江南时报讯 近日，东台农商银行时堰支行党支部精心组织并成功开展了"金融标准三走进"系列活动之 走进时堰镇农贸市场专题宣传。此次活动聚焦普惠金融政策与实用金融知识的普及，旨在将金融服务精 准送达市场一线商户，助力其稳健经营与持续发展。 活动当天，支部党员与业务骨干共同组成宣传小队，深入时堰镇农贸市场等人流密集区域，通过设立临 时咨询台、派发宣传折页、现场答疑等多种形式，向广大商户重点介绍了新版人民币防伪特征、防范电 信网络诈骗、安全用卡常识、存款保险制度等基础金融知识，并详细讲解了个体工商户和小微企业相关 的普惠信贷产品与服务政策。 此次宣传活动切实提升了市场商户的金融素养与风险防范意识，为其财产安全和经营活动提供了有力保 障；精准对接了小微经营主体的实际金融需求，拓宽了他们获取正规金融服务的渠道，有效支持了本地 实体经济的健康发展。 朱强 ...

Core Insights - Jiangyin Rural Commercial Bank is addressing the homogenization challenges in the financial industry through "characteristic operations" and aims to reshape its growth logic while achieving high-quality development [1] Group 1: Technology Innovation - The bank has implemented the "Science and Technology Innovation Jiangyin" strategy, focusing on technology finance as a strategic priority, aiming to become a regional innovation "enabler" [3] - As of September 2025, the bank has covered 64% of over 3,700 key technology innovation enterprises in Jiangyin, with a credit coverage of 30% and a total credit scale of 16.93 billion [3] - The loan balance for technology enterprises stands at 15.976 billion, with loans to "specialized, refined, distinctive, and innovative" enterprises amounting to 9.553 billion [3] Group 2: Green Finance - The bank has integrated green finance into its overall development strategy and initiated a pilot program for green branches, with Changjing Branch designated as a green branch [5] - The Changjing Branch has launched a green industry upgrade project in the Wujiaba area, involving a total investment of 500 million, with the branch providing a credit of 35 million, of which 10 million has been utilized [5] - The project is part of the Jiangyin Changjing Shunfeng Dyeing Park initiative, aimed at promoting the green and clean transformation of dyeing enterprises [5] Group 3: Support for Private Enterprises - The Zhouzhuang Branch serves as a pilot for supporting the private economy, conducting industry research and focusing on two core sectors: new metal materials and new energy [7] - The bank offers tailored financial products for private enterprises, including supply chain financing for metal new materials and green credit for new energy companies [7] - As of October 2025, the Zhouzhuang Branch has 413 corporate loan accounts, an increase of 65 from 2024, and 359 inclusive loan accounts, an increase of 66 from 2024 [7]

Core Points - Xu Zhou Rural Commercial Bank is committed to supporting the high-quality development of the manufacturing industry as part of its mission to serve the real economy [1][2] - The bank has introduced innovative financial products like "Su Zhi Loan" and "Su Ke Loan" to meet the diverse needs of manufacturing enterprises at different stages of development [1] Group 1 - Xu Zhou Rural Commercial Bank provided a 3 million yuan working capital loan to Jiangsu Ningyi Electric Equipment Co., Ltd., along with a pre-approved credit of 16 million yuan, facilitating the company's growth [1] - Xu Zhou Xudi Machinery Co., Ltd. received a 300 million yuan loan initially, followed by an additional 500 million yuan, resulting in a 30% increase in production efficiency and a product qualification rate of 99% after upgrading equipment [1] - Over the past two years, the bank's branch has provided 120 million yuan in credit support to 15 manufacturing enterprises in the industrial park, with an average production efficiency increase of over 30% for three companies that completed production line upgrades [1] Group 2 - The bank plans to continue its commitment to serving the real economy by increasing credit support for emerging industries such as high-end equipment manufacturing and intelligent manufacturing [2]

