Core Insights - The article emphasizes the strategic importance of technology finance in supporting innovation and economic growth, particularly in the Guangdong-Hong Kong-Macau Greater Bay Area [3][12] - Minsheng Bank's Guangzhou branch is actively implementing a comprehensive financial service model to empower technology innovation and address financing challenges faced by tech enterprises [1][6] Group 1: Strategic Framework - Minsheng Bank has integrated technology finance into its core strategy, aligning with national directives and establishing a unique "Minsheng Model" for technology finance [3][4] - The bank has developed a "Five Vertical and One Horizontal" service system to provide standardized and systematic support for technology finance, enhancing service efficiency [4][5] Group 2: Product and Service Innovation - The Guangzhou branch has created a diverse product matrix tailored to the specific needs of technology enterprises, including the "Yichuang E-loan," which offers rapid online credit approval and funding [6][7] - The bank has supported nearly 10,000 technology enterprises, providing over 6.5 billion yuan in loans through innovative financing solutions [3][6] Group 3: Ecosystem Collaboration - The bank is fostering a collaborative ecosystem by engaging with various stakeholders, including government bodies and investment institutions, to identify and address financing challenges in the technology sector [8][9] - A recent initiative involved a comprehensive survey of the artificial intelligence and robotics industry to better understand financing needs and enhance service offerings [8][9] Group 4: Recognition and Future Outlook - Minsheng Bank has received multiple awards for its contributions to technology finance, highlighting its commitment to supporting innovation and economic development [12] - The bank plans to continue optimizing its service offerings and expanding its collaborative ecosystem to further empower technology enterprises in the Greater Bay Area [12]

聚焦｜科创湾区 民生同行 科技赋能产业，金融激活创新。近年来，民生银行广州分行深耕大湾区科创沃土，将总行标准化服务体 系与区域产业特色深度融合，以专业化团队、全周期产品与生态化联动，为科创企业从初创"破局"到成 长提速，再到成熟"领航"的全生命周期提供精准赋能。2026年伊始南方财经全媒体集团联合民生银行广 州分行发起"科创湾区 民生同行"——民生银行广州分行全周期赋能科技创新深调研系列报道，解码金 融支持湾区科创的"民生样本"。 ...

Core Viewpoint - The 2025 China Enterprise ESG "Golden Responsibility Award" aims to recognize companies and institutions that have made significant contributions to ESG initiatives in China, reflecting a shift from voluntary practices to compliance requirements in ESG performance [1][12]. Group 1: ESG Development and Awards Overview - By 2025, China's ESG development has transitioned from "setting standards" to "strengthening regulations," with a comprehensive disclosure standard system being established [1][12]. - The award selection attracted over 5,000 companies, with results based on ESG performance, online voting, and professional evaluations [2][12]. Group 2: Award Categories and Winners - The award categories include Excellent Environmental Responsibility Award, Excellent Social Responsibility Award, Excellent Corporate Governance Responsibility Award, Excellent Responsibility Initiative Award, Excellent Sustainable Development Award, and various responsibility investment awards [1][12]. - Notable winners of the Excellent Environmental Responsibility Award include Great Wall Motors, Hikvision, and China Petroleum [7][24]. - The Excellent Social Responsibility Award was awarded to companies such as YF Communication, ZTE, and Ningde Times [7][24]. - Winners of the Excellent Corporate Governance Responsibility Award include China Petroleum, Hikvision, and WuXi AppTec [7][24]. - The Excellent Responsibility Initiative Award was given to companies like ZTE, Sunlight Power, and Industrial and Commercial Bank of China [7][24]. - The Excellent Sustainable Development Award included companies such as WanHua Chemical, China Bank, and China Petroleum [7][24]. Group 3: Responsibility Investment Awards - The Responsibility Investment Excellent Bank Award was given to institutions like CITIC Bank and Minsheng Bank [5][21]. - The Responsibility Investment Excellent Securities Company Award included firms such as Shenwan Hongyuan and CITIC Securities [5][22]. - The Responsibility Investment Excellent Insurance Company Award recognized companies like New China Life and AIA [5][26]. - The Responsibility Investment Excellent Fund Company Award included firms such as Xinhua Fund and Harvest Fund [5][27]. - The Responsibility Investment Excellent Asset Management Institution Award recognized institutions like Ping An Asset Management and Sunshine Asset Management [5][28]. Group 4: Call to Action and Future Directions - The award committee encourages more Chinese enterprises to integrate ESG principles into their operations and strategic planning, emphasizing the importance of balancing commercial and social values [10][29].

