北京商报讯（记者 岳品瑜 董晗萱）9月26日，河北金融监管局发布关于河北幸福消费金融股份有限公司 （以下简称"幸福消金"）变更注册资本的批复，同意幸福消金增加注册资本3.63亿元人民币，由6.37亿 元人民币变更为10亿元人民币。 ...

鱼跃医疗（002223.SZ）9月26日在投资者互动平台表示，目前公司未持有蚂蚁科技集团股份有限公司股 份，持有重庆蚂蚁消费金融有限公司4.990%股权。 （文章来源：每日经济新闻） 每经AI快讯，有投资者在投资者互动平台提问：请问公司是否持有蚂蚁金服的股份？跟阿里和支付宝 是否有相关合作吗？ ...

Core Viewpoint - Consumer finance companies are accelerating the disposal of non-performing assets, indicating a trend towards market-oriented resolution of bad debts in the industry [1][5][8]. Group 1: Non-Performing Asset Transfer - In September, nine licensed consumer finance companies, including Ant Consumer Finance and Zhongyin Consumer Finance, have announced personal non-performing loan transfers, characterized by "large volume and low price" [1][3]. - Zhongyin Consumer Finance is particularly active, planning to transfer a batch of non-performing loans with an outstanding principal and interest of 527 million yuan, involving 4,674 borrowers, with an average overdue period of approximately 1,920 days [1][4]. - The transfer prices for these non-performing loans are significantly discounted, with Zhongyin's recent transfer starting at 562,000 yuan, equating to a discount of only 0.17 [1][4]. Group 2: Market Dynamics - The market for non-performing asset transfers has seen a substantial increase, with the total transaction volume for personal business reaching 37.04 billion yuan in the first quarter of 2025, marking a year-on-year growth of 760% [3]. - The structure of the assets being transferred shows that personal consumer loans account for 72.4% of the total, followed by credit card overdrafts at 14% and personal business loans at 13.5% [3]. - The trend of low-priced sales of non-performing assets has become commonplace, driven by increased supply and a buyer's market, leading to lower recovery expectations [5][8]. Group 3: Future Outlook - As the scale of non-performing assets continues to grow, it is expected that more consumer finance companies will join the ranks of those transferring bad loans [7]. - Companies are encouraged to enhance their marketing efforts and leverage financial technology to reduce operational costs and improve profitability [7][9]. - The ongoing trend of transferring non-performing loans reflects a strategic shift towards managing post-loan asset quality and mitigating potential risks, while also aligning with regulatory pressures to address bad asset management [8][9].

人民财讯9月26日电，国家金融监督管理总局河北监管局发布批复显示，监管局同意河北幸福消费金融 增加注册资本3.63亿元，由6.37亿元变更为10亿元。 ...

9月24日，中邮消费金融、海尔消费金融分别在官网发布公告，公开合作机构名单。 中邮消费金融在公告中表示，为落实国家监管部门相关要求，切实履行信息披露职责，现对互联网贷款 平台运营机构及增信服务机构信息予以公布，并将根据实际合作情况对相关信息进行动态更新。 公告显示，中邮消费金融的互联网贷款平台运营机构共有30家，囊括蚂蚁、抖音、京东、美团、度小满 等多家头部互联网企业关联公司，互联网贷款增信服务机构共有14家。 | 23 | 深圳京发科技控股有限公司 | | --- | --- | | 24 | 上海哈啰普惠科技有限公司 | | 25 | 上海金铸锚信息服务有限公司 | | 26 | 上海分蛋信息科技有限公司 | | 27 | 杭州满亚网络科技有限公司 | | 28 | 福建学成创想信息科技有限公司 | | 29 | 成都市道融世纪信息技术服务有限公司 | | 30 | 成都给米金融服务外包有限公司 | | 31 | 中世普惠融资担保(福建)有限公司 | | 32 | 天津明东华融资担保有限责任公司 | | 33 | 中盈国鼎融资担保(海南)有限公司 | | 34 | 云南诚成融资担保有限公司 | | 35 ...

