截至9月30日，中国平安个人客户数近2.50亿，较年初增长2.9%。前三季度新增客户2628万，同比增长 6.8%；客均持有合同2.94个，较年初增长0.7%。个人客户留存率处于高位，截至2025年9月30日，持有 平安集团内4个及以上合同客户的留存率达97.5%，较仅有一个合同客户的留存率高12.8个百分点；服务 时间5年及以上的客户留存率为94.4%，较首年客户高41.0个百分点。 在寿险及健康险业务方面，前三季度，寿险及健康险业务新业务价值357.24亿元，同比增长46.2%，新 业务价值率（按标准保费）同比上升9.0个百分点。平安持续深化渠道转型，代理人渠道新业务价值同 比增长23.3%，人均新业务价值同比增长29.9%；银保渠道新业务价值同比增长170.9%；社区金融服务 渠道存续客户全缴次继续率同比提升0.6个百分点。银保渠道、社区金融服务及其他等渠道，贡献了平 安寿险新业务价值的35.1%。 财产保险方面，前三季度，平安产险原保险保费收入2562.47亿元，同比增长7.1%；整体综合成本率 97.0%，同比优化0.8个百分点。其中，车险原保险保费收入1661.16亿元，同比增长3.5%；非机动车 ...

Core Insights - China Ping An achieved an operating profit of 116.26 billion yuan in the first three quarters of 2025, a year-on-year increase of 7.2%, with a significant third-quarter growth of 15.2% [2] - The net profit attributable to shareholders reached 132.86 billion yuan, marking an 11.5% year-on-year growth, and a substantial 45.4% increase in the third quarter [2] - As of September 30, the net assets attributable to shareholders stood at 986.41 billion yuan, reflecting a 6.2% growth since the beginning of the year [3] Life Insurance and Health Insurance - The life and health insurance segment saw a remarkable rebound, with new business value reaching 35.72 billion yuan, a year-on-year increase of 46.2% [4] - The new business value rate improved by 9 percentage points year-on-year, with agent channels growing by 23.3% and bank insurance channels surging by 170.9% [4] - The company launched key products such as "An Yi Zun Xiang" dividend annuity and "e Sheng Bao" medical insurance, while health management services covered over 16 million customers [4] Property and Casualty Insurance - The property insurance segment reported a premium income of 256.25 billion yuan, a 7.1% year-on-year increase, with operating profit reaching 15.14 billion yuan [5] - The combined cost ratio improved to 97.0%, a decrease of 0.8 percentage points year-on-year, while the investment portfolio exceeded 6.41 trillion yuan, growing by 11.9% [5] - The non-annualized comprehensive investment return rate reached 5.4%, up by 1.0 percentage point year-on-year [5] Banking Sector - Ping An Bank reported an operating income of 100.67 billion yuan and a net profit of 38.34 billion yuan, with a non-performing loan ratio dropping to 1.05% [6] - The bank's corporate loan balance grew by 5.1% to 1.69 trillion yuan, supporting the real economy [6] - The number of personal customers reached 250 million, with a retention rate of 97.5% for customers holding four or more contracts [6] Healthcare and Elderly Care Ecosystem - The healthcare and elderly care ecosystem has become a core competitive advantage, with nearly 63% of personal customers utilizing these services [7] - The average number of contracts per customer and assets under management (AUM) were significantly higher than those of ordinary customers [7] - AI technology has been heavily invested in, with over 1.29 billion service interactions and a claims settlement rate of 58% for the "111 Fast Claim" service [7] Sustainable Development - China Ping An's MSCI ESG rating improved to AA, ranking first in the Asia-Pacific insurance industry, while the Wind ESG rating reached the highest level of AAA [8] - Green insurance premium income amounted to 55.28 billion yuan, and the "Three Villages Project" provided 47.39 billion yuan in rural industry support [8]

人民财讯10月28日电，近日，记者获悉，中国平安正在做一个全球急难救援项目，未来所有客户出现风 险时，不管是室内、户外、境外，都可以享受这项服务。这意味着，保险业未来可能实现从"事后赔 付"向"全流程风险管理"转型。 转自：证券时报 ...