Core Viewpoint - Nantong Rural Commercial Bank is focusing on enhancing its audit supervision quality and efficiency as part of its "Credit Business Improvement Year" goal, integrating audit supervision throughout the entire credit business process to support high-quality development [1][3]. Group 1: Risk Management - The bank is conducting a comprehensive audit of collateral management, aligning with regulatory requirements to identify and manage risks throughout the entire process from entry to monitoring and disposal [1]. - A thorough audit approach is being implemented across branches, focusing on compliance, risk control, and internal management, utilizing audit models and credit file reviews to uncover operational status and potential risks [1]. - Internal audit feedback is promptly provided to business departments to encourage self-inspection and correction, maximizing the value of audits [1]. Group 2: Audit Efficiency - The bank adopts a research-oriented audit approach, analyzing root causes of issues and proposing targeted recommendations to convert audit results into effective governance [2]. - A systematic review of 11 risk scenarios related to mobile business platforms has been conducted, resulting in a comprehensive guide that includes risk manifestations, impact assessments, and prevention suggestions [2]. - The bank employs a three-path approach ("upward reporting, parallel suggestions, downward communication") to ensure the effective application of audit results, thereby enhancing management efficiency [2]. Group 3: Continuous Improvement - The bank emphasizes a combination of immediate corrections and long-term systemic improvements, focusing on both problem rectification and enhancing institutional mechanisms [3]. - A robust rectification responsibility mechanism has been established, designating the main responsible person for each audited unit, and implementing a problem list, rectification ledger, and closure system to ensure issues are addressed [2]. - The bank aims to deepen the application of audit results to improve overall audit supervision effectiveness, contributing to stable business development and establishing a solid defense for sustainable growth [3].

没有办公桌，工作人员就半蹲在床边，手持设备进行操作，耐心地解释流程、核对身份信息、拍照认 证、签字确认，每个步骤都放慢语速，确保大爷能听清听懂，当业务成功办理的界面弹出时，张大爷紧 紧握着他俩的手，眼眶湿润："谢谢，谢谢，太谢谢你们了！" 那一刻，"小圆服务队"队员们深刻体会到，上门服务激活的不仅是一张市民卡，更是连接银行与客户之 间的信任与温情。 郁钧杰 江南时报讯 近日，张家港农商银行后塍支行营业厅接到一通电话，家住后塍老房区的张大爷女儿在电 话里焦急地说，年近七旬的父亲不慎摔伤了腿，卧床休养，偏偏新办的市民卡急需激活才能领取养老 金，一家人正为此发愁。 了解情况后，后塍支行"小圆服务队"队员郁钧杰和曹力很快带上移动终端设备，按照地址找到了那条狭 窄的巷子。张大爷躺在床上，脸上写满了无助与歉意。看到银行工作人员穿着工装出现，挣扎着想坐起 来，连声说道："真对不住，给你们添麻烦了。" ...

江南时报讯 为丰富幼儿社会实践经验，帮助幼儿了解基础金融知识，近日，明达幼儿园中班小朋友走 进大丰农商银行营业部，开展"小小银行家"参观体验活动。此次活动为孩子们打开了金融知识的大门， 带来了一场别开生面的学习体验。 在互动环节，小朋友们化身为"小小银行家"，学习货币相关知识。工作人员通过趣味问答和实物展示， 介绍人民币的不同面额、图案特征及简单防伪知识。孩子们踊跃参与，积极回答问题。随后，大家在工 作人员指导下学习基础点钞方法，一双双小手认真模仿点钞动作，现场气氛活跃。 此外，工作人员还通过小故事等形式，向孩子们普及了安全用卡、防范诈骗等基础金融安全常识，帮助 他们初步了解保护个人信息的重要性。 本次活动不仅让孩子们直观感受到银行的工作氛围，学习了实用的金融知识，也培养了他们的理财意识 和安全意识。大丰农商银行营业部表示，今后将继续开展此类实践活动，为孩子们提供更多接触社会、 学习成长的机会。 洪杨 活动伊始，银行工作人员热情欢迎孩子们的到来，带领他们参观营业大厅。孩子们好奇地观察叫号机、 取款机等设备，工作人员用生动易懂的语言讲解银行的基本功能和业务办理流程，让小朋友在轻松氛围 中认识银行。 ...

Core Viewpoint - The Ministry of Industry and Information Technology has recognized Changshu Rural Commercial Bank's Yangu Data Center as a national-level green data center for 2025, marking it as the first in the financial sector of Jiangsu Province [1] Group 1: Data Center Features - Yangu Data Center, operational since November 2023, adheres to the principles of "green, intelligent, and efficient" [1] - The center employs a "multi-center, multi-active" architecture to ensure high business availability, with over 99% coverage of full-stack trusted computing devices, significantly enhancing system stability [1] Group 2: Energy Efficiency and Environmental Impact - The center maintains a Power Usage Effectiveness (PUE) value below 1.35, achieving international advanced standards through technologies like variable frequency air conditioning, closed cold aisles, and AI dynamic tuning [1] - The integrated power supply system utilizing renewable energy achieves a 30% utilization rate, resulting in a carbon reduction of over 3,000 tons annually and saving over 2 million yuan in electricity costs, thus realizing both economic and environmental benefits [1] Group 3: Future Plans - Changshu Rural Commercial Bank plans to continue expanding the green electricity consumption capacity of its data center and strengthen business continuity management to support high-quality development [1]

