丁 益 赵 红 郭庆旺 陈胜华 2025 年 5 月 29 日 本次会议审议的《关于聘任本行首席信息官的议案》是根据 相关法律法规、监管规定和本行章程等有关规定提出的，该议案 所涉及的龚伟华先生的提名及薪档的确定、审议、表决程序均符 合相关规定，不存在损害本行及中小股东利益的情况。龚伟华先 生的首席信息官任职资格符合法律法规、监管规定和本行章程等 有关规定。 经审阅龚伟华先生的履历和相关资料，了解其职业、工作经 历等情况，我们认为龚伟华先生符合首席信息官的任职资格条 件，且具有履职所需的相关知识、经验和能力。我们同意董事会 聘任龚伟华先生为首席信息官。 独立董事签字： 华夏银行股份有限公司独立董事 关于聘任首席信息官的独立意见 根据《中华人民共和国公司法》《银行保险机构公司治理准 则》《上市公司治理准则》及《华夏银行股份有限公司章程》（简 称"本行章程"）等有关规定，我们作为华夏银行股份有限公司 （简称"本行"）第九届董事会的独立董事，对本行第九届董事 会第八次会议审议的《关于聘任本行首席信息官的议案》,在查 阅有关规定、参加会议并听取了相关情况介绍后，发表独立意见 如下： ...

A 股代码：600015 A 股简称：华夏银行 编号：2025—33 华夏银行股份有限公司董事会 2025 年 5 月 30 日 1 华夏银行股份有限公司(以下简称"本行")董事会收到首席信息官吴永飞先 生的书面辞职报告。吴永飞先生因到龄退休，辞去本行首席信息官职务，自 2025 年 5 月 28 日起生效,辞职后将不在本行及本行控股子公司任职。吴永飞先生已确 认其与本行董事会无不同意见，不存在未履行完毕的公开承诺，亦无任何与其辞 职有关或者其他事项需要提请本行股东及债权人注意。 吴永飞先生任职期间忠于职守，勤勉尽责，在建立健全数字科技治理体系、 优化金融科技创新机制、提升信息科技风险防控能力、推动全行数智化转型等方 面做出了重要贡献。本行董事会对吴永飞先生任职期间做出的贡献表示衷心感谢。 特此公告。 华夏银行股份有限公司首席信息官离任公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 ...

A 股代码：600015 A 股简称：华夏银行 编号：2025—34 华夏银行股份有限公司 第九届董事会第八次会议决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 华夏银行股份有限公司（简称"华夏银行"或"本行"）第九届董事会第八 次会议于 2025 年 5 月 29 日在北京召开。会议通知和材料于 2025 年 5 月 23 日以 电子邮件方式发出，会议补充通知于 2025 年 5 月 26 日以电子邮件方式发出。会 议应到董事 11 人，实到董事 8 人，杨书剑董事长、才智伟董事因公务未能出席 会议，委托瞿纲董事代为行使表决权；刘瑞嘉董事因公务未能出席会议，委托杨 伟董事代为行使表决权，有效表决票 11 票。会议的召开符合《中华人民共和国 公司法》等法律、行政法规、部门规章、规范性文件及《华夏银行股份有限公司 章程》的有关规定，会议合法有效。本行监事、高级管理人员列席会议。会议由 邹立宾副董事长主持，经与会董事审议，做出如下决议： 一、审议并通过《关于华夏银行总行中后台部门组织机构调整优化的议案》。 表决结果：赞成 ...

华夏银行（600015）公告，公司董事会收到首席信息官吴永飞先生的书面辞职报告。吴永飞因到龄退 休，自2025年5月28日起辞去首席信息官职务，辞职后将不在公司及控股子公司任职。吴永飞先生已确 认与董事会无不同意见，不存在未履行完毕的公开承诺。董事会对吴永飞先生任职期间的贡献表示衷心 感谢。 ...

