银行频道更多独家策划、专家专栏，免费查阅>> 责任编辑：栎树 0:00 新章将启 节节高升 我们站在岁首的回响里 聆听着华夏大地又一个新年的声音 过去的日子 我们见证突破、不断升级 每一次对未来的奔赴 都在积蓄向上的力量 只为陪伴您，共迎更光明的未来 ...

12月30日，国家发展改革委、财政部印发的《关于2026年实施大规模设备更新和消费品以旧换新政策的 通知》（以下简称通知）对外发布，明确2026年"两新"政策的支持范围、补贴标准和工作要求。个人消 费者购买冰箱、洗衣机、电视、空调、电脑、热水器等6类家电中1级能效或水效标准的产品，按产品销 售价格的15%给予补贴，每位消费者每类产品可补贴1件，每件补贴不超过1500元。个人消费者购买手 机、平板、智能手表手环、智能眼镜等4类产品（单件销售价格不超过6000元），按产品销售价格的 15%给予补贴，每位消费者每类产品可补贴1件，每件补贴不超过500元。目前京东数十万员工、全国近 3万家线下门店已做好承接准备工作，随着各省市"国补"开启，京东也将第一时间上线活动会场，满足 消费者的换新升级需求。 自2024年"两新"政策实施以来，在商务部等部委的指导统筹下，京东采销、客服、研发、物流等数十万 工作人员积极参与，以极大的热情和资金投入，全力保障国家补贴高效、普惠落地。在国补体验方面， 京东可提供家电品类的旧机回收补贴，"送、装、拆、收"一体化服务，以及"三免四不限"服务（即旧机 免费上门、免费拆卸、免费搬运；不限旧机 ...

Group 1 - JD.com is launching its New Year Shopping Season on December 31 at 8 PM, featuring various promotional activities across multiple product categories including electronics, beauty, food, and apparel [1][2] - The Super Flash Sale will last for 52 hours, offering significant discounts on popular products, with prices starting as low as 1 yuan and discounts up to 90% [2] - The JD PLUS Member Annual Gala on January 7 will offer exclusive deals, including a "super co-branded card" valued over 1,000 yuan for a limited-time price of 298 yuan, along with additional benefits for members [2] Group 2 - JD.com is the exclusive title sponsor of the 2025-2026 Hunan TV New Year's Eve Concert, enhancing its promotional strategy with multiple giveaways for viewers and users [3] - The concert will feature numerous celebrities and hosts, and consumers can participate in interactive activities on the JD app to win prizes, including a share of 1 billion yuan in red envelopes [3][4] - Prizes include high-value items such as cars, smart devices, and gift cards, with a total of 2026 prizes available, emphasizing JD's commitment to customer engagement during the festive season [4]

Core Insights - The global economy is seeking balance amid major power competition and technological changes, with China focusing on resilient growth and structural upgrades towards high-quality development [1] - The investment market in 2026 is expected to benefit from the continued investment wave driven by the large-scale application of artificial intelligence (AI), leading to productivity leaps and sustained corporate profit growth [3] Group 1: AI and Sector Impacts - AI is expanding its application boundaries beyond technology into finance, manufacturing, healthcare, and consumer sectors, with financial institutions, especially large banks, likely to optimize business models through AI [4] - The debate over whether AI investments represent a bubble has led to significant volatility in AI stocks, but the consensus is that AI is not an asset bubble, as most returns in the recent bull market have come from profit growth rather than P/E ratio expansion [5] Group 2: Regional Market Analysis - In Asia, the stock market is expected to outperform the global average, benefiting from being a global tech hardware manufacturing hub and a large consumer market, with a focus on technology leaders, high-yield stocks, and quality bonds [6] - China is anticipated to continue implementing economic stimulus policies aimed at boosting consumption and stabilizing the real estate market, with a focus on technology self-reliance and high-quality development [7] - The Singapore market is highlighted for its role in supply chain diversification and as a wealth management hub, with a positive outlook on real estate investment trusts and banking sectors due to high dividend yields [7]

