今日早间，小米公司就"两起汽车起火事件"发布通报。 小米公司发言人官微1月20日发文称， 2026年1月19日，海南海口一汽车维修店出现火情一事， 现将我们了解的信息同步如下： 17点30分车辆进入驻车状态，主副驾离车。17点34分，前排座椅发生移动。17点37分，车内出现火情。截至车辆离线数据中断前，动力 电池均处于正常状态。随后现场火情已由消防部门及时扑灭，没有造成人员受伤。 此外， 1月19日下午16点03分， 在河南开封市尉氏县蔡庄镇S83兰南高速上， 一辆小米YU7发生意外交通事故。 经初步核实，事故发生 前车辆处于人驾状态，正常行驶，右侧货车危险并道，因雪地路滑，驾驶员避让不及发生碰撞，对方未停车驶离现场。 发生事故后，车辆前部受损，驾驶员正常停靠应急车道，车内驾乘人员及时撤离，无人员伤亡。截止16点14分车辆离线前，动力电池与小 电池状态均处于正常范围内。后车辆发生起火出现明火，现场火情已由消防部门及时扑灭。 我们正全力配合消防部门及交管部门开展后续调查工作，全力协助用户处理相关事宜。感谢大家的关心，在此也呼吁广大车主、媒体及公众 朋友，不信谣、不传谣。 ...

以下文章来源于科创板日报 ，作者史正丞 科创板日报 . 专注科创板和科技创新，上海报业集团主管主办，界面财联社出品。 韩国存储牛股SK海力士近日再度成为网友们关注的焦点，这次是因为即将落地的丰厚年终奖金。 作为背景，SK海力士在去年9月的劳资谈判中，同意取消"利益分享金"（PS）最高不超过基本工资10倍的限制，改为 将营业利润的10%作 为奖金发放 。其中80%会在本月29日公布业绩后发放，剩余20%将在两年内每年发放10%。 按照市场预期，在存储浪潮起势的2025年， SK海力士有望录得近45万亿韩元的营业利润 。 按照近3.3万员工分享4.5万亿韩元计算，相当 于 人均1.35亿韩元 。即便在韩元持续贬值的当下， 这笔钱仍 相当于人民币63.86万元 。 SK海力士也将在本月底发放"生产鼓励金"（PI），大概率将按照基本工资150%的上限发放。该公司每年上、下半年各发放一次PI，当营业 利润率达到30%以上会设定为150%。 据悉，SK海力士已经通知员工，可以将PS奖金的一部分以公司自家股票的形式领取，选择比例在10%至50%之间，以10%为单位。持有这 些股票满一年的员工，可以获得相当于购买金额15%的 ...

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Core Viewpoint - The Ministry of Finance and other departments have released multiple documents aimed at enhancing consumer loans, private investment, and support for small and micro enterprises, with a focus on stimulating domestic demand and consumption [1]. Group 1: Support for Small and Micro Enterprises - A loan interest subsidy policy for small and micro enterprises has been implemented, with a maximum loan amount of 50 million yuan and a subsidy rate of 1.5% for loans issued from January 1, 2026, for a maximum period of 2 years [33][34]. - The policy aims to support investments in key industries such as new energy vehicles, medical equipment, and artificial intelligence, among others [33]. - The government will cover 90% of the subsidy costs, while local governments will cover the remaining 10% [34]. Group 2: Consumer Loan Subsidy Policy - The personal consumption loan subsidy policy has been extended until December 31, 2026, allowing for a 1% subsidy on eligible loans [25][26]. - The policy now includes credit card installment payments and removes previous limits on subsidy amounts, enhancing accessibility for consumers [27]. - The Ministry of Finance will collaborate with various financial institutions to ensure effective implementation and monitoring of the subsidy program [28]. Group 3: Equipment Upgrade Loan Subsidy Policy - The equipment upgrade loan subsidy policy has been expanded to include a wider range of industries, with a subsidy rate of 1.5% for loans issued for equipment upgrades [19][20]. - The policy will support sectors such as construction, aviation, and digital technology, promoting high-end and green equipment upgrades [20]. - The implementation period for this policy is set until December 31, 2026, with potential extensions based on effectiveness [19]. Group 4: Private Investment Guarantee Plan - A special guarantee plan for private investment has been established with a total quota of 500 billion yuan, aimed at enhancing financing support for small and micro enterprises [11][13]. - The plan will cover loans for various activities, including equipment purchases and business renovations, with a risk-sharing mechanism where banks bear at least 20% of the loan risk [14]. - The government will reduce guarantee fees and increase the guarantee limits for eligible projects, encouraging more private sector investment [15][16].

Group 1 - The article emphasizes the importance of timely and professional information analysis in investment decision-making, focusing on extracting investment value from significant events and analyzing industry chain companies [1] - The company has established the world's first 12-inch automotive-grade chip CIS packaging production line, serving notable clients such as Sony and OmniVision [1] - The subsidiary supplies optical products to international giants in the lithography machine sector, indicating strong partnerships and market positioning [1] Group 2 - The collaboration with NXP to develop GaN products for use in Tesla vehicles highlights the company's innovative capabilities and strategic alignment with leading automotive technology [1]

