Core Insights - Jinshang Bank has been awarded the "Outstanding Contribution Award for Credit Card Business in 2025" by China UnionPay, highlighting its successful integration of credit card services into local consumption scenarios in Shanxi province, leading to continuous growth in transaction volume [1] Group 1: Credit Card Business Integration - Jinshang Bank has embedded its credit card services into high-frequency local consumption scenarios such as retail, dining, and tourism, providing tangible benefits to consumers [2] - The bank aims to make credit cards a daily consumption assistant for citizens, creating a positive cycle in the consumption market and activating regional consumption vitality [2] Group 2: Digitalization and Consumer Engagement - Jinshang Bank utilizes big data analytics to offer differentiated products and services tailored to consumer needs, particularly targeting the younger demographic engaged in online payments [3] - The shift from broad coverage to precise service positions the bank as a digital "consultant" for consumer spending, enhancing the convenience and appeal of financial services [3] Group 3: Commitment to Local Economy - The award reflects Jinshang Bank's commitment to supporting the real economy and improving people's livelihoods amid efforts to boost consumption [4] - The bank is focusing on a differentiated development path for its credit card business, emphasizing scenario integration, technological empowerment, and risk management to contribute to local economic and social development [4]

在产品管理方面，阳光人寿依据产品复杂程度与保单利益浮动特性，将风险等级由低到高划分为P1至 P5类，通过官网公开披露在售产品的风险等级情况，让消费者清晰知晓产品风险，保障消费者知情权 与公平交易权。在业务流程方面，优化风险评估问卷并升级移动出单、手工出单、官微等多渠道适当性 流程，系统可在销售过程中自动核验产品风险等级与销售人员资质，不匹配则自动阻断交易，从技术层 面守住合规底线；调整客户风险承受能力评估次数限制，客户可查询剩余次数及历史评估记录，若客户 选择购买超出其风险承受能力的产品，需签署《投保风险警示确认书》，由此充分提示并尊重消费者自 主选择权。同时，针对老年群体等特殊客户，阳光人寿推出"长辈版"界面，采用1.5倍大字显示，强化 风险提示；在"双录"环节为老年人提供慢速语音播报，提升线上渠道的适老性、易用性和安全性，让金 融服务更有温度。 为确保新规落地无死角，阳光人寿在全国范围内掀起专项培训热潮。阳光人寿甘肃、浙江、湖南等分公 司及下辖机构先后组织内、外勤人员，围绕产品分级标准、客户评估流程、系统操作规范等核心内容开 展专题学习；阳光人寿山东、陕西、江苏等分公司创新采用线上线下结合、案例分析与实操 ...

岁末年初是非法金融活动的易发高发期，为切实提升公众风险防范意识，守护人民群众财产安全，近期，阳光财险在全国多地组织开展形式多样、内容扎实 的防范非法金融活动宣传教育，聚焦重点人群、深入各类场景，推动金融安全知识走进千家万户，全力筑牢岁末年初金融安全防线。 聚焦重点，守护"一老一少"财产安全 针对老年人、青少年等风险防范能力相对较弱的群体，阳光财险开展了一系列精准化、贴心式的宣传教育活动。在江苏，阳光财险深入社区，面向老年居民 开设"金融安全小课堂"，通过真实案例剖析、互动问答等形式，生动揭示"养老投资返利""保本高息理财"等诈骗陷阱，反复叮嘱"不听、不信、不转账"的防 骗原则，助力守好"养老钱"；在福建，阳光财险走进校园，面向青年学生群体开展"筑牢金融'防非墙'"主题活动，通过趣味问答、互动游戏等形式，普及非 法校园贷、电信网络诈骗的识别与防范知识，为青春成长路护航。 （阳光财险镇江中支走进马家山社区，开展"岁末年初防非反诈 守护幸福年"主题宣传活动） 深入场景，推动宣传"接地气""有温度" 阳光财险积极拓展宣传阵地，让金融知识走出网点，融入公众日常生活场景。在河北，阳光财险以营业网点为阵地，利用电子屏、宣传 ...