Group 1 - The core viewpoint of the article highlights the upgrades to JD's BaiTiao service, which now includes interest-free installment plans, deferred payment options, and trade-in services to meet diverse consumer needs [1] - As of September 2025, JD BaiTiao has reached nearly 300 million consumers, over 2 million industrial merchants, and more than 100 financial institutions, continuously expanding its service experience of "consume first, pay later, real-time approval, and flexible installments" [1] - The cumulative interest-free subsidies provided to users by JD BaiTiao, in collaboration with financial institutions and merchants, have reached over 10 billion yuan [1] Group 2 - The introduction of interest-free installments has significantly boosted product conversion rates, with an average increase of over 32% [1] - In regions such as Beijing, Guangdong, and Jiangsu, the BaiTiao service has helped merchants achieve an average transaction volume increase of over 2.5 times following the expansion of 3C digital products [1]

中经记者 郑瑜 北京报道 公开资料显示，晋商消金旗下拥有"借蛙""晋情贷"等一系列的消费信贷产品，构建了线上小额、线下大 额、消费分期、循环信用等产品体系。 今年4月，国家金融监督管理总局发布《关于加强商业银行互联网助贷业务管理提升金融服务质效的通 知》，要求商业银行总行应当对平台运营机构、增信服务机构实行名单制管理，通过官方网站、移动互 联网应用程序等渠道披露名单，及时对名单进行更新调整。通知自2025年10月1日起施行，外国银行分 行、信托公司、消费金融公司、汽车金融公司参照执行。 根据官网，目前晋商消金已经公布了催收合作机构名单，其中43家机构涵盖信息技术、商务咨询、金融 服务、律师事务所等多个领域。机构地域分布主要以山西省、四川省、北京市的机构较多。 （编辑：李晖 审核：何莎莎 校对：颜京宁） 日前，国家金融监督管理总局山西监管局发布关于赵崇平晋商消费金融股份有限公司（以下简称"晋商 消金"）总裁任职资格的批复。 晋商消金成立于2016年2月23日，总部位于山西太原，是经原中国银保监会批准成立的全国性持牌消费 金融公司，中国银行业协会消费金融专业委员会成员。晋商银行股份有限公司联合上海荣大投资管理有 ...

经济观察网 9月24日，小米消费金融总裁曹子玮在"2025中国普惠金融国际论坛"上指出，平台经济的核 心是数字技术，具备规模、精度和效率等优势，但也存在缺乏人性化与社会温度的问题，线下业态所承 载的社会交往和生活体验难以被完全替代。推动平台经济发展，需要在保持包容心态的同时，思考数字 技术与人类发展的平衡。当下需要处理好三方面关系：一是数字效率与人的权益，避免劳动者被大数据 过度控制；二是政策意图与市场逻辑，确保监管措施能与市场实际相适应；三是新就业模式与社会保 障，构建符合平台经济特征的劳动保护和保障体系。唯有在效率与公平之间实现平衡，平台经济才能健 康可持续地发展。 ...

Group 1 - The core announcement is regarding the transfer of non-performing personal loans by Chongqing Ant Consumer Finance Co., Ltd. for the 6th phase of 2025 [1] - The company plans to conduct the transfer through the Banking Credit Asset Registration and Flow Center, following specific rules and disclosure guidelines [1] - The disclosed information indicates a total of 131,809 loan assets and 38,204 borrowers, with an average overdue period of 297.96 days and a total outstanding principal and interest of 900 million yuan [1] Group 2 - The transfer method will be through online public bidding, with the bidding starting on October 15, and an initial price set at 81.4 million yuan [1]

招联首席研究员、上海金融与发展实验室副主任董希淼表示，消费金融公司应坚持以人民为中心， 落实消费者权益保护工作主体责任，健全完善消费者权益保护工作各项机制，加强对合作机构的规范管 理，切实保护消费者合法权益。 当下，越来越多的消费者开始借助消费金融工具满足自身的消费需求。消费金融公司作为消费金融 服务的重要提供者，如何在业务发展的同时，切实做好消费者权益保护，提供负责任的金融服务，成为 行业关注的焦点。 业内普遍认为，健全的制度框架是消费者权益保护的"第一道防线"。近年来，我国从政策设计到监 管制度持续完善，为消费金融领域的权益保护划定清晰边界。 此前修订发布的《消费金融公司管理办法》新增"消费者权益保护""合作机构管理"专章；《关于金 融支持提振和扩大消费的指导意见》强调健全消费领域信用体系、加强金融消费者权益保护；新修订的 《消费金融公司监管评级办法》明确"消费者权益保护"维度的分值权重达15%，仅次于"风险管理"的 25%。 在考核机制方面，一些消费金融公司也进行了革新，如将消费者投诉率、满意度等指标纳入员工绩 效考核体系，直接与员工的薪酬、晋升挂钩，有效提升了员工对消费者权益保护工作的重视程度与执行 ...