众所周知,相比起内地,香港的保险业发展得更早,监管体系也较为成熟完善,并涌现诸多享誉全球的港险企 业,比如万通保险、保诚保险、友邦保险等。与此同时,得益于香港特殊的金融地位,消费者在香港可选择 的保险产品种类更多元化。目前,就有很多内地朋友关心香港储蓄保险值得购买吗、如何配置更科学等 问题。其实,如果对香港储蓄险感兴趣,不妨咨询香港当地的保险公司,以充分评估相关产品的安全性、可 靠性,获取全面、专业的配置建议。 股东之一是美国万通人寿保险,且与全球知名资管公司霸菱资管有着长期合作的香港万通保险公司,基于 自身在港稳健运营数十年、服务备受好评的优质、专业的服务,可为内地客户厘清思路、明智决策。 香港储蓄保险值得购买吗?靠不靠谱是前提 都说保险有用的前提是靠谱,值得购买的前提当然也得是靠谱,靠谱的保险才能发挥其应有的价值,而香港 储蓄险恰恰是比较安全可靠的。 同时它与品牌始于1762年的全球资管专家——霸菱Barings有着长达数十年的合作,可基于双方优势互补, 优化全球投资策略,确保风险可控。 香港储蓄保险值得购买吗?优势足够多才值得购买 要讨论一份保险是否值得买,也得看清其有什么优势,而香港储蓄险的核心优势就 ...

Core Viewpoint - The article highlights the innovative use of AI technology by Baidu's "Yike Album" to transform static images into dynamic, emotionally resonant videos, thereby redefining how people interact with memories and emotions, particularly during significant occasions like Mother's Day [1][6]. Group 1: Emotional Connection and Technology - The "Hug" feature launched by Yike Album allows users to create AI-generated videos from old photos, enabling emotional reconnections with loved ones who have passed away [1][6]. - A study indicates that the average user possesses 583 photos, but many of these memories become "digital dust" due to storage limitations and technological barriers, with 78.3% of users having deleted photos due to capacity issues [3][4]. - The need for emotional expression during significant events is emphasized, as traditional static photos lack the emotional depth that dynamic images can provide [3][4]. Group 2: Technological Innovation - Yike Album's proprietary FaceFlow algorithm enhances the 3D reconstruction of static images, achieving a 98.7% face shape adaptation rate, significantly improving upon open-source models [4][5]. - The algorithm allows for the creation of smooth, dynamic videos at 16 frames per second, capturing intricate details such as hair movement and fabric dynamics, which traditional GIFs cannot replicate [4][5]. - The technology is designed to be user-friendly, allowing even those unfamiliar with smartphones to create dynamic images easily, thus bridging the technological gap [5][6]. Group 3: Market Trends and User Engagement - The demand for AI image editing is growing rapidly, with an annual growth rate of 217%, indicating a shift in user expectations towards memory activation features over traditional editing tools [6]. - Yike Album's cloud storage solution alleviates the dilemma of preserving memories without compromising device performance, allowing users to save unlimited memories without the fear of data loss [6][7]. - Users express their emotional connections through the AI-generated content, with many finding comfort in the ability to relive moments with loved ones, showcasing the human-centric approach of the technology [7].

Core Insights - The integration of academia and industry is becoming a key driver for advancements in the orthodontic field, as demonstrated by the collaboration between Yingweisi Mai and Yulan Medical at Jingchu University of Technology [1][13] - The event provided a valuable platform for dental students to engage with cutting-edge technologies and experts, promoting the joint development of orthodontic research and clinical practice [3] Group 1: Early Treatment Insights - Professor Che Xiaoxia emphasized two main goals of early orthodontic treatment: preventing and intercepting the development of malformations during the primary and mixed dentition stages, and utilizing growth potential during the rapid skeletal development phase of 8-12 years to guide normal jaw growth [5][7] - The treatment approach consists of three stages: early prevention focusing on eliminating adverse factors, interceptive treatment for emerging malformations, and growth control to leverage skeletal plasticity [7] Group 2: Technological Innovations - Yingweisi Mai's CEO introduced the AI-driven digital orthodontic system, which offers personalized invisible aligners by integrating AI technology with 3D scanning and CBCT data for intelligent facial reconstruction [8][10] - The system enhances interaction between the physician and the system, allowing for automatic adjustments to treatment plans, ensuring safety and rationality [10] Group 3: New Solutions for Children - In April 2025, Yingweisi Mai and Yulan Medical will launch the D3M customized early orthodontic solution, addressing key medical needs related to the development of the oral and jaw system in children [11] - This solution reflects the company's deep insights and technological innovation capabilities in the children's orthodontic market, aiming to provide comprehensive and precise treatment options [11] Group 4: Future Directions - The collaboration event significantly advanced academic exchange and technological progress in the orthodontic field, with Yingweisi Mai committed to further deepening industry-academia cooperation to enhance public oral health [13]

