股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年3月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中國人民保險集團股份有限公司 呈交日期: 2025年4月1日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01339 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 8,726,234,000 | RMB | | 1 RMB | | 8,726,234,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 8,726,234,000 | RMB | | 1 RMB | | 8,726,234,000 | | 2. 股份分類 | 普通股 | 股份類別 ...

转自：北京日报客户端 日前，A股五大上市险企——中国人保、中国人寿、中国平安、中国太保、新华保险，2024年业绩已经 披露完毕。总体来看，2024年，五家险企合计实现归母净利润3475.71亿元，同比增长77.7%。其中，中 国人寿、中国太保、新华保险净利润均创历史新高。 具体来看，中国人保、中国人寿、中国平安、中国太保、新华保险2024年归母净利润分别为428.69亿 元、1069.35亿元、1266.07亿元、449.60亿元、262.29亿元，较上年同期分别增长88.24%、108.92%、 47.79%、64.95%、201.07%。多家险企分析认为，净利润同比大增背后，是资本市场回暖推动投资收益 提升所致。2024年，五家上市险企总投资收益率都超过了5%。 中国人寿副总裁 刘晖：2024年的投资业绩的确比2023年同比提升了3个百分点，创下近年来的新高，在 权益市场低迷的时候也能够坚定地入市，仅在2024年全年净加仓超过1000亿元，权益投资收益取得了很 好的增长。 新华保险董事长 杨玉成：拟向全体股东派发2024年末期现金股利每股1.99元，全年合计拟派发现金股利 78.9亿元，比去年派息金额增加 ...

南方财经全媒体记者 林汉垚 北京报道 截至2025年3月31日，A股五家上市险企——中国人寿、中国平安、中国人保、中国太保、新华保险已全部完成2024年业绩披露。 整体来看，上述五家险企2024年合计营业收入达27161.08亿元，较去年增长19.79%；合计获得归母净利润3476亿元，较去年增长 77.72%。其中，中国人寿、中国太保、新华保险净利润均突破历史峰值，中国人寿以1069.35亿元净利润首次跨越千亿门槛，新华保险 则以201.07%的增速领跑行业。 面对后市，多家险企表示，将继续加码权益市场投资，同时为应对低利率环境下的利差损风险，正大力推动浮动收益型产品发展。 投资推动经营业绩高速增长 | 公司名称 | | 营业收入 | | | 归母净利润 | | | --- | --- | --- | --- | --- | --- | --- | | | 2024 | 2023 | 同比变化 | 2024 | 2023 | 同比变化 | | 中国人寿 | 5285.67 | 4050.40 | 30.50% | 1069.35 | 511.84 | 108.92% | | 中国人保 | 6219.72 | ...

Core Viewpoint - China Pacific Insurance (CPIC) has achieved a significant milestone by being upgraded to an AA rating in the MSCI ESG ratings for 2025, marking the highest level for domestic insurance companies and reflecting its strong performance in sustainable development and ESG management [3][4]. Group 1: ESG Rating and Recognition - MSCI ESG ratings are recognized as one of the most influential ESG evaluation systems globally, widely used by international investors for investment decisions [4]. - CPIC has demonstrated outstanding performance in environmental, social, and governance aspects, particularly in corporate governance, financial accessibility, and human development, positioning itself as an industry leader [4]. Group 2: ESG Work System Improvement - CPIC is continuously enhancing its ESG work system by establishing a Green Finance Committee and a dedicated ESG office to coordinate green finance and ESG management efforts [5]. - The company has developed a comprehensive green finance management framework and an annual work plan for 2024-2027, along with an innovative information management system for ESG [5]. Group 3: Innovation in Green and ESG Financial Products - CPIC has pioneered several ESG financial products, including the first photovoltaic power sales credit compensation insurance and biodiversity insurance, to support carbon sequestration efforts [6]. - In 2024, CPIC is expected to provide risk coverage amounting to 184 trillion yuan and support green investment projects totaling 100.4 billion yuan [6]. Group 4: Corporate Social Responsibility - CPIC actively integrates into the socio-economic development landscape, enhancing agricultural insurance and supporting rural revitalization, with a coverage of 18.18 million new citizens [11]. - The company has participated in disaster relief efforts, responding to 255 major disaster claims and expanding its insurance coverage to over 400 million people across 20 provinces [11]. Group 5: Green Operations and Sustainability - CPIC is committed to green operations by implementing paperless offices and constructing green data centers, achieving a reduction in energy consumption [13]. - The company has promoted electronic policies, with over 920 million electronic policies downloaded and a 95.3% issuance rate for auto insurance [13]. Group 6: Future Directions - CPIC aims to strengthen its role in promoting green finance, innovate financial products, and enhance its service system to support green, low-carbon, and circular economies [14].

