在当前金融行业高质量发展的新阶段，深度践行消费者权益保护工作成为行业共同聚焦的关键课题与践 行金融工作"人民性"的重要载体。作为行业的重要参与者，阳光财产保险股份有限公司（以下简称"阳 光财险"）将消保工作提升至战略高度，通过体系化建设、全流程优化、创新化宣教、智能化治理以及 人性化服务实现消保落地，凭借其前瞻性、立体化的消费者权益保护生态，阳光财险在财经网2025年度 金融业评选中获评"年度杰出消费者权益保护企业"。 战略引领，消保基因深植公司治理 阳光财险将消费者权益保护纳入公司顶层设计。2025年，公司通过"党建消保深度融合"系列活动，将消 保工作要求全面融入战略规划，并直接与党组织考核机制挂钩，消保理念得以深度融入经营管理全过 程。 通过"文化上墙"、原创歌曲展演等生动形式，阳光财险持续强化全员消保文化建设。制度层面，修订完 善百余项规范，构建覆盖产品开发、销售、承保、理赔、投诉全流程的消保机制。资源保障上，设立专 项消保基金及重点业务客户关爱金，为教育宣传、困难帮扶等关键工作提供坚实支持，从根源上筑牢消 费者权益保护的制度与文化根基。 透明为先，全周期信息披露保障知情权 为保障消费者的知情权与自主选 ...

近日，在财经网2025年金融业年度评选中，友邦人寿保险有限公司（以下简称"友邦人寿"）推出的医疗 险产品《友邦智选逸生医疗保险》（以下简称"智选逸生"）脱颖而出，荣获"年度消费者信赖产品"奖 项。 该产品以"核心保障+个性化配置"的灵活组合模式，致力于为客户提供定制化医疗保险解决方案，精准 契合更多家庭日益多元化和高品质的医疗保障需求，进一步提升客户就医选择自由度，助力从容应对未 来可能出现的健康风险。 两类增配则指的是，在可选责任方面，客户可自主配置优质医疗资源与院外药械保障。一方面，医疗资 源责任支持扩展至特需、国际部，住院范围覆盖二级及以上医保定点医院的普通部、特需部及国际部， 大幅提升就医品质与选择自由度。 另一方面，药械保障提供院外一般药械及送检费用保障、院外特定药械保障、全球特药保障三类可选责 任，皆为0免赔额。其中，院外一般药械涵盖住院处方外购药品、外购医疗器械等；院外特定药械涵盖 恶性肿瘤院外靶向药和其他肿瘤用药、恶性肿瘤临床急需进口药品、罕见病院外特定药在内的超300种 特药及3个特种器械，累计限额400万元；全球特药责任更支持海外就医治疗及全流程服务资源，累计限 额同样达400万元，显著减 ...

12月31日，小茅i茅台官方公众号发布i茅台正式上线普茅的具体规则。披露自2026年1月1日起，飞天 53%vol 500ml贵州茅台酒将于i茅台上架开售。每日9:00开售，每人每日最多可购买12瓶（两箱）。 （企业公众号） 消费者可选择"快递配送"和"门店自提"两种方式提货。全国目前有42家自营门店支持"门店自提"服务， 未来将有更多门店加入其中。 ...

一份"当日鲜"十年如一日的坚守，一场每日如期而至的"新鲜奔赴"，已成为中国社区生活中一道熟悉的 风景。 在财经网主办的2025年度新消费·新经济评选中，社区生鲜专业连锁品牌——钱大妈荣获了"年度行业影 响力品牌" 称号。 荣誉背后，是钱大妈将"让每一餐都新鲜"的使命，转化为一套贯穿供应链、门店与用户情感的完整价值 体系。 这场始于一个朴素理念的商业实践，早已超越了生鲜零售的范畴，成为观察一家企业如何通过极致的产 品标准、温暖的社区连接与向上的价值倡导，实现商业效益与社会影响力深度共生的典型样本。 基石与革新：从"日清模式"到"信赖基础设施" 中国生鲜零售市场格局复杂，线上冲击、成本高企、品控难稳是行业共同挑战。钱大妈的影响力，首先 源于其在行业初期便锚定并筑牢的"品质基石"——"不卖隔夜肉"的日清模式。 但更深层的价值在于，它通过数千家深入社区的门店网络，为超2000万会员构建了一个关于"餐桌信 赖"的社区基础设施。这份信赖，是品牌影响力的根本来源。 温度与连接：从供给食材到守护生活本真 这一看似简单的承诺，倒逼了一场贯穿上下游的深度革新。 为实现"当日销罄"，钱大妈在全国布局了13座智能仓储物流中心，构建了 ...

【#商业航天牛股铂力特被立案# 涉嫌信息披露违法违规】12月31日晚间，铂力特公告称，公司于2025 年12月31日收到中国证监会下发的《立案告知书》，因公司涉嫌信息披露违法违规，中国证监会决定对 公司立案。目前公司各项生产经营活动正常开展，上述事项不会对公司经营和管理造成重大影响。立案 调查期间，公司将积极配合中国证监会的调查工作，并严格按照相关法律法规及监管要求及时履行信息 披露义务。 铂力特是近期火爆的商业航天概念股之一，公司主要为用户提供全方位的金属增材制造与再制造技术解 决方案，包括设备、打印服务、原材料、技术服务等。为航空航天、能源动力、医疗齿科、工业模具、 汽车制造等行业客户提供服务。 铂力特12月18日在互动平台表示，公司和凌空天行有合作。公司已深度参与九洲云箭发动机零件的研发 生产，为客户提供全方位金属增材制造服务。公司3D产品已应用到火箭和卫星上，公司合作的客户有 九州云箭、星际荣耀、星众空间、智星空间等，与Nasa以及SpaceX未合作。 ¥111.51 +9.51 +9.32% 此外，铂力特还表示，在商业航天方面的客户数量已经超过30家，合作范围涵盖优化设计到技术咨询， 从零件研制到设 ...

