Workflow
信托
icon
Search documents
守初心 强服务 筑防线
Jin Rong Shi Bao· 2025-09-25 02:49
连日来,信托公司多元、丰富的各类消保活动,吸引了市场关注。事实上,从"金融消费者权益保 护教育宣传月"到"金融教育宣传周",信托公司一直在消费者权益保护的道路上精耕细作、持续发力。 筑牢消费者权益保护防线,首先要跳出固有思路、传统模式,构建生动的、贴近群众的消保方案, 让消保信息真正以大众可触达、易接受的方式进行传播。比如,在消保宣教方面,可借助视频号、抖音 等互联网平台,制作以信托消保小剧场为主题的系列内容,通过情景剧演绎、动画制作等更通俗的方 式,解决消费者在信托业务中可能遇到的虚假宣传等典型问题,用生活化的剧情、幽默的表达讲解专业 知识;依托微信公众号、官网等平台,推出信托消保问答专栏,针对消费者关心的各类问题,以图文结 合、漫画解读的形式进行解答,让消保宣教融入大众的碎片化生活场景,做到"润物细无声"。 筑牢消费者权益保护防线,还要从制度出发,一方面,建立标准化的信息披露体系,将产品的投资 方向、风险等级、费用构成等关键信息,以直接的方式呈现给消费者;另一方面,高效的投诉处理与反 馈机制不能缺位。若没有完善的投诉处理与反馈机制,消费者的诉求难以得到有效回应,不仅会加剧消 费者与信托公司之间的矛盾,也会 ...
朱勇:坚持长期主义穿越周期 实现信托业高质量发展
信托业属于资管行业,以私募为定位,追求绝对收益目标,特色是另类投资和非标直接融资。信托产品 存在刚性结构。前期投融资结构中房地产业务占比较高,因房地产行业风险外溢,目前处于业务结构调 整中。 如果只用一个维度来量化描述信托,这个维度应是受托管理的资产规模指标。生物发展一般会经历三个 时期:缓慢发展期、高速成长期、成熟期,纵观信托行业过去23年的资产规模变化,也可以分为三个时 期:探索期、高速成长期、调整期。 2001年《中华人民共和国信托法》正式施行,首次以法律形式确立信托制度框架,信托业迎来规范化发 展契机。2002年至2006年是行业规范发展的早期阶段,这一阶段是探索期,信托业虽然规模小、增长不 快、业务未定型,却像竹子一样,向下扎根,用了4年时间,做好了基础设施建设。这一时期,信托从 业者在产品设计、市场方向、资金寻找、金融基础设施等方面,为后续发展做了许多打基础的工作。 从2007年开始高速成长到2017年规模阶段性见顶,属于信托行业高速成长期。2007年末,信托资产规模 9800亿元,较上年末的4800亿元翻了一番。2007年至2017年是资管业务发展的"黄金时期"。2017年末, 信托资产规模26 ...
智造新“徽”煌
Core Insights - The 2025 World Manufacturing Conference held in Anhui from September 20 to 23 showcased the province's manufacturing achievements and attracted over 80 listed companies and financial institutions to explore investment opportunities [1][20] - Anhui's industrial revenue has increased from 3.8 trillion yuan in 2020 to 5.49 trillion yuan in 2024, moving from 12th to 6th place nationally, marking its entry into the ranks of major industrial provinces [2] - The province is accelerating its industrial transformation, with significant production in sectors such as automotive, photovoltaic, electronics, home appliances, and equipment manufacturing, contributing to nearly 10% of global display panels and 11% of new energy vehicles [3][9] Investment Opportunities - The Anhui government is fostering a favorable business environment to attract domestic and international investors, emphasizing the integration of technology, industry, and capital [6][12] - Listed companies are increasingly focusing on Anhui's emerging industries, with significant investments in photovoltaic projects and integrated circuits, highlighting the province's competitive advantages [9][10] - The establishment of a new industrial ecosystem in Anhui is evident, with over 175 funds set up to support emerging industries, totaling investments exceeding 430 billion yuan [13][12] Industrial Transformation - Anhui is transitioning from a resource-based economy to a new industrial highland, with a focus on new energy vehicles and advanced manufacturing [30][35] - The province's manufacturing sector is experiencing a qualitative change, with high-tech industries now accounting for over 30% of industrial output [31][35] - The local government is actively promoting the development of new industries, with a reported 19.8% increase in high-tech industry value added in the first half of 2025 [31][35] Technological Innovation - The conference highlighted Anhui's advancements in quantum technology, artificial intelligence, and smart manufacturing, positioning the province as a leader in these fields [20][22] - Companies are encouraged to collaborate with local enterprises and research institutions to drive technological breakthroughs and enhance production efficiency [26][35] - The integration of digital and green technologies is a core strategy for Anhui's industrial upgrade, with numerous factories recognized for their digital transformation efforts [33][35] Future Outlook - Anhui aims to build a modern industrial system supported by diverse emerging industries, focusing on new materials, high-end equipment manufacturing, and artificial intelligence [35][36] - The province's strategic location within the Yangtze River Delta and its commitment to innovation are expected to attract more investment and foster economic growth [36][37] - The ongoing transformation of Anhui's industrial landscape reflects a broader trend of regional modernization and sustainable development in China [36][37]
