indicating a long-term trend of increasing diversion pressure [6][7]. 3. Overlap Between Second-hand and New Housing Markets - The overlap rate between the two markets has decreased to 12% in April 2025, down from a peak of 15% in February [10][11]. - The overlap is highest in lower-tier cities, with three to four-tier cities showing a 34% overlap, indicating more intense competition between second-hand and new housing in these areas [11]. 4. Market Response - The overall demand for housing is declining, with the second-hand housing heat index at 63.8 in April 2025, down 3.2% year-on-year [18][20]. - The second-hand housing market has maintained a lead over the new housing market in terms of buyer interest, although the gap is narrowing [18][20].

Group 1 - The core viewpoint of the articles highlights the continued growth in the second-hand housing market in Nanjing and Suzhou during April, following a strong performance in March, indicating a robust real estate market during the "golden three silver four" period [1][2] - In Nanjing, the second-hand housing transaction volume reached a new monthly high in April with 9,738 units sold, representing a 4.2% month-on-month increase, while the average transaction price decreased by 4.5% to 23,325 yuan per square meter [1] - The number of new listings in Nanjing fell by 13.4% to 7,132 units, with the average listing price dropping by 2.3% to 26,823 yuan per square meter, indicating a decline in seller expectations despite the active transaction volume [1] Group 2 - In Suzhou, the second-hand housing market also showed positive trends with a total of 7,531 units sold in April, reflecting a 4.22% month-on-month increase and a 4.79% year-on-year increase, while the average price slightly decreased by 0.17% to 24,050 yuan per square meter [2] - The new housing market in Nanjing experienced a surge in activity during the recent "May Day" holiday, with significant foot traffic and sales, indicating a strong demand for new properties [2]

Core Insights - The article discusses the tax benefits associated with housing loan interest deductions and the importance of understanding the conditions to avoid losing potential tax refunds when engaging in property exchanges [1][4]. Group 1: Tax Refunds and Conditions - A case study illustrates how a property exchange can lead to a loss of tax refund if the sequence of transactions is not properly managed, resulting in a 1% loss of the selling price in tax refunds [2]. - The tax refund for property exchange requires that the sale of the original property and the purchase of a new property occur within specific timeframes, emphasizing the need for careful planning [2][3]. Group 2: Tax Deductions for Home Loans - The article highlights the potential for significant savings through the housing loan interest tax deduction, which can amount to approximately 1200 yuan annually for individuals with an income of 150,000 yuan [4]. - Conditions for claiming the housing loan interest deduction include not having claimed it previously on the original property and ensuring that the new property qualifies as a first home loan [4].

苏州二手房4月成交同样呈现上升态势。据永联行研究院监测数据，苏州4月二手房总签约套数7531套， 环比上涨4.22%，同比上涨4.79%；二手房活跃度持续提升，成交均价24050元/平方米，环比下滑 0.17%。 新房市场持续"小阳春"热度。刚过去的"五一"假期，江宁区"好房节"上，售楼处人潮涌动，日均到访量 最高达340组。许多家庭带着老人、孩子一起看房。7个楼盘5天卖掉126套房，销售面积1.36万平方米， 销售额突破3.78亿元，创下该区"五一"假期楼市成交新高。 "数据的背后，是购房者对楼市的信心回归。""五一"期间江宁区认购量第一的茂棠名邸营销负责人朱炎 龙告诉记者，茂棠名邸销售均价大约2.1万/平方米，总价180万—350万元，其中89平方米的三房两卫户 型卖得最好，受到年轻人青睐。该项目去年12月首开，当日去化九成，今年又连续加推3次，如今5栋楼 已去化七成。"房企应该建客户需要的好房子。例如对首次置业的刚需人群来说，外立面是否为铝板、 有没有会所和泳池、五金卫浴是不是顶奢，这些都不是最重要的。对他们来说，得房率高一点、总价低 一点、空间设计更合理一点、装修配置更完善一点，更重要。" 5月7日， ...

深圳市房地产中介协会统计的数据显示，4月深圳二手房录得量（以二手房买卖合同发起时间为口径统 计的数据，并非最终成交套数）为6597套，同比增长33.5%；全市预售新房共成交2845套，同比增长 0.7%。 楼市传统的"金三银四"刚刚过去，在一系列政策持续影响下，全国多地特别是一线城市的房地产市场延 续回暖趋势。进入5月，购房者对好房子、公积金房贷利率等新规和新政充满期待，多个政策"组合 拳"有望助力楼市延续热度。 成交量保持高位 多家机构的数据显示，今年4月北京、上海、广州、深圳等四个一线城市的商品房成交量继续保持高 位。 据北京市住建委的数据，截至4月28日北京当月新房成交近3137套，二手房成交近14066套。 据上海市房地产交易中心的数据，截至4月26日，上海当月新房成交近8737套，二手房成交再度突破两 万套大关。 广州市房地产中介协会发布的数据显示，4月（统计周期为3月26日至4月25日）广州二手住宅共网签 10312套。 分化仍是市场主旋律 除此之外，一些城市根据市场的变化，不断调整和优化相关政策。例如，中山市近日发布通知提出， 2025年5月1日至2025年6月30日，凡在中山市购买新建商品住房 ...