Core Viewpoint - The article provides a comprehensive overview of recent developments in the insurance industry, highlighting regulatory changes, company dynamics, product innovations, and personnel movements. Regulatory Dynamics - Nine departments are accelerating the construction of a long-term care insurance system to expand coverage and enhance training for caregivers and service providers [7] - Eight departments encourage insurance institutions to optimize automotive export credit insurance services to mitigate risks associated with exchange rate fluctuations [8] - The Minister of Agriculture announced that comprehensive cost and income insurance for three major grain crops has achieved nationwide coverage [9] Company Dynamics - Ping An Life increased its stake in China Pacific Insurance H-shares to over 10%, triggering a mandatory disclosure [14] - China Ping An has been actively purchasing shares in three financial stocks, with significant investments in China Life and Postal Savings Bank [15] - China Pacific Insurance reported a 13.2% year-on-year increase in original insurance premium income for the first eight months, totaling RMB 217.05 billion [24] - New China Life's original insurance premium income for the same period reached RMB 158.086 billion, up 21% year-on-year [26] - China Export & Credit Insurance Corporation achieved an underwriting amount of USD 5,656 million in the first half of the year, a 13.5% increase [28] Personnel Changes - Wang Ying is proposed to be appointed as the chairman of China Merchants Jin Mao Life Insurance [29] - He Chunlei resigned as chairman of China Re, with the president, Zhuang Qianzhi, taking over [30] - Several key appointments were made across various insurance companies, including new roles at Ping An Life and China Pacific Insurance [34][36][37] Industry Dynamics - The 2025 Financial Education Promotion Week was launched in Beijing, featuring participation from various financial institutions [43] - Six insurance companies were listed in the 2025 Most Valuable Chinese Brands Top 100, with Ping An ranking in the top 10 [44] - Ten insurance companies made it to the 2025 China Enterprise 500 list, showing an upward trend in rankings compared to 2024 [46] - The number of insurance marketing personnel has decreased significantly, with a notable rise in new entrants to the field [47] Product and Service Innovations - Dajia Insurance launched the "City Heart Elderly Care Ecological Alliance," with its first community opening in Shanghai [60] - China Pacific Insurance introduced a new international engineering liability insurance product at the China International Service Trade Fair [61] - Agricultural cultural heritage protection insurance was launched by PICC, marking a significant step in safeguarding traditional agricultural practices [62] - Nanjing's medical insurance accounts can now be used to purchase supplementary medical insurance for family members [64]

Market Overview - US stock indices collectively rose on Friday, while the Hang Seng Index ADR fell, closing at 26,462.40 points, down 82.70 points or 0.31% compared to the Hong Kong close [1] Company Performance - HSBC Holdings closed at HKD 108.425, up 1.52% from the Hong Kong close [1] - Tencent Holdings closed at HKD 640.316, down 0.34% from the Hong Kong close [1]

Group 1: Event Overview - The 9th Hebei Provincial Tourism Industry Development Conference was held on September 16-17, featuring a "main and sub-venue linkage" model with Xingtai as the main venue and Shijiazhuang, Zhangjiakou, Baoding, and Handan as sub-venues [1] - The conference included various activities promoting the scenic beauty and diverse tourism offerings of the Taihang Mountains, aiming to attract more tourists [1][2] Group 2: Tourism Resources and Performance - Hebei is recognized for its diverse geographical features, including grasslands, beaches, deserts, lakes, plateaus, plains, mountains, and forests, making it a "national geographic reader" [2] - In 2023, Hebei's total tourism revenue exceeded 1 trillion yuan, reaching 1,011.62 billion yuan, with a projected revenue of 1,114.83 billion yuan in 2024 and 937 million visitors [2] - Despite strong performance metrics, Hebei struggles with public perception and recognition as a tourist destination compared to southern provinces, indicating a need for improvement in tourism development and service quality [2][3] Group 3: Future Plans and Goals - Hebei aims to achieve 1.03 billion tourists and 1.2 trillion yuan in tourism revenue by the end of this year, with long-term goals set for 2027 to reach 1.36 billion tourists and 1.6 trillion yuan in revenue, targeting an annual growth rate of at least 15% [4]