腾讯音乐公益携手爱特乐团举办音乐会,发布原创单曲《妈妈的光》
Sou Hu Wang· 2025-09-24 09:16
Core Viewpoint - The event "If Music Had a Shape - Mom's Light" successfully showcased the collaboration between Tencent Music Entertainment Group and Shenzhen Aite Orchestra, emphasizing the importance of music in supporting special needs communities and promoting social inclusion [1][10]. Group 1: Event Overview - The event took place on September 7, 2025, at the Shenzhen CR MixC [1]. - It was co-hosted by Tencent Music Public Welfare and Shenzhen Aite Orchestra, with support from various organizations including CR Trust and Olé Supermarket [1]. Group 2: Social Impact Initiatives - The "Run Heart and Merge Light" program initiated by CR Trust has shown significant results in providing employment guidance and family care for special needs individuals [3]. - The program has established job experience positions in collaboration with CR Beer Town and Olé Supermarket, receiving positive feedback for the talents displayed by Aite Orchestra members [3]. Group 3: Musical Performances - The concert featured impressive performances, including pieces like "Exodus" and collaborations with artists such as Li Zongyao [5][6]. - The emotional highlight of the evening included performances from the electric wind band and vocal choir, showcasing the talents of special needs individuals [8]. Group 4: Original Music Release - The original single "Mom's Light," inspired by the dedication of the orchestra members' mothers, was launched during the event to raise awareness for public welfare and special groups [10]. - The single is available on major music platforms including QQ Music, Kugou Music, and Kuwo Music [10]. Group 5: Future Initiatives - Tencent Music Entertainment Group aims to deepen music training and vocational integration projects for individuals with autism, fostering self-worth and encouraging societal support for special needs communities [12].
中信信托新任董事长吕天贵任职资格获批 此前为中信银行副行长
Xi Niu Cai Jing· 2025-09-24 05:29
Group 1 - The Beijing Financial Regulatory Bureau approved the appointment of Lv Tiangui as the chairman and director of CITIC Trust Co., Ltd. [2] - Lv Tiangui previously served as the vice president of CITIC Bank before joining CITIC Trust [4] - The former chairman of CITIC Trust, Lu Wei, returned to CITIC Bank as president in February [4] Group 2 - CITIC Trust experienced personnel changes, with former vice president Tu Yikai promoted to general manager [5] - In 2024, CITIC Trust reported a revenue of 5.379 billion yuan, an increase of 8.09% year-on-year, and a net profit of 2.653 billion yuan, up 0.95% year-on-year [5] - The annual report indicated that CITIC Trust added 2,549 new trust projects in 2024, with total trust assets reaching 11,999 billion yuan, distributing 31.2 billion yuan in trust income to beneficiaries [5]
建元信托跌2.24%,成交额1.42亿元,主力资金净流出909.62万元
Xin Lang Zheng Quan· 2025-09-24 02:17
建元信托所属申万行业为:非银金融-多元金融-信托。所属概念板块包括:中盘、低价、长三角一体 化、融资融券、信托概念等。 截至6月30日,建元信托股东户数8.63万,较上期增加16.23%;人均流通股63356股,较上期减少 13.96%。2025年1月-6月,建元信托实现营业收入0.00元;归母净利润4028.97万元,同比增长13.36%。 分红方面,建元信托A股上市后累计派现46.22亿元。近三年,累计派现0.00元。 机构持仓方面,截止2025年6月30日,建元信托十大流通股东中,南方中证500ETF(510500)位居第八 大流通股东,持股5885.95万股,相比上期增加832.61万股。香港中央结算有限公司位居第十大流通股 东,持股3342.63万股,相比上期减少1586.33万股。 责任编辑:小浪快报 资金流向方面,主力资金净流出909.62万元,特大单买入746.19万元,占比5.27%,卖出1881.93万元, 占比13.29%;大单买入2651.77万元,占比18.73%,卖出2425.65万元,占比17.14%。 建元信托今年以来股价跌12.57%,近5个交易日跌13.80%,近20日涨0 ...