Core Viewpoint - The 27th China Beijing International Science and Technology Industry Expo (Sci-Tech Expo) showcased the achievements of the North Science and Technology Development Group (North Tech Group) in the field of technology park development and operation, emphasizing its role as a leading player in the full value chain of the sci-tech industry [2][23]. Group 1: Event Overview - The Sci-Tech Expo took place from May 8 to 11, 2025, at the National Convention Center in Beijing, featuring over 800 domestic and international enterprises and institutions [2]. - The theme of the expo was "Technology Leads, Create the Future," with six specialized exhibition areas including information technology, intelligent manufacturing, pharmaceutical health, green dual carbon, digital economy, and regional innovation [2]. Group 2: North Tech Group's Participation - North Tech Group participated in the expo for the third consecutive year, providing a platform for high-tech enterprises within its parks to showcase their innovations [7]. - The group presented its ten technology parks and over 40 cutting-edge technological achievements, highlighting its comprehensive industry operation capabilities [2][5]. Group 3: Industry Ecosystem Development - North Tech Group has established a complete ecological chain from technological breakthroughs to industrial results, focusing on the development and operation of technology parks [9]. - The group has successfully developed and operated several notable technology parks, including the Yizhuang Sci-Tech Park and the Changchun Beihu Technology Park, contributing to the integration of industry and urban development [17]. Group 4: Innovation and Technology Showcase - The expo featured over 40 hard-core technological achievements from enterprises within North Tech Group's parks, covering various fields such as intelligent manufacturing and biomedicine [18]. - Notable innovations included a grid-based display technology and a 3D printer with advanced fluid printing capabilities, showcasing the group's commitment to driving technological innovation [20]. Group 5: Future Vision and Mission - North Tech Group aims to empower technological innovation, promote urban development, and create a better life, continuously enhancing the construction and operation of technology parks [23]. - The group is focused on transforming technological innovations into practical applications, reinforcing its position as a key player in supporting Beijing's international sci-tech innovation center [23].

Core Points - The Supreme People's Court implemented new regulations on prepaid consumption on May 1, aimed at addressing issues such as unfair terms and merchant defaults that harm consumer rights [1] - Douyin Life Services introduced a "multiple card model" that offers flexible consumption and controllable risks, effectively mitigating the risks associated with traditional prepaid cards [1] Group 1: Traditional Prepaid Card Issues - Traditional prepaid cards often involve high recharge amounts, fixed usage periods, and difficulties in refunding, which jeopardize consumer funds and rights when merchants face operational issues [1] - The "multiple card model" allows consumers to purchase multiple uses, enabling installment fulfillment and the option to request refunds for unused sessions, addressing these traditional issues [1] Group 2: Benefits of the "Multiple Card Model" - The model has been adopted across popular consumption sectors such as dining, beauty, leisure, parenting, and fitness, allowing consumers to purchase usage based on their needs [1] - For example, parents can select children's interest classes based on the number of sessions, reducing waste from course changes or shifts in children's interests, while fitness enthusiasts can buy classes per session, avoiding long-term commitments [1] Group 3: User Rights Protection Measures - Douyin Life Services has implemented various measures to protect user rights, including optimizing the product review process and introducing rules to prevent the use of prohibited transfer terms [2] - The platform has established a clear refund standard based on the actual payment amount multiplied by the remaining sessions for common consumption scenarios, ensuring reasonable compensation for consumers facing issues [2] - In 2024, the platform will launch a pre-notification and intervention mechanism for "session card refund losses," having already resolved over 28,000 user service issues from January to April this year [2]

