Core Viewpoint - The recent update of the digital RMB App to version 1.2.0 focuses on enhancing user experience through a redesigned homepage, improved wallet management, and optimized hard wallet functionality, making transactions more convenient and user-friendly [1][3][4]. Group 1: App Features and Updates - The updated version allows users to customize their wallet display on the homepage and rearrange wallet order according to their preferences [3]. - A new "store in bank" feature has been added, enabling users to deposit digital RMB into their bank accounts, although this requires wallet upgrades and bank card binding [3]. - The wallet's back page now clearly displays functions such as transaction records, wallet upgrades, and bank card management, simplifying user navigation [3][4]. Group 2: Market Impact and User Experience - The updates reflect the digital RMB's commitment to market engagement and user experience, aiming to enhance app usage and consumer spending [4][6]. - Analysts suggest that the continuous improvements in the digital RMB App will help expand its trial scope and increase financial service inclusivity, thereby laying a foundation for broader application in the future [6]. - Since its pilot launch in early 2022, the app has undergone multiple updates to improve accessibility, account management, and overall design, indicating a responsive approach to user feedback [4][5].

6月10日，首届中国航空金融支付论坛开幕，如何加速航空支付体系现代化、建构数字人民币航空支付 新生态，成为重要议题。 比如，通过引入金融网关（IFG）和IATA Pay等先进解决方案，简化流程、提升效率、降低成本，加速 行业数字化转型。同时，助力航空公司利用现代航空零售（Modern Airline Retailing）模式重掌产品、 资金和数据主导权，迈向100%报价与订单体系（100% Offers & Orders）；并鼓励中国航司使用BSP结 算NDC销售，释放规模效应，实现更大商业价值。 此外，国际航协也在持续推动支付领域的标准化与合规建设，推动制定统一标准与操作流程，营造公 平、透明的市场环境。 "我们致力于推动航空金融支付领域的创新与合作，为航空公司提供更优的服务与产品，优化成本结 构，提升运营效率和盈利能力。"国际航协地区副总裁-北亚区兼国际航协北京办事处首席代表解兴权博 士表示。 主流判断认为，航空支付的革新势在必行。中国市场正呈现"全渠道融合"的积极趋势，即航空公司通过 整合直销平台、分销渠道与支付工具（如移动支付、银行卡、数字人民币等）之间的数据与服务界限， 逐步实现线上线下（30095 ...

著名经济学家宋清辉从监管等角度建议，中国应积极与各国监管机构合作，建立有效的反洗钱、反恐 怖融资机制，确保数字人民币跨境交易合规性，防止其被用于非法活动。事实上，数字人民币跨境交 易涉及不同国家的法律，需明确法律管辖权，建立有效的争议解决机制。在保障用户隐私前提下，还 须注意与各国监管机构建立必要的信息共享机制，以便开展有效监管。 上海金融与发展实验室特聘研究员邓宇表示，在新形势下如何加快推动CBDC研发与应用场景扩大，在国际竞争 中获得更多话语权，是许多新兴经济体面临的共同问题。目前在CBDC跨境支付全球统一监管，CBDC与当前国际 货币体系融合或竞争，以及隐私保护、互操作性访问等关键问题仍待解决。 邓宇补充说，迄今为止，金融稳定委员会（FSB）、世界经济论坛（WEF）、国际清算银行（BIS）、国际货币基 金组织（IMF）等国际金融组织，及全球主要央行对于CBDC跨境互联存在的技术风险、治理风险和监管问题仍处 初步探索阶段。未来需继续深化国际合作，扩大CBDC跨境互联测试的深度与广度，将CBDC跨境应用与国际监管 纳入议程。他并指："要实现CBDC有序发展和良性竞争，势必要开展国际监管合作，避免CBDC'碎 ...

北京商报讯（记者 刘四红）数字人民币试点再现新进展，6月9日，北京商报记者注意到，据福州市人民政府官网，全国统一规范电子税务局数字人民币支 付场景已在福建地区上线，并实现首单新电子税务局移动端数字人民币缴税业务落地。 另外江苏省南京市税务部门也有举措，其中便实现数字人民币在退税场景中的应用，并获得市民的广泛好评，"数字人民币退税更加方便快捷，以后办理业 务又多了一种选择！"据介绍，南京达泽化工贸易有限公司通过电子税务局申请了出口退税并选定数字钱包作为退税账户，应退税款次日就直接退至公司的 数字钱包账户，流程更快、体验更优、隐私性更强。 再将视野看向西南，四川省税务局同样曾大刀阔斧改革创新，打造了离境退税数字人民币办理模式，实现离境退税"即买即退"，在此前大运会中为无数外国 运动员和游客带来了便利。 据悉，数字人民币缴税是2023年"便民办税春风行动"的重要举措，作为一种新型的税费支付方式，能满足企业、个人多元化缴退税费的需求，是对现有缴退 税费方式的有力补充。数字人民币缴税，不仅仅是简单转变了支付方式，更具有实时到账、零手续费、法律保障性更强等优势。 素喜智研高级研究员苏筱芮表示，数字人民币+税务的试点新进展 ...

