作为南京南通商会副会长，钱华不仅专注于教育赋能，更主动扛起社会责任，成为资源整合的"社会联结者"。他在南通海安设立"新农人技能培训中心"， 免费为返乡青年提供电商、中医康养等课程；组织行业交流会，推动消防、中医等领域规范发展。有学员动情地说："钱老师让我重新找到了人生的价 值。"而钱华始终保持着初心："希望我做的事可以让他们有能力选择自己的人生。" 扬子晚报/紫牛新闻记者张冰晶 校对陶善工 钱华的创业初心，源于年少时的亲身经历。12岁那年父亲病逝，母亲独自扛起家庭重担，却依然凑钱让数学不及格的他去县城买习题集。那个暑假，他每 天凌晨四点起床，骑着自行车往返几十里土路赶往县城学习，最终以超县重点高中线23分的成绩入学，第一次真切体会到"教育改变命运"的力量。2008年 从南京某高校毕业后，他进入教育行业，从基层课程顾问做起，跑遍江苏13个地级市的工地、工厂和社区，倾听最朴素的成长渴望："考个学历证书，不 用再风吹日晒""学门技术，下班后也能多份收入"。这些声音让他坚定了信念："教育不是施舍，而是给人选择的权利。" 2020年，钱华做出重要转型，构建起覆盖学历提升、技能培训、传统技艺传承的独特教育生态，精准对接外 ...

上游财经-重庆晨报记者 陈军 活动中，重庆市职业技能鉴定指导中心发布首批"一带一路"国际技能标准以及重庆市技能人才评价"十 五五"规划指标体系等。在国际技能交流签约仪式上，重庆交通大学、重庆市航空航天学会、重庆市职 业技能鉴定指导中心签署《重庆市低空经济领域技能人才评价项目备忘录》；我市6家技师学院与中国 电信人工智能科技（北京）有限公司签署《AI+"技能筑梦"行动倡议响应书》；2家企业和技工院校分 别与柬埔寨、德国有关单位签署国际技能合作项目协议。 12月23日，"一带一路"技能筑梦行动·重庆远航活动启动仪式在重庆市技能人才评价公共服务基地举 行。活动现场，德国、老挝、哈萨克斯坦三国的技能伙伴以视频形式参会，相关负责人分享了各国与重 庆开展技能合作交流的合作成果与未来愿景。 重庆市人力社保局党组成员、副局长苏静介绍，近年来，重庆聚焦一体推进教育科技人才发展，迭代升 级技能人才工作体系，全市技能人才总量达到568万人，高技能人才182万人，占比32%，保持西部领 先；获批建设"一带一路"国际技能认证中心，建设4个技能筑梦培训基地，建立27个对外技能认证服务 站和6个技能大师工作室海外工作站，以重大平台建设助力 ...

Group 1: Overview of the Education Industry - The report highlights a potential recovery in the higher education sector, driven by improved quality standards and the reintroduction of profit-oriented licenses, particularly in Hunan province, which may serve as a pilot for national implementation [2][7] - The report anticipates that the operational efficiency of higher education companies will gradually improve as the investment cycle peaks, leading to a dual benefit of profit recovery and valuation enhancement in the sector [2][7] Group 2: Vocational Education Demand - There is a significant increase in demand for vocational training due to the rising number of young people entering the labor market, particularly high school graduates and college dropouts, which is expected to boost the vocational training market to a scale of 80 billion yuan in 2025, with a penetration rate of only 5% [3][8] - Companies such as China Oriental Education and Fenbi are recommended for investment as they adapt their strategies to meet the growing demand for skills training [3][8] Group 3: Training Industry Dynamics - The training industry has undergone a major restructuring, with a 96% reduction in capacity due to regulatory changes, leading to a supply shortage that has not yet improved significantly [4][9] - The report suggests that the industry is transitioning from a fully competitive market to a "franchise" model, which is expected to accelerate capacity expansion and revenue growth for compliant institutions [4][9] Group 4: Investment Recommendations - The report recommends focusing on companies in the higher education sector such as Yuhua Education, Zhongjiao Holdings, and China Kapei, as well as vocational education companies like New Oriental and TAL Education, due to their potential for growth and recovery in profitability [12][27] - Specific investment opportunities are highlighted, including the potential for profit-oriented licenses to enhance returns for private higher education institutions [12][27]

Core Insights - The current low interest rates make traditional bank savings ineffective for wealth preservation, leading to a need for alternative investment strategies [1][10] - Investing in gold is seen as a hedge against economic downturns, but it comes with high volatility and additional costs that can affect overall returns [2] - Real estate is traditionally viewed as a stable investment, but high entry costs and low liquidity can pose significant challenges [3] - Investing in personal development and skills can yield substantial long-term returns, often surpassing traditional asset growth [5][11] - A diversified investment strategy is recommended to balance risk and growth potential, avoiding concentration in any single asset class [6][10] Investment Strategies - Bank savings are becoming less viable due to low interest rates, which do not keep pace with inflation [1][10] - Gold is a viable option for wealth preservation but requires careful consideration of market fluctuations and transaction costs [2] - Real estate investments can be burdensome due to high costs and low liquidity, making them less attractive in a slowing market [3] - Investing in oneself through education and skill development is highlighted as a high-potential strategy for long-term wealth accumulation [5][11] - A suggested allocation strategy includes investing in gold, stable funds, and personal development to create a resilient financial structure [6][10]

Group 1 - The core viewpoint of the article highlights a significant increase in consumer complaints in China, with a total of 995,971 complaints received in the first half of 2025, representing a year-on-year growth of 27.23% [1] - The National Consumer Association resolved 509,655 complaints, recovering economic losses amounting to 452 million yuan for consumers [1] - The number of consumer visits and consultations reached 330,000 during the same period [1] Group 2 - Some skill training institutions are attracting consumers through misleading advertisements such as "zero-based high-paying part-time jobs," leading to numerous consumer disputes [2] - These institutions employ tactics like false advertising and inducing loans, with claims of guaranteed income post-course completion, often misleading students into signing contracts without understanding the loan implications [2] - The quality of course content varies significantly, and contracts often contain vague terms, making it difficult for consumers to seek refunds or cancel contracts without incurring high penalties [2] Group 3 - The National Consumer Association recommends that financial regulatory bodies standardize the "pay after learning" model to mitigate risks associated with "training loans" [3] - It is advised that training institutions enhance their disclosure obligations regarding installment payments and loan agreements, providing written risk warnings before processing loans [3] - Consumers are urged to remain vigilant against misleading claims of "zero-based high-paying employment" and to thoroughly investigate course content and support before enrollment [3]