金秋九月，海风裹挟着渔获的咸鲜，漫过张家台渔港的每一寸码头。归港的渔船如列队的哨兵，舱内银 鳞闪烁、渔获满仓，渔民们黝黑的臂膀扛起沉甸甸的收获，脸上的笑容与岸边晾晒的渔网相映成趣—— 丰收的喜悦，正让一个个"钱袋子"渐渐充盈。 当渔港的热闹与收获的期许交织，一份"金融守护"也悄然抵达。近日，平安人寿日照中心支公司的宣传 小队带着精心准备的金融知识"锦囊"，走进这片充满烟火气的渔港，以"保障金融权益，助力美好生 活"为约，为渔民们的丰收季添上一层安心铠甲。 宣传点就设在渔船停靠的栈桥上，海风轻拂着印有反诈知识的宣传展板，工作人员手持图文并茂的手 册，用带着温度的"家常话"，将金融风险化作一个个鲜活的提醒。"您看这不明链接，像极了海里的暗 礁，看着不起眼，一不留神就会'触礁翻船'；陌生的二维码好比未卜的洋流，随意扫码可能就被'卷'进 诈骗的漩涡。"生动的比喻让渔民们频频点头，原本围着渔获讨价还价的乡亲，渐渐聚到宣传点前，听 得格外认真。 谈及非法中介黑产代理退保的骗局，工作人员特意结合身边案例细细拆解："那些喊着'能退全款'的非 法中介，就像渔汛里的'假渔汛'，看着是机会，实则是陷阱，不仅骗走'服务费'，还会让您 ...

Core Viewpoint - The event organized by Ping An Life Rizhao Center aims to enhance financial knowledge and fraud prevention among the public, thereby safeguarding financial rights and contributing to a better life for citizens [1][2] Group 1: Event Overview - The promotional activity features the slogan "Protect Financial Rights, Assist a Better Life" and targets both merchants and citizens in the city center [1] - A dual approach of "fixed exhibition + street visits" was employed to disseminate financial knowledge and fraud prevention tips [1] Group 2: Target Audience Engagement - For citizens, the team set up a promotional booth in the commercial square, distributing educational materials on common risks such as telecom fraud, illegal fundraising, and false investment schemes [1] - The team used relatable examples like "impersonating customer service for refunds" and "high-interest investment temptations" to explain fraud tactics in simple terms [1] Group 3: Merchant Focus - The team also engaged with merchants by visiting shops to address financial risks they frequently encounter, such as "fake order fraud," "POS machine skimming," and "misuse of corporate accounts" [1] - Staff provided practical advice on risk identification and prevention techniques, while also answering merchants' questions about business insurance and financial management [1] Group 4: Future Commitment - The company plans to continue its efforts in promoting financial knowledge and fraud prevention, aiming for a more regularized approach to safeguard the financial rights of both merchants and citizens [2]

Core Viewpoint - The article highlights the proactive measures taken by Ping An Life's Rizhao branch to educate villagers in Gaojia Village about financial safety and fraud prevention during the apple harvest season [1] Group 1: Financial Education Initiatives - Ping An Life's Rizhao branch organized a financial insurance knowledge promotion activity in Gaojia Village to protect villagers' financial interests [1] - The promotional team utilized the village's broadcasting system to effectively communicate common fraud schemes, particularly those related to "agent policy cancellation" [1] - The initiative included educating villagers on various financial risks such as telecom fraud and illegal fundraising, emphasizing the importance of vigilance against unfamiliar calls and links [1] Group 2: Community Engagement and Response - The promotional team set up consultation booths in high-traffic areas to distribute informational brochures and provide one-on-one answers to villagers' questions regarding insurance rights and risk identification [1] - Villagers expressed appreciation for the timely information, indicating that the campaign helped them understand practical fraud prevention techniques and the importance of securing their harvest income [1] Group 3: Commitment to Social Responsibility - This outreach effort reflects Ping An Life's commitment to corporate social responsibility and enhancing financial safety in rural areas [1] - The company plans to continue leveraging financial promotion weeks to innovate educational formats and reach more rural communities, transforming professional financial knowledge into accessible "fraud prevention guides" for the public [1]

