党的二十届三中全会提出，高质量发展是全面建设社会主义现代化国家的首要任务。作为北京市管金融企业，华夏银行始终坚持植根首都、服务首都，积 极贯彻落实北京市委市政府"推动首都高质量发展"工作部署，争做"首都金融排头兵"，始终将服务首都经济社会高质量发展作为使命担当。 首都国企作为推动北京经济发展的 " 主力军 " ，是激发市场活力的关键力量。 华夏银行本次活动旨在推动与首都国企合作向纵深发展，共同打造 " 政银 企 投 " 合作新模式。 此次大会邀请了涵盖城市基建、民生保障、先进制造等 多个关键 领域的重点企业代表，通过项目对接、产业协同、数字赋能等多元 合作、协同发展的创新模式，建立起 "产融结合、优势互补、合作共赢" 的发展合作机制， 标志着华夏银行与首都国企的合作向更深层次、更广维度迈进 。 以至臻方案，启服务新篇 4 月 2 8 日， " 华夏银行服务首都国企高质量发展大会 " 隆重召开，北京 市国资委 领导 、 16 家首都国企 主要 负责人及媒体代表齐聚一堂， 共 商国企改革深化提升行动背景下产融协同新路径， 共同见证华夏银行与 首都国企开启合作新篇章。会上，华夏银行与 16 家首都国企签署战略合 作 ...

Core Viewpoint - The conference held by Huaxia Bank aimed to deepen cooperation with state-owned enterprises in Beijing, focusing on high-quality development and innovative financial services to support national strategies and the capital's functional positioning [1][3][10]. Group 1: Strategic Cooperation - Huaxia Bank signed strategic cooperation agreements with 16 major state-owned enterprises in Beijing, marking a new chapter in their collaboration [1][3]. - The event emphasized the importance of state-owned enterprises as key drivers of Beijing's economic development and aimed to establish a new model of cooperation between government, banks, and enterprises [3][8]. Group 2: Financial Services and Innovations - Huaxia Bank introduced various financial products and services, including digital financial solutions and cross-border financing, to create a diversified financial service ecosystem for state-owned enterprises [5][6]. - The bank launched the "Shuyitong" series of products to address financing challenges in industries such as automotive, logistics, and consumption, positioning itself as a partner in industrial digital finance [5][6]. Group 3: Commitment to Quality Service - The bank provided a "Financial Service Card" to the signed state-owned enterprises, ensuring dedicated service teams and a 24/7 response system to meet their financial needs [6][8]. - Huaxia Bank aims to build a financial empowerment network covering the core industrial chain of the capital, contributing to the establishment of a high-quality development ecosystem for state-owned enterprises [8][14]. Group 4: Future Directions - The bank's leadership highlighted the importance of aligning with national strategies, focusing on technological innovation, green transformation, and digital empowerment to provide comprehensive services to state-owned enterprises [12][14]. - The conference was seen as a starting point for further deepening cooperation and creating benchmark projects in infrastructure, emerging industries, and achieving carbon neutrality goals [10][14].

齐鲁晚报·齐鲁壹点 王赟 作为一家最早进行股改的商业银行，华夏银行曾一度是国内股份行的"领头羊"。 这个春天，华夏银行一直延续着去年不断收罚单的节奏，这个4月，罚单与年报齐至。 涉"贷款管理不到位"又被罚 上周，国家金融监督管理总局江西监管局出具的一则行政处罚信息公开表显示，因贷款管理不到位，江西监管局对华夏银行南昌分行罚款80万 元。 今年初，1月27日，即2025年春节前最后一个工作日，华夏银行发布公告称，李民吉因个人原因，辞去本行董事长、执行董事及董事会专门委员 会相关职务，李民吉的辞职自2025年1月24日起生效。 值得注意的是，2024年12月，华夏银行召开董事会，李民吉被选举为第九届董事会董事长，本次突然辞职距离其连任董事长仅一个多月。 李民吉已任职董事长7年。2017年，李民吉正式加入华夏银行并被选举为董事，同年4月14日，其董事及董事长职位获核准。 董事长"闪辞"后不久，2月份，国家金管局核准杨宏担任该行首席合规官、刘小莉担任首席风险官的任职资格获批。 去年，华夏银行经历了频繁的人事变动，副董事长、董事、行长、副行长、监事会主席、监事均轮番离任。 不良资产处置背后的困境 2003年9月华夏银行 ...