Core Viewpoint - Su Yan Jingshen is launching a shareholder reward activity to express gratitude towards its shareholders by offering a new product experience gift box to each shareholder [1] Group 1 - The company announced a "shareholder reward activity" to thank shareholders for their support [1] - Each shareholder can apply for a box of Huai salt new product experience gift box [1] - The application period for the gift box is from January 1 to January 10, 2026 [1]

Core Insights - Walmart is accelerating its community store expansion in China, having opened four new stores in Shenzhen, specifically in Bao'an, Futian, and Longhua districts [1] - This move signifies the formal transition of Walmart's "small, refined, and close" community store model into a phase of rapid scaling and dense establishment following market validation [1] - Currently, Walmart operates nearly ten community stores in Shenzhen and plans to continue expanding in high-potential communities [1]

Core Insights - The article emphasizes the transformation of financial institutions, particularly through mobile banking, as a key platform for enhancing service experience, security, and convenience, marking a shift from traditional transaction processing to comprehensive financial service platforms [1][2] Group 1: Mobile Banking Evolution - China Everbright Bank has launched the 13.0 version of its mobile app, focusing on wealth management, retirement finance, retail credit, and credit cards, with a goal of connecting users to a better life [1][2] - The new app design is centered around user needs, restructuring the homepage into five main modules: Home, Borrowing, Wealth, Activities, and My Account, indicating a fundamental shift from a bank-centric to a user-centric service logic [2] Group 2: Wealth Management Focus - The retail asset management scale of China Everbright Bank has surpassed 3.15 trillion yuan, with wealth management products reaching 1.89 trillion yuan, showcasing its robust capabilities in providing a reliable wealth management platform [3] - The app's wealth management section emphasizes the "Sunshine Wealth" brand, focusing on trust, security, and professionalism, while introducing the "Four Types of Money" asset allocation concept to guide users in financial planning [3][7] Group 3: Retirement Financial Services - The bank has upgraded its mobile banking features to address the growing demand for diverse retirement solutions, transitioning from a single product sales approach to a comprehensive "finance + ecosystem" service model [5][6] - The app includes dedicated sections for retirement finance and personal pensions, offering a one-stop service that aligns with the national multi-pillar pension system, enhancing the planning of future retirement funds [6] Group 4: User-Centric Innovations - The 13.0 version of the app includes a "Simplified Love" version tailored for elderly users, improving usability through optimized design and simplified processes, thereby lowering barriers for older customers to access digital financial services [6][7] - The bank's initiatives reflect a commitment to redefining the relationship between banks and users in the digital economy, positioning itself as a co-creator of value and an enabler of a better life [7]

Core Insights - Kemin Food has expanded its business model by launching a noodle restaurant, Chen Kemin Noodle House, which emphasizes brand promotion and consumer engagement through a unique dining experience [1][2][4]. Group 1: Business Strategy - The new restaurant features a traditional Chinese courtyard design and offers a range of noodle dishes priced between 9.9 yuan and 39 yuan, showcasing the live noodle-making process to enhance customer experience [4][5]. - The company aims to address supply chain issues for small B-end clients while also focusing on expanding its market presence in various channels, including wholesale and catering [5][6]. - Kemin Food's strategic move into the restaurant sector is seen as a way to revitalize its brand and counteract declining sales in its core noodle products, which have seen revenue drops of 12.7% in 2023 and 6.37% in 2024 [6][8]. Group 2: Market Trends - The noodle restaurant market in China is becoming increasingly competitive, with a projected 785,000 noodle restaurants by Q1 2025, representing 9.7% of the overall restaurant industry [10][11]. - High-line cities are becoming hotspots for new noodle brands, with consumer preferences shifting towards unique dining experiences that emphasize freshness and cooking methods like "stir-frying" and "pot aroma" [10][11][14]. - The trend towards experiential dining is supported by a growing consumer willingness to pay for emotional value and scene experiences, particularly among younger generations [13][14]. Group 3: Future Outlook - The company plans to evaluate the performance of the new restaurant before considering further expansion beyond Changsha, indicating a cautious approach to growth [15][16]. - Experts suggest that establishing a sustainable customer repurchase habit and maintaining operational efficiency will be crucial for long-term success in the noodle restaurant sector [8][14].

提成比例、保底费大幅下降 2025年末，国内免税行业迎来重磅变局，京沪两大核心枢纽机场免税经营权集中更迭。 12月28日，王府井（600859）发布中标公告，确认成为北京首都国际机场免税项目T2航站楼中标人， 这也是王府井在国内超大型国际枢纽机场的首次布局。 与此同时，中国中免（601888）全资子公司中国免税品（集团）也拿下3号航站楼免税经营权。 王府井、中免顺利分食首都机场核心免税标段，也标志着长期主导首都机场免税业务的"日上"正式离 场。 业内人士分析称，此次调整不仅将为出入境旅客带来更丰富的免税消费选择，也将推动国内免税行业在 核心交通枢纽场景的竞争与创新升级。 提成比例、保底费大幅下降 另一边，中免T3航站楼免税项目首年保底经营费达4.8亿元，首年销售额提成比例同样为5%。 对比以往，这次招标的核心条件大幅放宽。据2017年首都机场免税经营权招标结果，当时，中免集团和 日上免税行（中国）分别中标T2航站楼标段及T3航站楼标段，两大标段首年保底经营费合计30.3亿元， 销售额提成比例分别为47.5%和43.5%。 2023年，首都机场与中免签订新一轮免税补充协议，年保底经营费为5.58亿元，销售额提成 ...