10月16日，省委书记刘宁、省长王凯在郑州会见中国邮政集团有限公司党组书记、董事长刘爱力一行。 刘宁、王凯代表省委和省政府向刘爱力一行表示欢迎，感谢中国邮政在基层便民服务、节点建设投入、 普惠金融供给等方面给予河南的大力支持。刘宁说，当前，我们把学习贯彻习近平总书记在河南考察时 重要讲话精神作为重要政治任务，聚焦"1+2+4+N"目标任务体系，积极融入服务全国统一大市场建设， 努力打造国内国际市场双循环支点，扎实推进要素市场化配置综合改革，持续提升现代化产业体系对高 质量发展的支撑能力。中国邮政坚持多元化经营，具有独特资源禀赋优势，与河南经济社会发展高度契 合。希望双方立足当前良好合作基础，围绕发展现代物流、健全普惠金融体系、促进城乡融合发展和建 设现代化产业体系等领域，进一步深化务实合作，共同谋划"十五五"央地合作项目，持续拓展邮政金融 服务广度深度，建立健全县乡村三级物流体系，携手实现更高水平互利共赢，为构建新发展格局、促进 中部地区崛起贡献力量。我们将持续营造便利高效的营商环境，加快郑州全球航空物流枢纽建设进度， 为中国邮政在豫发展提供优质服务和要素保障。 刘爱力感谢河南省委和省政府对邮政事业的关心支持 ...

深化邮银协同构建"城乡全覆盖"教育网络 邮储银行打造"金融教育网格化"模式，将遍布城乡的邮政网点、邮路及快递网络转化为流动的宣传阵 地，有效打通金融知识普及的"最后一公里"。江苏省分行让快递邮车化身"移动宣传站"，以乡音乡韵循 环播放防骗口诀，将十万余份风险提示精准送达农户手中。湖南省分行打造"快递网点+金融知识普 及"模式，在邮政快递网点设立宣传角，并推出"包裹贴心折页贴"，利用居民碎片化时间将风险提示融 入日常生活场景。广东省分行联动邮政速递开展"金融消保进万家"活动，借助物流网络的高频触达能 力，将防非反诈知识精准推送至千家万户。 为贯彻落实国家金融监督管理总局的工作部署，2025年9月，中国邮政储蓄银行精心组织开展"金融教育 宣传周"活动。本次活动充分发挥邮储银行"自营+代理"的独特优势，围绕"邮银协同、线上宣传、体系 建设、活动创新、风险提示"五大方向，推动金融教育资源深度下沉，帮助金融消费者进一步提高风险 防范能力。 创新宣教形式推动金融知识融入百姓生活 邮储银行各分支机构深入挖掘地方文化特色，积极探索"金融+非遗""金融+文旅""金融+文艺"等跨界融 合，让金融教育更具吸引力、感染力和生命力。福 ...

Core Viewpoint - Postal Savings Bank of China Tianjin Branch has officially issued the "Action Plan for Financial Services to High-Quality Development of Binhai New Area (2025-2030)", aiming to provide no less than 250 billion yuan in financing to support the high-quality development of the Binhai New Area over the next five years [1] Group 1: Financial Services Strategy - The plan focuses on multiple dimensions including technology finance, shipping finance, green finance, and livelihood services to inject strong financial momentum into the development of the Binhai New Area [1] - The guiding principles include "policy leadership, demand orientation, innovation-driven, and ecological co-construction" to build a financial service system that integrates financial resources with industrial development, urban construction, and livelihood improvement [1] Group 2: Technology Finance - Technology finance is identified as a core strategy, with services tailored for advanced manufacturing, technological innovation, and industrial upgrading [2] - The bank will provide a relay service model from pre-park planning to post-park operation, optimizing long-term loan terms and improving the intellectual property pledge financing system [2] - The bank aims to support major technological tasks and technology-based SMEs, focusing on strategic emerging industries such as biomanufacturing and artificial intelligence [2] Group 3: Shipping Finance - The plan constructs a shipping financial service ecosystem focusing on port infrastructure, logistics services, and industrial chain collaboration [3] - The bank will support projects like new terminal construction and multi-modal transport, providing loans and participating in syndicate loans [3] - In cross-border financial services, the bank will offer solutions like ship prepayment guarantees and long-term foreign currency loans for quality shipping enterprises [3] Group 4: Green Finance and Livelihood Services - The plan includes establishing a green finance center in the free trade zone, focusing on supporting energy conservation, new energy, and ecological restoration [4] - The bank will build specialized wealth centers in the Binhai New Area and expand the application scenarios of social security cards [4] - A consumption stimulation mechanism will be established to support key areas such as housing, automotive needs, and education [4] Group 5: Implementation Mechanism - To ensure the plan's implementation, a three-tiered linkage mechanism will be established, with a focus on resource allocation and professional talent supplementation [4]

