中经记者 陈晶晶 北京报道 近日，平安健康险发布2025年理赔年度报告显示，2025年平安健康险累计理赔案件622万，理赔客户171 万人，赔付总金额达79亿元。 2025年，监管层鼓励保险公司构建"事前预防、事中管理、事后保障"相结合的新型健康服务体系。据 悉，平安健康险创新推出"1+N V 1"肿瘤全病程服务，旨在契合健康险行业从"风险转移"向"健康促 进"价值升级的趋势。 截至2025年年底，平安健康险的肿瘤全病程服务已累计服务39.6万人次，客户满意率高达98%，精准就 医引导达1.4万人次，就医服务达35 万人次，权威的多学科（MDT）咨询和二诊咨询服务超 2800 次， 特药使用14.4万人次，康复服务1.1万人次。 2026年2月6日，在"回归本真·重塑健康——中国家庭厨房健康营养优选标准暨'长相伴'健康会员卡发布 会"上，平安健康险党委书记、董事长兼CEO朱友刚表示，这是公司推动"健康保险+医健服务"深度融 合、向"专业医疗健康管理公司"转型的又一创新实践。未来，公司将持续发挥"服务×保险"的整合资源 优势，以专业为底色，不断升级健康管理服务的模式、品质与体验，守护亿万国民的家庭健康美好生 活 ...

来源：新浪基金∞工作室 数据显示，2月10日，华宝港股通恒生中国(香港上市)30ETF(520560)遭净赎回186.91万元，位居当日跨 境ETF净流出排名46/215。最新规模7.63亿元，前一日规模7.62亿元，当日资金净流出额占前一日规模 的比例为0.25%。 流动性方面，截止2月10日，华宝港股通恒生中国(香港上市)30ETF（520560）近20个交易日累计成交金 额3.82亿元，日均成交金额1910.33万元；今年以来，27个交易日，累计成交金额5.9亿元，日均成交金 额2185.8万元。 华宝港股通恒生中国(香港上市)30ETF（520560）现任基金经理为张放、蒋俊阳。张放自2025年9月24日 管理（或拟管理）该基金，任职期内收益-6.16%；蒋俊阳自2025年9月24日管理（或拟管理）该基金， 任职期内收益-6.16%。 最新定期报告显示，华宝基金（520560）重仓股包括腾讯控股、阿里巴巴-W、建设银行、小米集团- W、美团-W、工商银行、中国移动、中国平安、比亚迪股份、中国海洋石油，持仓占比如下： 华宝港股通恒生中国(香港上市)30ETF（520560）成立于2025年9月24日，基 ...

Core Insights - The insurance funds have cautiously entered the gold market, contrary to expectations of aggressive investment, reflecting a prudent approach amid market volatility [1][3][5] - The pilot program for insurance funds to invest in gold has been operational for a year, with ten insurance companies approved, but only six have completed membership with the Shanghai Gold Exchange [1][2][3] Group 1: Pilot Program Overview - The pilot program was officially launched on February 7, 2025, allowing ten insurance companies, including major players like China Life and PICC, to invest in gold [2][4] - By March 2025, several insurance companies completed their first transactions, indicating initial engagement with the gold market [2][3] Group 2: Investment Strategy and Caution - Despite the theoretical investment limit of nearly 200 billion yuan, actual investments remain low, with many companies still in a trial phase [3][5] - The cautious approach is attributed to the volatile nature of gold prices and the lack of experience among insurance companies in gold investment [5][7] Group 3: Challenges and Professional Barriers - Insurance companies face challenges due to the complex nature of gold as an asset, which requires sophisticated analysis and risk management capabilities [5][6] - Regulatory requirements mandate that insurance companies maintain strict internal controls and reporting mechanisms, adding to the operational complexity [6] Group 4: Long-term Perspectives - Long-term, gold is being recognized for its strategic value in diversifying portfolios and mitigating risks, especially in uncertain market conditions [7][8] - The shift towards gold investment is seen as a response to the limitations of traditional fixed-income assets, prompting insurance companies to explore new avenues for asset growth [7][9]

Core Viewpoint - Ping An Property & Casualty Insurance has launched the "2026 Wan Jia Deng Huo Ping An Xing" Spring Festival risk reduction initiative, focusing on proactive risk management during the Spring Festival travel season, marking a significant upgrade from its previous 15 years of Spring Festival safety activities [1][2] Group 1: Initiative Overview - The initiative is part of Ping An's "Guardian of Safety" campaign, aiming to reduce risks associated with road safety during the Spring Festival travel period [1] - The action leverages historical claims data to identify high-risk areas and implement targeted risk reduction services [1] Group 2: Implementation Strategy - The program focuses on provinces with historically high average daily claims during the Spring Festival, including Sichuan, Anhui, Henan, and Hunan, while also being implemented in Shandong, Hubei, Gansu, and Guangxi [1] - A risk reduction model combining data analysis, police-enterprise collaboration, and localized strategies is employed, including smart alerts and human services tailored to different traffic conditions [1] Group 3: Service Offerings - The initiative includes a network of service stations, smart intersection alerts, and rural road improvements to ensure comprehensive safety measures [1] - Ping An has provided various supportive services over the past 15 years, such as accident quick processing, claims consultation, travel assistance, safety checks, tire changes, and supply provisions at key locations [2]

