（来源：内蒙古日报） 加大中长期投放，赋能乡村振兴。该行聚焦兴安盟发展短板与民生需求，投放中长期贷款超50亿元，精 准覆盖多个关键领域。在农业基础设施方面，重点支持粮库建仓、仓储设施扩建与改造，助力提升粮食 收储保障能力；在乡村建设方面，发力土地综合整治、土地流转业务，推动农村土地资源优化配置；在 民生与产业协同方面，支持教育扶贫、旅游扶贫项目落地，为乡村教育改善、生态旅游发展注入金融活 水；在绿色发展方面，立足地方生态保护需求，精准投放生态环保类贷款，重点支持科尔沁沙地治理等 生态修复工程，助力筑牢我国北方重要生态安全屏障。 抓实巩固衔接，助力富民兴村。该行锚定巩固拓展脱贫攻坚成果同乡村振兴有效衔接底线任务，聚焦脱 贫地区发展需求，加大精准帮扶信贷投放力度。累计投放精准帮扶贷款和巩固拓展脱贫攻坚成果相关贷 款超80亿元，重点覆盖5个脱贫旗县和3个重点帮扶县，脱贫县贷款增速10%，重点帮扶县贷款增速 28%。持续开展易地扶贫搬迁后续扶持、定点帮扶等重点工作，切实巩固脱贫攻坚成果，为脱贫群众增 收致富、焕发乡村发展活力注入金融动能。 赋能民企小微，激活市场活力。该行持续加大对民营企业和小微企业的支持力度，助力实 ...

Group 1: Infrastructure Development - The Qingdao Jiaozhou Bay Second Undersea Tunnel is a major infrastructure project, measuring 17.48 kilometers, and is currently the largest and longest of its kind in the world, with a construction challenge that includes complex geological conditions [1][2] - The project aims to enhance traffic efficiency and reduce costs between Qingdao's urban area and Huangdao District, addressing the saturation of existing transportation links [2] - The China Development Bank (CDB) has provided significant financial support, including a customized financing plan and a total of 20.32 billion yuan in loans to facilitate the project's progress [2] Group 2: Marine Economy - The development of a modern marine fishery industry park is underway, focusing on the Atlantic salmon, which requires a land-sea relay model for successful cultivation [3] - The park aims to create a comprehensive industrial chain that includes research, breeding, farming, processing, and support services, leveraging digital management and automation [3][4] - CDB has provided 90 million yuan in new policy financial tools to support the project, addressing the capital needs of enterprises [4][5] Group 3: Cultural and Historical Preservation - Qingdao is focusing on the transformation and upgrading of its old port and city areas to protect historical culture while promoting urban development [6][7] - The Qingdao International Cruise Port area is being developed to connect new and old urban areas, enhancing the integration of cultural heritage and modern infrastructure [7] - CDB has issued loans totaling 3.1 billion yuan and 60 million yuan in new policy financial tools to support the transformation of the old port area into a modern cultural tourism hub [7][8] Group 4: Water Resource Management - The newly completed Gonglu Reservoir, with a total capacity of 2.11 billion cubic meters, is crucial for addressing Qingdao's water scarcity issues [9][10] - The reservoir will not only secure water supply but also improve the balance between urban and agricultural water use, contributing to food security and ecological sustainability [9] - CDB has provided 3.28 billion yuan in medium- and long-term loans and 915 million yuan from the infrastructure investment fund to support the reservoir's construction [10] Group 5: Future Development Plans - The CDB plans to continue supporting Qingdao's development by focusing on building a modern industrial system and enhancing marine economic capabilities [11] - The bank aims to contribute to the construction of an innovative industrial system and support key areas such as technological innovation, advanced manufacturing, and ecological protection [11]