Group 1 - Postal Savings Bank of China (PSBC) Shandong Branch is actively supporting the "Three Autumns" production by leveraging its resources in a major grain-producing province, focusing on early deployment and comprehensive financial support [1] - The bank has established a customer database for grain clients and created a grid marketing team to address financial service needs through direct engagement [1] - PSBC has implemented a fast-track loan approval process to meet the urgent financing needs of grain clients, utilizing mobile technology to facilitate on-site credit services [1] Group 2 - Shandong Youbang Fertilizer Technology Co., Ltd. has developed new fertilizer formulations suitable for wet soil conditions due to continuous rainfall, leading to increased orders [2] - The company faced cash flow pressures for raw material procurement, prompting PSBC to provide a quick loan of 10 million yuan through its online "Micro Loan" service [2] - The financial support has enabled the company to maintain production and fulfill existing and new orders, contributing to the stability of grain supply and economic development [2]

这个秋收时节，山东多地遭遇多轮阴雨天气，连续降雨导致田间土壤湿度超标，不仅延缓秋粮收割进度，更给收割后粮食处理出了难题。 齐鲁晚报·齐鲁壹点 王赟 雨声像紧急的计时器，潮湿粮食若不能及时晾晒，短短几天便可能发芽、霉变，农户一年辛勤耕耘面临"打水漂"风险。在此紧急形势下，秋粮抢收、抢烘成 为保障粮食安全、稳定农户收入的"头等大事"。 银行的及时资金支持，是这场"抢收攻坚战"中不可或缺的关键力量。齐鲁"抢秋"的盛大图景中，邮储银行的支农故事一直未歇。 既解农户"燃眉急"，又助客户抓"商机" 枣庄市滕州市富强农机专业合作社是邮储银行的老客户，以前主要做收割机、耕地机等农机设备，今年秋收时节连阴雨，玉米靠天晒干无法实现，企业负责 人嗅到玉米烘干的商机。 而一台高端烘干机需要120万，苦于手里积蓄不够，果断向邮储银行枣庄市滕州市支行申请贷款。鉴于多年的合作对客户情况了如指掌，客户经理给客户优 选手续简便的线上极速贷信用产品，仅用10分钟就实现测额放款50万，客户如愿以偿抱得心仪的玉米烘干设备归，一天能烘干300吨左右，主要是收购玉米 棒和玉米粒，烘干成品都是卖到当地的恒仁淀粉厂，实现"收购-加工-销售"一体化服务。 " ...

Core Viewpoint - Postal Savings Bank of China (PSBC) shows a stable performance with a recent stock price increase of 1.05% and a market capitalization of 690.547 billion yuan, indicating investor interest in the bank's stock [1] Financial Performance - PSBC's dividend yields over the past three years were 5.58%, 6.00%, and 4.61%, reflecting a consistent return to shareholders [2] - For the first half of 2025, PSBC reported a net profit of 49.228 billion yuan, a year-on-year increase of 0.85% [7] Shareholder Information - As of June 30, 2025, the number of PSBC shareholders was 164,100, a decrease of 10.31% from the previous period, while the average number of shares held per shareholder increased by 11.66% to 415,086 shares [7] Ownership Structure - PSBC is a state-owned enterprise controlled by China Post Group Corporation, which influences its operational strategies and market positioning [2] Market Activity - The stock experienced a net outflow of 16.8346 million yuan today, with a lack of clear trends in major shareholder activity, indicating a dispersed ownership structure [3][4] - The average trading cost of PSBC shares is 5.09 yuan, with the stock currently near a resistance level of 5.86 yuan, suggesting potential for upward movement if this level is surpassed [5] Business Overview - PSBC primarily operates in personal banking (65.15% of revenue), corporate banking (22.71%), and funding operations (12.10%), providing a diverse range of financial services [6]