从最初试种10亩起步，逐步拓展至2025年在觉吉村、鹿角湾村连片建设200亩示范林，目前，雷波 县油橄榄种植面积已突破330亩，预计三年内将陆续进入丰产期，2030年总产量有望达到40万斤，形成 规模化产业。 雷波县以彝族为主体的少数民族人口占60.24%。汶兴服饰厂专注特色彝绣文化服饰生产，一度因 产品销路打不开而深陷困境。 在产中，为帮助该企业拓宽产品销路，中国平安充分调研，建议企业选定市场需求广泛的员工通 勤"托特包"作为主推产品。依托平安"妈妈的针线活"公益项目下的"橙色工坊"，引入中央美院团队提供 设计指导，组织服饰厂骨干员工赴深圳纺织企业培训，并捐赠10万元用于专业设备采购，帮助服饰厂提 升生产工艺与效率。 雷波县地处四川省西南边缘的横断山脉东段小凉山，是国家乡村振兴重点帮扶县。五年前，中央作 出重要战略部署，在西部10个省份确定160个国家乡村振兴重点帮扶县，从财政、土地等多方面给予集 中扶持。在中央纪委、四川省纪委、凉山州纪委"三级纪委"定点帮扶下，雷波县已于2019年顺利实现脱 贫摘帽，当前正依托产业全面发力，扎实推进乡村全面振兴。 中国平安集团党委副书记黄宝新提出，乡村振兴帮扶工作是一项系 ...

Investment Rating - The report maintains a "Positive" investment rating for the non-bank financial sector [11] Core Insights - The non-bank sector has shown weak overall performance this week, with a recommendation to seize allocation opportunities in the brokerage sector despite a market trading decline. The insurance sector is expected to see improved long-term return on equity (ROE) and valuation recovery, suggesting a positive allocation strategy [2][4] - The report continues to recommend companies with stable profit growth and dividend rates, including Jiangsu Jinzhong, China Ping An, and China Pacific Insurance, highlighting their strong market positions [4] - Additional recommendations include New China Life, China Life, Hong Kong Stock Exchange, CITIC Securities, Dongfang Caifu, Tonghuashun, and Jiufang Zhitu Holdings based on performance elasticity and valuation [4] Industry Performance - The non-bank financial index decreased by 0.6% this week, with a year-to-date decline of 1.1%, ranking 29th out of 31 sectors. The market's trading activity has decreased, with an average daily turnover of 24,066.54 billion yuan, down 21.43% week-on-week [5][15] - The insurance sector saw a year-on-year premium income increase of 7.43% in December 2025, with property insurance and life insurance revenues growing by 3.92% and 8.91%, respectively [18][19] - The report notes a recovery in the stock financing scale in January 2026, with equity financing reaching 134.86 billion yuan, up 103.4% month-on-month, while bond financing decreased by 15.6% [46] Key Industry News - The Hong Kong Monetary Authority released the "Management Measures for Bank Insurance Institution Licenses" to enhance regulatory compliance [59] - The People's Bank of China and other departments issued a notice to further prevent and manage risks related to virtual currencies [60] Company Announcements - CITIC Securities announced a cash dividend distribution of 0.29 yuan per share, totaling 4.298 billion yuan [63] - Red Tower Securities reported a share buyback of 16.03 million shares, accounting for 0.34% of total shares, with a total expenditure of 140 million yuan [62] - Huatai Securities plans to issue H-share convertible bonds totaling 10 billion HKD, with an initial conversion price of 19.7 HKD per share [68]