喻宁告诉本报记者，本次"平安乐健康"品牌焕新最大创新在于构建"家庭健康资产"账户体系。"家庭健 康资产"账户由健康积分、健康保障、健康权益三个组成部分。用户可以通过获得的积分，去获得更多 的健康保障。 21世纪经济报道记者 郭聪聪 喻宁表示，该模式通过数字化平台实现，将短期激励与长期健康深度融合，旨在真正改变用户生活方 式，践行企业社会责任，助力健康中国建设。 10月25日，平安健康保险在京举办"平安乐健康"品牌焕新升级发布会。在现场，21世纪经济报道记者对 话了平安健康险总经理助理喻宁，共同探寻此次品牌焕新背后的核心战略意图。 ...

喻宁告诉本报记者，本次"平安乐健康"品牌焕新最大创新在于构建"家庭健康资产"账户体系。"家庭健康资产"账户由健康积分、健康保障、健康权益三个组 成部分。用户可以通过获得的积分，去获得更多的健康保障。 喻宁表示，该模式通过数字化平台实现，将短期激励与长期健康深度融合，旨在真正改变用户生活方式，践行企业社会责任，助力健康中国建设。 10月25日，平安健康保险在京举办"平安乐健康"品牌焕新升级发布会。在现场，21世纪经济报道记者对话了平安健康险总经理助理喻宁，共同探寻此次品牌 焕新背后的核心战略意图。 21世纪经济报道记者 郭聪聪 ...

香港、上海，2025年10月28日，中国平安保险（集团）股份有限公司（以下简称"中国平安"、"平 安"、"集团"或"公司"，股份代码：香港联合交易所02318，上海证券交易所601318）今日公布截至2025 年9月30日止九个月期间业绩。 2025年前三季度，中国经济稳中求进，内需潜力释放、发展韧性增加，但仍面临外部环境复杂变化等挑 战。中国平安始终坚守综合金融主业，服务实体经济发展，强化保险保障功能，深化发展"综合金融 +医疗养老"双轮并行、科技驱动战略，坚持以客户需求为导向，着力推动高质量发展，营运增长显著 向好。 2025年前三季度，集团实现归属于母公司股东的营运利润1,162.64亿元,同比增长7.2%；第三季度归属于 母公司股东的营运利润增长15.2%。虽然受到平安好医生、汽车之家、平安医保科技等一次性交易，以 及公司可转债价值重估等非经常性因素的财务处理影响，前三季度仍实现归属于母公司股东的净利润 1,328.56亿元，同比增长11.5%，第三季度当季同比大幅增长45.4%；截至2025年9月30日，集团归母净 资产9,864.06亿元，分红后较年初仍增长6.2%，体现了资产负债表的韧性、稳健的 ...

（原标题：非经常性因素影响下，平安集团前三季归母净利仍增11.5%） 据平安集团介绍，"积极应对利率波动，主动逢高配置利率债，维持成本收益与久期的良好匹配；在风 险可控的情况下，充分把握市场机遇，加大权益配置，以保证实现长期超越市场的稳健投资收益；积极 增加优质另类资产布局，加大投入实体经济，多元化拓展资产和收益来源。" 重点来看保险行业核心指标"新业务价值"。2025年前三季度，平安寿险及健康险业务新业务价值357.24 亿元，同比增长46.2%，新业务价值率（按标准保费）同比上升9.0个百分点。 近年来，平安集团持续开展渠道转型，三季度数据可见其成效。代理人渠道新业务价值同比增长 23.3%，人均新业务价值同比增长29.9%。 除传统代理人渠道外，银保渠道、社区金融服务及其他等渠道，贡献了平安寿险新业务价值的35.1%。 其中，银保渠道新业务价值同比增长170.9%；社区金融服务渠道存续客户全缴次继续率同比提升0.6个 百分点。 财产险方面。2025年前三季度，平安产险原保险保费收入2562.47亿元，同比增长7.1%；整体综合成本 率97.0%，同比优化0.8个百分点。车险原保险保费收入1661.16亿 ...

