Core Viewpoint - The article emphasizes the importance of stabilizing foreign trade in the context of a complex and uncertain global economy, highlighting the proactive role of the Bank of Communications Henan Branch in supporting foreign trade enterprises [1][2]. Group 1: Financial Support for Foreign Trade Enterprises - The Bank of Communications Henan Branch has taken responsibility for providing financial services to the real economy, focusing on foreign trade enterprises, particularly in the used car import and export sector [1]. - As of September 2025, the bank has opened foreign currency accounts for 23 key foreign trade enterprises, with a related loan balance of 36.78 million yuan, reflecting a year-on-year increase of over 600% and a 10 basis point reduction in financing costs [1]. - The bank has improved customer experience by enhancing cross-border settlement and comprehensive financial services, utilizing the "cross-border RMB settlement facilitation" pilot to help enterprises increase capital turnover efficiency [1]. Group 2: Innovation and Collaboration - The Bank of Communications Henan Branch has strengthened cooperation with government departments, establishing an information exchange mechanism to integrate key data such as customs clearance and tax refunds [2]. - The bank has innovated financial products tailored to foreign trade enterprises, relying on a customized credit assessment system to enable "instant approval" for loans [2]. - Future plans include deepening scenario-based innovative services and enhancing financial service capabilities to better support enterprises [2].

Core Viewpoint - The article emphasizes the importance of stabilizing foreign trade in the context of a complex and uncertain global economy, highlighting the proactive role of the Bank of Communications Henan Branch in supporting foreign trade enterprises [1][2]. Group 1: Financial Support for Foreign Trade Enterprises - The Bank of Communications Henan Branch has taken responsibility for providing financial services to the real economy, focusing on foreign trade enterprises, particularly in the used car import and export sector [1]. - As of September 2025, the bank has opened foreign currency accounts for 23 key foreign trade enterprises, with a related loan balance of 36.78 million yuan, representing a year-on-year increase of over 600% [1]. - The financing cost for these enterprises has decreased by 10 basis points, and the bank has improved customer experience by enhancing cross-border settlement and comprehensive financial services [1]. Group 2: Innovative Financial Products and Services - The Bank of Communications Henan Branch has strengthened cooperation with government departments to establish an information exchange mechanism, integrating key data such as customs clearance and tax refunds [2]. - The bank has innovated financial products tailored to foreign trade enterprises, utilizing a customized credit assessment system to enable "instant approval" for loans [2]. - Future plans include deepening scenario-based innovative services to enhance financial service capabilities for enterprises [2].

Core Insights - Jiangsu province contributes nearly 10% of China's GDP, with a projected GDP of over 13.7 trillion yuan in 2024, driven by robust industrial clusters and efficient supply chain networks [1] - The traditional supply chain finance model, heavily reliant on core enterprise credit, is facing challenges and is undergoing a transformation towards a data-driven credit system [5][6] Supply Chain Challenges - Many small and medium-sized enterprises (SMEs) in Jiangsu's manufacturing sector struggle with financing due to reliance on traditional collateral methods, which do not suit their operational models [2][3] - The "nuclear control" model, which depends on core enterprises for credit, creates significant credit risks and fails to support the financing needs of smaller enterprises [3][4] Innovative Solutions - The emergence of the "de-nuclearization" model aims to reduce reliance on core enterprise credit by utilizing data credit systems, allowing for a more inclusive financing approach [5][6] - Companies like Qingtian Technology have successfully implemented innovative financing solutions, such as "Quick Payment," which leverages transaction data to facilitate quicker access to loans for SMEs [6][7] Collaborative Financing Models - XuGong Group has developed its own supply chain finance platform, XuGong Rongpiao, to integrate suppliers and financial resources, although it initially faced challenges with traditional financing models [4][8] - New risk-sharing mechanisms have been introduced, allowing for a more collaborative approach between core enterprises and financial institutions, enhancing credit access for SMEs [8][9] Policy and Technological Support - The Chinese government is promoting the "de-nuclearization" model through policies that encourage the use of data credit and support financing for SMEs [11][12] - Jiangsu province is actively exploring digital financial services to innovate supply chain financing, aiming to create a comprehensive credit evaluation system [11][12] Future Directions - The shift towards a decentralized credit system based on real transaction data is expected to enhance the resilience of supply chains and foster closer cooperation among industry players [12][13] - Financial institutions are encouraged to adopt multi-dimensional analyses of supply chain clients to support the development of data credit systems, which will be crucial for the future of supply chain finance [12][13]

