下一步，中银保险将进一步巩固党建引领型治理优势，走专业化、特色化、高质量发展之路，深入推进金融服务创新和社会责任践行，以实际行动诠释金融 报国使命、金融为民初心。 责任编辑：栎树 保险频道更多独家策划、专家专栏，免费查阅>> 作为中国银行集团最早成立党委的综合经营公司，中银保险传承中国银行红色基因，持续将党的政治与组织优势转化为公司改革与发展动能。建立党建引领 型公司治理体系，率先在中小财险公司中推动党建写入公司章程，建立"双向进入、交叉任职"体制机制，深化党的领导与公司治理有机融合，推进全面深化 改革工作，开展专业化特色化经营，坚守风险合规底线，在筑牢自身发展根基中，不断提升服务国家部署、集团战略和广大客户的能力和水平，做值得信赖 的财产保险公司。公司已连续五年登陆中国国际服务贸易交易会发布金融服务实体经济创新成果，连续四年获评中国"一带一路"再保险共同体颁发的保险业 服务"一带一路"建设相关奖项。 据了解，"国家治理创新经验"课题调研活动已连续举办十一届，是国家治理领域最具权威性和影响力的研究成果之一。本届课题调研活动共收到各类实践案 例材料1630余件，经过系统评审与实地调研，最终推选出典型案例30件。 ...

12月29日，云南省武定县猫街镇五拃甸村"两委"代表专程前往阳光人寿云南分公司，送上一封满载全村 村民心意的感谢信，就公司五年来持续大力支持乡村建设发展、为村民提供住院补充医疗保险等暖心举 措，表达最诚挚的谢意与最美好的祝福。 感谢信 阳光人寿云南分公司: 岁末情浓,温暖相伴。值此 2025年即将收官之际,五 和最美好的祝福! 一份保单,万千守护;一份保障,情系乡村。自2020 年以来,贵公司持续为我村全体村民赠送住院补充医疗保险, 以实实在在的行动守护着每一位村民的健康防线。2025年以 来,在贵公司的大力支持下,我村医疗保障体系更加健全, 全面 86人次获得 9.03万元的住院补贴;五年来我村累计已 有 233人次获得保险赔付,总赔付金额达 29.6万元,其中单 笔最高赔付 2.97万元,切实减轻了村民医疗负担,有效降低 了因病返贫、致贫的风险。这份沉甸甸的保障,不仅是经济 上的支持,更是精神上的慰藉,让村民看病更有底气,生活 更有盼头。 同时,贵公司还大力支持我村"最美庭院"评选活动, 22户家庭在评选中脱颖而出,波发群众内生动力,推动整治 提升村容村貌,激发了村民共建美好家园的热情,让村庄更 加整洁宜 ...

Core Viewpoint - The 20th Central Committee of the Communist Party of China emphasizes "building a safe China" as a crucial aspect of Chinese-style modernization, guiding the direction for security development in the new era [1] Group 1: Emergency Management and Community Support - The company has implemented an integrated work mechanism of "insurance, prevention, reduction, rescue, and compensation" to enhance its role as an economic stabilizer and social stabilizer [3] - During the first major snowfall of winter 2025, the company's claims specialists provided timely and professional services, receiving positive feedback from clients [3] - The company has mobilized party organizations to activate emergency plans and deploy teams to assist communities during disasters, effectively translating organizational advantages into disaster risk reduction [3][5] Group 2: Innovation and Technology Integration - The company is actively promoting the "Party Building + Innovation" model, establishing technology insurance centers to support local businesses with tailored insurance solutions [10] - A customized insurance plan for a humanoid robot was developed, showcasing the company's commitment to integrating financial tools with technological advancements [8][10] - The company has created a service network that includes a technology insurance center and specialized teams to enhance risk management in the tech sector [10] Group 3: Agricultural and Rural Support - The company has provided over 4.5 billion yuan in risk protection to more than 24,000 farmers and agricultural entities in Xinjiang, equating to nearly 180,000 yuan per household [13] - Innovative insurance products for agricultural sectors, such as tea oil insurance, have been introduced to support rural modernization [13][15] - The company is focused on ensuring food security and enhancing the welfare of rural communities through tailored insurance solutions [13] Group 4: Social Responsibility and Community Engagement - The company has launched initiatives to provide occupational injury insurance for gig economy workers, ensuring that policy benefits reach flexible workers [11] - In Tibet, the company has facilitated public liability insurance for disaster-affected areas, demonstrating its commitment to community welfare [8] - The company emphasizes the importance of integrating party policies with community needs to foster social stability and safety [11][15]

