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苏州银行:“苏心康养”推动养老金融迈上新台阶
Zhong Jin Zai Xian· 2025-04-27 09:35
Core Viewpoint - The article emphasizes the strategic importance of elderly finance in addressing the challenges of an aging population, highlighting Suzhou Bank's innovative "Suxin Kangyang" elderly finance service brand aimed at enhancing the financial experience for senior clients and promoting high-quality development of the silver economy [1] Group 1: Financing Support for Elderly Industry - Suzhou Bank provides comprehensive financial solutions for various types of elderly enterprises, collaborating with government agencies, businesses, and medical institutions to develop new financial models for the elderly industry [2] - The bank strengthens partnerships with state-owned elderly enterprises, offering services such as asset preservation, bank financing, and merger financing solutions [2] - Increased credit supply for small and medium-sized elderly enterprises through long-term working capital loans and credit products tailored to the characteristics and growth potential of these businesses [2] Group 2: Enhancing Financial Services for the Elderly - Suzhou Bank focuses on improving service levels for the elderly, addressing their needs for care, enjoyment, and companionship [3] - The bank has renovated 29 branches to be elderly-friendly and established "Love Windows" to provide convenient services, equipped with tools like magnifying glasses and wheelchairs [3] - The "Happiness Club" was launched to create a community platform for members, offering various services and activities, with membership exceeding 3,800 by the end of 2024 [3] Group 3: Diverse Elderly Financial Products - Suzhou Bank has developed a "Wealth + Pension" system, issuing over 4.7 million social security cards and nearly 350,000 senior cards by the end of 2024 [4] - The bank offers personalized pension financial planning based on clients' age, risk tolerance, and retirement goals, providing tailored investment advice [4] - A range of financial products is available, including public pension funds and risk-adapted guaranteed products, to cater to different stages of retirement [4] Group 4: Building an Elderly Financial Service Ecosystem - Suzhou Bank integrates resources across industries to provide comprehensive services for the elderly, including cultural activities and home services [5] - The bank sponsors cultural events for the elderly, attracting over 15,000 participants in a recent talent competition [5] - The bank is advancing digital transformation in elderly finance, enhancing online services and creating a digital service ecosystem that connects various life scenarios [6]
Airwallex空中云汇发布六大市场出海策略 解码全球支付趋势
Zhong Jin Zai Xian· 2025-04-27 08:12
"65%的Z世代和千禧一代会因为商家提供先买后付而购买更多或者原本购买意愿度不高的商品,先买后 付,如Klarna,Afterpay,在奢侈品、大额消费品等类目和年轻消费者赛道上展现出增长潜 力。"Airwallex空中云汇中国区市场负责人唐晓非在第三届跨境卖家大会上表示。 2024年,中国跨境电商进出口2.63万亿元,同比增长10.8%,占进出口规模总量比重6%。据德国数据调 研机构Statista的预测,全球跨境电商市场规模还将继续上升:到2029年,全球电商总规模将增长至5.9 万亿美元,每年增速达到8.02%,其中美国、欧洲、英国和东南亚市场均将实现不同幅度的增长。 为帮助更多企业捕捉跨境电商出海增长机遇,《出海策略研究》首次以企业出海目标区域为专题,覆盖 美国、欧洲、英国、中国香港、东南亚和澳新地区六大核心市场,基于对全球11个国家和地区11000名 跨境线上消费者的深度调研,揭示了横跨4个年龄段的消费趋势。 研究显示,跨境购物受到各个年龄段消费者普遍欢迎,年轻消费群体接受度达93%。就跨境购物的主要 渠道来看,78%的受访者偏好包括亚马逊在内的跨境电商购物平台。另有15%和7%的受访者倾向于独立 ...