“农田里”的信托人:中国外贸信托深耕乡村沃土
Jin Rong Shi Bao· 2025-09-23 07:42
当金融人脱下西装走进田野,当金融特色与乡村沃土深度融合,会碰撞出怎样的火花? 中国外贸信托农业金融团队用九年的坚守给出了答案——在这里,每一株麦苗的返青、每一笔款项的到账, 都化作大地的诗行,在广袤的乡野间写下希望的注脚。 党的二十大报告提出,"全面推进乡村振兴""加快建设农业强国"。中国外贸信托扎根乡村,践行推进农业农 村现代化有了更丰富的叙事——从"萌芽"期分不清农作物的"金融白领",到"拔节"期熟稔农时农事的"田间专 家",再到"抽穗"时构建起覆盖全国20余省业务版图的"兴农先锋",他们用双脚丈量土地,以金融活水浇灌乡村振 兴的沃土,在"三农"金融服务体系中贡献了独特的价值。 萌芽:从"不谙农事"到扎根乡村 "前两天山东刚下过雪,这雪下得真好,正好省了给麦苗浇一回水,麦苗也从黄变绿了。"中国外贸信托农业 金融团队的赵冰蹲在小麦田里,向笔者介绍着一些农业种植的基本知识。 "几年前刚和信托公司接触时,有的连小麦苗都不认识。现在再问他们什么时候该播种、用什么肥、什么农机 好使、农产品能卖多少钱,大家都能答得上来。"合作的助农机构区域负责人严姐感慨道。 走在宽敞、平整的田间道路上,赵冰回忆起当初在云南省富宁县调 ...
丰收时节结硕果 携手共绘好“丰”景
Jin Rong Shi Bao· 2025-09-23 07:33
九月的神州大地,麦浪翻滚、瓜果飘香——从东北黑土地的玉米堆到江南水乡的稻田埂,从西北戈壁的果棚 到华南丘陵的茶园,一幅幅丰收图景的背后,有农民的辛勤汗水,有政策的精准扶持,也有金融的专业助力,让 丰收的果实稳稳地握在农民手中。 作为金融体系的重要组成部分,信托公司、消费金融公司等非银金融机构凭借灵活创新的服务模式,为农业 生产、农民生活、农村建设持续注入金融活水,助力"三农"发展、推进乡村全面振兴,也为今年的中国农民丰收 节增添了别样的"金融底色"。 信托:助乡村"蝶变" 如果说信托为农业产业发展根基"筑梁",那么灵活、便捷的消费金融则更像持续滋润农户生活的"及时雨", 满足农户日常生产、生活的急需。 在湖南省桂东县,有这样一片农田,虽然看起来并不起眼,却是当地冷水稻米生产的主要基地。对周边许多 农户来说,这片2500亩高标准农田不仅承载着冷水稻米特色产业从育种、种植到加工的全链条希望,更托举着农 户增收致富的期盼,正一步步成为畅通桂东县乡村全面振兴之路的特色名片。 而这份希望与期盼的实现,除了农户的努力,还有信托的支撑。 据了解,位于中部的某信托公司自2022年以来陆续设立多笔乡村振兴慈善信托,专项用于湖南 ...
“换帅”后,他们先解哪道“难题”?