Group 1 - The core announcement is that from October 22, 2025, the Rongtong Core Value Mixed Securities Investment Fund (QDII) Class C will have Bank of Communications as a new sales institution, allowing for regular investment services [1] - Investors can engage in regular investment services through the mentioned sales institution, with specific procedures and rules detailed by the institution [1] - For detailed information about the fund, investors are advised to read the fund's legal documents, including the "Fund Contract" and "Prospectus" [1] Group 2 - Contact information for Bank of Communications includes their website and customer service number [2] - Rongtong Fund Management Co., Ltd. also provides their contact details for investor inquiries [2] - The announcement is officially made by Rongtong Fund Management Co., Ltd. on October 22, 2025 [4]

Core Insights - The consumption market during the National Day holiday has shown significant growth, becoming a key driver of economic expansion. The Bank of Communications (交通银行) has actively implemented measures to enhance service consumption and provide benefits to customers during this period [1][5]. Group 1: Consumer Engagement Initiatives - The Bank of Communications launched a "October Carnival Enjoy Gifts" campaign to stimulate consumer spending during the holiday, resulting in increased customer engagement and spending [2]. - Customers can participate in a consumption ranking activity with rewards ranging from 50 to 1000 yuan based on their spending levels, effectively motivating them to spend more during the holiday [2]. - The bank also introduced a lottery system where customers can earn chances to win prizes with single transactions over 68 yuan, further encouraging participation in various consumption scenarios [2]. Group 2: Points and Rewards System - The bank enhanced its points redemption system, allowing customers to use points for discounts on entertainment subscriptions and purchases of electronics, aligning with the peak season for new product launches [3]. - Customers can enjoy up to 90% points redemption on single orders and up to 20% on electronics purchases, making it more attractive for them to shop during the holiday [3]. - The adjustment of the points accumulation rules to include daily mobile payments aims to create a positive cycle of consumption and rewards, increasing the usage of the bank's credit cards [3]. Group 3: Expanding Financial Services - The "Hundred Counties, Ten Thousand Stores" initiative aims to broaden the reach of inclusive financial services, focusing on high-frequency consumption areas during the holiday [4]. - The bank partnered with local restaurants and retail brands to offer discounts for family gatherings and promoted financing options for large purchases, responding to consumer needs during the holiday [4]. - The initiative also includes special offers for new customers, enhancing the convenience and satisfaction of holiday shopping experiences [4]. Group 4: Future Outlook - The bank plans to continue enhancing its financial services and consumer engagement strategies as major shopping events like "Double Eleven" approach, focusing on customer needs and innovative financial solutions [5]. - The ongoing commitment to integrating financial services with emerging consumption trends aims to stimulate consumer potential and contribute to high-quality economic development [5].

香港交易及結算所有限公司及香港聯合交易所有限公司對本通告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不就因本通告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 （於中華人民共和國註冊成立的股份有限公司） （股份代號：03328） 董事會會議通告 承董事會命 交通銀行股份有限公司 何兆斌 公司秘書 中國上海 2025年10月20日 於本通告發佈之日，本行董事為任德奇先生、張寶江先生、殷久勇先生、周萬阜 先生、常保升先生*、廖宜建先生*、陳紹宗先生*、穆國新先生*、艾棟先生*、 石磊先生 # 、張向東先生 # 、李曉慧女士 # 、馬駿先生 # 、王天澤先生 # 及肖偉先生 # 。 * 非執行董事 # 獨立非執行董事 茲通知交通銀行股份有限公司（「本行」）董事會（「董事會」）將於二零二五年十月 三十日（星期四）舉行董事會會議，藉以審議及批准（其中包括）本行及其附屬公司 截至二零二五年九月三十日止九個月之未經審核季度業績。 ...