定啦!2025年江苏银行·银河左岸音乐节官宣
Zhong Jin Zai Xian· 2025-04-27 06:03
Group 1 - The core event is the collaboration between Jiangsu Bank and the Galaxy Left Bank Music Festival, scheduled for May 17-18, 2025, at the Jin Niu Lake Olympic Sailing Center in Nanjing, featuring numerous well-known bands and artists [1] - The music festival will offer an immersive experience combining music and finance, with interactive activities at Jiangsu Bank's booth, where attendees can participate to win customized merchandise and music festival souvenirs [1] - A financial service area will be set up at the event, providing various convenient services such as card processing and app activation, along with games and quizzes for attendees to win prizes [1] Group 2 - Jiangsu Bank is focused on creating a mobile banking experience that better understands customer needs, continuously optimizing its business model and upgrading its "finger-tip service" through digital transformation [2] - The Jiangsu Bank App has developed a thriving service ecosystem, allowing customers to enjoy convenient financial services, including ticket purchasing for the music festival through the app [2] - The integration of music and finance is expected to create a unique and engaging experience for attendees, highlighting the innovative services offered by Jiangsu Bank [3]
威派格:拥抱AI与机器人,智慧水务的战略突围
Zhong Jin Zai Xian· 2025-04-27 03:56
数据来源:头豹研究所 这一增长趋势的背后是政策引导、技术进步等多方面因素的合力驱动。2024年3月,国务院发布《推动大规模设备 更新和消费品以旧换新行动方案》,方案中明确提到,推进各地自来水厂及加压调蓄供水设施设备升级改造,加 快推进城镇生活污水垃圾处理设施设备补短板、强弱项,推动地下管网、桥梁隧道、窨井盖等城市生命线工程配 套物联智能感知设备建设。在2024年4月发布的《智慧水务技术标准》中,系统规定了智慧水务总体架构、关键模 块、信息安全、运维管理等多个技术层面的要求,为行业奠定基础标准。 政策的密集颁布为智慧水务企业打开了广阔的市场空间。老旧管网等项目的改造与完善不仅需要更换硬件设施, 更需要引入智能化的监测和管理系统,智慧水务的发展需要快速迭代的前沿技术作为支撑。 2024年,威派格研发投入1.15亿元,占营收比例9.28%,其中发明专利117项,为业务发展提供了坚实的技术基 础。2020-2024年,威派格累计投入约10亿元,持续聚焦智慧水务和智慧水厂等核心方向的技术研发与并购,推动 相关产品逐步成熟落地。在持续加大研发投入以提升产品标准化和实现技术迭代的同时,威派格进一步加强智慧 水务类产品的市场 ...
比亚迪持续打击黑公关,一造谣者被公安机关行政拘留
Zhong Jin Zai Xian· 2025-04-27 03:22
Core Viewpoint - BYD is actively combating online defamation and misinformation, emphasizing legal accountability for those spreading false information about the brand [1][2][4] Group 1: Legal Actions and Responses - BYD's legal department announced the administrative detention of a user for spreading rumors related to the company [1] - The company has stated its commitment to respecting societal suggestions and supervision while asserting that the internet is not a lawless space [2] - BYD has previously offered rewards ranging from 50,000 to 1 million yuan to combat black public relations, which has now been increased to a range of 50,000 to 5 million yuan [2] Group 2: Industry Impact and Standards - BYD's actions set a benchmark for legal rights protection within the industry, encouraging a healthier commercial discourse environment [4] - The company calls for self-media and internet users to adhere to legal standards and warns that those attempting to gain attention through rumors will face legal consequences [4]
格灵深瞳公布2024年报:总收入、利润降,新业态、新产品潜力强
Zhong Jin Zai Xian· 2025-04-26 07:01
4月26日,格灵深瞳(688207)发布2024年度报告。数据显示,报告期内,公司实现营业收入11,723.94万 元,2024年,公司实现归属于母公司所有者的净利润-21,159.68万元,归属于母公司所有者的扣除非经 常性损益的净利润-22,653.12万元,总收入、利润都有所下滑。 年报披露,过去的2024对格灵深瞳是具有挑战性的一年。智慧金融领域产品的国产化适配和测试工作影 响,是公司营收下降的主要原因。所幸产品成功交付后,公司在第四季度迅速实现营收同比增长,展现 了令人期待的营收潜力。值得一提的是,虽然营收下滑,但2024年公司多项工作均取得进展:非金融业 务稳定增长,多元化业务布局深化且部分新业态、新产品表现亮眼,技术创新实力和技术储备进一步夯 实,预计将在2025年及未来,对公司的营收产生积极的影响。 金融业务企稳走平,非金融业务稳定增长 作为一家提供人工智能产品的科技企业,公司核心产品在智慧金融领域的安保、运营、风控等多个业务 场景获得广泛应用,支撑着公司营收的基本盘。其中,尤以与农业银行的合作最为深入。年报显示,目 前,公司智慧金融应用已覆盖农业银行全国各省市的上万家网点。 近年,为了突破西 ...
2024年财报解读:四维图新拿到了智驾终局的船票
Zhong Jin Zai Xian· 2025-04-26 07:01
2025年,被称为"全民智驾元年"。 这意味着,从今年开始智驾渗透开始进入加速期。与此同时,一场残酷的智驾淘汰赛也在悄然开启,智 驾能力成为车企能否"上牌桌"的关键。 在这场关于关乎技术、生态与商业化的竞争里,已经有一些公司开始崭露头角,四维图新就是其中一 家。 4月25日晚间,四维图新发布2024年年报。财报显示,公司全年营业收入35.18亿元,较2023年的31.22亿 元同比增长12.68%。考虑到去年的宏观环境,两位数的增长殊为不易。 在营收加速增长的同时,公司的经营性亏损也明显收窄。2024年,公司扣非净利润亏损较2023年收窄了 21.69%。 比财务数据更令人欣喜的是,公司在云、芯、舱、驾等业务的全面爆发。 其中,智云板块大幅增长28.96%;智芯业务实现营业收入5.66亿元,同比增长10.92%。在智驾方面, 2024年初至2025年一季度,四维图新成功斩获基础行车产品300万套及舱泊产品60万套的新增定点。 这些真金白银的数据,不仅标志着四维图新智驾业务真正实现了量产落地,也意味着其正式拿到了智驾 终局的船票。 / 01 /业务全面突破,智云业务大涨28.96% 业绩转好背后,是公司业务全面 ...
