Ren Min Wang
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截至三季度末 普惠小微贷款余额超36万亿元
Ren Min Wang· 2025-10-28 00:09
Core Insights - The People's Bank of China reported a rapid growth in inclusive micro loans, with a balance of 36.09 trillion yuan as of the end of Q3, representing a year-on-year increase of 12.2%, which is 5.6 percentage points higher than the growth rate of all loans [1] - The balance of agricultural operating loans with a single credit limit of less than 5 million yuan reached 9.92 trillion yuan, with an increase of 346.5 billion yuan in the first three quarters [1] - The balance of student loans reached 294.4 billion yuan, showing a significant year-on-year growth of 41.1% [1] Group 1: Inclusive Micro Loans - The balance of inclusive micro loans in RMB reached 36.09 trillion yuan by the end of Q3, with a year-on-year growth of 12.2% [1] - The increase in inclusive micro loans for the first three quarters amounted to 3.15 trillion yuan [1] Group 2: Agricultural Loans - The balance of agricultural loans in both domestic and foreign currencies reached 53.4 trillion yuan by the end of Q3, with a year-on-year growth of 6.8% [1] - The increase in agricultural loans for the first three quarters was 3.28 trillion yuan [1] Group 3: Student Loans - The balance of student loans reached 294.4 billion yuan, with a year-on-year increase of 41.1% [1]
党建联建聚合力 红色研学共提升
Ren Min Wang· 2025-10-27 23:30
Core Points - The article highlights a community event organized by Nanjing Bank's Hangzhou branch to honor elderly veterans during the Double Ninth Festival, emphasizing the importance of respecting and caring for the elderly [1] - The event included a visit to a 92-year-old veteran, showcasing the bank's commitment to social responsibility and community engagement [1] - The initiative has been ongoing since 2015, reflecting a long-term dedication to integrating red culture into the bank's corporate ethos [1] Summary by Sections Community Engagement - Nanjing Bank's Hangzhou branch collaborated with the Xingdu Community Party Committee to conduct a "Respect for the Elderly" event, demonstrating the bank's commitment to traditional virtues [1] - The bank's leaders visited and provided care packages to a 92-year-old veteran, fostering a connection between the bank and the community [1] Educational Activities - Participants engaged in a historical study tour, visiting the Xiaoshan Anti-Japanese War Memorial and the Air Force Anti-Japanese War Memorial, to reflect on revolutionary spirit and history [1] - The interaction between retired soldiers and bank representatives facilitated knowledge sharing about national defense and historical events [1] Long-term Commitment - The event marks the 11th year of the bank's initiative to honor veterans, indicating a sustained effort in community service and cultural integration [1] - The bank aims to continue embedding red culture into its corporate values, reinforcing its mission of serving the public [1]
为钢铁行业近零碳排放努力攻关(迈向“十五五”的创新图景)
Ren Min Wang· 2025-10-27 22:37
Core Viewpoint - The article highlights the successful launch of the world's first 10,000-ton green electricity and green hydrogen fluidized bed hydrogen metallurgy pilot line by Ansteel Group, marking a significant step towards achieving near-zero carbon emissions in iron production [1][4]. Group 1: Project Overview - The pilot line utilizes green electricity generated from wind power to electrolyze water for hydrogen production, which is then used to reduce iron ore pellets, achieving nearly zero carbon emissions per ton of iron produced [1][4]. - The project was initiated in September 2022 in collaboration with several research institutions, focusing on developing new technologies and processes for hydrogen metallurgy [2][4]. Group 2: Technical Innovations - Key innovations include the development of iron ore powder granulation modification technology to produce spherical particles and the establishment of stable operational parameters for continuous production [2][3]. - The pilot line has successfully produced over 150 tons of direct reduced iron with a metalization rate exceeding 95%, suitable for high-end materials like automotive and electrical steel [3][4]. Group 3: Industry Impact - The steel industry is a major contributor to carbon emissions, accounting for 15% of the national total, making the transition from carbon metallurgy to hydrogen metallurgy crucial for achieving carbon neutrality [4]. - Ansteel Group's pilot line represents a significant advancement in domestic technology, achieving 100% localization of key equipment and forming a complete set of proprietary technology and processes [4]. Group 4: Future Plans - Looking ahead, Ansteel Group aims to further develop the 500,000-ton industrialization plan for fluidized bed hydrogen metallurgy technology, enhancing economic viability and contributing to the green transformation of the steel industry [3][4].