Core Insights - Beijing Rural Commercial Bank is leveraging the ancient wisdom of "mortise and tenon" structure to provide tailored financial solutions for small and micro enterprises, focusing on their operational pain points and development needs [1][5] Group 1: Information Technology Sector - The bank's West City branch provided 10 million yuan in credit support to a high-tech information technology company, alleviating its funding pressure and enabling it to enhance service capabilities and expand business boundaries [2] Group 2: Healthcare Sector - A medical technology company in Pinggu District received nearly 6 million yuan in loans from the bank, which helped address cash flow challenges due to long payment cycles and procurement costs, thereby stabilizing its operational foundation [3] Group 3: Food Processing Sector - The bank's Huairou branch offered 7 million yuan in working capital to a food processing enterprise, effectively easing the financial burden of raw material procurement and supporting the company's production capabilities [4] Group 4: Overall Strategy - Beijing Rural Commercial Bank aims to deepen its financial services for small and micro enterprises by providing diversified financial products, professional service teams, and efficient approval processes, thereby fostering high-quality development across various industries [5]

站在"十四五"收官与"十五五"开局的重要节点，中银保险将坚守保险本源，持续深化银保协同和专业能 力建设，精准服务国家战略和实体经济发展，提升金融服务稳定性、有效性，为金融强国建设和推进中 国式现代化贡献保险力量。 保险频道更多独家策划、专家专栏，免费查阅>> 责任编辑：山上 作为中国银行全资子公司，中银保险始终坚持金融工作的政治性、人民性，紧扣高质量发展主题，夯实 具有中银特色的品牌内涵。胸怀国之大者，深入支持"两新""两重"，加力做好金融"五篇大文章"，在服 务经济社会发展大局中充分发挥保险"两器""三网"功能价值。聚焦国家战略，锚定服务实体经济、因地 制宜发展新质生产力、推进高质量发展核心目标，深度融入国家重大战略实施与社会治理现代化大局。 坚持特色经营，作为集团综合化经营的重要力量，做精境外业务，做强非融资性信保业务，强化银保联 动，聚焦细分赛道打造核心竞争力，持续塑造稳健、可信、负责任的金融品牌形象。 "金智奖"年度评选活动由金融界发起，迄今已连续举办十四届，旨在表彰在金融创新、实体赋能、产业 升级等领域作出突出贡献的杰出机构，树立行业发展典范。本届评选吸引参评机构近千家，历时三个 月，通过数据筛选、 ...

Core Insights - The article highlights the innovative approach of the Ningbo branch of PICC Property and Casualty in integrating technology and insurance to enhance housing safety, marking a shift from reactive to proactive risk management [1][2][7] Group 1: Technological Integration - The company has developed a comprehensive risk management system that includes monitoring, early warning, and remediation, utilizing advanced technologies such as high-precision sensors and smart inspection tools [4][6] - As of the first three quarters of 2025, the company successfully prevented the collapse risk of 234 masonry structures through its technological interventions, demonstrating the effectiveness of its proactive measures [4] Group 2: Government and Enterprise Collaboration - The Ningbo branch has established a governance framework that integrates government and enterprise efforts, creating a collaborative network for housing safety management [5][6] - The insurance mechanism is embedded within the government governance chain, facilitating a coordinated approach to urban housing safety [5] Group 3: Coverage and Impact - The "City Housing Insurance" program has expanded to cover all 10 districts in Ningbo, insuring 28,800 buildings and providing risk coverage of approximately 119.1 billion yuan, benefiting over 482,500 urban households [6] - The initiative also includes rural housing insurance, ensuring protection for 1.2173 million rural households, thereby establishing a comprehensive housing safety net [6] Group 4: Future Directions - Looking ahead, the company aims to leverage advancements in AI, InSAR, and big data to enhance risk perception accuracy and expand its insurance offerings [7] - The integration of insurance with health checks and pension systems is planned to create a more sustainable and inclusive housing safety ecosystem [7]

