我认识欣雨的时候，她是初出茅庐的记者，在发布会现场我俩的座位挨着，开会无聊间，我瞥见她在搜 索框搜索自己的名字，然后下面哗哗地显示出来一大堆她署名的稿子。 当时把我羡慕得不行。 "你知道的，有些妇产医院的走廊上都是卖保险的，我想着不如自己给自己买，不被忽悠，还能赚点佣 金。" 以下是她的故事。 欣雨跟随为自己推销产品的大姐，来到了保险公司入职，才明白原来卖保险并不是成为公司员工，而是 签代理合同，相当于自己给自己打工，卖出去产品，公司支付佣金。 欣雨加入了大姐的团队，成为了"家人"中的一员，后来才知道，卖出保险和拉人入伙，都属于大姐的业 绩，若欣雨成功卖出保险，大姐也会得到奖励。 虽然从用工合同上来看，大家都是个体户，但团队协作，也能解决不少问题。新人初来乍到，有不懂的 事、难缠的客户都可以向前辈请教。干这个的人都很热情，少有内向害羞的。欣雨作为一个前媒体人， 融入新环境也没有太大问题。 唯一的不适应是大家都太热情了，每天早上9点有晨会，所有人要在一起拍手唱公司司歌，唱完以后要 喊口号，"XX保险非常好！特别好！"然后全体人员互相拥抱，异性之间握手。 欣雨尴尬得不行，唱歌就做做口型，拥抱实在逃不过，被大姐们结 ...

Group 1 - The article discusses the process of finding a suitable nursery for children in Japan, highlighting the importance of early planning and information gathering [1][3][4] - Various types of childcare institutions in Japan are outlined, including nurseries (保育园), kindergartens (幼稚园), and certified kindergartens (認定幼儿园), each serving different age groups and purposes [4][6][7] - The article emphasizes the growing trend of parents seeking nurseries for their children at younger ages, reflecting societal changes and the need for childcare support [2][3][20] Group 2 - The article describes the experience of visiting a nursery, including the welcoming atmosphere and the interactions between staff and children, which are crucial for parents' decision-making [8][10][11] - It details the application process for nurseries, including the importance of submitting multiple applications to increase the chances of acceptance [12][13][14] - The article highlights the daily routines and activities of children in the nursery, showcasing the balance between play and learning, as well as the communication between parents and staff through a contact book [20][22][23]

上证指数又突破了3900，但今天又是老登们心态裂开的一天。上周的时候老登股虽然也没怎么涨，但看着小登们挨打，跌得稀里哗啦，心态上总是平衡了 不少。 结果那个制造上周混乱的人自上周五起不断改变口吻，小登们这周又开始活蹦乱跳，而老登们依然在垂头丧气，分外难受与迷茫。 最近不断有人来问老消费等同类型白马公司的抄底问题，确确实实它们调整的时间足够长（21年上半年至今，4年有余），调整的幅度也足够大（4、50甚 至更高的跌幅大把），估值现在也不高（以典型白酒为代表，估值处在10%的历史分位），是很容易让人觉得，但凡来点催化剂，就会起飞的方向。 问题是，这个催化剂，这个春天还有多远。 短期是数据不行 市场对老登们不理不睬，短期核心问题是没有基本面。 昨天官方发布了9月的宏观经济数据，跟消费相关的几个数据，比如社零，房价，还有之前发布的通胀数据，可以来看下。 9月社零增速是3%，相比8月继续放缓，全年5月达到高峰，后面逐月不断下降。 社零是个总量，其中与老登们又相对密切的有餐饮，餐饮行业增速6月发生了断崖式下跌，7、8月有微微好转，但9月又重新大幅掉头向下，仅增长了 0.9%，其中规模以上的餐饮企业的收入表现更差，下滑了1 ...

你是不是也有过这样的经历： 我们大多数人所面对的，其实是注意力在现代生活中不断溃散，一种被信息洪流和高压生活共同塑造 的"现代病"。 因此，与其一味自责"我太拖延""我不够自律"，不如先承认一个现实：现代生活本身就不鼓励专注。 所以，这篇文章不是教你如何变成高效运转的机器，而是想带你重新练习一件小事：在一个充满干扰的 世界里，找回你的注意力。 找些"观众"，激发你的"表演型人格" 越来越多人根据这些表现，"赛博确诊"为ADHD（注意力缺陷多动障碍）：总是拖延、容易分心、踩着 DDL完成任务、对刺激上瘾…… 但事实上，ADHD往往要追溯儿童期的发育轨迹，它所带来的影响也常常贯穿整个成长过程，影响学业 表现、人际交往和日常生活等诸多方面。 有时，我觉得我的专注力需要依靠"观众"来维持： 独自工作或学习时特别容易分心，但一旦换到图书馆、咖啡厅，或者进入线上自习室，立马就会产生一 种"被观看"的压力。 事实上，这并不是错觉。 看视频时，不自觉把速度调到三倍，沉迷于"一分钟带你看完一部经典"； 智能手机重度依赖，吃饭、洗澡、睡觉从不离身，担心错过什么消息，害怕一秒钟的 无聊； 打开电脑原本打算工作，却先点进了邮箱，顺手 ...