Core Viewpoint - The article discusses the commencement of the bank dividend season in China, highlighting the significant cash dividends announced by various banks, particularly state-owned banks, and the trends in dividend distribution for 2024. Group 1: Dividend Announcements - Starting from this week, the bank dividend season officially begins, with China Bank announcing a cash dividend of 0.1216 yuan per share for the year-end of 2024 [2] - As of April 23, 36 banks have disclosed their dividend plans, with a total dividend amount of 616.26 billion yuan, including over 230 billion yuan in interim dividends from the previous year [3][8] - China Bank's annual dividend distribution is notably earlier than in previous years, which typically occurred between June and July [5] Group 2: Dividend Distribution Details - According to the distribution plan, China Bank will distribute a total cash dividend of 35.798 billion yuan based on its total ordinary share capital of 29.4388 billion shares, with A-shares accounting for 25.629 billion yuan of this total [6][7] - The total cash dividend for the year 2024, including interim dividends, amounts to 0.2424 yuan per share, totaling approximately 71.36 billion yuan [7] Group 3: Performance of Major Banks - The six major state-owned banks have collectively announced dividends exceeding 420 billion yuan, with all six banks increasing their dividend amounts compared to the previous year, totaling nearly 100 billion yuan more [8][9] - The total dividend amount for the six major banks accounts for over 70% of the entire banking sector's dividend total, indicating their strong profitability and dividend capacity [9] Group 4: Dividend Yields and Trends - Industrial and Commercial Bank of China leads with a dividend amount of 109.773 billion yuan, followed by China Construction Bank with 100.754 billion yuan, and Agricultural Bank of China and China Bank with 84.661 billion yuan and 71.36 billion yuan, respectively [9][10] - The average dividend payout ratio for state-owned banks remains stable at 30% or higher, with an increasing trend in dividend frequency to twice a year [9][11] Group 5: Individual Bank Strategies - China Merchants Bank plans to initiate interim dividends for 2025, marking its first such distribution, with a cash dividend ratio of 35.3% last year [10] - Other banks, such as Industrial Bank and Huaxia Bank, have also committed to maintaining or increasing their dividend payout ratios above 30% [11][15] - Zhejiang Merchants Bank's cash dividend for 2024 is 4.284 billion yuan, maintaining a payout ratio above 30%, although slightly lower than previous years [13] Group 6: Overall Market Sentiment - The trend of increasing dividends is seen as a way to enhance investor confidence and stabilize stock prices, with analysts emphasizing the importance of sustainable dividend policies based on solid operational performance [16]

根据统计，截至4月23日，已经有36家银行披露了分红计划，分红总额为6161.26亿元，这其中包括去年 超2300亿元的中期分红。 分红大户 从本周开始银行分红季正式开启。4月20日，中国银行发布公告显示，中国银行A股每股派发2024年末 期现金红利0.1216元（税前，下同），股权登记日为4月24日，除权（息）日为4月25日，现金红利发放 日为4月25日。 华福证券分析称，观察近3年不同类型上市银行现金分红情况，国有大行保持稳定的高现金分红比例， 近3年现金分红比例均超30%；股份制商业银行近3年平均现金分红比例逐年提升，2023年达到29.4%； 城商行近3年平均现金分红比例有所下滑，2023年平均现金分红比例为24.8%；农商行现金分红比例为 各类银行中最低，2023年平均现金分红比例为22%。 值得注意的是，中国银行此次年度分红落地明显早于往年。数据显示，中国银行自2006年在A股上市以 来，年度分红派息时间均在6月至7月。 根据分配方案，中国银行2024年末期利润分配以方案实施前的该行普通股总股本2943.88亿股为基数， 每股派发现金红利0.1216元，共计派发现金红利357.98亿元。其中，A股 ...

随着A股上市银行年报的陆续披露，各家银行的分红方案也陆续拉开了帷幕。 《金融时报》记者梳理数据时发现，截至4月22日，在42家A股上市银行中，共有26家银行公布了2024 年分红方案。从分红金额来看，这26家银行累计派发现金红利近6000亿元，较去年增加超百亿元。 分机构类型来看，六家国有大行依旧是上市银行分红的"主力军"。根据年报数据，2024年六大行现金分 红金额合计超4200亿元，占全行业分红总额超七成，且分红比例均稳定在30%及以上。 其中，工商银行（601398）以1097.73亿元的派息总额领跑全行业，建设银行（601939）2024年分红金 额也超过千亿元，达1007.54亿元。农业银行（601288）、中国银行（601988）、交通银行 （601328）、邮储银行（601658）2024年分别派发现金红包846.61亿元、713.6亿元、281.46亿元和 259.41亿元。 股份制银行的分红情况也十分亮眼，但也出现了一定分化。招商银行（600036）以504.4亿元的分红总 额稳坐股份行的"头把交椅"。兴业银行（601166）分红总额达到220.21亿元，分红比例首次突破30%。 "2024 ...

非息收入同比增加54.11％ 华夏银行年报显示，报告期内，集团实现利息收入1464.83亿元，比上年减少了91.28亿元，下降了 5.87％。具体来看，"发放贷款和垫款"一项净利息收入因利率因素减少了82.44亿元，因规模因素净利息 收入增加了23.27亿元后，该项合计净利息减少了59.17亿元。"金融投资"一项净利息收入因利率因素减 少了28亿元，因规模因素净利息收入增加了1.53亿元，该项合计净利息减少了26.47亿元。 而华夏银行2024年的非利息净收入则同比增加了123.18亿元，增幅达54.11％。具体来看，报告期内，华 夏银行在投资收益、公允价值变动收益、汇兑收益和其他业务收入这几项中取得的非息净收入同比增长 较高，分别增长了66.58％、203.26％、40.51％和42.31％；手续费及佣金净收入、资产处置收益则同比 负增长，分别下降了14.98％、38.46％。 值得注意的是，2024年，华夏银行投资收益净收入同比增长最多，为62.75亿元；公允价值变动收益的 同比增速最高，增幅达203.26％。 21世纪经济报道记者以投资者身份致电华夏银行，华夏银行工作人员称，2024年华夏银行在同业业务 ...

