Core Viewpoint - The mid-term dividend plans of A-share listed banks for 2025 are progressing steadily, reflecting confidence in development and returning value to investors [1] Group 1: Mid-term Dividend Distribution - As of September 22, 17 A-share listed banks have disclosed their mid-term profit distribution plans, with major state-owned commercial banks being the main contributors, each proposing dividends exceeding 10 billion [2] - Notably, Changsha Bank has implemented its first mid-term dividend since its listing, with a payout of 0.20 yuan per share totaling 804 million [2] - The six major state-owned banks maintain a dividend payout ratio around 30%, showcasing their commitment to stable operations and shareholder returns [2] Group 2: Industry Trends and Insights - The participation and enthusiasm for mid-term dividends among listed banks have significantly increased in 2025, becoming a new trend in the industry [4] - Experts attribute this trend to improved bank performance, corporate governance, and market confidence, indicating a strong belief in future profitability [4] - The implementation of mid-term dividends is seen as a proactive measure to boost investor confidence and manage valuations [4] Group 3: Sustainability and Future Outlook - The widespread adoption of mid-term dividends is expected to enhance investor returns and attract long-term capital, fostering a positive market cycle [5] - Experts predict that with the continuous improvement of the macro economy, the profitability of the banking sector is likely to improve steadily, supporting the expansion of dividend scales [5] - Factors such as easing interest margin pressures and the growth of non-interest income from wealth management are expected to further enhance the stability of bank earnings [5]

Core Points - The Shanghai Composite Index is currently at 3791.74 points, with a decline of 0.96%, and the total trading volume of A-shares is 20,625.52 billion yuan [1] - A total of 17 A-shares have surpassed their annual line today, with notable stocks showing significant deviation rates, including Jinfu Technology, Xinhua Jin, and Nanjing Bank, with deviation rates of 7.49%, 3.74%, and 3.17% respectively [1] Summary by Category Stock Performance - Jinfu Technology (300128) has increased by 8.01% with a turnover rate of 12.11%, latest price at 5.80 yuan, and a deviation rate of 7.49% [1] - Xinhua Jin (600735) has risen by 10.07% with a turnover rate of 10.26%, latest price at 6.23 yuan, and a deviation rate of 3.74% [1] - Nanjing Bank (601009) has seen a 4.78% increase with a turnover rate of 1.09%, latest price at 10.96 yuan, and a deviation rate of 3.17% [1] Other Notable Stocks - Tiancheng Automation (603085) has increased by 4.33% with a turnover rate of 8.71%, latest price at 11.08 yuan, and a deviation rate of 2.39% [1] - Shanghai Lingang (600848) has risen by 2.74% with a turnover rate of 0.98%, latest price at 9.74 yuan, and a deviation rate of 2.04% [1] - Qilu Bank (601665) has increased by 2.84% with a turnover rate of 2.25%, latest price at 5.80 yuan, and a deviation rate of 1.68% [1]

Core Viewpoint - The financial ETF (510230) has seen a rise of over 0.5%, supported by mid-term dividend announcements from banks, which are aiding in the valuation recovery of the sector [1] Group 1: Dividend Announcements - Changsha Bank announced a dividend of 0.20 CNY per share (before tax), totaling 804 million CNY in payouts [1] - Shanghai Rural Commercial Bank declared a dividend of 0.241 CNY per share (before tax), with total distributions amounting to 2.324 billion CNY [1] - By September 19, 2025, four banks, including Minsheng Bank, Jiangsu Rural Bank, Changsha Bank, and Shanghai Rural Commercial Bank, have released specific mid-term dividend plans [1] Group 2: Market Impact - The gradual rollout of mid-term dividends by listed banks is expected to attract more financial investments from funds that prioritize dividends, thereby driving the recovery of the banking sector's valuations [1] - The financial ETF (510230) tracks the 180 Financial Index (000018), which selects representative securities from the financial sector, including banks, insurance, and securities, to reflect the overall performance of listed companies in the financial industry [1] - The 180 Financial Index is characterized by high industry concentration and style allocation, effectively representing market trends in the financial sector [1]