Core Viewpoint - Continuous heavy rainfall in Jining has significantly impacted local rice harvesting and storage, prompting financial institutions to provide urgent support to grain enterprises to ensure food security and stabilize farmers' incomes [1][2]. Financial Support for Grain Enterprises - Jining Chenglong Rice Industry Co., Ltd. faces substantial cash flow pressure due to the need for continuous rice procurement and equipment operation amid heavy rainfall, with an annual processing capacity of 100,000 tons [2]. - China Postal Savings Bank's Yutai Branch quickly responded to the financial needs of local grain enterprises, providing a tailored online loan product "Micro e-loan" with a credit of 5 million yuan, which was disbursed within two working days [2]. - The Yutai Branch has issued a total of 82.5 million yuan in grain loans, with credit limits for five existing clients increased from 3 million to 5 million yuan [2]. Support for Farmers - The Yutai Branch also addresses the needs of large-scale grain farmers, such as Li Junsheng, who received 1.5 million yuan in funding for purchasing drying equipment, enhancing his confidence in expanding his farming operations [3]. - Individual grain processors like Ma Panfeng have seen their credit limits raised from 2 million to 5 million yuan, enabling timely payments to farmers for rice procurement [4]. Agricultural Financing Products - The Yutai Branch launched the "Grain Purchase Industry Loan," designed specifically for autumn grain procurement, with credit limits increased from 3 million to 5 million yuan, ensuring rapid approval and disbursement of funds [4]. - The bank emphasizes on-site service for clients applying for loans, establishing a special loan leadership group to facilitate quick processing of applications [4]. Contribution to Rural Revitalization - The Yutai Branch actively supports rural revitalization by injecting financial resources into local agricultural industries, having provided over 1.1 billion yuan in credit to various agricultural enterprises and individual farmers [5]. - The bank has established partnerships with local governments to enhance financial services for rural development, signing cooperation agreements to support the agricultural economy [6]. Future Directions - The Yutai Branch plans to deepen its integration of party building and business operations, focusing on innovative financial products and services tailored to local agricultural needs [7]. - The bank aims to enhance its role in supporting county economic development by providing customized financing solutions for local enterprises [7].

每经AI快讯，内银股逆势上扬，截至发稿，重庆农村商业银行(03618.HK)涨3.45%，报6.6港元；农业银 行(01288.HK)涨2.23%，报5.49港元；中信银行(00998.HK)涨2.12%，报7.23港元；邮储银行(01658.HK) 涨1.7%，报5.39港元；工商银行(01398.HK)涨1.56%，报5.85港元。 ...

消息面上，东兴证券表示，回顾7月以来银行板块持续调整，主要是受反内卷、AI科技浪潮中，市场风 险偏好显著上升，资金风格切换的影响，银行板块基本面稳健的底色未变。站在当前时点，该行认为， 随着中期分红逐步展开，以及充分调整后银行股息吸引力持续提升，长期资金布局有望带来资金面支 撑。同时，在息差阶段企稳、中收延续改善下，银行基本面具有较强韧性。看好四季度市场风格再平衡 下，银行板块估值修复行情。 智通财经APP获悉，内银股逆势上扬，截至发稿，重庆农村商业银行(03618)涨3.45%，报6.6港元；农业 银行(01288)涨2.23%，报5.49港元；中信银行(00998)涨2.12%，报7.23港元；邮储银行(01658)涨1.7%， 报5.39港元；工商银行(01398)涨1.56%，报5.85港元。 银河证券则认为，关税不确定性加剧全球资产价格波动，催生防御性配置需求，带来银行配置机遇。银 行板块分红稳定，且经过一段时期回调后股息率性价比回升，红利价值有望吸引避险资金流入。开源证 券指，银行板块经历风格影响的调整后，股息率已经重新具备红利价值吸引力。从性价比看，H股仍领 先于A股。 ...

Core Insights - The total M&A transaction value in mainland China reached $340.2 billion in the first three quarters of 2025, representing a year-on-year increase of 80.3% but a quarter-on-quarter decline of 29.9% [2] - The number of announced transactions was 3,791, which is a 10.5% increase year-on-year and a 9.3% increase quarter-on-quarter [2] Cross-Border M&A - The total value of outbound M&A from mainland China was $18.1 billion, marking a year-on-year increase of 29.6% [5] - Foreign acquisitions of mainland Chinese companies totaled $11.6 billion, a decrease of 28.2% compared to the previous year [5] - Domestic M&A transactions dominated with a scale of $300.5 billion, showing a significant year-on-year growth of 106.3% [5] Industry Distribution - The financial sector led the M&A market in mainland China with a market share of 25.7% and a total transaction value of $87.4 billion, reflecting a year-on-year increase of 270.2% [8] - The energy and power sector held a market share of 17.5%, with a year-on-year growth of 193.4% [8] - The high-tech sector followed closely with a market share of 16.1% ($54.9 billion), experiencing a year-on-year increase of 108% [8] Financial Advisor Rankings - CICC ranked first among financial advisors with a market share of 16.1% (involved in transactions worth $54.8 billion) in the first three quarters of 2025 [11] - CITIC Securities held the second position with a market share of 15.1%, while Goldman Sachs ranked third with a market share of 12.2% [11] - In terms of transaction volume, CICC, ICBC, and CITIC Securities were the top three [11] Legal Advisor Rankings - The top three law firms by transaction value in the first three quarters of 2025 were Yingke Law Firm, King & Wood Mallesons, and JY Law Firm [13] - In terms of transaction volume, Fangda Partners, King & Wood Mallesons, and JunHe Law Firm led the rankings [13]