Core Insights - The successful issuance of a data intellectual property pledge loan in digital RMB by Zhejiang International Oil and Gas Trading Center marks the first instance of such a loan in Zhejiang Province, highlighting the innovative application of digital currency in financing [1][2] - This initiative aligns with national strategies for digital economy development and the promotion of digital RMB, reflecting the rapid growth of the digital economy in Zhejiang Province [1][2] Group 1: Company Initiatives - Zhejiang International Oil and Gas Trading Center has actively responded to national and provincial calls to enhance data elements and explore their potential value [1] - The center has developed a "Zhoushan Price" index system since 2021, focusing on the release of price indices related to bonded fuel oil [1] Group 2: Financial Innovation - The pledge financing focuses on key outcomes of the "Zhoushan Price" system, specifically the "China Zhoushan Low Sulfur Fuel Oil Bonded Bunker Supply Quotation Data" and two other price indices [1] - The loan was issued in digital RMB, demonstrating the value of data elements as assessed by the China Construction Bank's Free Trade Zone branch [1] Group 3: Future Prospects - The successful issuance of the digital RMB data intellectual property pledge loan is seen as a significant step in activating the potential of data elements and enriching the application scenarios of digital RMB in bulk commodity settlements [2] - The center plans to leverage this success to further explore and expand the application scenarios of digital RMB in bulk commodity trading, enhancing its platform capabilities and financial service offerings [2]

Group 1 - The stock price of Chutianlong (003040) increased by 10.18% this week, closing at 15.58 yuan, with a total market capitalization of 7.184 billion yuan [1] - The company experienced a significant increase in the number of third-generation social security card holders, growing from 267 million in 2022 to 487 million by October 2024, indicating a penetration rate of 35% [2] - Chutianlong's revenue is expected to decline in 2024 compared to the previous year, but the company plans to focus on embedded security products, smart hardware, software and services, and digital RMB business in 2025 [3] Group 2 - On June 5, Chutianlong executed five large transactions at a discount of 11.23%, totaling 14.5711 million yuan [2][5] - The company launched the "Shubizhi Jiao" innovative payment solution, facilitating the issuance of the first nationwide interoperable digital RMB co-branded wallet for transportation [2][5] - The company's first extraordinary general meeting of shareholders in 2025 was successfully held, where four resolutions were passed with a high approval rate [4][5]

Core Insights - The launch of the "Digital Human" project at Shennongjia Scenic Area marks a significant step in the digital transformation of the cultural tourism industry, aiming to provide a more personalized and intelligent travel experience for visitors [1][5]. Group 1: Project Overview - The "Digital Human" project is supported by technology from Huitao Jinyuan and aims to offer 24/7 online tour guide services, intelligent Q&A, and personalized itinerary recommendations [1][3]. - Shennongjia is recognized as a famous natural ecological tourism destination in China, with rich natural resources and cultural heritage [1]. Group 2: Technological Integration - The "Digital Human" technology integrates artificial intelligence, big data analysis, and virtual reality, enabling it to simulate human language and behavior for natural interaction with tourists [3]. - The technology can provide precise recommendations based on tourists' interests and real-time needs, enhancing the overall travel experience by offering historical knowledge, weather updates, and transportation information [3]. Group 3: Strategic Goals - The introduction of the "Digital Human" is not only aimed at improving service quality but also at attracting younger generations of tourists, revitalizing the ancient Shennongjia in the digital age [5]. - The collaboration between Shennongjia Scenic Area and Huitao Jinyuan will continue to explore more innovative applications in the digital cultural tourism sector, enhancing the visitor experience and positioning Shennongjia as a world-class digital tourism destination [7].