迎来"最强盈利"财报季，如何分红派息却成了上市险企的新难题。 新金融工具会计准则下，上市险企净利润、净资产及股东分红率等核心财务指标的不确定性提升。相较旧 准则，新准则下上市险企的净利润表现与资本市场表现出更强的相关性，单一年度的净利更加难以反映保 险公司特别是寿险公司长期负债经营的真正价值。在净利润波动加大的情况下，如何管理财务波动和制定 稳定可持续的分红政策，是需要解决和应对的课题。 "最强盈利"下的分红难题 据券商中国记者统计，中国平安、中国人寿、中国太保、中国人保、新华保险2024年合计实现归母净利 润3476亿元，同比大增77.7%，迎来了"盈利最强"财报季。 在2024年净利润大增的情况，险企分红也相当大手笔。统计显示，五大上市险企合计分红907.89亿元， 同比增长超两成，分红数额亦创新高。 在五家险企中，新华保险的分红被多份研报认为超出预期。在2024年盈利增加201%的情况下，该公司分 红比例保持在不低于30%的水平上，2024年全年合计拟派发股利78.93亿元，同比大幅增加近200%，分 红接近2023年全年净利润。这一分红方案随之受到资本市场正向反馈。 不过，新华保险2024年分红对其偿 ...

过去一年，中国人保经营业绩高速增长，高质量发展有序推进。 长江商报消息 ●长江商报记者 沈右荣 中国人保（601319.SH，01339.HK）交出了一份历史上最好的业绩答卷。3月27日晚，中国人保披露了 2024年年度报告。公司全年实现保险服务收入5377.09亿元 ，同比增长6.7% ；原保险保费收入6930.15 亿元 ，同比增长4.7%。当年，退保率为3.60%，为近10年来最低水平。 2024年，公司实现营业收入6219.72亿元，同比增长12.45%；归属母公司股东的净利润（以下简称"归母 净利润"）428.69亿元，同比增长88.24%。营收净利均创历史新高。 长江商报记者发现，归母净利润大幅增长，与投资收益十分可观相关。2024年，公司耐心资本、战略资 本的效应显现时，投资收益高达821.63亿元，创了历史新高，同比增长逾80%。 中国人保"保险+科技"深化融合发展，科技金融质效不断提升。科技保险承担保险责任金额31万亿元 ， 保障高新技术企业12万家。 截至2024年，中国人保专业技术人员11.85万人，是营销与推销人员的2倍多。 投资收益助净利创新高 根据年报，2024年，中国人保业务发展 ...

Core Viewpoint - Agricultural insurance plays a crucial role in supporting the "three rural issues" and contributes significantly to the sustainable development of agriculture and the implementation of rural revitalization strategies [1]. Group 1: Policy Implementation - China People's Insurance Group (China PICC) is actively implementing the requirements of the Central Document No. 1, focusing on agricultural insurance as a key service for the "three rural issues" [2]. - China PICC has established a task list and regularly supervises progress to ensure the timely and high-quality completion of key tasks and indicators related to rural revitalization [2]. - The company is enhancing its product development and local government collaboration to ensure the effective implementation of comprehensive cost insurance and income insurance policies [2]. Group 2: Insurance Coverage and Expansion - In 2024, China PICC expanded its coverage of major grain comprehensive cost insurance and income insurance to 29 provinces and cities, insuring 320 million mu (approximately 21.33 million hectares) with a total insured amount increasing by 23% year-on-year [3]. - The company reported that compensation for major grains such as corn, wheat, and rice reached over 6.5 million mu (approximately 433,333 hectares), reflecting a year-on-year growth of over 8% [3]. Group 3: Development of Specialty Agricultural Insurance - China PICC is committed to developing specialty agricultural insurance to support local agricultural industry development, aligning with the Central Document No. 1's call for a multi-tiered agricultural insurance system [4]. - The company aims to promote high-quality and diversified supply of important agricultural products by focusing on local specialty resources and supporting the development of unique agricultural products [4]. Group 4: Collaboration with Local Governments - Local governments are increasing support for agricultural insurance participation in local advantageous and specialty agricultural and rural industry construction [5]. - China PICC plans to strengthen collaboration with local policies and utilize a variety of insurance products to ensure stable supply and pricing of agricultural products, contributing to rural revitalization [5]. Group 5: Innovative Insurance Models - China PICC is exploring the "Agricultural Insurance +" model to enhance financing and expand the depth and breadth of financial services for agriculture [6]. - The company has been running the "Insurance + Futures" project in Gansu Province since 2017, covering 20,000 fruit farmers and insuring 55,600 acres of apple cultivation, significantly benefiting local farmers [6]. Group 6: Green Transformation in Agriculture - China PICC is integrating into the national "dual carbon" goals by promoting ecological green insurance products such as forest insurance and carbon sink insurance [6]. - The company aims to provide insurance coverage for various carbon-sequestering assets and accelerate the development of ecological carbon sink insurance to support the green transformation of agriculture [6]. Group 7: Future Trends in Agricultural Insurance - The agricultural insurance industry is expected to advance along a path of high-quality development, with improved legal frameworks, diversified products, and more standardized management practices [7]. - Agricultural insurance will continue to play a vital role as an economic stabilizer and social stabilizer in the context of rural revitalization and agricultural modernization [7].