Core Viewpoint - The board of directors of Bank of Communications (03328.HK) will hold a meeting on October 30, 2025, to review and approve the unaudited quarterly results for the nine months ending September 30, 2025 [1] Group 1 - The meeting is scheduled for a Thursday [1] - The results to be reviewed include those of the bank and its subsidiaries [1]

董事會會議通告 茲通知交通銀行股份有限公司（「本行」）董事會（「董事會」）將於二零二五年十月 三十日（星期四）舉行董事會會議，藉以審議及批准（其中包括）本行及其附屬公司 截至二零二五年九月三十日止九個月之未經審核季度業績。 承董事會命 香港交易及結算所有限公司及香港聯合交易所有限公司對本通告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不就因本通告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 （於中華人民共和國註冊成立的股份有限公司） （股份代號：03328） 中國上海 2025年10月20日 於本通告發佈之日，本行董事為任德奇先生、張寶江先生、殷久勇先生、周萬阜 先生、常保升先生*、廖宜建先生*、陳紹宗先生*、穆國新先生*、艾棟先生*、 石磊先生 # 、張向東先生 # 、李曉慧女士 # 、馬駿先生 # 、王天澤先生 # 及肖偉先生 # 。 * 非執行董事 # 獨立非執行董事 交通銀行股份有限公司 何兆斌 公司秘書 ...

延伸阅读： 罗莱生活:高瞻辞去公司内部审计负责人职务 东华测试:聘任刘妍娜为公司内部审计负责人 康为世纪拟聘任汤玉峰为公司内部审计负责人 原标题："交通银行(03328)：林至红辞任内部审计负责人" 智通财经APP讯，交通银行(03328)发布公告，该行董事会近日收到内部审计负责人林至红女士的书面辞 任报告，林至红女士因工作岗位调整辞去该行审计监督局局长职务，辞任自2025年10月16日起生效。林 至红女士的辞任不会对该行日常生产经营活动产生不利影响。 ...

Core Viewpoint - The book "Golden Sparks: A Century of Banking History" serves as a vivid recounting of the evolution of the banking industry in China, highlighting the spirit and dedication of financial professionals throughout history [2][4]. Group 1: Historical Research Methodology - The author employs a meticulous "archaeological" approach to historical research, visiting numerous archives across China to uncover historical truths [3]. - The book consists of 32 articles, many of which have been significantly expanded, showcasing the author's commitment to historical accuracy and narrative depth [3]. - The combination of academic rigor and literary appeal makes the book both a valuable historical resource and an engaging read [3]. Group 2: Thematic Structure and Values - The book is structured into three main sections: "Historical Events: The Original Intention Reflecting the Party Flag," "Pioneers: New Sparks in Banking," and "Famous Figures: Passing on the Flame" [4]. - It captures the essence of the banking industry's development in China, emphasizing the commitment of bankers to serve the people and the nation under the leadership of the Communist Party [4][5]. - The narrative highlights key historical figures, such as Chen Bi, who played a crucial role in the establishment of the Bank of Communications, linking the bank's mission to national interests [4]. Group 3: Impact of Historical Events - The banking sector demonstrated its commitment to the nation during the Second Sino-Japanese War, with leaders like Hu Bijiang actively supporting the government and participating in war efforts [5]. - The book details the involvement of bank employees in anti-Japanese activities, showcasing the growing influence of the Communist Party within the banking industry [6]. - Post-war, the bank played a significant role in consolidating national capital and supporting major economic projects, reflecting its importance in the country's recovery and development [6][8]. Group 4: Legacy and Future Outlook - The narrative emphasizes the continuous connection between the bank's history and the fate of the nation, illustrating the enduring spirit of service to the country [8]. - The title "Golden Sparks" symbolizes both a historical legacy and a guiding principle for future endeavors in the banking sector [8][9]. - The book serves as a reminder that the fundamental mission of the banking industry—to serve the nation and its people—remains unchanged despite technological advancements [9].