Core Insights - The health supplement market is experiencing a significant increase in popularity, with a notable rise in the variety of products available this year compared to previous years [1] Industry Trends - There is a generational shift in health supplement preferences, indicating that each generation has its own unique set of products that they gravitate towards [1] - The abundance of health supplements available this year suggests a growing consumer interest and demand within the industry [1]

Core Insights - Meme coins, such as Dogecoin and Shiba Inu, have created numerous wealth myths due to their rapid price surges [1] - The volatility of meme coins often leads to quick crashes, raising questions about their fundamental nature [1] - The discussion focuses on the absurdity and appeal of meme coins within the cryptocurrency market [1] Group 1 - Meme coins can experience price increases of over a thousand times in a short period [1] - Many meme coins tend to collapse rapidly after their initial surge [1] - The essence of meme coins is explored, highlighting their unique position in the crypto landscape [1]

Core Insights - The rapid development of the digital economy has led to the flourishing of various instant delivery platforms, reshaping the operational logic of businesses while intensifying competition through aggressive promotional tactics [1] Delivery Fee International Differences - In many countries like the US, UK, and India, delivery fees are typically paid directly by consumers at the time of order settlement, often supported by membership systems that enhance consumer perception of delivery costs [2] - In China, however, the burden of delivery fees often falls on merchants, especially small and medium-sized businesses, as platforms encourage them to absorb these costs to boost sales [2][3] Theoretical Origins of Delivery Fees - Delivery fees have evolved from being a basic logistics cost to a critical tool for market competition and profit distribution in the platform economy [4] - Initially, consumers bore the delivery costs, but over time, platforms began to subsidize these costs to attract users, leading to a shift in who pays [5] Shift in Delivery Fee Responsibility - The responsibility for delivery fees has increasingly shifted from consumers to merchants, particularly in competitive sectors where small businesses feel pressured to absorb these costs to remain visible [6][7] Long-term Implications of Delivery Fee Strategies - Relying on delivery fee absorption as a competitive strategy can lead to a "path dependency trap," where businesses neglect product quality and brand building, ultimately increasing customer acquisition costs [8] - Larger brands with established supply chains and brand recognition can better manage delivery costs and maintain order volumes without resorting to price wars [8] Recommendations for Industry Improvement - To address the over-competition in delivery fees, a multi-faceted approach involving platform governance, regulatory oversight, merchant upgrades, and consumer education is necessary [10] - Platforms should shift towards a value-oriented algorithm that prioritizes quality and service over immediate sales metrics, thereby reducing the reliance on price competition [10][11] Consumer and Regulatory Perspectives - Consumers should be educated to value quality and service over the lowest price, fostering a culture of rational consumption [12] - Regulators need to enhance competition rules and transparency in cost allocation, ensuring fair practices in the delivery fee structure [13][14]

潘多拉，曾是中国年轻女孩的"轻奢入门"，如今却宣布关闭100家门店，大规模裁员，昔日市场宠儿变 成时代的眼泪，那么潘多拉为何会遭遇这场现实的 "降温"？ ...

管家自杀，豪门暗战，百亿财富凭空蒸发？一起跨境股权迷案，揭秘顶级富豪圈层利用法律漏洞"合法 洗股"的惊人操作，背后机制细思极恐。 ...

10月14日，美国纽约东区联邦地区法院公布的文件显示，美国司法部（DOJ）对柬埔寨太子集团（Prince Holding Group）创始人兼董事长陈志提起刑事指 控，同时提起民事没收诉讼，要求没收与该集团相关的约127271枚比特币，总价值高达150亿美元。 这起案件引发外界的广泛关注，原因在于这批巨额比特币并非存储在受监管的中心化交易所，而是分散在陈志个人持有私钥的25个非托管钱包中。美国政 府不仅成功锁定了链上资产，更实现了对私钥的实际接管和资产转移。 从理论上来讲，比特币持有者手中的私钥就是一切。没有私钥，谁也动不了钱包中的比特币。那么，美国执法部门是如何攻破被普遍视为"安全堡垒"的非 托管钱包的呢？ 对此，多位专家在接受《每日经济新闻》记者（以下简称"每经记者"）采访时给出了几种推测。 复旦大学国际金融学院教授、复旦大学中国反洗钱研究中心执行主任严立新表示，一种常见的方式是污点证人的配合，集团内部的技术负责人在司法压力 下，提供了钱包的助记词等。新加坡数字资产服务商Safeheron首席科学家Max He分析了技术漏洞的可能性，表示技术上已经证明可以通过"暴力搜索"， 恢复钱包私钥。法学博士、北京大 ...