1月15日金融一线消息，Visa今日宣布支持中国持卡人 ApplePay绑卡。Visa将与Apple一起，支持中国持 卡人将Visa卡绑定至ApplePay，并在境外的线下商户、移动app或线上网站等多种场景进行支付。目 前，全球79%的线下交易来自"一拍即付"。 Visa中国区总裁尹小龙表示："全球数字支付飞速发展的同时，消费者对基于手机的、互联互通的移动 支付方式的需求也与日俱增。一直以来，Visa致力于为中国持卡人提供多元的支付选择，让他们无论身 处何地，都能安心自在地畅享支付之旅。此次，Visa秉持着对中国市场和持卡人长期不变的承诺，在数 据安全与支付安全领域加大投入，推出支付标记化服务并率先实现其在跨境场景的应用。我们很高兴与 Apple及金融机构携手，率先为中国持卡人带来更安全、更便捷的移动支付新体验。" 首批支持的发卡银行包括：中国工商银行、中国银行、中国农业银行、交通银行、招商银行、中信银 行、平安银行及兴业银行。Visa和Apple正在与包括上海浦东发展银行、中国建设银行、中国民生银 行、中国光大银行在内的更多银行伙伴紧密合作，相关功能将于未来陆续上线。 责任编辑：王馨茹 Visa中国区总裁 ...

| 表格序號 | 大股東/董事/最高行政人員名稱 作出披露的 買入 / 賣出或涉及的股 每股的平均價 | 持有權益的股份數目 佔已發行的 有關事件的 | | | | --- | --- | --- | --- | --- | | | | 請參閱上述*註解)有投票權股(日/月/年 | | | | | | 分自分享 | | | | CS20260113E00594 | JPMorgan Chase & Co. 1201(L) 4,200,035(L | HKD 3.8711 662.436.267(L | | 7.96(L)08/01/2026 | | | | | 98,318,822(S) | 1.18(S) | | | | | 173,049,183(P) | 2.07(P) | 格隆汇1月15日丨根据联交所最新权益披露资料显示，2026年1月8日，民生银行(01988.HK)遭JPMorgan Chase & Co.以每股均价3.8711港元减持好仓420万 股，涉资约1625.9万港元。 减持后，JPMorgan Chase & Co.最新持好仓数目为662,436,267股，持好仓比例由8.01%下降至 ...

一、核准雷明中国民生银行股份有限公司曲靖分行副行长的任职资格。 二、中国民生银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自中国民生银行 政许可决定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批 复文件失效，由决定机关办理行政许可注销手续。 2026年1月9日，东莞金融监管分局发布批复称，《中国民生银行（600016）股份有限公司昆明分行关于 雷明任职资格审核的请示》（民银云发〔2025〕171号）收悉。经审核，现批复如下： 三、中国民生银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险 合规意识，熟悉任职岗位职责，忠实勤勉履职。 ...

热点栏目 自选股 数据中心 行情中心 资金流向 模拟交易 香港联交所最新资料显示，1月7日，摩根大通增持民生银行（01988）440.1354万股，每股作价3.9012港 元，总金额约为1717.06万港元。增持后最新持股数目约为6.67亿股，最新持股比例为8.01%。 责任编辑：卢昱君 责任编辑：卢昱君 热点栏目 自选股 数据中心 行情中心 资金流向 模拟交易 客户端 客户端 香港联交所最新资料显示，1月7日，摩根大通增持民生银行（01988）440.1354万股，每股作价3.9012港 元，总金额约为1717.06万港元。增持后最新持股数目约为6.67亿股，最新持股比例为8.01%。 ...

