山西晚报·山河+讯（记者 张珍）近日，浦发银行太原分行携手山西股权交易中心、山西省上海商会成 功举办"'十五五'规划建议宏观政策解读与民营企业发展机遇分析专题讲座"。活动中，浦发银行科技金 融服务体系2.0正式亮相，这也是该行锚定"十五五"航向，以金融之力铸就区域发展新引擎的具体行 动。 作为活动主办方之一，浦发银行太原分行党委委员、副行长张卫华代表主办方致欢迎辞，现场分享 了"供应链金融+普惠服务""科技金融+产业赋能"等特色服务方案，介绍了针对民营企业的专属信贷产 品、线上化服务渠道及综合金融支持政策，为企业破解融资痛点、链接金融资源搭建了桥梁。山西股权 交易中心、山西省上海商会也分别从企业挂牌培育、资源对接合作等维度，分享了助力民营企业成长的 服务举措，为企业提供了多元化发展支持路径。 据了解，此次正式亮相的浦发银行科技金融服务体系2.0，包括了中试金融方案、A轮融资方案、数转贷 方案、数据资产融资方案、专精特新数字金融解决方案、并购重组方案、浦科出海方案等七大专属服务 方案。这既是浦发银行太原分行响应山西战略部署、落实浦发银行总行"数智化"战略的具体行动，更是 该行深耕科技金融赛道的坚定承诺。 浦发银 ...

临近年末，村镇银行兼并重组的步伐仍在加快。 据证券时报记者梳理，截至发稿，年内完成退出的村镇银行总数已达226家，超出2024年1.7倍。除了数 量增加，"化险"队伍也逐步扩容至国有大行、外资行。 "村改支"和"村改分"成主流 "化险队伍的扩大与处置风险的逻辑有关，处置风险根据紧迫程度排序。"上海金融与法律研究院研究员 杨海平表示，城农商行为村镇银行主要发起方且下属机构风险程度高，在其率先启动化险程序并取得成 根据金融监管总局官网信息，截至12月23日，2025年完成注销退出的村镇银行总数已达226家，而2024 年、2023年、2022年这一数据分别为83家、9家、8家。 仅12月12日，注销退出的村镇银行就有14家，包括湖南城步湘农村镇银行、江门新会新华村镇银行、哈 尔滨呼兰浦发村镇银行、桦川融兴村镇银行等。 从实践案例来看，"村改支"和"村改分"式兼并重组是年内村镇银行注销退出的主要模式。以上述14家村 镇银行为例，其退出均因被主发起行吸收合并，其中"湘农系"村镇银行主发起行为湖南银行（原华融湘 江银行），"新华系"村镇银行主发起行为马鞍山农商行，哈尔滨呼兰浦发村镇银行主发起行为浦发银 行，桦川融兴村镇 ...

Core Viewpoint - The recent draft of the "Guidelines for Performance Assessment Management of Fund Management Companies" introduces significant reforms in the public fund industry, emphasizing performance-based evaluations and potentially leading to salary reductions for nearly a thousand fund managers [1][7]. Fund Performance and Dividend Distribution - The guidelines stipulate that fund companies should prudently determine dividend frequency and ratios based on the long-term performance of fund products and investor gains or losses, particularly reducing dividends for funds with poor performance over the past three years [1][7]. - According to the 2024 annual report of Shanghai Pudong Development Bank, the operating income of Puyin Ansheng Fund was 1.276 billion yuan, with a net profit of 253 million yuan, resulting in a total dividend of 100 million yuan and a dividend rate of 39.53% [1][7]. - Over the past decade (2015-2024), Puyin Ansheng Fund has accumulated a net profit of 2.702 billion yuan and distributed a total of 882 million yuan in dividends to shareholders, with Shanghai Pudong Development Bank receiving 450 million yuan [1][8]. Comparison with Foreign Shareholders - The foreign shareholder, AXA Investment Managers, has received a total of 344 million yuan in dividends over the same period, having invested at least 468 million yuan since the fund's establishment in 2007 [3][10]. - In contrast, foreign shareholders in the industry, such as the second-largest shareholder of Penghua Fund, have seen significantly higher returns, with a total of 1.667 billion yuan in dividends over the past decade, indicating a stark difference in investment returns compared to AXA [10]. Fund Product Performance - Data from Wind shows that from 2022 to 2024, 32 out of 74 fund products (43%) under Puyin Ansheng Fund reported losses, and 47 products (63%) underperformed their benchmarks, with 17 products (22%) underperforming by more than 10% [5][11]. - For the period from December 1, 2022, to November 30, 2025, 15 out of 86 products (17%) are expected to incur losses, with 55 products (63%) underperforming their benchmarks [5][12].