Investment Rating - The report maintains a positive investment rating for the non-bank sector, particularly focusing on insurance and brokerage firms [6]. Core Insights - The report highlights a significant rebound in net profits for major listed insurance companies in 2024, driven by a recovery in equity investments, with notable profit growth percentages for companies like China Life (+108.9%) and New China Life (+201.1%) [2]. - The report emphasizes the importance of investment flexibility and the positive transformation of the liability side for insurance companies, suggesting a favorable outlook for the sector [2]. - The brokerage sector shows a mixed performance in 2024, with a general trend of recovery, although results vary significantly among firms [4][5]. Summary by Sections Market Review - The report notes mixed performance in major indices, with the non-bank financial sector showing resilience, particularly in insurance and diversified financial indices [10]. Securities Sector - The brokerage firms reported a total net profit of 517 billion yuan for the year, reflecting an 11% increase for those that disclosed early, while others showed a 15% increase [4]. - The report indicates a strong recovery in net profits for the fourth quarter of 2024, with a 97% year-on-year increase [5]. Insurance Sector - Major insurance companies are expected to see substantial growth in net profit, with New China Life projected to grow by 201.1% in 2024 [2]. - The report highlights a positive trend in the net premium income (NBV) growth for major insurers, with New China Life showing a remarkable increase of 106.8% [2]. Investment Recommendations - The report suggests focusing on companies like New China Life and China Pacific Insurance, while also keeping an eye on China Life and Ping An Insurance due to their favorable valuations and growth potential [2][6].

除了备受关注的经营业绩情况，A股五大上市险企中国平安、中国人寿、中国太保、中国人保、新华保险 的分红情况同样吸引着投资者的目光。3月30日，北京商报记者梳理发现，A股五大上市险企年报分红金额 合计638.25亿元，叠加前期中期分红，2024年上市险企合计分红907.89亿元，同比增长20.21%。 一面是通过合适的分红水平稳定投资者信心，支撑当前股价；另一面则需要考虑投资收益波动、偿付能力 水平等潜在情况，适时调整。保险公司需在股东回报与自身业务发展之间找好平衡点。 慷慨分红 2024年，受国家一系列重大政策利好影响，资本市场回暖，多家上市险企投资收益大幅增长；负债端，随 着居民保障性需求上升、产品结构优化，叠加预定利率下调、银保渠道实施"报行合一"等影响，保险业务 关键指标向好。多重利好因素下，2024年A股五大上市险企净利润增速77.76%。在这样的背景下，上市险 企给投资者的分红也十分有诚意。 多年以来，A股五大上市险企中，中国平安分红总额最高，2024年同样如此。据悉，中国平安拟派发2024 年末期股息每股现金1.62元，全年股息为每股现金2.55元，同比增长近5%，年度现金分红总额461.74亿 元 ...

转自：新华财经 新华财经北京3月30日电（记者张斯文）日前，中国人民保险集团股份有限公司召开公司2024年度业绩 发布会。中国人保董事长丁向群携一众高管详解业绩情况，回应人保新征程新目标、中长期资金入市、 新能源车险业务发展等热点问题。 "一把手"首秀业绩发布会 目标锚定世界"一流" 这是丁向群出任中国人保董事长后首次出席业绩发布会。她表示，人保要建设功能卓著、运营高效、主 业鲜明、治理现代、具有国际竞争力的世界一流保险金融集团。 据丁向群介绍，2024年，面对新旧动能转换、利率中枢下行、资本市场波动等多重挑战，中国人保积极 发挥保险功能作用，扎实推进高质量发展，全年经营业绩稳中有进，实现营业收入7094亿元，同比增长 6.4%；归母净利润429亿元，同比增长88.2%。保险功能有效发挥，平均每天理赔近50万件，赔付12.3亿 元。创新驱动成效显现，积极探索财产险风险减量服务新模式，稳步推进大健康大养老生态建设，落地 全灾种长周期综合巨灾保险等首创、首单产品。风险防控有力有效，主要保险子公司风险综合评级提 升，主要风险监测指标表现良好。 对于各子公司定位，丁向群表示，从内部看，各子公司要形成梯次均衡的发展格局 ...