| 張格序號 | 大股東/董事/最高行政人員名稱 作出披露的 買入 / 賣出或涉及的股 每股的平均價 | | | | 持有權益的股份數目 佔已發行的 有關事件的 | | --- | --- | --- | --- | --- | --- | | | 份數 言 | | | | (請參閱上班 *註解)有投票權版(日/月/年 | | | | | | | 份自分 标 | | | | | | | 96 | | CS20260112E00525 | JPMorgan Chase & Co. | 1101(L) | 4,401,354(L) | HKD 3.9012 | 666.636,302(L) 8.01(L)07/01/2026 | | | | | | | 95.401.690(S) 1.14(S) | | | | | | | 172,808,533(P) 2.07(P) | | 股份代號: | 01988 | | --- | --- | | 上市法國名稱: | 中國民生銀行股份有限公司 - H股 | | 日期 (日 / 月 / 年): | 13/12/2025 - 13/01/2026 | 格隆汇1月13日丨根据联 ...

格隆汇1月13日丨根据联交所最新权益披露资料显示，2026年1月7日，民生银行(01988.HK)获JPMorgan Chase & Co.以每股均价3.9012港元增持好仓440.14万 股，涉资约1717.06万港元。 增持后，JPMorgan Chase & Co.最新持好仓数目为666,636,302股，持好仓比例由7.95%上升至8.01%。 | 張格序號 | 大股東/董事/最高行政人員名稱 作出披露的 買入 / 賣出或涉及的股 每股的平均價 | | | | 持有權益的股份數目 佔已發行的 有關事件的 | | --- | --- | --- | --- | --- | --- | | | 份數 言 | | | | (請參閱上班 *註解)有投票權版(日/月/年 | | | | | | | 份自分 标 | | | | | | | 96 | | CS20260112E00525 | JPMorgan Chase & Co. | 1101(L) | 4,401,354(L) | HKD 3.9012 | 666.636,302(L) 8.01(L)07/01/2026 | | | | | | | 95.40 ...

Core Insights - A significant trend has emerged in the domestic financial market, where multiple rural banks and credit cooperatives have announced the closure of debit card overseas transaction functions due to risks associated with overseas fraud [1][2][3] - This move has sparked widespread discussion regarding the cross-border financial operations of small and medium-sized banks, highlighting the challenges they face in re-entering overseas transaction markets once they exit [1][3] Group 1: Closure of Overseas Transaction Functions - As of January 13, 2026, at least 10 small and medium-sized banks have explicitly announced the closure of their debit card overseas transaction functions, primarily among rural banks, with a nationwide distribution across several provinces [1][2] - The closure affects three main categories of overseas transactions: ATM cash withdrawals, POS card payments at physical merchants, and certain online cross-border payment services [2][3] - Different banks have adopted varying strategies for closure, with some implementing a blanket ban while others allow customers to request reactivation of services based on actual needs [3][4] Group 2: Customer Impact and Feedback - For the majority of rural bank customers, the impact of closing overseas transaction functions is negligible, as their customer base primarily consists of rural residents with minimal overseas travel or spending needs [3][4] - Feedback on social media indicates a low level of concern among users, with many stating that the closure does not affect their daily financial activities [4][5] - A small number of users with cross-border needs expressed inconvenience, but overall complaints were minimal, suggesting that the closure aligns with the actual usage patterns of these banks' customer bases [5][6] Group 3: Risk Management and Compliance - The closure of overseas transaction functions is seen as a proactive measure to mitigate risks associated with overseas fraud, which has been a growing concern for both small and large banks [7][8] - Large banks have adopted more sophisticated risk management strategies, while small banks struggle with inadequate technology and expertise to handle complex fraud risks [8][9] - New regulations effective January 1, 2026, requiring identity verification for certain cross-border transactions, further complicate the operational landscape for small banks, increasing compliance costs [8][9] Group 4: Future of Cross-Border Business - Despite the current closures, there remains potential value in cross-border financial services for small banks, particularly if they can align their offerings with local economic needs [9][10] - Future opportunities for re-entering cross-border business will depend on the development of robust risk management systems, clear market positioning, and sustainable profit models [10][11] - The transition back into cross-border services will require a phased approach, focusing on pilot programs and gradual expansion once the necessary conditions are met [11]