Group 1 - The core viewpoint of the news is that Ping An Life Rizhao Branch actively engages in public welfare and support for the elderly and disabled, demonstrating corporate responsibility and earning widespread praise [1][3] Group 2 - In the area of public welfare, Ping An Life Rizhao Branch promotes a "one-stop" claims service, which simplifies the process and shortens the time for clients to receive their claims [1] - The company has optimized services for the elderly by creating dedicated service areas in their offices, equipping them with facilities like reading glasses and wheelchairs, and providing specialized service personnel to assist elderly clients [1] - For disabled individuals, the company offers Braille prompts for visually impaired clients and home service for those with mobility issues, ensuring they receive the necessary support [2]

Group 1 - The core idea of the news is that Ping An Life's Rizhao branch is actively promoting financial safety awareness among the public, particularly targeting the elderly at a local market during the "September Financial Promotion Week" [1][2] - The promotional activities include distributing practical "anti-fraud guides" and educating the public on recognizing financial scams, such as phishing links and fraudulent insurance agents [1] - The approach taken by the company is to engage directly with the community in a relatable manner, which has proven effective as many attendees expressed appreciation for the timely information [2] Group 2 - The initiative reflects Ping An Life's commitment to the "Finance for the People" philosophy, aiming to enhance financial literacy and safety among the community [2] - The company plans to continue these outreach efforts beyond the market, bringing financial safety knowledge to various local settings, thereby fostering a secure financial environment [2]

Core Viewpoint - Financial consumer rights protection is not only a corporate responsibility but also a social mission, especially in the context of increasing financial fraud and illegal intermediary activities that threaten the safety and rights of the public [1][10]. Group 1: Consumer-Centric Financial Knowledge Promotion - The foundation of consumer rights protection lies in the popularization of financial knowledge, enabling consumers to make informed choices and avoid illegal activities [2]. - The company plans to conduct multi-level financial education through various methods, including online and offline activities, to help consumers understand insurance products, risks, and rights [3]. - Targeted promotional content will be designed for specific groups, such as the elderly, children, and new citizens, to enhance their financial literacy and risk awareness [4]. - Innovative promotional formats will be utilized, leveraging new media platforms like WeChat and short video platforms to disseminate financial knowledge [5]. Group 2: Risk Prevention Focus - The company emphasizes risk prevention to help consumers identify and avoid illegal financial activities that undermine their rights and market stability [6]. - Risk awareness will be enhanced through case studies and risk alerts, educating consumers about common scams and fraudulent practices [7]. - Clear channels for consumer complaints and rights protection will be established, guiding consumers on how to legally and rationally assert their rights [8]. - Internal management will be strengthened to prevent misleading sales and illegal activities, ensuring all employees adhere to principles of honesty and fairness [9]. Group 3: Long-term Commitment to Consumer Rights Protection - Financial consumer rights protection is a long-term and challenging task that requires collective efforts from all sectors of society [9]. - The company aims to fulfill its social responsibility by promoting financial knowledge and risk awareness at the grassroots level, contributing to a healthy financial environment [10].

三、风险提示 一、真实案例： 临沂张女士投保重疾险时，明知两年前因肺部结节住院，却担心加费或拒保而隐瞒病史。一年后确诊肺 癌申请理赔，保险公司调查发现其投保时未如实告知，依据《保险法》第十六条，拒赔并解除合同。 二、法律依据： 《保险法》规定：投保人故意或重大过失未如实告知，足以影响承保决定的，保险公司有权解除合同。 4.以合同为准：业务员口头承诺无效，书面记录才是关键 5.主动补救：发现未如实告知，可主动联系保险公司补充告知 平安人寿临沂中心支公司提醒广大保险消费者，投保时多一份诚信，理赔时就多一份踏实。如实告知， 是对自己和家人最基本的保障。 1.诚信为本：如实告知是投保核心义务，隐瞒病史会给理赔埋下隐患 2.调查严格：理赔时保险公司会核查医疗记录，隐瞒很难蒙混过关 3.问啥答啥：对询问的健康状况如实回答，未询问的一般无需主动告知 ...