联动数万家商户，助力线下消费回暖 《方案》围绕"好吃""好住""好行""好游""好购""好玩"六大方向，推出一系列旨在繁荣节日市场、丰富 群众文化生活、激发假期消费活力的举措。广发信用卡迅速响应，紧抓春节消费旺季契机，正式启 动"贺岁狂欢·赢888元新年红包"品牌活动，将宏观政策细化为消费者身边可触可感的实惠与便利。此次 活动覆盖全国40余座城市、数万家商圈商户，携手奈雪的茶、霸王茶姬、肯德基、名创优品等知名品 牌，共同打造消费盛典。活动期间，持卡人达标即可获得每周五以5折优惠购买合作商户代金券的权 益。此举直接降低了居民消费成本，有效激发了商圈客流消费潜力。这不仅是对消费市场的有力提振， 更是广发信用卡围绕其"稳客户、稳业务、稳存量"的经营思路，聚焦核心消费场景深耕存量客户、提升 用户活跃与黏性的重要实践。 此外，广发信用卡依托"发现精彩"APP平台，在饭票专区推出"天天优惠"、"周五臻选"等活动，聚焦餐 饮、零售、3C产品等高频消费领域。符合条件的持卡人可以用优惠价格购买不同阶梯力度的代金券， 满足了消费者多元化、高性价比的日常消费需求。这种持续、稳定的价值供给，正是巩固客户关系、提 升存量客户获得感的关 ...

1月31日，济南市济阳文体中心人潮涌动，由济南市商务局指导、京东举办的"国补下乡焕新行-济阳 站"活动在此火热开场。作为2026年全国首个乡村国补活动，该活动以送到乡镇居民"家门口"的实在优 惠和可视可感的线下体验，吸引了周边大量乡镇消费者参与，点燃了农村线下国补消费的烟火气。 活动现场，超千平方米的展区内汇集了海尔、美的、华为等30余个主流品牌的上百款家电与3C数码产 品，涵盖电视、空调、洗衣机、手机、电脑等多个品类，AI智能终端、分区洗护洗衣机、无风感空调 等创新产品成为村民关注焦点。 活动当天，在展厅内咨询补贴政策、体验产品性能的村民络绎不绝，呈现出火热消费场景。"今天正好 赶着京东的国补活动来给家里挑台新空调，买大件还是看着实物，心里才有底！"来自大王村的李先生 边挑选空调边说。 除主会场外，济阳当地15家京东家电专卖店及3C数码门店也同步开展活动，迎来消费热潮。消费者可 叠加享受"每满3000元返200元"的优惠，至高返1000元，全场再享受国补价格，部分产品更设有专享5折 福利。购物满额还可参与100%中奖的福袋派送与抽奖活动，现场有机会赢得冰箱、洗衣机等大奖。 值得一提的是，京东以此次活动为契机 ...

发布会上，中国国家博物馆、故宫博物院、国家图书馆、甘肃省博物馆、河南博物院、苏州博物馆、陕 西历史博物馆、敦煌研究院、三星堆博物馆、青岛啤酒博物馆10家博物馆，万仟堂、太湖雪、铜师傅、 罗莱等品牌，共同启动天猫"镇馆之宝"计划。 2月3日，天猫在北京举办"镇馆之宝"计划发布会，2026年将重磅投入，上线文创专属频道，提供从趋势 洞察、新品设计、品牌跨界联名、供应链等全方位支持，目标单年孵化100款成交破百万的文创新品， 推动1万个品牌与博物馆文创IP跨界联名，让文物"活"起来，走进大众生活日常。 据悉，天猫"镇馆之宝"计划包含5大扶持举措，上线文创频道，聚合博物馆新品，提供边逛边买体验； 提供文创产品趋势指引，淘宝首页等核心资源加持，打造超100款成交破百万新品；推动博物馆文创IP 与超1万个品牌跨界联名；平台打标优质文创商品，用户搜索、拍立淘等场景下，优先展示。此外，天 猫设置文创专项激励，专项团队提供开店、运营、原创保护全链路支持，经营达标减免佣金、加赠资 源。 财经频道更多独家策划、专家专栏，免费查阅>> 《2026天猫文创行业趋势报告》指出，当下消费者对博物馆文创核心消费场景集中为礼赠、装饰、祈 福、 ...

作为全国首家主要由民营企业发起设立的全国性股份制商业银行，民生银行成立30年来，始终将履行社 会责任放在促进可持续发展的重要位置。其公益足迹遍及乡村振兴、民生保障、教育发展、医疗健康、 公益创新等诸多领域，逐步探索并构建起开放多元的公益发展格局：连续24年定点帮扶河南滑县、封丘 县，累计向两县捐赠无偿帮扶资金超2.9亿元，消费帮扶金额超2.5亿元，投放贷款逾15.3亿元，引入无 偿帮扶资金2.7亿元，培训各类人员11.6万人次；连续18年支持中华红丝带基金艾滋病防治项目，累计捐 赠资金5330万元，捐资成立美姑县民生银行红丝带爱心学校，支持在全国开展防疫校园情景剧展播、艾 防员培训、红丝带夏令营等活动；连续16年与北京市美疆助学基金会合作，在新疆多地中小学共建"民 生美疆班"，惠及近2万名师生，改善了边疆地区孩子们的学习条件；连续13年与中国光彩事业基金会合 作，开展西藏等地区先天性心脏病患儿救治项目，累计救治1391名先心病患儿，覆盖西藏、新疆、甘肃 等地区，促进了社会稳定和民族团结；连续11年与中国乡村发展基金会合作开展"ME 公益创新资助计 划"，累计捐赠资金1.27亿元，为275个创新公益项目提供资金 ...