Core Viewpoint - The Ministry of Finance has extended the implementation period of the personal consumption loan interest subsidy policy until the end of 2026, aiming to boost consumer spending and reduce the cost of personal consumption credit [1][2]. Group 1: Policy Adjustments - The personal consumption loan interest subsidy policy will now be effective from September 1, 2025, to December 31, 2026, allowing residents to enjoy subsidies for eligible consumption during this period [1][2]. - The policy will be reviewed for potential further extensions based on its effectiveness after the expiration date [1][2]. Group 2: Support for Consumption - The policy encourages innovation in consumer finance, supporting financial institutions in creating new credit products and enhancing collaboration with offline and online platforms to expand the reach of the subsidy [2]. - The scope of the subsidy will be broadened to include credit card installment payments, with an annual subsidy rate of 1% [3]. Group 3: Subsidy Standards and Coverage - The previous limits on the maximum subsidy amount per transaction (500 yuan) and the cumulative subsidy limit per borrower (1,000 yuan) have been removed, while maintaining an annual cumulative subsidy cap of 3,000 yuan per borrower at a single financial institution [3]. - The policy will now include a wider range of financial institutions, such as city commercial banks, rural cooperative financial institutions, foreign banks, consumer finance companies, and auto finance companies [3]. Group 4: Financial Management and Oversight - The subsidy funds will be allocated using a "pre-allocation + settlement" method, with financial institutions required to submit their funding needs by January 31, 2026 [4]. - Provincial financial departments will verify and compile the funding requests and submit them to the Ministry of Finance by February 28, 2026 [4]. - The Ministry of Finance will allocate the subsidy funds in the first quarter of 2026 and conduct a settlement after the policy period ends [4]. Group 5: Supervision and Compliance - Provincial financial departments are tasked with simplifying the subsidy fund allocation process and ensuring efficient use of funds [5]. - Financial institutions must enhance their internal systems to improve the identification of consumer information and monitor the use of loans [6]. - Institutions are required to report on the execution of the subsidy policy, including loan issuance and subsidy amounts, on a monthly basis [6].

国家发改委环资司司长王善成20日在国新办新闻发布会上表示，消费品以旧换新方面，将打击违法行为，严格执行审核，精准识别各类违法违规行 为，严格价格管理，对于骗补套补、先涨后补等行为，发现一起、查处一起、曝光一起、打击一起。 ...

王昌林表示， 着力解决群众急难愁盼，民生福祉实现新提升。面对人民群众新期待，我们进一步加强普惠性、基础性、兜底性民生建设，努力促进 高质量充分就业，全年城镇调查失业率平均为5.2%，有序实施育儿补贴制度，逐步推行免费学前教育，推动优化节假日安排，让千家万户有实打实 的获得感，以惠民生为牵引，打开发展新空间。 国务院新闻办公室今日上午10时举行新闻发布会，请国家发展改革委副主任王昌林介绍落实中央经济工作会议精神，推动"十五五"实现良好 开局有关情况，并答记者问。 王昌林在会上表示，2025年经济社会发展主要目标顺利完成，经济运行稳中有进，发展韧性进一步彰显，民生政策更有温度，交出了一份高 质量答卷。 ...

正在谋划推进一批"十五五"时期高技术产业标志性引领性重大工程 国家发展改革委国民经济综合司司长周陈表示，展望2026年，我国经济结构将持续向优，发展动能持续向新，整体发展态势持续向好。从点上看， 新技术、新产品、新场景将蔚然成势，目前发改委正在谋划推进一批"十五五"时期的高技术产业标志性引领性重大工程；从线上看，创新链、产业 链、人才链加速融合。2025年我国的数字经济增加值有望达到49万亿元，占GDP比重约35%，未来将创造出更大的市场空间。从面上看，动力源地 区创新引领作用持续增强。目前我国拥有24个全球百强的创新集群，数量连续位居世界第一。 将研究制定出台2026年—2030年扩大内需战略实施方案 国家发改委副主任王昌林20日在国新办新闻发布会上表示，CPI、PPI实现双回升，下一步，总量方面，要实施更加积极的财政政策和适度宽松的货 币政策，把促进物价回升作为货币政策的重要考量，发挥存量政策和增量政策的集成效率，推动形成经济增长和物价回升的良性互动。 研究设立国家级并购基金 加强政府投资、基金布局规划 国家发改委副主任王昌林20日在国新办新闻发布会上表示，要发挥好国家创业投资基金行业标杆作用，研究设立国 ...

Core Viewpoint - The Shenzhou 20 spacecraft experienced a delay in its return due to a crack in the window caused by suspected impact from small space debris, leading to a series of tests in orbit before its eventual return in an unmanned state [1][2]. Group 1: Unmanned Return vs. Manned Return - The Shenzhou 20 spacecraft's return was conducted in an unmanned mode, relying entirely on ground commands, unlike previous manned returns which involved astronaut manual operations [3]. - The Beijing Aerospace Flight Control Center re-evaluated all flight control plans for the unmanned return, ensuring the spacecraft's stability and conducting thorough inspections before the return [3]. Group 2: Window Repair Process - The window of the Shenzhou spacecraft consists of a three-layer composite glass structure, with the outer layer designed to withstand temperatures exceeding 1000 degrees Celsius during re-entry [5]. - After discovering a penetrating crack in the outer layer, the crew switched to Shenzhou 21 for return, and an internal reinforcement plan was implemented to enhance safety [5]. - The Shenzhou 22 spacecraft delivered a specialized device to the space station to improve the thermal and sealing capabilities of the Shenzhou 20 return capsule, which successfully landed with its exterior intact and cargo undamaged [5]. Group 3: Importance of Windows - The windows on the spacecraft serve critical functions beyond observation, including ensuring astronaut safety during emergencies and acting as a backup for attitude determination in case of system failures [6][10]. Group 4: Returned Cargo - The Shenzhou 20 spacecraft returned with a record amount of cargo due to the absence of three astronauts, including an over-aged extravehicular spacesuit and several large items from the space application system [9]. - The extravehicular suit, which has been used by 11 astronauts across 8 missions, is expected to contribute to lunar suit research and may be publicly displayed after fulfilling its scientific mission [9].