Core Viewpoint - The issuance of the "Notice on Utilizing Green Financial Policies to Support the Construction of Green Factories" by the Ministry of Industry and Information Technology and the People's Bank of China aims to integrate green finance with industrial green manufacturing, providing strong support for high-quality development in the manufacturing sector [1]. Group 1: Green Finance and Industrial Transformation - The "Notice" establishes mechanisms to ensure financial services for green factories, focusing on risk prevention and funding support for green sectors [1]. - The document emphasizes the importance of directing funds towards clean energy, energy conservation, and green transportation, contributing to the transition towards a low-carbon economy [1]. Group 2: Investment Project Categories - The "Notice" identifies three key investment project categories: 1. Encouraging "incremental" projects focusing on R&D and industrial application of green low-carbon technologies [2]. 2. Addressing "stock" issues through technological upgrades to enhance energy efficiency and resource recycling [2]. 3. Promoting "reduction" by supporting zero-carbon factory construction projects [2]. Group 3: Collaborative Financial Support - A comprehensive green financial support system is necessary, involving collaboration among various stakeholders to ensure effective funding allocation [2]. - Financial institutions are encouraged to enhance support by optimizing internal management, streamlining approval processes, and developing suitable financial products [3]. Group 4: Role of Green Finance - Green finance is positioned as a crucial tool for converting ecological value into economic value, addressing the challenges of high investment and long return cycles in ecological protection [3]. - The continuous improvement of green financial systems in China is expected to inject momentum into industrial green manufacturing, promoting sustainable development [3].

Core Viewpoint - The news highlights the significant financial support provided by the National Development Bank (国开行) to facilitate high-quality development in Qingdao, focusing on infrastructure projects, modern industrial systems, and marine economy initiatives. Infrastructure Development - The Qingdao Jiaozhou Bay Second Undersea Tunnel, spanning 17.48 kilometers, has achieved a breakthrough of 3,000 meters in its south line main tunnel construction, addressing the saturation of existing transport links and enhancing connectivity between Qingdao's urban and Huangdao districts [2][3] - The National Development Bank has tailored financing solutions for the tunnel project, providing a total of 2.032 billion yuan in loans to support its construction [2] Marine Economy - The development of a modern marine fishery production park is underway, focusing on the Atlantic salmon industry, which will utilize a land-sea relay model for sustainable aquaculture [4] - The National Development Bank has provided 90 million yuan in new policy financial tools to support the capital needs of this project, facilitating its launch [5] Cultural and Historical Preservation - The Qingdao International Cruise Port area is undergoing transformation to enhance the integration of old and new urban areas, with a focus on preserving historical culture while promoting modern tourism [8] - A total of 310 million yuan in loans and new policy financial tools have been allocated to support the development of the cruise port area [8] Water Resource Management - The completion of the main construction of the Guanlu Reservoir, with a total capacity of 211 million cubic meters, aims to address Qingdao's water scarcity issues and improve water supply security [10][11] - The National Development Bank has issued 3.28 billion yuan in medium to long-term loans and 915 million yuan from the infrastructure investment fund to support the reservoir's construction [11] Future Financial Support - The National Development Bank plans to continue its financial support for Qingdao's innovative industrial systems and marine economy, focusing on key areas such as ecological protection and high-quality development [12]

前世今生：从信用社整合到千亿级区域龙头 1998年，伴随着中国城市信用社改革的浪潮，秦皇岛市21家城市信用社和联社整合重组，秦皇岛市商业银 行正式成立。彼时，作为地方金融体系的补充力量，该行的核心使命是解决中小企业融资难题和服务市民 金融需求，在区域金融市场中扮演着"毛细血管"的角色。 2013年6月，原秦皇岛市商业银行正式更名为秦皇岛银行。2023年，秦皇岛银行增资扩股获批，秦皇岛市财 政局增持秦皇岛银行股份约4.08亿股，总计持有该行股份约6.33亿股，持股比例20.10%。同时，同意秦皇 岛银行将注册资本由约27.42亿元人民币变更为约31.5亿元人民币。 2024年，秦皇岛银行年报显示，该行共有股东2330名，其中地方财政2名，国有法人股5名，秦皇岛市财政 局为第一大股东，秦皇岛开发区国有资产经营有限公司和秦皇岛市海港区国有资产投资经营有限公司分列 第二、三大股东。 卅年砥砺，风云激荡。从扎根一隅、服务地方的"金融毛细血管"，到与国同梦、与城共进的"经济重要支 柱"，中国城市商业银行用三十载时光，完成了一场波澜壮阔的跨越与重塑。在此背景下，金融界重磅推 出"城商行三十年：跨越与重构"系列策划，系统梳理 ...