Core Insights - The event "2024-2025 Family Essential Medicines, Nutritional Foods/Supplements, Medical Devices, and Disinfectants Brand Awards" was held in Nanjing, showcasing 130 brands across three categories [1] - The awards highlight the professional segmentation and market trends in the family health sector, with specific categories for essential medicines, nutritional foods/supplements, and medical devices/disinfectants [1] Group 1: Award Details - The awards featured three sub-lists: essential medicines covering 34 subcategories, nutritional foods/supplements including 7 categories, and medical devices/disinfectants with 6 categories [1] - The recognition of "Shuangyi Compound Cold Medicine Granules" as a top brand in the essential medicines category reflects its product quality and market reputation [1] Group 2: Market Context - The timing of the award coincides with the peak flu season, enhancing the significance of the recognition for Shuangyi Compound Cold Medicine Granules [2] - The company emphasizes the importance of health protection during temperature fluctuations, promoting its product as a reliable choice for families [2]

Core Points - The commencement of the shield tunneling for the Taicang pilot section of the Huzhou-Suzhou-Xuzhou-Changzhou intercity railway marks a significant milestone in the project [1] - The Huzhou-Suzhou-Xuzhou-Changzhou intercity railway serves as a crucial transportation link between Shanghai and Suzhou, with the pilot section covering a length of 4.8 kilometers and facing complex geological conditions [2] - The project is part of a broader multi-level rail transit planning initiative in the Yangtze River Delta, with the pilot section designed for a speed of 160 km/h and a total length of 10.24 kilometers [3] Group 1 - The shield machine "Sutiexianfenghao" has begun its operation, indicating the start of the critical tunneling phase for the railway project [1] - The construction area involves challenging geological conditions, requiring high precision and safety measures due to the need to cross seven rivers and various structures [2] - The project integrates advanced technologies such as personnel positioning, AI monitoring, and automated measurement systems to enhance construction efficiency and safety [2] Group 2 - The pilot section will connect with multiple urban rail transit lines in Shanghai, facilitating better integration of Taicang into the regional transportation network [3] - The project includes three stations, with two underground and one elevated, and is expected to be completed within four years [3] - The initiative aims to strengthen collaboration between Shanghai and Suzhou, providing essential infrastructure support for regional integration in the Yangtze River Delta [3]

Core Insights - The article highlights the latest advancements and product showcases of the AITO brand and Seres at the Guangzhou Auto Show, emphasizing the launch of the Seres Cube Technology Platform 2.0, which is designed for AI-driven smart electric vehicles [1][3]. Group 1: Product Showcase - AITO's full range of models, including the M9, M8, new M7, and new M5, were displayed at the auto show, achieving over 900,000 total deliveries [2]. - The AITO M9 has surpassed 260,000 cumulative deliveries, setting a new record for vehicles priced over 500,000 yuan, while the M8 has exceeded 130,000 deliveries, maintaining its position as the best-selling model in the 400,000 yuan category [2]. - The new M7 received over 90,000 pre-orders within 41 days, with total deliveries exceeding 350,000 units, marking it as a phenomenon in the market [2]. Group 2: Technological Advancements - The Seres Cube Technology Platform 2.0 was officially launched, featuring upgrades in smart energy, intelligent chassis, EEA architecture, and smart space, all underpinned by panoramic intelligence and smart safety [3]. - The platform integrates AI capabilities, connecting with the HarmonyOS ecosystem and enhancing the vehicle's ability to interact intelligently with its environment [3]. - The intelligent chassis has been upgraded to provide better handling, comfort, and safety, while the electronic architecture has evolved to support large model applications and end-to-end development [3]. Group 3: Safety and User Experience - Seres emphasizes that "safety is the greatest luxury," implementing a comprehensive intelligent safety system that has prevented potential collisions 2.39 million times [4]. - The company collaborates with industry partners to create a more efficient and precise smart operation system, enhancing the overall user experience [4]. - AITO has achieved a total of 90 million users, with smart range-extended electric vehicles accumulating over 21.4 billion kilometers, of which 70% are electric driving [5]. Group 4: Service and Brand Recognition - AITO has established a comprehensive smart service system that addresses user needs throughout the entire vehicle lifecycle, with 266,000 proactive service interactions recorded [7]. - The brand has been recognized for its high-quality service, ranking first in the brand development confidence index for the first half of 2025, with the M9 achieving the highest net promoter score among new energy vehicles [7]. - Continuous technological advancements and service optimizations position Seres as a leader in the high-quality development of the automotive industry, focusing on safety, quality, reliability, performance, and value [7].