进一步统计，近3个月内该股累计发生8笔大宗交易，合计成交金额为1.81亿元。该股近5个交易日累计 上涨1.10%，主力资金合计净流入2.52亿元。 责任编辑：小浪快报 10月28日，中国平安收涨0.02%，收盘价为57.76元，发生1笔大宗交易，合计成交量4.33万股，成交金 额250.1万元。 第1笔成交价格为57.76元，成交4.33万股，成交金额250.10万元，溢价率为0.00%，买方营业部为广发证 券股份有限公司广州康王中路证券营业部，卖方营业部为国泰海通证券股份有限公司总部。 炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ ...

Core Insights - Ping An Insurance reported a net profit increase of 45.4% year on year in Q3 2025, with a total net profit of RMB 132,856 million for the first nine months of 2025, reflecting an 11.5% year-on-year growth [1][3] - The company emphasized a dual-pronged strategy of "integrated finance + health and senior care," focusing on customer needs and high-quality development [2][18] Financial Performance - Operating profit attributable to shareholders grew 7.2% year on year to RMB 116,264 million in the first nine months of 2025, with a 15.2% increase in Q3 2025 [3] - Revenue for the first nine months of 2025 reached RMB 901,668 million, up 4.6% year on year [3] - The Group's equity attributable to shareholders increased by 6.2% from the beginning of the year to RMB 986,406 million [3] Life & Health Business - New business value (NBV) for Life & Health increased by 46.2% year on year to RMB 35,724 million in the first nine months of 2025 [4][5] - The bancassurance channel saw a remarkable 170.9% increase in NBV year on year [5] - The overall persistency ratio of retained customers improved by 0.6 percentage points year on year [5] Insurance Funds Investment - The insurance funds investment portfolio achieved an unannualized comprehensive investment yield of 5.4%, up 1.0 percentage point year on year [9] - The portfolio grew 11.9% from the beginning of the year to over RMB 6.41 trillion as of September 30, 2025 [9] Ping An Bank Performance - Ping An Bank reported revenue and net profit of RMB 100,668 million and RMB 38,339 million respectively in the first nine months of 2025 [10] - The non-performing loan ratio decreased to 1.05%, and the provision coverage ratio was 229.60% as of September 30, 2025 [10] Customer Development - Retail customers increased by 2.9% to nearly 250 million as of September 30, 2025, with 26.28 million new customers added in the first nine months [11] - The retention rate for customers holding four or more contracts was 97.5%, significantly higher than those with only one contract [11] Health and Senior Care Strategy - Health insurance premium income reached nearly RMB 127 billion, with approximately 63% of retail customers entitled to service benefits in the health and senior care ecosystem [12] - Ping An's health management services were utilized by over 16 million customers in the first nine months of 2025 [14] AI Capabilities - Ping An has developed leading AI capabilities, utilizing massive data to enhance customer experience and operational efficiency [15][16] - AI applications contributed to significant improvements in claims processing, with 58% of claims settled via the quick claim service [16] Social Responsibility - The company reported green insurance premium income of RMB 55,279 million and provided RMB 47,390 million for rural industrial vitalization in the first nine months of 2025 [17]

10月28日，中国平安大宗交易成交4.33万股，成交额250.1万元，占当日总成交额的0.09%，成交价57.76 元，较市场收盘价57.76元持平。 | 交易日期 | | 证券代码 | 成交价(元) 成交金额(万元) 成交量(*) 买入营业部 | | | 卖出营业部 | 是否为专场 | | --- | --- | --- | --- | --- | --- | --- | --- | | 025-10-28 | 中国平安 | 601318 | 57.76 250.1 | 4.33 | 公營區菜蟹堂早餐 | 用意表前送藝股份 | 190 | ...