资产规模是衡量银行实力的重要指标之一。同花顺iFinD数据显示，9家股份制银行在2024年均实现了资产总额的增长。其中，招商银行以12.15万亿元的资 产总额在2024年报中领先，相较于2023年报的11.03万亿元，增长了1.12万亿元，增幅达10.19%，展现出强大的综合实力和市场竞争力。兴业银行、中信银 行、浦发银行等也实现了资产规模的稳步扩张，资产总额分别为10.73万亿元、9.53万亿元和9.27万亿元，增幅分别为3.39%、5.31%和5.18%。 随着2024年报相继发布，A股上市的9家股份制银行的业绩情况也已揭晓。同花顺iFinD数据显示，2024年，A股上市股份制银行资产规模稳步扩张，"吸 金"能力不减， 2024年全年，9家银行合计共实现归母净利润5007.91亿元，平均"日赚"13.72亿。此外，在净息差集体承压的背景下，各银行纷纷拓展多元化 收入来源。 资产规模稳步扩张，营收净利表现分化 | | 2024年末资产合计(万亿元) | 较上年末变动幅度 | | --- | --- | --- | | 招商银行 | 12.15 | 10.19% | | 兴业银行 | 10.37 | 3.39 ...

最近一年走势 | 相对沪深 300 | 表现 | | 2025/04/21 | | --- | --- | --- | --- | | 表现 | 1M | 3M | 12M | | 华夏银行 | 4.8% | 6.1% | 23.8% | | 沪深 300 | -3.3% | -1.2% | 6.9% | 2025 年 04 月 21 日 公司研究 评级：增持(首次覆盖) 研究所： 证券分析师： 林加力 S0350524100005 linjl01@ghzq.com.cn 证券分析师： 徐凝碧 S0350524110001 xunb@ghzq.com.cn | 市场数据 | 2025/04/21 | | --- | --- | | 当前价格（元） | 7.88 | | 52 周价格区间（元） | 6.02-8.22 | | 总市值（百万） | 125,409.64 | | 流通市值（百万） | 121,251.32 | | 总股本（万股） | 1,591,492.85 | | 流通股本（万股） | 1,538,722.40 | | 日均成交额（百万） | 385.58 | | 近一月换手（%） | 0.32 ...

Core Viewpoint - In 2024, Huaxia Bank is focusing on operational transformation to increase non-interest income to offset the impact of declining interest margins due to continuous reductions in the Loan Prime Rate (LPR) [2] Financial Performance - As of the end of 2024, Huaxia Bank's total assets reached 4,376.491 billion yuan, a year-on-year increase of 2.86% [2] - The bank achieved operating income of 97.146 billion yuan, up 4.23% from the previous year [2] - The net profit attributable to shareholders was 27.676 billion yuan, reflecting a growth of 4.98% year-on-year [2] Revenue Composition - Non-interest income contributed significantly to revenue growth, with total operating income of 97.146 billion yuan, where net interest income was 62.063 billion yuan, down 11.89%, and non-interest income was 35.083 billion yuan, up 54.11% [4] - The proportion of net interest income has been gradually decreasing over the past three years, with 2024 figures showing 63.89% for net interest income and 36.11% for non-interest income [4] Interest Margin and Income - The net interest margin for Huaxia Bank in 2024 was 1.59, a decrease of 0.23 percentage points from 1.82 in 2023 [4] - Factors contributing to the decline in asset yield include the downward trend of LPR, housing mortgage loan rate policies, and insufficient credit demand [4] Non-Interest Income Breakdown - Within non-interest income, net fee and commission income was 5.443 billion yuan, a decrease of 14.98% year-on-year [5] - Investment income, fair value changes, and foreign exchange gains totaled 24.382 billion yuan, an increase of 93.78% compared to the previous year [5] Investment Strategy - Huaxia Bank capitalized on the declining bond market interest rates in 2024, increasing trading activities in the bond market, which led to higher investment income and fair value changes [6] - Analysts predict that the bond market will continue to maintain a low-interest environment in 2025, allowing Huaxia Bank to focus on market changes and optimize investment strategies [6] Dividend Policy - The bank proposed a cash dividend of 3.05 yuan per 10 shares, with a cash dividend ratio of 25.04% for 2024 [8] - The bank's management emphasized the importance of balancing shareholder returns with sustainable development during its ongoing transformation [8] Challenges and Future Outlook - Huaxia Bank faces challenges from insufficient domestic demand, intensified market competition, and pressure from narrowing interest margins [8] - The bank plans to enhance structural adjustments and accelerate its transformation towards a "commercial bank + investment bank" model, while maintaining strict cost management [8]