近日，人民网2025建设金融强国创新实践案例评选结果揭晓，中国人寿保险股份有限公司（以下简 称"中国人寿"，股票代码：601628.SH，2628.HK）选报的创新实践案例——"银龄安康·金融敬老"项目 成功入选，并纳入"2025建设金融强国创新实践案例库"。 本次评选由人民网财经研究院发起，是落实中央金融工作会议精神的重要举措。评选以科技金融、绿色 金融、普惠金融、养老金融、数字金融"五篇大文章"为核心维度，面向全社会征集2024-2025年度创新 实践案例。历经四个月征集与专家评审，最终遴选出兼具创新性、可持续性、可复制性的典型案例，旨 在展示推广金融更好赋能新质生产力发展、助力中国式现代化建设的创新举措与务实成果。 党的二十大提出要扩大普惠性养老金融覆盖，构建市场化、可持续的养老金融生态。针对高龄老人保险 产品少、孤寡独居突发风险响应不及时、看病找专家难及长者食堂可持续经营不易等问题，中国人寿福 建省龙岩分公司创新推出"银龄安康·金融敬老"项目，以"五+"模式破解养老难题，助力实现"老有所 养、老有所医、老有所安、老有所乐、老有所为"。 行业+专业，探索社区养老帮扶模式。创新长者食堂结对帮扶模式，解决长 ...

党的二十届四中全会"十五五"规划建议为做好"五篇大文章"指明方向，作为中信集团金融服务体系的重 要力量，信银理财在2025年以五年深耕之积淀，交出了一份"规模、收益、口碑"三赢的发展答卷——管 理规模突破2.3万亿元、服务客户超2800万户、创造收益超2200亿元。这份亮眼成绩的背后，是其以"五 稳"经营理念为内核的扎实实践，更是风险防控与客户服务双轮驱动的必然结果。而全年斩获的61项行 业权威奖项，更展现了这份努力与成效背后的行业权威认可。 年度荣誉矩阵：以专业实力锚定行业标杆 2025年，信银理财在行业权威评选中持续"高光"，凭借全方位实力构建起"权威奖项+榜单排名+责任口 碑"的三维荣誉矩阵。 权威奖项实现"大满贯"。公司一举摘得上海黄浦区政府"上海市黄浦区年度百强企业第二名"、中华慈善 总会"年度慈善品牌项目"、中国银行业协会优秀案例入选、中国银行保险报"金诺奖"、中国证券报"金 牛奖"、金融时报"金龙奖"、证券日报"金骏马奖"、 上海证券报"上证鹰金理财奖"、21世纪"金贝奖"等 61项重磅荣誉，更在养老金融领域持续领跑，连续5年蝉联证券时报"天玑奖"等专业奖项。 值得一提的是，信银理财在金牛奖评选 ...

Core Insights - China Life Overseas Company has become a leading Chinese insurance company and institutional investor in the Hong Kong and Macau regions, with total assets exceeding HKD 452.8 billion [1] - The company focuses on long-term capital investment strategies that emphasize risk management and value creation, contributing to the sustainable development of Hong Kong as an international financial center [1] - China Life Overseas actively supports the issuance of government bonds in Hong Kong, participating in a total subscription of approximately HKD 2.4 billion across multiple currency-denominated green bonds [1] Investment Activities - The company subscribed to USD 600 million of the Chinese Ministry of Finance's USD 4 billion bond issuance, reinforcing its position as the largest subscriber among Chinese insurance firms [2] - This participation aligns with national financial policies aimed at enhancing state-owned financial support for fiscal measures and reducing financing costs, while also signaling global confidence in the Chinese economy [2] - China Life Overseas is involved in multiple Hong Kong H-share IPOs, supporting the listing of innovative companies in sectors such as semiconductors, AI, and healthcare [2] Notable Investments - The company has invested in several prominent firms, including Hesai Technology, a leader in the 3D sensor field, which aims to produce over 1 million laser radars by 2025 [2] - MiniMax, a leader in the AGI sector, is set to list on the Hong Kong Stock Exchange in January 2026, showcasing the company's commitment to investing in cutting-edge technology [3] - Weisheng Pharmaceutical, focused on rare endocrine diseases, successfully listed in March 2025, exemplifying the bridge between global technology and the Greater China market [3] Industry Engagement - China Life Overseas hosted the "Hong Kong Alternative Investment Strategy Conference" in 2025, gathering nearly 800 experts to discuss opportunities in alternative investments [4] - The company regularly organizes high-level investment forums and communication events, enhancing Hong Kong's position as an international insurance and asset management hub [4] - Through various initiatives, China Life Overseas aims to strengthen Hong Kong's role in the global financial landscape and support national strategic goals [4]