新浪财经ESG评级中心提供包括资讯、报告、培训、咨询等在内的14项ESG服务，助力上市 公司传播ESG理念，提升ESG可持续发展表现。点击查看【 ESG评级中心服务手册】 （来源：能源日参） 为深入贯彻党中央关于加强金融服务实体经济有关决策部署，进一步建立完善绿色金融支持绿色工厂工 作机制，工业和信息化部、中国人民银行近日联合印发《关于用好绿色金融政策支持绿色工厂建设的通 知》，提出重点支持国家绿色工厂采用中国人民银行等三部门《绿色金融支持项目目录（2025年版）》 以及国家有关部门政策规划、技术目录中载明的绿色低碳技术实施的投资项目，主要有研发和产业化应 用项目、技术改造升级项目、零碳工厂建设项目等三类。 关于用好绿色金融政策支持绿色工厂建设的通知 工信厅联节函〔2025〕490号 各省、自治区、直辖市及计划单列市、新疆生产建设兵团工业和信息化主管部门，中国人民银行上海总 部、各省、自治区、直辖市及计划单列市分行，国家开发银行，各政策性银行、国有商业银行，中国邮 政储蓄银行，各股份制商业银行，北京银行、上海银行、江苏银行、南京银行、宁波银行： 为深入贯彻党中央关于加强金融服务实体经济有关决策部署，落实国务院 ...

12月12日，工信部、中国人民银行发布《关于用好绿色金融政策支持绿色工厂建设的通知》。其中指出，重点支持国家绿色工厂采用 中国人民银行等三部门《绿色金融支持项目目录（20 25年版）》以及国家有关部门政策规划、技术目录中载明的绿色低碳技术实施的 投资项目，旨在提高企业能源低碳化、资源高效化、生产洁净化、产品绿色化、用地集约化等绿色发展水平。 两部门关于用好绿色金融政策支持绿色工厂建设的通知 工业和信息化部办公厅 中国人民银行办公厅关于用好绿色金融政策支持绿色工厂建设的通知 工信厅联节函〔2025〕490号 各省、自治区、直辖市及计划单列市、新疆生产建设兵团工业和信息化主管部门，中国人民银行上海总部、各省、自治区、直辖市及计 划单列市分行，国家开发银行，各政策性银行、国有商业银行，中国邮政储蓄银行，各股份制商业银行，北京银行、上海银行、江苏银 行、南京银行、宁波银行： （二）技术改造升级项目。重点支持企业实施节能降碳、节水减污、资源循环利用、清洁原料燃料替代、环保装备升级、数字化绿色化 协同升级以及工业绿色微电网、数字化能碳管理中心、绿色数据中心等绿色低碳改造升级项目。 （三）零碳工厂建设项目。重点支持国家绿色 ...

Core Viewpoint - The article discusses a notification issued by the Ministry of Industry and Information Technology and the People's Bank of China, aimed at utilizing green finance policies to support the construction of green factories, emphasizing the importance of sustainable development in traditional industries and the promotion of low-carbon technologies [2][5]. Group 1: Key Support Directions - The notification identifies three main areas for support: 1. Research and industrial application projects focusing on major technological innovations and new product developments in traditional industries [5][6]. 2. Technological transformation and upgrade projects aimed at energy conservation, pollution reduction, and resource recycling [6][7]. 3. Zero-carbon factory construction projects to explore carbon reduction potential [7]. Group 2: Strengthening Supply-Demand Connection - The notification outlines a framework for collecting financing needs from green factories and facilitating connections with financial institutions through a dedicated platform [8]. - It emphasizes the importance of monitoring and guiding financing connections to prevent issues such as "greenwashing" and ensure compliance with regulations [8]. Group 3: Increasing Financial Support - Financial institutions are encouraged to develop tailored financial products for green factories, including long-term loans and credit support based on the specific needs of these projects [9]. - The notification promotes the issuance of green bonds and transformation bonds to raise funds for green factory construction, with support for financial institutions in underwriting and investment services [9][10]. - It also highlights the need for improved financial security measures, including risk-sharing mechanisms and incentives for financial institutions that excel in supporting green factories [10]. Group 4: Implementation and Organizational Support - The notification calls for enhanced communication and collaboration among various departments to facilitate the implementation of green finance initiatives [11]. - It stresses the importance of promoting financial products and services that support green factories, creating a favorable environment for sustainable development [11].