生态聚势，共启新局 当前财富管理行业正迎来周期迭代、生态重构的黄金机遇期。从单一合作到生态共荣，从产品供给到价值共生，新时代的财富管理已成为链接实体经济、赋 能伙伴成长、守护全民财富的核心纽带。 为凝聚行业发展合力，搭建更高质量的合作平台，华夏银行举办本次财富伙伴生态大会，旨在聚合集团内外核心资源与优质伙伴，共探新周期下的财富管理 协同服务之道，共抓行业高质量发展的时代机遇。 12月28日，华夏银行在北京成功举办"新周期 新生态 新机遇"华夏之声首届财富伙伴生态大会。来自保险、基金、理财、信托、证券、私募等50余家资管机 构代表齐聚一堂，凝聚发展共识，共绘财富管理生态新蓝图。华夏银行党委书记、董事长杨书剑，党委副书记、行长瞿纲，党委常委、副行长高波，党委常 委、副行长唐一鸣出席会议。 论坛伊始，华夏银行党委副书记、行长瞿纲发表致辞。他指出，"十五五"规划建议明确提出"加快建设金融强国"的战略部署，为金融行业指明了方向。今年 以来，华夏银行持续致力于锻造"生态银行"这一标志性银行品牌，财富特色生态作为其中至关重要的组成部分，将搭建以核心客户为中心、场景为依托、数 据为驱动的财富生态管理平台，构建"场景嵌入-数据 ...

12月26日，金融时报社正式公布2025年度金龙·金融力量案例评选结果，阳光人寿申报的《阳光人寿"四位一体帮扶模式"》案例凭借在乡村振兴领域的创新 实践与突出成效，成功入选案例名单，彰显了保险企业以金融力量赋能边疆发展的责任与担当。 阳光人寿此次入选的帮扶案例聚焦云南省迪庆州德钦县禹功村——一个藏族聚居的乡村振兴重点帮扶村。针对该村海拔高、产业单一、产业化水平低、市场 渠道狭窄等发展难题，阳光人寿创新构建了"组织保障+驻村帮扶+产业振兴+乡风文明"四位一体的可持续帮扶模式。自2023年5月驻村工作启动以来，阳光 人寿云南分公司坚持"一把手挂帅、专人驻村、全员参与"的工作机制，选派优秀员工长期扎根乡村，精准对接帮扶需求，累计投入帮扶资金24.16万元，实 施消费帮扶12.4万元，通过产业扶持、技能培训、市场对接等多元举措，助力当地特色产业发展。 在产业振兴方面，阳光人寿采用"产业扶持+技能培训"双轮驱动模式，邀请蜂学专家为当地养殖户提供技术指导，聚焦木香、当归等药材种植全链条支持， 培育17名致富带头人，帮助破解"种得好却卖不优"的困境；在乡风文明建设上，每年划拨专项资金支持"乡风文明示范户"评选，同时捐赠电脑 ...

Core Insights - The Sunshine Family Sheshan Health Community celebrated its first anniversary, emphasizing its commitment to providing a joyful and comfortable life for the elderly [1][9] Group 1: Community Development - The anniversary celebration featured a video showcasing the community's journey from inception to familiarity, highlighting joyful moments of residents and staff interactions [2] - Resident Sun Uncle shared his heartwarming experiences, illustrating the community's daily warmth and care provided by staff [2][5] Group 2: Brand Renewal - The Sunshine Family initiated a brand renewal, updating its logo to incorporate elements from Sunshine Insurance Group, enhancing brand recognition and conveying a message of warmth and care [6] - The brand slogan was updated from "This new home is sunnier" to "This new home is full of sunshine," aiming to spread warmth and support [6] Group 3: Health Management Initiatives - The community will launch the "Silver Age Guardian Plan" in collaboration with Sunshine Ronghe Hospital, focusing on providing specialized health services for the elderly [8] - Recognition awards were given to outstanding employees, promoting the community spirit of "heartfelt service and loving companionship" [8] Group 4: Future Commitment - The community reaffirmed its commitment to prioritizing the elderly and enhancing services, aiming to enrich their lives and ensure dignity in their golden years [9]