9月23日，伴随着丰收的喜悦，第八个"中国农民丰收节"（以下简称"丰收节"）如期而至。今年的丰收节以"庆农业丰收 享美好生活"为主题，全国各地 秉承"庆祝丰收、弘扬文化、振兴乡村"的宗旨，锚定推进乡村全面振兴、建设农业强国目标，深入学习运用"千万工程"经验，深化农村改革，突出农民主体 地位，组织开展丰富多彩的庆祝丰收活动。 金融是落实农业强国建设的重要力量。多年来，银行业金融机构紧跟国家政策导向，运用金融优惠政策，创新产品、优化服务，不断强化对"三农"和乡 村全面振兴的支持，成为推动农业增效益、农村增活力、农民增收入的重要力量。 支持乡村产业全链条升级：多策共举万象新 民以食为天。洁白饱满的大米，是人们日常饮食中不可或缺的"主角"，承载着国人的温饱。 在辽宁省辽阳市灯塔市，大米不仅是广大老百姓碗中的香糯，更是推动区域经济发展的重要支柱产业之一。从田野到餐桌，从播种到品尝，大米的"上 桌之旅"离不开金融铺就的路基。 辽宁禾谷茂源农业发展有限公司（以下简称"禾谷茂源"）是当地一家农业相关企业。年初，禾谷茂源负责人田先生一度因资金周转问题压得愁眉不展。 "化肥、农药、农机具的钱刚凑够，地租还没有着落。"站在承包的2 ...

Core Viewpoint - The banking sector is experiencing a positive trend, with the China Securities Bank Index rising by 1.69% and individual bank stocks showing significant gains, indicating a favorable market sentiment towards banks [1] Group 1: Market Performance - As of September 23, 2025, the China Securities Bank Index (399986) increased by 1.69%, with notable gains from Nanjing Bank (up 4.30%), Xiamen Bank (up 3.65%), Agricultural Bank of China (up 3.39%), and others [1] - The Bank ETF Index (512730) also rose by 1.62%, closing at 1.63 yuan [1] Group 2: Policy Changes - On September 19, the People's Bank of China announced adjustments to the 14-day reverse repurchase operations, shifting to fixed quantity, interest rate bidding, and multi-price bidding, with operation time and scale determined by liquidity management needs [1] - China Galaxy Securities noted that the adjustment of the 14-day reverse repurchase operation enhances the position of the 7-day reverse repurchase policy rate and improves liquidity management precision, with smaller banks expected to benefit less than larger banks [1] Group 3: Future Outlook - The ongoing consumer policy enhancements and the accumulation of positive factors in the banking fundamentals suggest potential mid-term performance improvements, with an inflection point anticipated [1] - Attention is drawn to the effectiveness of policy implementation, retail business demand, risk improvement, and upcoming significant events such as the 20th Central Committee's Fourth Plenary Session and the 15th Five-Year Plan reform measures [1] Group 4: Index Composition - As of August 29, 2025, the top ten weighted stocks in the China Securities Bank Index (399986) include China Merchants Bank, Industrial Bank, and others, collectively accounting for 65% of the index [2]

感谢您长期以来的支持！由此给您带来的不便，敬请谅解！中国民生银行竭诚为您提供更全面优质的服 务。欢迎您下载注册民生银行APP，体验更多产品与服务；或根据您个人投资规划，对所持有产品提前 进行合理安排；请及时关注中国民生银行的各类通知、公告。 如您对产品或服务有任何疑问、投诉或建议，可拨打民生银行服务热线95568，通过民生银行官网在线 客服、微信客服、线下任一营业网点进行反映，也可向民生银行服务监督邮箱发送电子邮件，民生银行 将及时受理并作出答复。如您就该合作业务有疑问需咨询"华能成长宝"平台，可拨打平台服务电话。本 业务合作公募基金产品由基金公司发行与管理，中国民生银行作为代销机构不承担产品的投资和兑付责 任。市场有风险，投资需谨慎。 2025年9月23日，中国民生银行发布公告称，中国民生银行将于2025年9月26日起，终止在"华能成长 宝"平台中国民生银行代销公募货币基金业务合作。 即，自2025年9月26日起，您登录"华能成长宝"平台，选择"工资宝"将无法跳转至民生银行代销基金频 道。该频道关闭后，"华能成长宝"平台将不再受理如意宝"长城货币市场证券投资基金（基金代码： 200003）"产品查询、申购（ ...