沪渝蓉高铁沪宁段箱梁预制忙
Ren Min Wang· 2025-10-27 15:32
Core Points - The box girder prefabrication task at the China Railway 11th Bureau's Huhang-Chongqing-Rongcheng high-speed railway Hu-Ning section has entered the final stage, with operations proceeding in an orderly manner [7][12] - A total of 847 box girders have been prefabricated at the site so far [7][12] - The Huhang-Chongqing-Rongcheng high-speed railway is an important part of China's "Eight Vertical and Eight Horizontal" high-speed rail network along the Yangtze River corridor [7][12]
骨折后只能卧床休息吗?如何食补?专家解答
Ren Min Wang· 2025-10-27 11:08
Group 1 - The core message emphasizes that while the saying "it takes a hundred days to heal a fracture" is common, it should not be interpreted as complete immobility after a fracture. Movement is necessary for better functional recovery [3] - Appropriate activity levels should be determined based on the specific circumstances of the fracture and treatment, advocating for a balance between rest and movement [3] - Nutrition plays a crucial role in fracture healing, but excessive intake of fats and carbohydrates during reduced activity can lead to weight gain, which may hinder recovery [3] Group 2 - Inappropriate dietary habits can lead to increased weight, cardiovascular disease risk, metabolic dysfunction, joint damage, and various psychological health issues [4] - A balanced diet is recommended, with an emphasis on increasing protein and vitamin intake through sources like lean meat, eggs, milk, and fresh vegetables [4]
热敷还是冷敷?医生告诉你扭伤后正确处理办法
Ren Min Wang· 2025-10-27 11:08
关于受伤后如何紧急处理,李庭说,一般来说要自己先评估一下,严重的损伤,例如头部、颈部、脊柱的外伤,会出现神智、视觉丧失甚至麻木无力的 情况,这就提示情况很严重,要第一时间打电话求助,争取宝贵的救治时间。如果仅仅是局部的外伤,自己去评估一下是不是有畸形、关节的异常、活动障 碍,这个时候就提示是不是有骨折或者关节脱位的情况。紧急的处理办法是找到一些很顺手的东西,比如棍棒、拐杖,或围巾简单地捆扎一下、制动,再抓 紧就医。还有另外一个很常见的情况就是出血,这是外伤之后常见的,最有用的方法就是用相对干净的衣物压迫出血的地方进行止血,然后尽快就医。 李庭表示,运动损伤之后有一个"四步"的处理原则:第一是要立即停止活动;第二是要冰敷,能够减少进一步的肿胀;第三是加压包扎,减少进一步的 血肿和肿胀;第四是抬高患肢,这样能促进肿胀血液的回流。同时不能忘了尽快就医。 发布会现场。人民网记者丁亦鑫 摄 人民网北京10月27日电 (记者丁亦鑫)扭伤了到底该热敷还是冷敷?10月27日,国家卫生健康委召开"时令节气与健康"发布会。首都医科大学附属北 京积水潭医院主任医师李庭在会上提醒,扭伤后不要热敷、不要揉。 ...