Core Viewpoint - The cautious approach of insurance funds in the gold market reflects a combination of risk awareness and a lack of professional capability, despite the theoretical potential for significant investment [1][5][7]. Group 1: Policy and Market Entry - The pilot program for insurance funds to invest in gold was officially launched on February 7, 2025, with ten insurance companies approved to participate [1][4]. - By March 2025, several major insurance companies, including China Life and PICC Property and Casualty, completed their first gold transactions, marking a significant step in the integration of gold into their investment strategies [2][3]. Group 2: Investment Strategy and Caution - Despite the opening of the investment channel, insurance companies have been cautious, with many reporting low gold investment ratios, indicating a trial phase rather than aggressive investment [3][5]. - The theoretical investment cap for the ten pilot companies is nearly 200 billion, but actual allocations remain low, reflecting a careful approach amid market volatility [5][8]. Group 3: Challenges and Professional Barriers - The complexity of gold as an asset, including its price volatility and the need for sophisticated analysis, poses significant challenges for insurance companies lacking experience in precious metals investment [5][6]. - Regulatory requirements mandate that insurance companies maintain strict internal controls and risk management practices, adding to the operational challenges [6]. Group 4: Long-term Perspectives - From a long-term perspective, gold is being recognized for its strategic value in diversifying risk and enhancing portfolio resilience, especially in uncertain global market conditions [7][8]. - The shift towards including gold in investment portfolios is seen as a response to the limitations of traditional fixed-income assets, which have been under pressure due to low interest rates [7][8].

Core Viewpoint - Ping An Property & Casualty Insurance is launching the "2026 'Safe Journey for Thousands of Families' Spring Festival Risk Reduction Initiative" to proactively address safety risks during the Spring Festival travel period, marking a significant upgrade to its 15-year tradition of Spring Festival safety activities [1]. Group 1 - The initiative focuses on risk reduction by utilizing historical claims data and emphasizes collaboration between police and insurance services, leveraging technology to implement localized risk management strategies [1]. - The action targets provinces with historically high average daily claims during the Spring Festival, including Sichuan, Anhui, Henan, and Hunan, while also being implemented in Shandong, Hubei, Gansu, and Guangxi [1]. - The risk reduction model includes data analysis, police-enterprise collaboration, and tailored strategies for different regions, addressing challenges posed by increased traffic and potential hazards during the Spring Festival [1]. Group 2 - For the past 15 years, Ping An Property & Casualty Insurance has provided various supportive services at key locations such as highway entrances and scenic areas, including accident quick processing, claims consultation, travel assistance, safety checks, tire changes, and supply provisions [2].

Core Viewpoint - The company, Ping An Property & Casualty Insurance, is launching the "2026 'Safe Journey Home' Spring Festival Risk Reduction Initiative" to enhance road safety during the Spring Festival travel period, focusing on proactive risk management and prevention measures [2][3]. Group 1: Initiative Overview - The initiative is a comprehensive upgrade of Ping An's 15-year tradition of providing safety services during the Spring Festival, extending its focus from post-event support to preemptive risk management [2][3]. - The action targets regions with historically high daily claim volumes, specifically seven provinces including Sichuan, Anhui, Henan, Hunan, Jiangxi, Guizhou, and Chongqing, while also being implemented in other provinces like Shandong and Hubei [3]. Group 2: Risk Reduction Strategies - The company employs a "data analysis + police-enterprise collaboration + localized strategies" model to address the challenges posed by increased traffic and potential hazards during the Spring Festival [3]. - Specific measures include deploying service stations, implementing smart traffic alerts, and enhancing rural road safety through infrastructure improvements [3][4]. Group 3: Localized Actions - In Sichuan, the company collaborates with traffic police to set up service points in high-risk areas, distributing free anti-skid chains and educating drivers on safe driving in icy conditions [4]. - In Guizhou, 224 micro-weather stations have been installed to monitor road freezing risks, allowing for real-time alerts and coordinated responses with traffic management [5]. - In Hunan, the introduction of drone surveillance for highways aims to improve the detection and management of incidents, significantly reducing response times [5]. Group 4: Community Engagement - The initiative includes community outreach, such as providing free vehicle safety checks and distributing reflective materials to enhance nighttime visibility for drivers [6][7]. - The company has also initiated a "tail-light" campaign for large trucks to improve nighttime safety and reduce rear-end collisions [6][7]. Group 5: Long-term Commitment - Ping An plans to continue its efforts in road safety and risk reduction, emphasizing the transition from reactive compensation to proactive, comprehensive support throughout the entire lifecycle of road safety [7]. - The company has already made significant contributions, including the donation of over 10,000 traffic safety facilities and training for more than 200,000 villagers in traffic safety and financial consumer protection [7].

Core Viewpoint - The Cangyuan Financial Regulatory Bureau approved the request from China Ping An Property & Casualty Insurance Company to change the business location of its Cangyuan branch to a new address in Mengdong Town, Cangyuan Wa Autonomous County, Yunnan Province [1] Group 1 - The new business location is specified as Room 101, 1-2 floors, Building 9, Auto Trading Market, Mengdong Town, Cangyuan Wa Autonomous County, Yunnan Province [1] - The company is required to handle the change and obtain the necessary permits in accordance with relevant regulations [1]