Core Viewpoint - Xu Gufu, a renowned Chinese seal carving artist, has been actively promoting the art of seal carving through live streaming on Douyin, attracting a younger audience and revitalizing interest in traditional craftsmanship [1][14][16]. Group 1: Background and Career - Xu Gufu began learning seal carving at the age of 7 and has dedicated nearly 70 years to the craft, becoming a master of the "Bird-Worm Seal" style [10][11]. - He has studied under several notable masters, including Xu Pusheng and Qian Juntao, which has significantly shaped his artistic development [5][6][9]. - Xu Gufu became a member of the Xiling Seal Society in 1988 and holds various prestigious positions in art institutions [9][14]. Group 2: Influence of Live Streaming - Since 2023, Xu Gufu has engaged in live streaming on Douyin, collaborating with a company that operates a flagship store focused on seal carving and related arts [14][16]. - The live streaming platform has proven to be a powerful tool for selling his works, with sales of his book "Bird-Worm Seal Complete Book" significantly increasing compared to previous years [16][17]. - The interaction with a younger audience through live streaming has led to a notable increase in interest among both male and female participants in seal carving [16][17]. Group 3: Cultural Impact - Xu Gufu's efforts in live streaming are part of a broader initiative to promote traditional crafts and non-material cultural heritage through platforms like Douyin [17]. - The "See the Craftsmanship Plan" and "Douyin Intangible Cultural Heritage Plan" aim to support traditional artisans and enhance their visibility in the market [17]. - Xu Gufu sees his participation in live streaming as a responsibility to rejuvenate interest in the Bird-Worm Seal style and to learn from younger generations [17].

Group 1 - The global economy is facing uncertainty, with fragmentation and trade tensions disrupting supply chains and weakening growth momentum [1][2] - China's financial decision-makers have introduced a comprehensive "10+8+3" financial policy package to stabilize the market and provide clear guidance for investors [1][4] - The policy aims to inject liquidity into the capital market and support the allocation of Chinese assets, reflecting a strong commitment to counter market uncertainties [1][4] Group 2 - The People's Bank of China has lowered the reserve requirement ratio by 0.5 percentage points, releasing approximately 1 trillion yuan in long-term liquidity to ensure reasonable liquidity levels [2][3] - Interest rate cuts are expected to alleviate financing burdens for the real economy, with the five-year mortgage rate dropping to 2.6% [2][3] - Structural policies are directing financial resources to key sectors, including an increase in re-lending quotas for technology innovation and support for agriculture and small enterprises [3][7] Group 3 - The macroeconomic data since 2025 shows positive trends, with stable growth in social financing and loans, and a low financing cost environment [3][6] - The capital market is exhibiting resilience, with the stock market performing steadily and the RMB appreciating slightly [3][6] - The recent financial policies are expected to boost investor confidence and support the long-term value of Chinese assets, particularly in the A-share market [5][8] Group 4 - The "Global Guide" report emphasizes the importance of aligning with market trends and highlights the favorable conditions for re-evaluating and allocating Chinese assets [4][6] - The report suggests a priority allocation strategy favoring equities (mainly Chinese A-shares), followed by gold and bonds, indicating a shift in investment focus [6][7] - The combination of policy support and market dynamics is reshaping the growth logic of Chinese assets, making them increasingly attractive to investors [7][8]