同程旅行会员体系全新升级,推出超50项权益
Zhong Jin Zai Xian· 2025-04-25 08:41
Group 1 - The core viewpoint of the news is that Tongcheng Travel is launching a new membership system that integrates various travel and lifestyle services, enhancing user experience and satisfaction [1][2][4] - Starting from April 2025, the new membership system will offer over 50 benefits across accommodation, travel, and lifestyle services, creating a comprehensive "travel + lifestyle" service matrix [1][3] - The membership system is divided into five tiers: Basic Card, Silver Card, Gold Card, Platinum Card, and Black Card, allowing users to upgrade through consumption points earned from bookings [2][4] Group 2 - The upgraded membership benefits extend beyond traditional travel services, providing a complete service loop that includes health guarantees during travel and convenience after returning home [3][4] - Members can enjoy various privileges such as hotel room upgrades, free breakfasts, and airport lounge access, as well as health-related services like medical recommendations and emergency assistance [3][4] - The new system emphasizes a user-centric approach, aiming to reduce travel costs and improve service efficiency through the integration of resources across the entire travel industry [4]
好生活,就在“美好生活圈”——江苏银行打造全新个人信贷客户专属权益
Zhong Jin Zai Xian· 2025-04-25 04:53
Core Insights - Jiangsu Bank has launched a new personal loan customer exclusive benefit program called "Beautiful Life Circle," focusing on cultural finance and enhancing customer experience in various lifestyle scenarios [1][2] - The bank aims to integrate resources from cultural tourism, sports, and arts to create a community-based ecosystem that promotes shared experiences and growth among customers [2] - Jiangsu Bank's subsidiary, Su Yin Wealth Management, plans to introduce high-quality financial products during the upcoming "518 Wealth Management Festival," targeting over 1.3 million customers with an expected investment return exceeding 17.2 billion yuan in 2024 [2] Group 1 - Jiangsu Bank's recent consumer loan customer lottery event has successfully engaged customers by offering tickets to popular stand-up comedy shows, reflecting the bank's commitment to enhancing customer satisfaction and lifestyle [1] - The bank's strategy includes organizing various exclusive activities such as music festivals, art exhibitions, and marathons, which will be communicated through its "Jiangsu Bank Personal Loan" WeChat account [2] - The bank has expanded its collaboration with major cultural institutions like the Nanjing Museum and Suzhou Silk Museum to enhance cultural financial value through co-branded digital debit cards [2] Group 2 - Jiangsu Bank has initiated a consumption boost action in line with national policies, providing convenient services for home decoration subsidies and electric bicycle trade-in programs, benefiting over 107,000 residents in Jiangsu Province [3] - The bank plans to continue developing new cultural consumption scenarios and enhance its "smart retail" capabilities to meet the complex financial, cultural, and emotional needs of customers [3] - The bank's efforts aim to stimulate cultural industry growth while promoting economic prosperity, aligning with the evolving trends in cultural consumption [3]
COACH、BVLGARI获京东大时尚年度最佳合作品牌奖 携手共创确定性增长
Zhong Jin Zai Xian· 2025-04-25 03:48
近年来,越来越多奢侈品品牌与京东大时尚达成长期战略合作,双方在创新思维与战略协同方面不断发 力,成功实现互利共赢。对用户消费体验的极致追求,和近百万商家的繁荣生态,带动了京东的活跃用 户数加速增长。在2025年,京东大时尚也将继续以用户为中心、以技术为驱动,通过开放生态、数智赋 能与内容营销,为消费者提供确定性的购物体验。 据了解,作为京东大时尚的重要合作伙伴,Tory Burch、MCM等品牌与平台的合作已拓展到线上线下 全渠道。其中,MCM在入驻京东后,依托京东大时尚优质用户群体,通过在节假日及送礼重要节点的 精准投放,收获了良好的用户转化与销售增长,持续夯实送礼心智。除此之外,MCM还与京东大时尚 联合打造深圳时尚新地标,共建MCM天游牧计划装周,品牌影响力不断提升。 此外,COACH、BVLGARI获得"年度最佳合作品牌"奖项,BURBERRY、TIFFANY & CO.则获得"年度 消费者挚爱品牌"奖项。京东大时尚针对国际奢品品牌提供了入驻、营销、服务的全链路支持,帮助奢 品品牌加快开拓中国市场,带来了健康可持续的增长。 4月22日,2025京东大时尚合作伙伴大会在京举行。随着京东大时尚影响力的持续 ...