Jin Rong Shi Bao· 2025-09-23 07:08
作为信托业内的头部企业,两家公司董事长的更替自然备受瞩目。王欣和吕天贵的到任也意味着自2024 年1月执掌平安信托20个月的方蔚豪和自2024年5月执掌中信信托16个月的芦苇正式离任。 除两家头部信托公司同步进行"换帅",其他信托公司近期的高管人事调整同样引人关注。 《金融时报》记者注意到,国家金融监督管理总局北京金融监管局在9月19日还批复同意包恋群任国投 泰康信托总经理。10多天前,陆家嘴国际信托董事长也发生了变更,王岗接替黎作强出任董事长。而在 更早之前,云南国际信托发布公告称,因工作调动,甘煜已辞任云南国际信托董事长,目前由总经理代 为履行董事长职责,代为履职期限不超过6个月。 就在同一天,中信信托与平安信托董事长任职资格公告发布。 9月19日,国家金融监督管理总局北京金融监管局与深圳金融监管局分别发布公告,批复同意中信信托 董事长吕天贵以及平安信托董事长王欣的任职资格。 这意味着两家公司的董事长正式进入履职阶段,目前,工商层面的变更流程仍在推进中。 从经营业绩来看,中信信托2024年实现营业收入53.79亿元,净利润26.53亿元,主要经营指标已连续15 年保持在行业前三。另外,数据显示,平安信托2 ...
政策双周报(0905-0920):基金销售费率征求意见稿发布,14D逆回购招标方式调整-20250923
Huachuang Securities· 2025-09-23 03:41
1. Report Industry Investment Rating No information regarding the industry investment rating is provided in the report. 2. Core Viewpoints of the Report The report comprehensively analyzes various policies from September 5th to September 20th, 2025, including macro - economic, fiscal, monetary, financial regulatory, real estate, and tariff policies. It aims to provide an overview of the current economic policy environment and potential impacts on different sectors [1][2][3]. 3. Summary by Directory 3.1 Macro - economic Tone - The government is promoting the construction of a unified national market and expanding service consumption. Measures include rectifying disorderly competition, boosting consumer spending with about 420 billion yuan in fiscal support driving over 2.9 trillion yuan in sales, and promoting private investment [1][11][12] - The State Council has deployed measures to promote private investment, aiming to expand investment space, ensure fair competition, and support private capital in new areas [13][16] 3.2 Fiscal Policy - The fiscal policy is more active, with a focus on using special bonds to repay government arrears to enterprises. As of September 19th, 2025, 1.1506 trillion yuan of special bonds have been issued, exceeding the annual limit of 800 billion yuan [17] - Over 60% of financing platforms have exited, and 4 trillion yuan of the 6 - trillion - yuan special debt quota has been issued. The government debt risk is under control, and it plans to issue part of the 2026 local government debt quota in advance [18][19] 3.3 Monetary Policy - The central bank has optimized and simplified the evaluation indicators for primary dealers, which helps to improve the transmission of interest rates and strengthen the benchmark nature of the Treasury yield curve [21] - The 14 - day reverse repurchase operation has been adjusted to a fixed - quantity, interest - rate tender, and multiple - price winning bid method, further strengthening the policy interest rate status of the 7 - day reverse repurchase [22] - The global financial stability system faces challenges such as fragmented regulatory frameworks, insufficient regulation in digital finance, and weak regulation of non - bank intermediaries [23] 3.4 Financial Supervision - A draft for public comments on the management regulations of public fund sales fees has been released, and the second batch of science and technology innovation bond ETFs will be listed on September 24th [26] - New regulations for insurance, trust, and securities industries have been introduced, including the "Insurance Company Capital Guarantee Management Measures", the "Trust Company Management Measures", and the start of the self - evaluation of securities company classification [27][28] - The controlling rights of three AMC companies have been transferred to Central Huijin. There are concerns about the liquidity risk of funds concentrated in the technology sector, and the proportion of cash wealth management in August reached a new low for the year [29] 3.5 Real Estate Policy - Shenzhen has relaxed purchase restrictions in multiple districts, and Shanghai has exempted first - home buyers from property tax under certain conditions [32] - Shenzhen has released a draft for public comments on the housing provident fund management measures, and Beijing and Shanghai have adjusted the upper and lower limits of the monthly housing provident fund payment base [33] 3.6 Tariff Policy - Chinese and US leaders had a phone call, and the two sides reached a basic framework on issues such as TikTok. China opposes the politicization of technology and economic and trade issues [36][37]