Group 1 - The core viewpoint of the articles highlights the effective implementation of consumption-boosting policies in China, leading to stable growth in the consumer market and the emergence of new consumption drivers [1][2] - The Bank of Communications has launched a new online credit product called "Guo Bu Loan," specifically designed for merchants participating in national subsidy activities, with a maximum credit limit of 3 million yuan [1] - The "Guo Bu Loan" product addresses the urgent funding needs of distributors in the home appliance, digital, and home improvement sectors, enhancing their confidence and ability to stock up for the upcoming sales season [1] Group 2 - The Bank of Communications is developing a smart operational model for the "Guo Bu Loan," utilizing a unified system for data integration while catering to local needs, which allows for efficient resource reuse across supply chain scenarios [2] - The "Guo Bu Loan" has already been launched in provinces such as Henan, Hubei, Sichuan, and Chongqing, with plans for nationwide coverage in the future [2]

Core Insights - The demand for financial technology talent is increasing, with banks implementing specialized recruitment plans for various roles [1] - Banks are focusing on composite and refined talent needs, shifting from traditional human resource management to technology-enabled talent strategies [1] Group 1: Specialized Recruitment Plans - Agricultural Bank is recruiting for a "Five Major Articles" green finance position, aiming to hire 10 individuals for policy research, industry analysis, product innovation, marketing, and risk management in green finance [1] - The recruitment announcements from Bank of Communications indicate the establishment of specialized talent positions in financial services, credit card centers, and provincial branches, alongside roles in financial technology and marketing [1] - Bank of China has created a dedicated position in its pension finance center, focusing on pension financial policy research, market analysis, and ecosystem development for pension finance [1] Group 2: Talent Strategy Transformation - Overall, banks are transitioning their talent strategies towards a more composite and refined approach, emphasizing the integration of technology in talent management [1]

Group 1 - The signing ceremony for the "GX-TravelEase Bank+" tourism financial service partnership was held in Guilin, aimed at enhancing inbound tourism in Guangxi [1][3] - The partnership between the Guangxi Cultural and Tourism Department and Bank of Communications Guangxi Branch focuses on integrating finance with cultural tourism to improve visitor experiences [3] - The initiative is expected to contribute to the high-quality development of Guangxi's cultural tourism industry and support the region's goal of becoming a world-class tourist destination [3][4] Group 2 - The "GX-TravelEase Bank+" service will provide seamless payment solutions for inbound tourists, enhancing the international service level of Guangxi's tourism [3] - The unveiling of the service point at the Bank of Communications Guilin Branch is part of a broader strategy to create a financial ecosystem that supports cultural tourism [3][4] - The initiative is seen as a practical measure to benefit inbound tourists and promote the integration of financial services with tourism [3]

曲恒善、赵秀军被查 9月19日，中央纪委国家监委驻中国银行纪检监察组、辽宁省纪委监委消息：中国银行大连市分行原党 委委员、副行长曲恒善涉嫌严重违纪违法，目前正接受纪律审查和监察调查。 （原标题：大连中行原副行长曲恒善，落马！已退休多年，去年还在大连银行领取24万独董津贴） 又有多名国有大行干部落马消息传来！ 9月19日晚间，据中央纪委国家监委网站消息，中国银行大连市分行原党委委员、副行长曲恒善因涉嫌 严重违纪违法被查，公开资料显示，曲恒善已从中行退休多年。 就在近日，交通银行山西省分行党委委员、副行长赵秀军涉嫌严重违纪违法被查。 还有多名大行原干部在被查数月后，具体处分近日落地。其中工商银行河南省分行原党委书记、行长许 杰被开除党籍，取消其享受的待遇；通报显示其"追求低级趣味、私欲膨胀、以权敛财"。中国银行集中 采购中心原副总经理关小虎被开除党籍和公职，通报称其"在职工录用方面为他人谋取利益"和"有巨额 财产不能说明来源"。 许杰被指"私欲膨胀、以权敛财" 近日，多名国有大行干部被处分的具体情况公布。9月16日消息，工商银行河南省分行原党委书记、行 长许杰被开除党籍。而在今年2月，许杰因严重违纪违法问题被立案 ...

又有多名国有大行干部落马消息传来！ 9月19日晚间，据中央纪委国家监委网站消息，中国银行大连市分行原党委委员、副行长曲恒善因涉嫌严重违纪违法被 查，公开资料显示，曲恒善已从中行退休多年。 就在近日，交通银行山西省分行党委委员、副行长赵秀军涉嫌严重违纪违法被查。 还有多名大行原干部在被查数月后，具体处分近日落地。其中工商银行河南省分行原党委书记、行长许杰被开除党籍， 取消其享受的待遇；通报显示其"追求低级趣味、私欲膨胀、以权敛财"。中国银行集中采购中心原副总经理关小虎被开 除党籍和公职，通报称其"在职工录用方面为他人谋取利益"和"有巨额财产不能说明来源"。 曲恒善、赵秀军被查 9月19日，中央纪委国家监委驻中国银行纪检监察组、辽宁省纪委监委消息：中国银行大连市分行原党委委员、副行长曲 恒善涉嫌严重违纪违法，目前正接受纪律审查和监察调查。 券商中国记者注意到，曲恒善卸任中行大连分行副行长多年，退休后到大连银行担任独立董事。大连原银保监局公开批 复信息显示，2019年11月，大连原银保监局核准了曲恒善大连银行独立董事任职资格。另据大连银行2024年年报，截至 去年末，曲恒善担任该行独立董事，董事津贴为24万元。 大 ...