国家统计局公开数据显示，2025年1-11月份，社会消费品零售总额同比增长4%，增速不仅快于上年同期，也快于上年 全年。在这一宏观背景下，市场内部结构也在发生变化。 1月5日发布的《2025年百城"盒区房"消费力报告》（下称"报告"），结合2025年盒马在多地门店及入驻商圈的信息动 态、灼识咨询对零售商超及城市商圈的研究观察，以商超与城市的融合视角反映了过去一年新兴市场的消费图景。 报告首次发布"盒区房指数"，基于线下门店日均订单、笔单价及日均进店客流衡量盒马线下门店活跃度。其中，石家 庄指数飙升至171，徐州达到141，临沂达到127，均高于全国重点城市（一线及新一线城市）均值（基础计算指数 100）。 01 人口涌入与消费承接：新兴城市迎来增长新动能 报告显示，多个省会城市在经济提速的同时，也带动了人口的持续流入。在"强省会"战略与人口回流下，非一线城市 迎来新消费人群。他们的消费态度与消费抉择正在重构当地消费生态，也构成新兴城市消费力大爆发的内生动力。 据了解，盒马2025年在北京、深圳等一线城市持续增开门店的同时，也在积极布局新兴城市。盒马鲜生新进入了40个 城市，包含天津、石家庄、临沂、洛阳、南阳、 ...

Core Viewpoint - Xiamen's Industrial Bank is actively enhancing housing provident fund services for flexible employment groups, aiming to meet their housing needs and support new residents' aspirations for stable living conditions [1] Group 1: Policy Implementation and Service Optimization - The Industrial Bank of Xiamen has introduced a series of measures to optimize housing provident fund services for flexible employment individuals, focusing on policy dissemination, channel expansion, service quality improvement, and comprehensive financial integration [2] - The bank promotes provident fund policies through mainstream media and branch outlets, ensuring clear communication to the public [2] - The bank has streamlined account opening processes, established clear guidance at service counters, and created green channels to reduce customer waiting times [2] Group 2: Community Engagement and Outreach - The bank actively engages with relevant enterprises to provide housing provident fund information to flexible employment individuals and their employers, expanding service channels [2] - Regular community outreach activities are conducted to introduce policy benefits in various locations, including universities and business parks, targeting young professionals [2] Group 3: Customer Success Stories - A recent graduate, Chen, learned about the housing subsidy policy at a campus presentation by the bank and successfully opened a provident fund account, receiving a total of 2,000 yuan in subsidies [3] - Lin, a flexible employment individual, successfully purchased a two-bedroom apartment after learning about the provident fund policies through the bank's community activities and receiving assistance in account setup and subsidy applications [4] Group 4: Comprehensive Financial Services - The bank offers a range of financial products and services tailored to flexible employment individuals, including detailed introductions to provident fund loans and combination loan services [4] - The bank also provides consumer loans, credit cards, and savings and investment services to support various financial needs of customers [4] Group 5: Ongoing Customer Support - The Industrial Bank of Xiamen proactively assists flexible employment individuals who have interrupted their long-term contributions, ensuring continuity and personalized care in service delivery [5]

Core Insights - JD Fresh Supermarket's first store in Shijiazhuang has become a popular destination during the New Year holiday, with over 100,000 customers served in three days and an average daily foot traffic exceeding 30,000 [1][3][13] Group 1: Sales Performance - During the New Year consumption surge, JD Fresh Supermarket's total online and offline order volume increased by 100% year-on-year, with online orders rising by 180% [3][9] - The supermarket's various product categories saw significant sales growth, with vegetable category online sales up by 190%, and meat, poultry, and egg products increasing by 150% [9][13] - The bakery category continued its strong performance with online sales growing over 200%, highlighting the popularity of specific items like strawberry box cakes and durian mille-feuille cakes [9][13] Group 2: Customer Engagement - The supermarket's free tasting event featured over 40 tasting points across various product categories, generating high customer satisfaction and engagement on social media [5][7] - Many customers, after tasting products, added items to their shopping carts, leading to notable sales increases in popular items like freshly baked egg tarts and seasonal fruits [7][9] Group 3: Expansion Plans - JD Fresh Supermarket announced the opening of two new stores in Beijing and Shanghai before the Spring Festival, aiming to enhance its market presence in these regions [11][13] - The successful performance of the Shijiazhuang store serves as a replicable operational model for the upcoming stores, reinforcing the company's confidence in its expansion strategy [13]