于党 国家 改治合格 军事 郝周优良 纪律声 g Wissouth, 1. In - 17th R. 5. Mir 1. 100 第 誉 保障有力 8 (4) 天宁区反诈骗中心 直 0 防骗提示： 1. 妥善保护好身份证号码、银行卡卡号、存折账号、密码、手机号码等个人敏感信息，不要轻易告知他人。 2. 购买理财产品要选择正规渠道，弄清存款、理财、保险的区别，最好在子女的陪同下进行购买，尤其是大额投资最好不要独自当场决定。 为进一步提升老年群体防诈意识，切实守护好老年人的"钱袋子"，近日，华夏银行常州中吴支行走进新丰街社区,开展"防范养老诈骗 安享幸福晚年"的反诈 专题宣讲活动，为社区老人送去实用的金融安全知识。 活动现场，中吴支行工作人员通过图文并茂的PPT展示，以近期发生的真实案例为切入点，结合老年人日常生活场景，深入剖析"投资养老"、"保健品骗 局"、"冒充公检法"等八大高频率骗局套路。通过生动讲解，向老年朋友们传授简单易记的"三不"原则，即"不轻信、不转账、不透露"。 在互动环节，工作人员更是贴心支招：现场教学识别诈骗短信技巧；手把手指导屏蔽骚扰电话；推广安装使用国家反诈中心APP；演示微信支付安全设置 ...

Core Perspective - Beijing aims to revitalize its cultural tourism development by establishing itself as an international consumption center, leveraging its rich historical and cultural heritage [1] Group 1: Cultural and Economic Integration - Dongcheng District is positioned as a cultural hub, blending historical significance with modern consumption, creating a unique ecosystem [3] - The district is focusing on the "Cultural Golden Triangle" development, which includes the Forbidden City, Wangfujing, and Longfu Temple, to enhance cultural tourism and consumption [3][4] - Huaxia Bank is innovating financial services to support cultural tourism projects, aiming to connect cultural resources with financial capital effectively [3][4] Group 2: Financial Initiatives and Consumer Engagement - Huaxia Bank has established a dedicated management department to provide tailored financing solutions for local enterprises, enhancing financial accessibility [4] - The bank is integrating financial services into cultural tourism by creating a "financial + culture + consumption" ecosystem, transforming cultural IP into economic value [4][5] - Various consumer engagement initiatives have been launched, including discounts and promotional activities to stimulate spending in the local economy [5][6] Group 3: Technological Integration in Financial Services - Huaxia Bank is utilizing technology to enhance consumer experience by simplifying payment processes and offering real-time discounts [7] - The bank employs big data and intelligent algorithms to monitor consumption trends and adjust subsidy strategies dynamically, ensuring effective resource allocation [7] - These technological advancements aim to drive participation in the "Terrace Economy," contributing to the overall vitality of Beijing's cultural tourism market [7] Group 4: Future Outlook and Commitment - Huaxia Bank expresses its commitment to continue supporting the cultural and tourism sectors in Beijing, aiming to create a new paradigm of consumption that harmonizes tradition and modernity [8] - The bank plans to deepen collaboration with Dongcheng District to enhance cultural tourism and consumption initiatives, contributing to Beijing's goal of becoming an international consumption center [8]

Group 1 - The core viewpoint emphasizes the dual focus on "livelihood infrastructure" and "digital infrastructure" by Huaxia Bank Shenyang Branch to support urban transportation and green economic transformation in Shenyang [1][5] Group 2 - Livelihood infrastructure is crucial for alleviating traffic pressure and enhancing urban capabilities, with the Shenyang subway project being a key initiative [2] - Huaxia Bank Shenyang Branch has introduced an innovative "commercial bank + investment bank" service model to provide comprehensive financial support for the Shenyang subway project, addressing the challenges of large investment and long return periods [2] - The bank offers short-term funding through working capital loans and optimizes funding costs and term matching using financial tools like leasing and asset revitalization [2] Group 3 - The focus on digital infrastructure includes support for emerging green industries, exemplified by the green data center project of Shenyang New Calculation Real Estate Co., Ltd [3] - The project adheres to secondary energy efficiency standards and is vital for Shenyang's digital economy and low-carbon development [3] - Huaxia Bank Shenyang Branch has provided over 200 million yuan in project operation loans to support the optimization of the company's financial structure and resource allocation for energy-saving technology upgrades [3] - As of April, the bank's green loan balance increased by 1.059 billion yuan, with a growth rate of 39.84% since the beginning of the year [3] Group 4 - The bank aims to continue leveraging "livelihood temperature" and "digital speed" as dual engines to assist Shenyang in achieving modernization, ecological sustainability, and internationalization [5] - The initiative is part of a broader effort to promote comprehensive urban transformation and development in the context of Northeast revitalization [5]