Core Insights - Adidas has become a focal point in the marathon community following the 2025 London Marathon, where its sponsored athletes achieved remarkable victories and set new records [1][3][5]. Group 1: Event Highlights - The 2025 London Marathon featured intense competition, with Adidas-sponsored athlete Sebastian Sawe winning the men's race with a time of 2:02:27, marking his first World Marathon Major victory [1][3]. - Ethiopian athlete Tigist Assefa, also sponsored by Adidas, won the women's race with a record-breaking time of 2:15:50, improving the previous women's marathon record by over 3 minutes [1][3][5]. - The Adidas ADIZERO 0 series was highlighted as a key factor in these record-breaking performances, reinforcing the brand's commitment to innovation in athletic footwear [6]. Group 2: Athlete Performances - Sawe's performance was notable as he recorded a time of 2:02:05 in his debut marathon, showcasing his potential as a rising star in the sport [3][5]. - Assefa's victory was characterized by a decisive acceleration at the 35-kilometer mark, allowing her to secure the win and set a new world record [3][5]. - Both athletes utilized the latest models from the Adidas ADIZERO line, which has been instrumental in their success [6]. Group 3: Brand Positioning - Adidas continues to emphasize its philosophy of providing the best for athletes, as demonstrated by the success of the ADIZERO 0 series, which has been pivotal in winning numerous championships in athletics and road racing [6]. - The brand's ongoing innovation in running shoe technology is evident with the introduction of new models like ADIZERO ADIOS PRO 4 and ADIZERO BOSTON 13, further solidifying its leadership in the running shoe market [6].

Core Insights - Zhejiang Xinhua has successfully transformed into a "young old bookstore" by embracing short videos and live-streaming e-commerce on Douyin, achieving impressive sales figures [1][3][5] - The company has initiated a "thousand-person anchor" plan to encourage all county and city stores to engage in live book recommendations, reflecting a strategic shift towards online sales [5][6] Company Background - Established in 1949, Zhejiang Xinhua has over 75 years of history and operates more than 800 chain stores with a retail space of nearly 500,000 square meters [3] - The company faced challenges with declining foot traffic and a shift towards online book retailing, prompting a need for transformation [3][5] E-commerce Strategy - The e-commerce division was officially established in July 2020, coinciding with the rise of short video and live-streaming e-commerce, particularly on Douyin [5][6] - The initial focus was on creating unique short video content to promote books, which garnered over 300,000 followers on Douyin [5][9] Live-streaming Success - The transition to live-streaming began in 2022, with the team learning the necessary skills and processes to engage audiences effectively [6][7] - A breakthrough occurred with the introduction of the "warehouse live-streaming" model, significantly increasing viewer engagement and sales [7][9] Consumer Behavior Changes - Consumers have shifted towards using short videos to discover books before making purchases, indicating a change in buying habits [9][10] - The company has recognized the importance of adapting to these new consumer preferences, leading to increased sales from 20 million in 2023 to 30 million in 2024 [9][10] Collaboration and Team Dynamics - The establishment of a dedicated new media team has been crucial for managing live-streaming operations, product selection, and business partnerships [9][12] - Effective collaboration across departments has been highlighted as a key factor in the company's success in the competitive live-streaming market [12][16] Future Prospects - The company plans to expand its live-streaming efforts, with expectations of further sales growth as the team continues to develop and refine its strategies [10][12] - The success of Zhejiang Xinhua serves as a model for other bookstores and publishers looking to adapt to the evolving retail landscape [16]

2025年4月21日，由四川省市场监督管理局主办的"数智赋能·知创未来"发布会在成都隆重举行。 财学堂作为四川省首批获得数据知识产权登记证书的企业，受邀出席，并现场完成四川省数据知识产权 交易项目的首单签约，这一开创性实践，不仅填补了四川省数据知识产权交易空白，更是全国财经教育 领域数据知识产权第一单的成功落地。 签约环节，财学堂与深圳德讯证券顾问有限公司达成合作，标志着四川首个数据知识产权交易项目落 地，同时这也是全国财经教育行业数据资产化的首次成功实践。 这场"从0到1"的突破，标志着四川省数据要素正式从资源储备迈向资产增值的全新阶段，为后续数据资 产登记、交易、金融化探索提供了可复制的实践经验，也为财经教育领域企业数据资产化实践提供了成 功参考。 发布会上四川省市场监督管理局正式启动数据知识产权登记平台运营，并向首批获证企业颁发证书。财 学堂凭借在财经教育领域积累的11项高质量数据知识产权成果，成功入选首批认证企业名单。 作为国内领先的终身财经教育平台，财学堂2015年成立以来，始终致力于构建品类齐全、领域多元的终 身财经教育生态系统，以财经教育为核心，以成人财经教育、职业财经教育为重点发展方向。庞大的 ...