呼吸道传染病疫苗该如何选择?指南来了
Ren Min Wang· 2025-10-27 11:08
Core Viewpoint - Vaccination is the most economical and effective measure to prevent respiratory infectious diseases, and individuals should choose vaccines based on their health status and contraindications [3][4] Group 1: Vaccination Recommendations - Various vaccines are available to prevent respiratory infectious diseases, including influenza, varicella, and pneumococcal vaccines, and should be selected based on health status, age, and exposure risk [3] - For children and adolescents, it is recommended to complete the national immunization program vaccines and receive the influenza vaccine annually starting from 6 months of age, along with other vaccines like pneumococcal and Hib vaccines [3] - Adults, especially healthcare workers, teachers, and those with underlying health conditions, are advised to receive the influenza vaccine annually and pneumococcal vaccine based on their health status [3] Group 2: High-Risk Groups - Chronic disease patients, such as those with diabetes, COPD, and cardiovascular diseases, should prioritize vaccination due to a higher risk of severe illness from respiratory infections [4] - The elderly population, who often have weakened immune systems and underlying conditions, are at high risk for severe illness and death from influenza and pneumonia, and it is recommended they receive both the influenza and pneumococcal vaccines annually [4]
“我在‘十四五’这五年 上市公司在行动”系列报道—— 西部建设:技术创新驱动 拓展绿色发展新路径
Ren Min Wang· 2025-10-27 11:05
Core Viewpoint - The article highlights the advancements in offshore wind energy technology in China, particularly focusing on the "Mingyang Tiancheng" floating wind power platform, which has set a global record for single-unit capacity at 16.6 megawatts, showcasing the country's breakthroughs in deep-sea energy development [2]. Group 1: Company Innovations - Mingyang Smart Energy Group has developed the "Mingyang Tiancheng" floating wind power platform, which converts ocean energy into clean electricity [2]. - China West Construction Group has made significant technological advancements in concrete, with over 45 million cubic meters of high-performance concrete applied, generating revenue of 290 million yuan [2]. - The company has invested over 2.5 billion yuan in R&D during the 14th Five-Year Plan period, achieving more than 70 internationally advanced technological results [3]. Group 2: Smart Factory and Digital Transformation - The company has established a "Concrete Internet" platform covering 29 provinces and 305 cities, with 170,000 registered users and over 60,000 connected devices, facilitating transactions exceeding 60 billion yuan [3]. - A comprehensive smart factory solution has been developed, integrating smart management, manufacturing, logistics, and construction [4]. Group 3: ESG and Sustainability Efforts - The company has integrated ESG principles into its development strategy, creating a comprehensive responsibility system covering environmental, social, and governance aspects [5]. - It has pioneered "zero-emission" and "garden-style" factories, with one national-level green factory and eight "zero-carbon" factories established [5]. - The company has produced over 2 million cubic meters of recycled concrete products, promoting a circular economy in the construction materials sector [5]. Group 4: Future Development Strategy - The company aims to leverage its capital advantages and industry synergy to align with national development strategies, focusing on technological breakthroughs and industry upgrades [5].
“我在‘十四五’这五年 上市公司在行动”系列报道—— 藏格矿业:盐湖旁的产业效益与生态协同创新
Ren Min Wang· 2025-10-27 11:03
Core Insights - The company has developed a groundbreaking "one-step" lithium extraction technology from ultra-low concentration lithium brine, achieving over 90% yield, surpassing traditional methods which yield 75% [2] - The lithium carbonate produced has low impurity levels, with calcium, magnesium, and boron below 50 ppm, chloride below 100 ppm, sodium below 300 ppm, and magnetic substances below 100 ppb [2] - The company is focusing on green low-carbon development, integrating ecological restoration and resource extraction, and has implemented various ecological recovery projects [4][6] Company Strategy - During the "14th Five-Year Plan" period, the company has transitioned from a traditional resource extractor to an ecological guardian, emphasizing the balance between resource development and environmental protection [6] - The company is strategically planning its industrial layout around the core resources of the Qaidam Basin, promoting comprehensive resource development and green transformation [2] - The company is diversifying its operations by focusing on potassium chloride and lithium carbonate while also investing in copper resources, creating a multi-sector collaborative and extended industrial chain [2]
AI挑战赛聚焦具身智能应用落地
Ren Min Wang· 2025-10-27 09:47
Core Insights - The 2025 Third National Artificial Intelligence Application Scenario Innovation Challenge (CICAS) focused on embodied intelligent robots, highlighting the integration of artificial intelligence with advanced manufacturing [1][2] - The event emphasized the need for a collaborative industrial ecosystem, open application scenarios, and deep integration of industry, academia, and research to accelerate the deployment of embodied intelligent robots [1][2] Group 1: Event Overview - The challenge was held in Jiangyin and attracted 74 teams from key universities, research institutions, and technology companies across China [3] - The competition featured various segments including online selection, key recommendations, industry advancement, roadshow competitions, and award ceremonies [3] Group 2: Technological Insights - "Embodied intelligence" focuses on intelligent agents interacting with their physical environment, emphasizing sensory-motor coupling and situational intelligence [2] - The integration of multimodal large models with embodied intelligent robots is expected to enhance capabilities in real-world environments, enabling autonomous task completion [2] Group 3: Future Directions - Challenges remain in replacing physical labor in complex environments, including physical modeling of unstructured environments, dexterous manipulation, and high-quality multimodal data generation [2] - The combination of mechanistic models with big data learning methods is identified as a significant scientific direction for future advancements [2]