Core Viewpoint - The Hainan Securities Regulatory Bureau has announced the registration of seven institutions for the cross-border asset management pilot business in Hainan Free Trade Port, which aims to innovate and expand cross-border financial product offerings and attract both domestic and foreign asset management institutions to support the development of Hainan Free Trade Port [1][2]. Group 1: Registered Institutions - Two securities firms, Jinyuan Securities and Wanhua Securities, along with two fund management companies, Huibaichuan Fund Management Co., Ltd. and Peng'an Fund Management Co., Ltd., have been registered as product issuance institutions [2]. - Three banks, namely Industrial Bank Co., Ltd. Haikou Branch, Shanghai Pudong Development Bank Co., Ltd. Haikou Branch, and China Merchants Bank Co., Ltd. Haikou Branch, have been registered as product sales institutions [2]. Group 2: Pilot Business Implementation - The first batch of cross-border asset management pilot business by Huibaichuan Fund and Pudong Development Bank has been successfully subscribed by foreign investors, with funds flowing through the bank's cross-border account system to invest in the domestic capital market [4]. - As of October 16, 2025, the People's Bank of China Hainan Branch has approved a quota of 5 billion RMB for four pilot issuing institutions [4]. - By December 16, 2025, three pilot issuing institutions had successfully issued products that were subscribed by foreign investors, demonstrating smooth and efficient fund transfers [4]. Group 3: Regulatory Framework - The implementation details for the cross-border asset management pilot business were jointly issued by several regulatory bodies, officially starting on August 21, 2025, allowing foreign investors to invest in various financial products issued by Hainan Free Trade Port financial institutions [6]. - The initial total scale limit for the pilot program is set at 10 billion RMB, with the People's Bank of China Hainan Branch responsible for setting and dynamically adjusting this limit based on market conditions [6][5]. - Foreign investors can use funds from both domestic and international sources to purchase pilot asset management products, with specific requirements for domestic funds [7].

证券之星消息，12月23日股份制银行板块较上一交易日上涨0.46%，浦发银行领涨。当日上证指数报收 于3919.98，上涨0.07%。深证成指报收于13368.99，上涨0.27%。股份制银行板块个股涨跌见下表： 从资金流向上来看，当日股份制银行板块主力资金净流出2.29亿元，游资资金净流入2.94亿元，散户资 金净流出6470.84万元。股份制银行板块个股资金流向见下表： 以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成投资建议。 ...

Core Viewpoint - The report highlights that Pudong Development Bank (PDB) has a strong state-owned background and significant regional advantages, with a strategic focus on digital transformation under the new chairman's leadership in Q4 2023 [1] Group 1: Strategic Initiatives - PDB is undergoing an organizational restructuring to enhance its digital strategy and increase credit issuance while maintaining strict asset quality control [1] - The bank aims to strengthen risk compensation and improve profitability through these strategic initiatives [1] Group 2: Market Position and Performance - PDB is aligning with the construction of five key centers, leveraging technology finance as a critical growth area and developing differentiated advantages across five major tracks [1] - The bank's net profit growth momentum is expected to be strong, supported by the conversion of "Pudong Convertible Bonds" and continuous improvement in asset quality [1] Group 3: Valuation and Investment Outlook - The current stock price reflects a 3.4% dividend yield for 2025, which remains attractive compared to government bond yields, and is trading at 0.54 times the 2025 price-to-book ratio [1] - The valuation is perceived to be suppressed by insufficient economic recovery expectations and pessimistic market sentiment, highlighting a favorable investment opportunity with a "buy" rating maintained [1]

Group 1 - The core viewpoint of the news is that Shanghai Pudong Development Bank (SPDB) has shown a positive stock performance with a 20.24% increase year-to-date and a recent rise of 2.06% in a single trading day, indicating strong market interest and investor confidence [1] - As of December 23, SPDB's stock price reached 11.88 yuan per share, with a total market capitalization of 395.67 billion yuan and a trading volume of 441 million yuan [1] - The net inflow of main funds into SPDB was 52.42 million yuan, with significant buying activity from large orders, indicating robust institutional interest [1] Group 2 - SPDB reported a total revenue of 132.28 billion yuan for the first nine months of 2025, reflecting a year-on-year growth of 1.88%, while the net profit attributable to shareholders increased by 10.21% to 38.82 billion yuan [3] - The bank has distributed a total of 153.82 billion yuan in dividends since its A-share listing, with 31.22 billion yuan distributed over the past three years [4] - As of September 30, 2025, the number of SPDB shareholders increased by 2.58% to 119,100, indicating growing investor interest [3]

