小额贷款
Search documents
鲁信小贷:助力县域富民增收,“贷”动乡村振兴新动能
Qi Lu Wan Bao· 2025-10-11 08:01
Core Viewpoint - Financial support is crucial for activating rural industries and increasing farmers' income in the context of promoting rural revitalization and building a strong agricultural nation [1][3]. Financial Support Initiatives - Shandong Lixin Microfinance Co., Ltd. (referred to as "Lixin Microfinance") has launched the "Rural Revitalization Industry Loan" to align with national policies and provide continuous financial support to agricultural operators [1][4]. - The company employs an innovative financial service model that strengthens industry chain support and broadens income paths for farmers, embodying the mission of "finance for the people" [1][4]. Loan Implementation and Impact - Since its launch in April 2024, Lixin Microfinance has disbursed a total of 428 million yuan, supporting various industries including rural tourism, fruit wholesale, and goat farming [4]. - The initiative aims to bolster county-level growth industries, enhancing the connection between industry development and farmer income [4][8]. Case Study: Goat Farming Industry - The "Goat Industry Loan" is a specific product developed to support local goat farming, providing 30 million yuan in comprehensive credit to local farmers and businesses [6][7]. - This product covers the entire industry chain from breeding to sales, positioning goat farming as a key economic driver in the region [6][7]. Risk Management and Support Mechanisms - Lixin Microfinance has established a "three-in-one" risk management mechanism involving government, insurance, and farmers to mitigate risks in the livestock sector [7]. - The company promotes a stable cooperation model between leading enterprises and farmers to ensure that farmers can focus on production without worrying about sales [7]. Future Directions - Lixin Microfinance plans to continue enhancing its "Industry Loan" offerings to support the integration of primary, secondary, and tertiary industries in rural areas [8]. - The goal is to make the "Industry Loan" a new engine for farmers' income growth and to help local specialties become a key to wealth for rural communities [8].
广州市委金融办赴梅州平远大柘镇开展乡村振兴调研帮扶活动
Nan Fang Nong Cun Bao· 2025-10-11 01:28
进入数字经济时代,提升青少年的金融素养和反诈防诈意识至关重要。调研帮扶组希望通过此类活动, 能够帮助孩子们从小树立正确的金钱观和风险防范意识,学会运用法律武器保护自身合法金融权益,为 他们未来的健康成长和美好生活奠定坚实基础。 近日,广州市委金融办及有关金融爱心企业、行业协会赴梅州市平远县大柘镇开展助力乡村振兴专题调 研与帮扶活动。此次活动立足金融赋能,聚焦产业发展与民生改善,通过实地考察、签约见证、公益捐 赠、座谈交流等多种形式,为大柘镇全面推进乡村振兴注入新动能、激发新活力。 深入产业一线,搭建产销对接新桥梁 乡村振兴,产业兴旺是关键。调研帮扶组首先深入田间地头,先后走访了大柘镇田兴村蓝莓基地、乔庄 村脆蜜金桔基地及超南村百香果基地,与基地负责人、种植户深入交谈,详细询问各特色水果的种植规 模、生长周期、市场销路、经济效益以及当前面临的问题,重点关注了现代化农业技术的应用情况,特 别是深入了解了基地引进的智能滴灌系统、智能采摘技术应对劳动力短缺问题、探索使用无人机进行植 保喷药以提高作业效率和安全性等情况。 为打通农产品从田间到餐桌的"最后一公里",助力优质农产品"出山进城",调研帮扶组一行还专程前往 超 ...
中国金融投资管理:城开小额贷款向客户授出2000万元的贷款
Zhi Tong Cai Jing· 2025-10-10 12:34
Core Points - China Financial Investment Management (00605) announced a loan agreement with Chengkai Microfinance, where Chengkai Microfinance will lend RMB 20 million to borrower FE [1] - The loan has a term of three months and an annual interest rate of 15.6% [1] Company Summary - The loan amount is set at RMB 20 million, indicating a significant financial commitment from Chengkai Microfinance [1] - The interest rate of 15.6% per annum reflects the company's lending strategy and market positioning within the microfinance sector [1] Industry Summary - The agreement highlights the ongoing activity in the microfinance industry in China, showcasing the demand for short-term loans [1] - The three-month term of the loan suggests a focus on providing quick financial solutions to borrowers, which is a common practice in the microfinance sector [1]
中国金融投资管理(00605):城开小额贷款向客户授出2000万元的贷款
智通财经网· 2025-10-10 10:05
Core Viewpoint - China Financial Investment Management (00605) has entered into a loan agreement with Chengkai Microfinance, providing a loan of RMB 20 million to the borrower FE, with a term of three months and an annual interest rate of 15.6% [1] Group 1 - The loan amount is set at RMB 20 million [1] - The loan agreement is established for a duration of three months [1] - The annual interest rate for the loan is 15.6% [1]
三六五网:子公司南京市三六五互联网科技小额贷款有限公司主要从事互联网小额贷款业务
Zheng Quan Ri Bao· 2025-09-25 09:39
(文章来源:证券日报) 证券日报网讯三六五网9月25日在互动平台回答投资者提问时表示,公司有一个子公司南京市三六五互 联网科技小额贷款有限公司主要从事互联网小额贷款业务。 ...