冬日的胶州湾，虽有海风凛冽，却难掩这片土地上的建设热潮。青岛国际邮轮港区的规划沙盘上，巨大的弧 形屋顶建筑"世界之眼"眺望远方。这里曾是老城区的"边缘地带"，如今正经历着一场由政策性金融"活水"助 力的蜕变。 现代化的基础设施是现代化产业体系的重要保障。《中共中央关于制定国民经济和社会发展第十五个五年规 划的建议》明确提出，构建现代化基础设施体系。政策性金融"活水"如何助力现代化基础设施体系提质升 级？近日，记者来到青岛探寻答案。 提供超长期资金 "青岛人均水资源量只有全国平均水平的9.5%，资源性缺水是城市发展的一大制约。"在官路水库的建设现 场，青岛官路水库公司副总经理董国富指着工程示意图介绍，官路水库是国家水网重要节点，是南水北调东 线重要调蓄工程。官路水库及输配水工程（一期）系列项目合计总投资逾170亿元，这项重大水利工程建成后 将使青岛拥有120天以上的水源储备能力。 国开行正是"长钱"和"耐心"资金的提供者，其牵头组建了100亿元贷款银团，其中自身占比35%、贷款期限长 达36年。"对于这种跨越时期较长的重大工程，短期贷款往往难以匹配。"国开行青岛市分行客户二处处长梁 伟解释，"我们提供的超长期限 ...

Core Viewpoint - The sustainable development of the livestock industry, which is crucial for people's livelihoods, requires continuous financial support from banks to address the financing challenges faced by farming entities [1][3]. Group 1: Financial Innovation - Banks need to innovate credit products to address the core financing bottleneck in the livestock industry, breaking the traditional perception that "live animals are not assets" [1]. - The implementation of "Internet of Things + live asset collateral" models is essential, utilizing technologies like electronic ear tags and smart collars to transform live animals into financial assets that can be pledged and circulated [1]. - Optimizing the structure of loan terms and interest rates is necessary, with the design of medium- to long-term loans that align with breeding cycles and repayment schedules, such as no-principal renewal loans and revolving loans [1]. Group 2: Comprehensive Service Construction - Banks should abandon a "one-size-fits-all" credit model and provide customized financial solutions covering the entire livestock industry chain, including seedling cultivation, feed procurement, breeding management, slaughter processing, and production-sales connection [2]. - In the production phase, short-term working capital loans should support feed procurement and disease prevention, while fixed asset loans should assist in upgrading breeding facilities and introducing smart equipment [2]. - In the processing phase, increasing credit investment in slaughter processing enterprises is crucial to support cold chain logistics and deep processing projects, thereby extending the value of the industry chain [2]. Group 3: Risk Prevention and Control - Establishing a specialized risk assessment system is vital, integrating multi-dimensional information such as epidemic prevention records, production and sales data, credit status, and insurance coverage [2]. - Utilizing big data and satellite remote sensing technologies can enhance the precision of risk profiling, improving the scientific nature and efficiency of credit approval processes [2]. Group 4: Policy Guidance and Support - Banks should actively implement the agricultural and rural development department's work deployment and the requirements for high-quality development of the livestock industry during the "14th Five-Year Plan" period [3]. - There should be an increase in credit support for major production areas, large-scale breeding bases, and green low-carbon breeding projects to assist in cost reduction, quality improvement, and industry transformation [3]. - Strengthening the construction of financial service teams that understand both financial operations and livestock production is essential for enhancing service precision and targeting actual needs [3].