Core Viewpoint - Shanghai Pudong Development Bank (SPDB) has received approval to absorb and merge Gongyi Pudong Village Bank, marking significant progress in the "village-to-branch" reform process [1] Group 1: Company Developments - SPDB has been authorized by the National Financial Regulatory Administration of Henan to acquire Gongyi Pudong Village Bank and establish a branch in Zhengzhou, inheriting the assets, liabilities, business, and employees of the village bank [1] - Gongyi Pudong Village Bank was established on September 17, 2009, with a registered capital of 150 million yuan, and SPDB held a 51% stake in it [1] - This acquisition follows a recent approval for SPDB to acquire Zhejiang Pingyang Pudong Village Bank, which was also converted into a branch of SPDB [1] Group 2: Industry Trends - Since July, SPDB has completed the "village-to-branch" reform for 12 independent village banks, with all institutions receiving regulatory approval for absorption and merger [1] - The reform process has been observed across various regions, including Gansu, Yunnan, Zhejiang, Chongqing, Shanxi, Tianjin, Shaanxi, Shandong, Xinjiang, Liaoning, Ningxia, and Henan [1] - The overall trend in the industry shows that major banks, including state-owned and joint-stock banks, are accelerating the "village-to-branch" process, with Agricultural Bank of China recently approved to absorb 192 rural banks and credit cooperatives in Jilin [2] Group 3: Regulatory Context - SPDB's actions align with the regulatory requirements aimed at reforming and mitigating risks for small financial institutions, enhancing the quality of financial services in rural areas [2] - As of August 15, 100 village banks have completed absorption and restructuring, surpassing the total of 94 expected for the entire year of 2024 [2] - The absorption and conversion of village banks into branches are expected to enhance service capabilities and risk resilience for these institutions, while also expanding the operational scope for the parent banks [2]

Group 1 - The core point of the article is that Shanghai Pudong Development Bank (SPDB) has received approval to acquire Gongyi Pudong Village Bank, marking significant progress in the "village-to-branch" reform process [2] - SPDB will establish a new branch in Zhengzhou, Gongyi, and will take over the assets, liabilities, business, and employees of Gongyi Pudong Village Bank after its asset verification [2] - Since July, SPDB has completed the "village-to-branch" reform for 12 independent village banks, with approvals from regulatory authorities for their absorption and conversion into branches [2][3] Group 2 - The move aligns with the policies from the Central Government and regulatory bodies aimed at reforming and mitigating risks in small financial institutions, enhancing financial services in rural areas [3] - Other banks, including state-owned and joint-stock banks, are also accelerating the "village-to-branch" process, with Agricultural Bank of China recently approved to absorb 192 rural banks and credit cooperatives [3] - As of August 15, 100 village banks have completed absorption and restructuring, surpassing the total of 94 expected for the entire year of 2024 [3]

Core Viewpoint - Shanghai Pudong Development Bank (SPDB) has received approval to acquire Gongyi Pudong Village Bank, marking significant progress in the "village-to-branch" reform process [2][3]. Group 1: Acquisition and Reform Progress - The approval from the National Financial Regulatory Administration allows SPDB to absorb Gongyi Pudong Village Bank and establish a new branch in Zhengzhou [2]. - Since initiating the "village-to-branch" reform in July, SPDB has completed the transformation of 12 independent village banks into branches, with regulatory approval for each merger [2][3]. - The geographical distribution of these reforms includes provinces such as Gansu, Yunnan, Zhejiang, Chongqing, Shanxi, Tianjin, Shaanxi, Shandong, Xinjiang, Liaoning, Ningxia, and Henan [2]. Group 2: Industry Context and Implications - The move aligns with the regulatory push for reforming small financial institutions and enhancing financial services in rural areas [3]. - Other banks, including state-owned and joint-stock banks, are also accelerating their "village-to-branch" processes, with Agricultural Bank of China recently approved to absorb 192 rural banks and credit cooperatives [3][4]. - As of August 15, 100 village banks have completed mergers, surpassing the total expected exits for 2024 [4].