Core Insights - JD's new digital employee, the JD High-End Digital Person, represents a 3.0 version of personalized customization aimed at enhancing brand live streaming experiences, outperforming human hosts in understanding consumer pain points and engagement [1][5] - The MCM brand, known for its luxury products, benefits from the advanced capabilities of the JD High-End Digital Person, which enhances product detail presentation and user engagement, leading to a threefold increase in viewer retention during live streams [1][3] Group 1 - The JD High-End Digital Person is designed to meet specific brand needs, featuring natural human-like movements, refined audio quality, and precise lip-syncing, achieving a level of realism that can surpass some human hosts [1] - The dual digital hosts in MCM's live streaming effectively showcase the latest fashion items, with high-definition visuals capturing intricate details such as the shine of chains and texture of materials [3] Group 2 - The immersive shopping experience created by the JD High-End Digital Person strengthens MCM's premium brand image while facilitating consumer decision-making through a seamless "discovery-interaction-conversion" process [5] - As consumer expectations for live content quality rise, and brands increasingly seek efficient, high-quality live streaming solutions, the JD High-End Digital Person is positioned to become a standard feature for high-end brand live broadcasts [5]

Core Viewpoint - The integration of digital technology and traditional Huangmei opera is being actively pursued by Anqing Normal University, aiming to enhance the preservation, transmission, and innovation of this cultural heritage through various technological means [1][3][5]. Group 1: Digital Preservation and Innovation - Anqing Normal University has established a digital resource library for Huangmei opera since 2012, utilizing digital media technology for preservation and transmission [1]. - The Huangmei opera laboratory has developed a virtual reality museum system and virtual simulation teaching courses to explore digital preservation methods [1][3]. - The team is leveraging AI and digital media to create intelligent digital personas and interactive exhibits that engage visitors and enhance their understanding of Huangmei opera [2][3]. Group 2: Cultural Integration and Tourism - The integration of Huangmei opera elements into AR experiences and cultural tourism is being explored, with collaborations established with over 20 scenic spots in cities like Hangzhou and Anqing [4]. - The team is developing a digital script tour that combines Huangmei opera with local cultural stories, enhancing visitor engagement through interactive experiences [4]. - A dual online and offline tourism model is being implemented, allowing users to experience Huangmei opera through virtual tours or immersive role-playing games [4]. Group 3: Future Directions - The team aims to create a sustainable ecosystem for the innovative development of Huangmei opera by combining traditional elements with advanced technology [5]. - Future efforts will focus on cross-industry collaboration, content innovation, and talent cultivation to further enhance the role of AI in the preservation and development of traditional operas [5].

Core Insights - The digital yuan pilot has surpassed ten million application scenarios, marking a significant step in China's legal digital currency development and showcasing the country's financial technology innovation strength [1][3]. Group 1: Application Scenarios - Since the launch of the digital yuan pilot, its application has expanded from basic areas like retail payments and public service fees to various dimensions including transportation, healthcare, education payments, and enterprise trade settlements [3]. - The breakthrough of over ten million pilot scenarios indicates that the digital yuan has deeply integrated into various sectors of the economy, becoming a crucial force in promoting the integration of the digital economy with the real economy [3]. Group 2: Ecosystem Development - The application ecosystem of the digital yuan is continuously enriching, with diverse participants such as financial institutions, technology companies, merchants, and consumers collaboratively building an open, cooperative, and win-win ecosystem [3]. - Banks are enhancing digital yuan wallet services to improve user experience, while technology companies leverage advanced technologies like big data, cloud computing, and blockchain to provide secure and efficient support for the circulation and application of the digital yuan [3]. Group 3: Cross-Border Applications - The exploration of cross-border applications of the digital yuan is steadily advancing, with its importance as a new tool for cross-border payments becoming increasingly prominent amid the acceleration of global digitalization [5]. - China is actively participating in international digital currency cooperation and standard-setting, promoting the application of the digital yuan in cross-border trade, investment, and financial transactions [5]. Group 4: Financial Inclusion and Security - The promotion of the digital yuan enhances financial inclusion and deepens efforts in anti-money laundering and counter-terrorism financing, reducing payment costs and improving efficiency, particularly benefiting remote areas and vulnerable groups [5]. - The traceability of the digital yuan serves as a powerful tool against financial crimes, contributing to the stability and security of financial markets [5]. Group 5: Future Outlook - With ongoing technological advancements and continuous expansion of application scenarios, the digital yuan's ecosystem is expected to become more comprehensive, further highlighting its role in economic development, financial service enhancement, and financial security maintenance [5].