农历新年脚步日益临近，家家户户买年货的热情持续升温。为充分满足消费者购买品质年货的需求，京 东年货节将于1月25日腊八前夜晚8点盛大开启，带来官方直降5折起、国补加补至高3000元等重磅福 利。值得一提的是，当前京东新年购物季也正在火热进行中，即刻下单，就能享受官方直降5折起优 惠，更有新年好物1元捡漏等惊喜福利。 新春佳节，走亲访友、互赠年礼是传统习俗。为给消费者提供更加便捷的送礼体验，用户在京东挑选心 仪商品，选中后点击"一键送礼"，即可直接分享给好友。值得一提的是，京东还推出了"群送礼"玩法， 用户可一次购买多件礼物发至微信群，为春节团聚增添欢乐氛围。 京东物流坚守服务承诺 春节期间也能"小时达""当日达" 为保障年货更加快速高效送达，京东物流推出行业首个"AI年货地图"系统，该系统提供了一整套智能全 托管模式：商家可清晰掌握所售商品在全国各仓的分布全景，不仅能看到实时库存分布，更能追踪周转 天数、平均履约时长等关键指标。 京东年货节腊八前夜晚8点盛大开启 四大惊喜日轮番来袭 今年年货节期间，京东围绕新春消费场景推出新年开运、爱家、焕新、送礼四大惊喜日活动，不仅有众 多明星同款好物优惠5折起，马年限定好 ...

Core Viewpoint - The insurance industry is transitioning from traditional risk compensation to a comprehensive health management service model, focusing on prevention, intervention, and claims, as exemplified by the strategic partnership between Century Life Insurance Co., Ltd. and Panoramic Medical Imaging Technology Co., Ltd. [1][4] Group 1: Strategic Cooperation - The strategic signing ceremony took place on January 16, 2026, in Shanghai, marking the beginning of a deeper collaboration between the two companies [2] - The partnership aims to integrate advanced medical imaging technology and health screening services into insurance offerings, emphasizing early disease detection and prevention [4] Group 2: Value Reconstruction - The collaboration reflects a shift in health protection philosophy, moving from post-event compensation to proactive prevention and early intervention [4] - Century Life is restructuring its service model to focus on the entire customer lifecycle, integrating prevention, protection, and service [4] Group 3: Health Management Services - Panoramic Medical has over a decade of experience in high-end medical services, focusing on cancer and cardiovascular disease diagnostics, and offers a range of health management services [6] - The partnership combines professional medical services with quality insurance, creating a comprehensive health management and risk protection system [6] Group 4: Industry Benchmarking - The collaboration is seen as a response to the call for technological finance and inclusive finance, aiming to make advanced medical technology accessible to a broader population [8] - The goal is to reduce the burden of major diseases on individuals and society, contributing to the vision of a "Healthy China" and promoting longevity [8] Group 5: Company Overview - Century Life Insurance was established on June 3, 2009, and has expanded to 20 provincial branches and over 370 sub-branches across more than 150 major cities in China [9] - As of December 2024, the company has total assets nearing 280 billion yuan and has paid out over 11.2 billion yuan in claims, providing significant insurance and health services to millions [9]

Core Viewpoint - The insurance sector is experiencing increased volatility and a clear recovery trend, driven by market sentiment, valuation corrections, and improvements in both asset and liability sides of the industry [1]. Group 1: Policy and Regulatory Environment - The insurance sector benefits from favorable policy changes, including an increase in the upper limit for equity asset allocation and a focus on long-term investments, which enhances the operational space for insurance capital [3]. - Regulatory adjustments have been made to risk factors for certain insurance business operations, encouraging stable and rational long-term investments in the stock market [3]. Group 2: Financial Performance and Market Dynamics - The asset side of the insurance industry has seen significant growth in equity investments, leading to increased net profits for listed insurance companies, driven by improved investment returns [4]. - On the liability side, there is a structural increase in consumer demand for health and wealth protection products, which, along with lower liability costs, is pushing the industry into a new phase of growth [4]. Group 3: Valuation and Investment Appeal - Current valuations of insurance stocks remain at historical lows, while total dividends from listed insurance companies continue to grow, indicating a strong safety margin and attractiveness for long-term capital [4]. - The broader financial sector is viewed as stable, with low valuations and high dividend yields in the Hong Kong market, making it an attractive investment opportunity [5]. Group 4: Company-Specific Insights - Sunshine Insurance, listed in 2022, has garnered attention from value investors due to its solid fundamentals, with total premium income of 80.81 billion yuan and a net profit of 3.39 billion yuan in the first half of 2025, reflecting year-on-year growth [5][6]. - The company’s balanced business structure, driven by both life and property insurance, and its strategic initiatives for business optimization and digital transformation, position it well for high-quality development [6]. Group 5: Analyst Ratings and Future Projections - Multiple brokerage firms have issued "recommend" and "buy" ratings for Sunshine Insurance, projecting significant revenue and profit growth from 2025 to 2027, indicating confidence in the company's recovery and profitability [7]. - Analysts expect improvements in the company's profit margins and investment stability, reinforcing the potential for long-term returns for investors [7].