在福建福州，邮储人早就开启"行走的银行"模式啦！水果摊前称两斤砂糖橘，蔬菜堆里聊两句行情，干 货店里帮打包年货……别误会，他们可不是在摸鱼采购，而是在干一件超酷的事——把银行服务"打 包"成新年年货，直接送货上门！ 早上八点，福州海峡副食品批发市场已进入"年货战斗模式"。满载海鲜、菌菇等干货的货车在市场通道 中穿梭往来，一件件货品从这里发往全市各大商超和市场，空气里满是节前的忙碌与期盼。 邮储银行福州闽侯马腾支行的小伙伴们穿梭在人群中，从2011年起支行便扎根于此，这个市场他们已经 逛了15年，市场里大半的摊主，他们都能脱口喊出名字。 今天，小编就跟上他们的脚步，解锁一份特殊的"逛市场指南"。 08:30 第一站 干货市场里的"码"上服务 "叮咚！微信收款986元。" 邮储银行的伙伴们每周都会来市场"打卡"两三回，商户们埋头做生意，他们就主动把减费让利的好政 策"塞"进他们的年货筐里。毕竟，对流水大、利润薄的批发行业来说，省下一分手续费，就是多挣一分 实在钱！ 14:10 第二站 蔬菜摊旁的"资金管家" 午后，转场海峡蔬菜批发市场。青椒还沾着露水，莴笋带着泥，三轮车在窄道里灵活穿行——这里的节 奏，就像农户们 ...

Core Viewpoint - The article highlights the successful collaboration between a high-tech company in Inner Mongolia and Minsheng Financial Leasing, which provided tailored financial solutions to support the company's expansion in the new materials sector, addressing both immediate funding needs and long-term growth potential [1][2][3]. Group 1: Company Overview - The high-tech company has invested 6.5 billion yuan in a new materials project, covering an area of 2.46 million square meters and establishing six production lines [1]. - The second phase of the project includes four production lines, with a daily input capacity of 850 tons, significantly enhancing production capacity and competitiveness [1]. - The company has developed a fourth-generation new material using desert sand and limestone, featuring zero formaldehyde and zero radiation, with a temperature stability range of -50℃ to 800℃ and A+ fire resistance [1]. Group 2: Financial Support and Impact - The second phase of the project is expected to generate an annual output value of 1.32 billion yuan and create over 5,000 jobs, facilitating entry into high-end sectors like aerospace and precision processing [2]. - Minsheng Financial Leasing provided a customized equipment financing lease solution of 50 million yuan, leveraging the company's existing equipment and core technology patents without requiring additional fixed asset collateral [2]. - The financing arrangement was completed in under two months, ensuring timely funding for the second phase of the project [2]. Group 3: Market Response and Future Outlook - The company has received significant interest at the Xiamen International Stone Fair, with over 300 inquiries and a 15% immediate cooperation intention from clients, including a large order from a South American distributor [3]. - Minsheng Financial Leasing aims to continue its focus on emerging industries, enhancing financial services through innovative products and efficient service systems to support the growth of the new materials sector and contribute to high-quality economic development [3].

Group 1 - The core theme of the event was "Full Power, New Journey," emphasizing the recognition of outstanding individuals and teams within Jinshang Bank for their contributions in the past year [1] - The awards ceremony highlighted the bank's commitment to high-quality development and the collective effort of its employees in various areas such as market expansion, product innovation, customer service, and compliance risk control [1] - Various awards were presented, including advanced units, advanced individuals, and special contribution awards, symbolizing the dedication and hard work of the recipients [1] Group 2 - The Chairman of Jinshang Bank, Hao Qiang, emphasized the importance of the qualities exhibited by the awardees, such as proactive change, courage to lead, and pursuit of excellence, as valuable spiritual assets for the bank [2] - Three calls to action were made for the future: empowering practical workers, encouraging bold innovation, and creating value based on actual performance [2] - Employees expressed their commitment to using the recognition as motivation to excel in their roles and contribute to the bank's ongoing development [2]