Core Viewpoint - The collaboration between Xiaoyuan AI Learning Machine and the cultural program "Chinese Poetry Conference" marks a significant milestone in integrating technology with cultural education, aiming to enhance the appreciation of traditional Chinese poetry among youth through innovative AI-driven learning experiences [1][6]. Group 1: Strategic Collaboration - Xiaoyuan AI Learning Machine has become the exclusive industry partner for the tenth season of "Chinese Poetry Conference," representing the first deep collaboration between the program and an educational smart hardware brand [1][3]. - This partnership aims to explore the integration of technology in humanistic education and the transmission of Chinese classics in the context of the AI era [1][6]. Group 2: Technological Advancements - Xiaoyuan AI Learning Machine leverages advanced AI technology to create a personalized learning experience, offering comprehensive AI tutoring solutions that include learning plans, diagnostic assessments, and interactive learning [4][6]. - The device features a full-sensory interactive ecosystem, simulating a one-on-one tutoring experience with an "AI superhuman teacher," enhancing personalized learning through real-time questioning and visual explanations [4][6]. Group 3: Content Ecosystem - The Xiaoyuan AI Learning Machine integrates high-quality course resources across all educational stages, aligning with new curriculum standards and providing robust support for the cultivation of comprehensive literacy, including poetry learning [5][6]. Group 4: Cultural Engagement - The strategic collaboration has initiated the project "Xiaoyuan Poetry China Tour," which invites cultural figures to guide youth through classic poetry experiences, enhancing engagement through interactive AI features [7][8]. - Offline events like the "Xiaoyuan Youth Poetry Conference" have gained popularity across 54 cities, showcasing the integration of traditional games with technology to create an immersive cultural experience [8][10]. Group 5: Social Responsibility - Xiaoyuan AI Learning Machine has also engaged in philanthropic efforts by donating devices to rural schools, providing essential educational resources and personalized tutoring capabilities to underserved communities [8][10]. - The initiative reflects the company's commitment to using technology to promote cultural heritage and educational equity, serving as a model for future innovations in the education technology sector [10].

银行频道更多独家策划、专家专栏，免费查阅>> 责任编辑：小讯 为积极响应国家"双碳"战略，推动能源结构绿色转型，兴业银行厦门分行近日成功落地分行首笔光储充 一体化项目贷款。该项目集光伏发电、储能系统与充电设施于一体，构建起多能互补、高效协同的清洁 能源体系，为厦门市新能源产业发展注入新动能。 光储充一体化项目是当前新能源领域的重要创新实践。本笔业务所支持的项目建成后，预计年发电量将 超270万千瓦时，每年可节约标准煤超1000吨，减少二氧化碳排放超2700吨，环境效益显著。同时，该 项目还为所在园区车位配套充电桩及储能设备，通过智慧能源管理系统实现电能双向互动与动态调配， 有效提升新能源消纳能力，缓解电网负荷压力，为绿色出行提供坚实保障。 下阶段，兴业银行厦门分行将进一步深化绿色金融创新，探索更多"新能源+"场景应用，以金融活水浇 灌实体经济绿色转型，为厦门高质量发展贡献更多"兴"力量。 ...

下一步，实验室将聚焦四大方向：一是标准引领，开展风险机理溯源，打造"重庆标准、全国通用"的治 理样板；二是数据融合，研发专属风控模型，推动定价向"一机一策"精准跃升，助力企业降本增效；三 是科技赋能，利用AI构建"事前画像、事中预警、事后处置"全流程闭环，强化主动避险；四是生态共 建，搭建政企学研开放平台，凝聚产业合力，护航低空经济高质量发展。 12月30日上午，在重庆市发展改革委、重庆金融监管局的指导下，由全国首个低空经济共保体发起的风 险减量实验室在重庆正式揭牌。低空经济共保体于8月9日由19家重庆当地商业保险公司共同成立，风险 减量实验室的成立是该共保体运行4个月以来迎来的又一里程碑。 据悉，该实验室由低空经济共保体理事长单位人保财险牵头筹建，聚焦低空产业链全生命周期风险治 理，致力于开展理论课题研究、风险机理溯源、行业标准制定、数据价值挖掘及智能风险减量服务创 新。实验室通过构建"产学研用"深度融合的创新生态，有效破解产业发展中的安全痛点，为低空经济提 供全链条风险解决方案，着力打造成为具有全国影响力的低空安全治理策源地与产业发展助推器。 揭牌当天，低空经济共保体成员单位、行业协会、高校科研院所、科技 ...

Core Insights - The launch of the 2026 national subsidy program has led to a significant increase in consumer interest in purchasing home appliances, with innovative delivery methods such as robot-assisted delivery enhancing customer experience [1][3][5] Group 1: National Subsidy Program - Starting January 1, 2026, consumers can receive a subsidy of 15% on the purchase price for various electronic products, with a maximum subsidy of 500 yuan for certain items and 1500 yuan for major appliances [3][4] - Consumers can save up to 11,000 yuan cumulatively across ten categories of home appliances and digital products, with additional discounts available through trade-in programs and coupons [4] Group 2: Company Initiatives - JD.com has invested heavily in ensuring the effective implementation of the national subsidy program, with significant resources allocated to logistics, customer service, and marketing to enhance consumer experience [5] - The company has introduced a comprehensive service model that includes free old appliance pickup, dismantling, and transportation, as well as on-site activation for new devices [5] Group 3: Consumer Experience - The first delivery under the national subsidy program featured a combination of human and robot delivery, which has been well-received by consumers, enhancing the overall shopping experience [1][3] - JD.com aims to continue improving the consumer experience by providing a seamless integration of various subsidy programs and ensuring efficient service delivery [5]