中国金融投资管理附属授出本金金额为1400万元的贷款
Zhi Tong Cai Jing· 2025-09-17 10:13
中国金融投资管理(00605)发布公告,于2025年9月17日,公司控制的全资附属公司深圳领达小贷(作为贷 款人)与客户FB(雷勇先生,作为借款人)订立贷款协议,据此,深圳领达小贷同意向借款人授出本金金 额为人民币1400万元的贷款,期限为六个月。 ...
中国金融投资管理(00605)附属授出本金金额为1400万元的贷款
智通财经网· 2025-09-17 10:08
智通财经APP讯,中国金融投资管理(00605)发布公告,于2025年9月17日,公司控制的全资附属公司深 圳领达小贷(作为贷款人)与客户FB (雷勇先生,作为借款人)订立贷款协议,据此,深圳领达小贷同意向 借款人授出本金金额为人民币1400万元的贷款,期限为六个月。 ...
中国金融投资管理(00605.HK)授出1400万元贷款
Ge Long Hui· 2025-09-17 10:08
格隆汇9月17日丨中国金融投资管理(00605.HK)公告,于2025年9月17日,深圳领达小贷(作为贷款人)与 客户FB(作为借款人)订立贷款协议,据此,深圳领达小贷同意向借款人授出本金金额为人民币1400万元 贷款,期限为6个月。 ...
警惕非法“校园贷”!北京金融监管局拆解四大套路,这些坑别踩
Bei Jing Shang Bao· 2025-09-17 08:01
Core Viewpoint - The Beijing Financial Regulatory Bureau has issued a warning against illegal "campus loans," emphasizing the need for students and parents to be vigilant and recognize deceptive practices in the lending industry [1] Group 1: Types of Illegal Campus Loans - Illegal campus loans primarily consist of four deceptive practices, with the first being misleading names that disguise the true nature of the loans, such as "training loans," "beauty loans," and "job-seeking loans" [1] - The second practice involves "yin-yang contracts," where students are tricked into signing contracts with inflated amounts compared to the actual loan received, or signing blank contracts that are later filled with unfavorable terms [1] - The third practice is enticing offers that promise loans with minimal requirements, such as only needing an ID or student card, and promoting low interest rates and quick approval times, which can lead to excessive borrowing and financial strain [1] - The fourth practice involves a cycle of borrowing to repay previous loans, leading to aggressive collection tactics that can threaten students' safety and well-being [2] Group 2: Recommendations for Students and Parents - The regulatory body advises students and parents to adopt a rational consumption mindset, emphasizing the importance of frugality and proper financial planning to avoid overspending and excessive debt [2] - It is recommended that students communicate with their parents regarding financial needs and explore legitimate funding options, such as scholarships or loans from accredited financial institutions [2] - Consumers are urged to protect their personal information, carefully read loan agreements, and ensure that the terms are legal and reasonable before signing [2] - In case of falling into illegal loan traps, students should remain calm, inform their parents and teachers, keep all relevant documentation, and report to authorities to seek legal recourse [2]
佐力小贷(06866.HK)附属兴耀小贷完成名称及业务范围的变更
Ge Long Hui A P P· 2025-09-12 11:37
Core Viewpoint - Zhaoli Microfinance (06866.HK) announced the completion of a name and business scope change for its non-wholly owned subsidiary, Hangzhou High-tech Zone (Binjiang) Xingyao Puhui Microfinance Co., Ltd. This change is part of the company's strategy to focus on risk control and stable operations rather than aggressive expansion [1] Group 1 - The company holds a 66% stake in Xingyao Microfinance, which held a shareholders' meeting on September 5, 2025, to approve the necessary changes [1] - The company will continue to focus on the Huzhou market through its main operating platform, Deqing Jinhui Microfinance Co., Ltd. [1] - The company has reached a consensus to exit the microfinance market and will gradually recover outstanding loans following the changes [1] Group 2 - The strategic shift aims to save operational costs for the group amid the overall market environment [1] - The company prioritizes risk control and stable operations over aggressive scale expansion [1]