Group 1 - The core viewpoint of the news is the strategic cooperation agreement signed between the China Aging Association and China Life Insurance Company, aimed at enhancing services for the elderly and addressing their diverse needs [1][2] - The cooperation will focus on several key areas, including education on population aging, conducting specialized research related to the elderly, developing insurance products for seniors, promoting social participation among the elderly, and fostering a supportive societal atmosphere for the elderly [2] Group 2 - The agreement emphasizes the commitment to improve the quality of insurance services for the elderly during the "14th Five-Year Plan" period, highlighting the importance of addressing the immediate concerns of the elderly population [2] - Both parties expressed a strong foundation for collaboration and the potential for significant impact in the field of elderly care, with a focus on practical and effective projects that can be implemented [1]

Core Viewpoint - The release of the "Comprehensive Insurance Service Specification for Elevator Safety Risk Reduction" marks the first national standard in China for elevator safety insurance services, addressing a significant gap in the industry [1][2]. Group 1: Standard Development - The standard was initiated by the Ningbo branch of PICC and organized by the Ningbo Special Equipment Industry Association, summarizing successful practices in Ningbo [1]. - It outlines the basic requirements, service content, processes, and issue tracking mechanisms for insurance institutions involved in risk reduction services [1][2]. - The specification aims to make the "Ningbo model" replicable and promote it as a standardized reference for national elevator safety governance [1][2]. Group 2: Market Impact - Since its launch in August 2016, the elevator safety comprehensive insurance model has covered over 15,000 elevators across Ningbo, involving more than three insurance institutions and 117 maintenance units, benefiting over one million people [2]. - The comprehensive failure rate of insured elevators has decreased by 37%, with a maintenance compliance rate of 100%, showcasing the effectiveness of the Ningbo model [2]. - The introduction of the new standard is expected to curb unhealthy price competition in the market and promote a healthy market environment focused on quality [2]. Group 3: Future Directions - The central economic work conference emphasizes the importance of prioritizing public welfare and aims to enhance elevator safety risk reduction services through the integration of IoT, big data, and AI technologies [3].

Core Insights - The opening of the "Yuanqi Forest Atlantis" youth music nightlife space in Hefei marks a significant move in Yuanqi Forest's cross-industry collaboration strategy, aligning with local economic initiatives [1] - Yuanqi Forest's approach to cross-industry partnerships has shifted from aggressive collaboration to a more measured and strategic focus on long-term engagement with consumers [10] Group 1: Cross-Industry Collaborations - The new Hefei location is part of Yuanqi Forest's strategy to create unique IPs, such as the Yuanqi Forest livehouse, which emphasizes youth culture and music [1] - In 2025, Yuanqi Forest engaged in various collaborations, including partnerships with music festivals, educational products from recycled materials, and gaming IPs, but the number of collaborations has significantly decreased to single digits [7][9] - The trend of high-frequency collaborations in the beverage industry is declining, with a reported drop of over 50% in collaboration events in the new tea beverage sector from the previous year [9] Group 2: Consumer Engagement and Market Trends - A survey indicated that a significant portion of consumers (23.85%) felt indifferent towards IP collaborations, suggesting a growing fatigue with frequent brand partnerships [10] - Yuanqi Forest's strategy now focuses on building long-term emotional connections with consumers rather than merely leveraging short-term traffic from collaborations [10] - The emphasis on deep interaction and immersive experiences reflects a broader trend among new consumer brands moving towards sustained partnerships rather than one-off collaborations [10]

Core Viewpoint - Sunshine Insurance has officially inaugurated the Yangguang Insurance Boai School in Nanzheng District, Hanzhong City, marking the addition of the 78th Boai School in its nationwide initiative to improve rural education conditions [1] Group 1: Contributions to Education - Sunshine Insurance donated 200,000 RMB to the Xishen Nine-Year School, specifically for updating teaching hardware and improving the learning environment [3] - The donation also included sports and educational supplies worth 20,000 RMB, aimed at enriching students' extracurricular activities and supporting their overall development [3] - The Xishen Nine-Year School, established in 1938, serves children from five surrounding villages, with 34% of its students being left-behind children [3] Group 2: Infrastructure Improvement - The school faces significant infrastructure challenges, including damaged desks and outdated computer equipment, which hinder modern educational needs [3] - The funds will be used to replace broken desks and chairs, and to update old computer equipment, providing students with access to digital learning resources [3] Group 3: Historical Significance and Social Responsibility - The Xishen School has a rich history as a revolutionary site during the Sichuan-Shanxi Revolutionary Base period, highlighting its cultural importance [5] - Sunshine Insurance's support aligns with national calls for rural revitalization and reflects its commitment to corporate social responsibility in education [5] - The "Sunshine Star Love Program," part of the Boai School initiative, has established a sustainable philanthropic ecosystem through monthly donations from members and matching contributions from Sunshine Life [5] Group 4: Future Commitment - Sunshine Insurance aims to continue its mission of spreading "more sunshine" by actively fulfilling its social responsibilities and promoting its cultural values of "love and responsibility" [5]