Group 1 - The core viewpoint of the news is that the launch of the "Technology Board" in the bond market has led to a significant increase in the issuance of technology innovation bonds (科创债), with banks becoming the main issuers, reflecting a trend of financial resources being directed towards technological innovation [1][4]. - As of May 25, 14 banks have collectively issued 170 billion yuan in technology innovation bonds, accounting for approximately 60% of the total issuance, indicating strong participation from the banking sector [1][2]. - The issuance of technology innovation bonds is supported by policies from the People's Bank of China and the China Securities Regulatory Commission, which aim to enhance the product system and support mechanisms for these bonds [4][5]. Group 2 - Major banks such as China Bank and Shanghai Bank have successfully issued technology innovation bonds with significant demand, showcasing the market's enthusiasm for these financial instruments [2][6]. - The collaboration between banks and securities firms is highlighted, as they work together to support technological innovation, forming a core force in the financial ecosystem [2][4]. - The expected growth in the technology innovation bond market is driven by ongoing policy support and market momentum, with projections indicating a potential explosive increase in issuance this year [6].

Core Viewpoint - The decline in domestic deposit rates has diminished the attractiveness of traditional savings, leading to a "substitution effect" where bank stocks are favored over deposits, resulting in strong performance in the banking sector [1][3][10]. Summary by Sections Deposit Rate Decline - Since 2025, domestic deposit rates have been continuously decreasing, with the one-year fixed deposit rate falling below 1%, marking a historical low [3]. - The diminishing returns from traditional savings have reignited discussions around the benefits of investing in bank stocks instead of saving [3]. Dividend Yield Comparison - As of May 23, 2025, among 42 A-share listed banks, 31 banks have a dividend yield exceeding 4%, with some banks like Ping An Bank and Minsheng Bank surpassing 8% [3]. - The significant yield difference has prompted a "substitution effect," where investors see greater returns from bank stocks compared to deposits [3]. Strong Performance of Bank Stocks - The banking sector has shown robust performance, with a year-to-date increase of 7.66%, outperforming the Shanghai and Shenzhen 300 Index, which has declined by 1.34% [3][4]. - Investors, including insurance funds and public funds, have increased their holdings in bank stocks significantly [4][5]. Insurance and Public Fund Involvement - Insurance funds have been the primary players in increasing bank stock holdings, with a 27.2% holding ratio as of Q1 2025, up 4.3 percentage points from the end of 2023 [5]. - Public funds have also increased their allocation to bank stocks, with the proportion rising from 1.2% to 2.5% by the end of Q1 2025 [5]. Sector Performance Disparity - There is a noticeable divergence in performance within the banking sector, with regional banks like Qingdao Bank and Chongqing Rural Commercial Bank showing strong gains, while some larger banks have underperformed [7]. - As of Q1 2025, state-owned banks experienced a 1.5% decline in revenue, while city commercial banks saw a 3% increase [8]. Asset Quality and Non-Performing Loans - The non-performing loan generation rate for large banks has increased, while it has decreased for joint-stock and rural commercial banks [9]. - Regional banks, benefiting from local economic support, maintain lower non-performing loan ratios compared to national banks [9]. Future Outlook - Analysts believe that high dividend strategies will continue to drive bank stock prices in the short term, while net interest margins and asset quality will be critical for long-term performance [11][12]. - The banking sector is facing challenges from asymmetric interest rate cuts, which may pressure net interest margins but could also lower funding costs in the long run [12].

Core Viewpoint - Dividend investment is favored by investors for its ability to provide long-term stable returns while controlling risks, with 50 stocks having a dividend yield exceeding 5% for three consecutive years [1][2]. Group 1: Dividend Performance - The China Securities Dividend Total Return Index has increased by 59.08% from 2020 to present, significantly outperforming the CSI 300 Total Return Index, which rose by only 7.03% during the same period [1]. - The Shanghai Dividend Index has also shown strong short-term performance, with a cumulative increase of 1.38% since May 12, outperforming the CSI 300 Index [1]. Group 2: High Dividend Stocks - A total of 50 stocks have maintained a dividend yield above 5% over the past three years, with China Merchants Energy leading at an average yield of 16.92% [2][3]. - Other notable stocks include Jizhong Energy at 12.26% and Yutong Bus at 10.11% [2][3]. Group 3: Industry Insights - The banking and coal industries have the highest number of high-dividend stocks, with 12 and 8 stocks respectively, accounting for 40% of the total [4]. - China Merchants Bank has the lowest price-to-book ratio among the listed stocks at 0.39, with dividend yields of 7.38% in 2022, 6.83% in 2023, and 5.06% in 2024 [4]. Group 4: Institutional Investment - High-dividend assets are a key investment area for social security funds, with 12 of the listed stocks appearing in the top ten circulating shareholders in their first-quarter reports [4]. - Among these, Guanghui Energy has the highest market value held by social security funds at 1.31 billion [4].