活动咨询台前，支行工作人员耐心为市民普及存款保险制度、信用卡盗刷维权等知识，并详细讲解金融 消费纠纷处理渠道，确保大家"有疑问能解答、遇问题有路径"。一位经营便利店的商户刘先生高兴地 说："不仅学到了防骗知识，还免费兑换了零钱，真是太贴心了！" 活动中，该支行还同步提供零钱兑换、账户对账咨询等便民服务，切实解决商户日常经营需求。活动共 发放宣传材料200余份，覆盖商户50余家、市民150余人次，现场解答咨询120余次，取得了良好的宣传 效果。民生银行潍坊安丘支行将持续把金融宣传"搬进"社区、学校、市场，用鲜活的形式、实用的内 容，让金融安全知识触达更多人群，为构建和谐、安全的金融消费环境，助力地方经济健康发展贡献更 多民生力量。 作为安丘市商业活力核心区，泰华城商圈涵盖商超、餐饮、零售等各类经营主体，人流量较大，是金融 风险防范的关键场景。该支行结合商圈特点，精心设计了"案例讲解+互动体验+便民服务"三位一体的 宣传方案，确保宣传活动接地气、有实效。 活动现场，该支行消保宣员通过近期当地发生的"冒充客服退款""虚假理财APP"等真实案例，用通俗易 懂的方言为市民剖析诈骗手段。通过"话术陷阱"解析、"钓鱼链接" ...

Core Viewpoint - The article highlights the initiative taken by Minsheng Bank's Weifang Zhucheng branch to enhance public awareness of counterfeit currency through on-site educational activities in a manufacturing company [1][2] Group 1: Event Overview - Minsheng Bank organized a "Counterfeit Currency Awareness Campaign" in a mechanical manufacturing company, aiming to educate workers on financial knowledge [1] - The campaign included various methods such as hanging banners, setting up consultation desks, and distributing informational brochures to promote counterfeit prevention [1] Group 2: Educational Activities - Bank staff demonstrated counterfeit detection techniques using real currency, emphasizing the importance of visual, tactile, and auditory checks [1] - Workers raised practical concerns about receiving counterfeit money during salary payments and grocery shopping, which were addressed by bank representatives [1] Group 3: Engagement and Impact - The event saw enthusiastic participation from workers, with many taking notes and sharing information with family and friends [1] - A total of over 100 informational materials were distributed, and more than 100 consultations were conducted, significantly improving employees' awareness and ability to identify counterfeit currency [2] Group 4: Future Plans - Minsheng Bank plans to continue innovating its outreach methods to make financial knowledge more accessible and relevant to the community [2] - The bank aims to strengthen the safety of currency circulation and contribute to a harmonious financial environment [2]

Group 1 - The core viewpoint of the articles is the importance of raising awareness among employees about illegal financial intermediaries to prevent financial losses [1][2] - The event organized by Minsheng Bank's Jinan branch focused on educating employees about common scams used by illegal intermediaries, such as promises of "internal channels," "low-interest loans," and "quick approvals" [1] - Real-life case studies were presented to illustrate the consequences of falling victim to these scams, including significant financial losses and personal information breaches [1] Group 2 - The branch's initiative is part of a broader strategy to enhance financial services for enterprises and promote financial safety [2] - Future plans include establishing a long-term educational mechanism, creating a "financial safety toolkit" tailored to enterprise needs, and launching a "corporate financial consultation hotline" [2] - The bank aims to continue its "financial knowledge into enterprises" series of activities to foster a safe and healthy financial environment [2]

在宣传过程中，支行工作人员结合企业职工日常生活中的高频现金使用场景，如食堂就餐、小卖部购 物、缴纳班费等，生动讲解了哪些行为属于违规拒收、遇到拒收如何维权、如何识别和防范假币等实用 知识。同时，针对零钱和新钞兑换需求，宣传小队还详细介绍民生银行的小面额兑换及新钞兑换服务， 并为企业开通便捷兑换渠道，切实解决现金使用中的实际问题。许多企业职工表示，日常生活中虽常遇 到"谢绝现金"的尴尬，但大多不知如何应对。 此次进企业宣传活动是民生银行潍坊诸城支行践行"金融为民"理念的又一扎实举措。活动累计发放宣传 折页与便民手册八十余份，服务咨询九十余人次，成功打通了现金政策传导的"最后一公里"。下一步， 民生银行潍坊诸城支行将持续优化现金服务，建立长效宣传机制，为构建和谐金融生态、助力优化营商 环境注入更多民生动能。 为坚决维护人民币法定货币地位，切实保障企业员工及广大消费者的现金支付权益，民生银行潍坊诸城 支行近期针对代发工资企业客户，开展了一场以"不拒收人民币"为主题的宣传活动。 该支行主动走进企业厂区和办公场所，通过面对面宣讲现金政策、实打实解决兑付难题，积极营造安 全、高效、包容的现金流通环境，彰显了金融企业的责任 ...