9月19日，江西省委书记尹弘在南昌会见了交通银行党委书记、董事长任德奇一行。 尹弘指出，希望交 通银行继续发挥国有大行的优势，在以往双方良好合作的基础上，加大金融资源投放力度，更好支持江 西产业发展；综合运用大数据和区块链技术，深入推动金融创新与科技赋能，为各类企业和项目提供高 效金融服务，以务实合作的新成果实现更高水平的互利共赢。 ...

Core Insights - The role of bank return equity investment is becoming increasingly awkward due to regulatory changes and the emergence of new investment channels [2][3] - The shift from bank return equity investment to financial asset investment companies (AIC) is reshaping the landscape of equity investment in China [3][8] Historical Context - Bank return equity investment was once thriving, with major banks establishing investment funds in Hong Kong and investing in various sectors such as healthcare and technology [4][5] - The peak of bank return equity investment occurred between 2012 and 2015, driven by the rise of RMB funds and collaboration with local governments [5][6] Regulatory Environment - Financial regulatory authorities have discouraged bank return equity investment due to compliance issues and the high-risk nature of equity investments [6][7] - Recent policies have opened up avenues for banks to engage in equity investment through AICs, effectively closing the door on return equity investment [3][8] Market Trends - Since 2018, the number of bank return equity investment funds has decreased, and their market activity has significantly cooled down [7][9] - The emergence of AICs has led to a competitive disadvantage for bank return equity investment platforms, as many technology companies prefer AIC funding due to perceived policy risks [9][10] Future Directions - Bank return equity investment platforms are exploring business transformation into asset management and financial advisory services, but these areas are seen as less profitable compared to equity investment [10][11] - The potential closure of these platforms raises concerns about the future of employees and the need for new business models [10][11]

Core Points - The event "Party Building Leads to Empowerment" was successfully held by the Shenzhen Branch of Bank of Communications on September 18, under the guidance of the Municipal Social Work Department and the "Two New" Work Committee of the Municipal Party Committee [1] - The event aimed to strengthen ideological co-construction, promote resource sharing, and achieve collaborative progress through party building [1] - Jiang Zhou, the Party Secretary and President of the Shenzhen Branch, emphasized the bank's commitment to political and public service responsibilities, and the importance of innovative party building methods to deepen cooperation between government, banks, and enterprises [1] - Lin Qianjie, the First Secretary of the Joint Party Committee of the Shenzhen Advanced Manufacturing Industry Association, highlighted the event as a platform for exchange and a significant ideological feast [1] - The event featured a lecture by Jia Xingdong, Director of the Economic Committee of the Shenzhen Municipal Political Consultative Conference, focusing on the development status and future trends of the "20+8" key industrial clusters in Shenzhen [1] - The lecture provided valuable insights into the "20+8" industrial policy, aiding party members and cadres in understanding its rich connotations and practical requirements for promoting high-quality development of enterprises in Shenzhen [1] Participation - A total of 220 participants attended the event, including representatives from the Shenzhen Municipal Social Work Department, the "Two New" Work Committee, the Joint Party Committee of the Shenzhen Advanced Manufacturing Industry Association, associations, chambers of commerce, enterprises, and party representatives from the Bank of Communications Shenzhen Branch [2]

Group 1 - The private placement market has seen significant growth this year, with 99 listed companies completing placements, raising a total of 757.34 billion yuan, a year-on-year increase of 534.49% [1] - The industries with the highest number of companies conducting private placements include chemicals, machinery, hardware equipment, electrical equipment, and semiconductors, with 15, 10, 10, 9, and 7 companies respectively [1] - Eight companies raised over 10 billion yuan through private placements, with four major banks raising a combined total of 520 billion yuan [1] Group 2 - A total of 270 listed companies have disclosed private placement plans this year, representing a year-on-year increase of 126.89% [2] - Private placement funding is crucial for the development of companies, particularly in the semiconductor and electrical equipment sectors, enabling them to attract talent and enhance R&D [2] - The active participation of institutional investors in private placements is driven by improved market conditions and positive future expectations [2]

在今日下午的2025年上海辖区上市公司集体接待日暨中报业绩说明会上，交通银行执行董事、副行长周 万阜针对有关"公司下半年信贷投放储备情况如何？是否有利于提高息差？"提问表示，交行一直以来高 度重视信贷项目储备，认真落实金融服务实体经济高质量发展相关要求，全力推动项目储备扩容提 质。"目前看，我们三、四季度项目储备和需求总体保持平稳，项目储备重点聚焦'两重''两新'、制造 业、普惠金融、绿色发展、科技创新、乡村振兴等重点领域，进一步强化推动力度。同时，交行也结合 各地方产业经济结构和产业特色，储备了一批重点优质项目。"中报显示，今年上半年，交通银行的客 户贷款利息收入1,383.25亿元，同比减少123.96亿元，降幅8.22%，主要由于客户贷款年化平均收益率同 比下降57个基点。 ...