凭借专业的素养、高效的执行与优质的服务，分行服务团队赢得了企业的高度信任与认可，最终推动企 业顺利落户工行，并成功办理5100万元外商直接投资入账及相关登记手续。 该企业作为临沧市布局清洁能源领域的核心力量之一，其业务发展对优化区域能源结构、构建绿色低碳 产业体系具有深远意义。此次成功引入的境外资本金，将主要用于企业在临沧市的新能源项目开发与建 设。该项目的推进，不仅将显著提升临沧市可再生能源的利用水平，还将为完善区域新能源产业链、助 力地方实现"双碳"目标注入强劲动力。 本笔FDI增资业务的成功落地，标志着工行临沧分行在扩大利用外资和优化营商环境方面取得了显著成 效。这不仅确保了跨境资金的顺畅流入，更生动地展现了临沧市金融服务对绿色产业投资的强大吸引 力。这一举措为后续更多外资企业投资临沧，特别是布局绿色产业领域，形成了良好的示范引领效应。 此举将进一步促进临沧深化对外开放，推动绿色招商引资工作提质扩容。 此次业务的高效完成，充分展现了中国工商银行在国际业务领域的专业优势。工行临沧分行依托集团强 大的全球网络、精准的政策把握能力与高效协同的专业团队，为企业提供了从政策解读、材料准备到外 汇登记的全流程一站式 ...

做好养老金融大文章，要发挥金融在社会养老资源配置中的积极作用，将老龄化带来的问题转化为"银 发经济红利"，促进我国经济健康可持续发展。作为首都金融服务的"主力军"，工商银行北京市分行始 终把老年客户的需求放在心上，以网点为核心阵地，创新探索适老服务新模式，从硬件设施到软件服 务，从场景构建到业务升级，全方位打造有温度、有速度、有深度的养老金融服务体系，让"金融为 民"的初心在服务细节中落地生根。 织密"爱老"暖心网 "五助行动"提升适老质与效 "姑娘，我这手机银行怎么查不到养老金到账情况啊？"72岁的张阿姨拿着手机，有些焦急地走进工行北 京亚运村支行。刚走到门口，网点爱心专员小刘就快步迎了上来，一边搀扶着张阿姨到休息区坐下，一 边轻声说："阿姨您别着急，我慢慢教您，咱们先把手机银行调到幸福生活版，字大，看着清楚。"将界 面切换到专为老年客户设计的"幸福生活版"后，原本密密麻麻的功能图标瞬间简化，只保留了"余额查 询""转账汇款""生活缴费"等常用功能，字体也放大了近一倍。"您看，点这个'养老金查询'，就能看到 每个月的到账时间和金额了，还能导出明细存到手机里。"在网点爱心专员一对一的指导下，半个多小 时后，张 ...

转自：新华财经 工行桂林永福支行始终将服务地方实体经济、破解中小微企业融资难题作为首要任务。今年以来，该行 精准聚焦本地特色产业，以定制化金融服务激活发展动能。截至2025年9月末，该行普惠贷款余额1.79 亿元，较年初新增6941万元。 立足永福"中国罗汉果之乡"产业优势，工行桂林永福支行深入调研罗汉果全产业链经营主体"缺抵押、 融资散、用款急"的痛点，结合产业周期与经营特点，因地制宜推出罗汉果产业集群贷款。该产品简化 流程、优化担保，额度精准匹配产业规模，有效解决了传统信贷模式与产业实际脱节的问题。此外，积 极与永福及周边产区罗汉果协会建立合作，借助协会对产业的深度了解与资源整合优势，获取产业链优 质主体名单并进行初步筛选。针对筛选企业联合开展"定向走访"，精准讲解产品适配优势，结合实际解 读融资方案，助力符合条件的经营主体快速获得金融支持，显著提升了普惠金融服务的精准度和效率。 为扩大普惠政策覆盖面，该行组建专项团队，主动深入龙胜、兴安、临桂等罗汉果主产区开展服务。通 过设点宣传、园区走访等多种形式，团队面对面讲解政策、测算需求、辅导申请，不仅成功为41户产业 链企业提供信贷支持，更让工行普惠金融品牌深 ...

融资方案确定后，该行迅即组织普惠金融、信贷管理、风险管理、科技等部门骨干力量组成柔性团队， 深入学习相关产品制度、港贸融平台操作规范及业务流程，全程跟进指导企业完成港贸融平台仓单登 记、质押手续以及系统申请等关键步骤，确保贷款资金精准、快速投放，及时满足了企业的预付资金需 求，提升客户融资体验。 该笔业务成功落地标志着港贸融平台仓单登记与质押业务在百色辖内正式上线运行，是该行运用科技赋 能普惠金融、创新供应链融资服务模式的关键突破。后续，工商银行百色分行将持续利用港贸融数字化 平台提升普惠金融服务的覆盖面和精准度，增强与核心产业链企业的合作黏性，为乡村振兴和数字经济 发展贡献工行力量。（韦佳君） 编辑：赵鼎 转自：新华财经 近期，工商银行百色分行成功为本地某生猪肉产品批发企业办理首笔对接港贸融平台系统的经营快贷仓 单质押融资300万元，精准服务区域民生保供企业，为有效解决了涉农小微企业轻资产、融资难问题探 索新路径，为数字金融服务实体经济提供了生动样板。 该行立足当地经济发展实际，深入调研区域特色农业产业链。在走访调研过程中，了解到一户主营生猪 肉批发的企业需要预付采购款锁定猪源，但应收账款回笼周期长，冷冻库 ...

工行玉林分行立足地方经济发展实际，通过创新金融产品、优化服务流程、落实惠企政策等举措，为小 微企业提供精准高效的金融服务。截至2025年9月末，该行小微企业贷款累计发放近45亿元，惠及农 业、制造业、商贸服务、服务消费等多个领域，有效缓解融资难题，助力小微企业焕发活力。 创新产品破难题，精准滴灌农业链。玉林市作为广西农业大市，农业产业链融资需求旺盛。该行立足本 地农业特色，创新推出"兴农e贷"产品体系，细分为"种养贷""制造贷""流通服务贷"三大场景，依托农业 保单、土地流转合同、交易订单等多维数据，为沙田柚、生猪养殖、中药材、香料、农产品加工等产业 链主体提供高效融资。截至2025年9月末，该产品已支持全市250余家农业企业，累计放款超2亿元。 转自：新华财经 服务创新有力度，消费领域注动能。为助力消费市场复苏，该行重点支持住宿餐饮、文化旅游、家电家 居、新能源汽车等行业小微主体。针对轻资产运营的消费薄弱环节，创新推出纯信用、线上化产品， 如"新一代经营快贷""交易e贷""商户e贷"等，实现无抵押、秒审批、速到账，破解传统融资瓶颈。同时 开辟绿色审批通道，提升审批效率满足季节性需求；实施优惠利率定价，降低融 ...

Core Viewpoint - The A-share market has shown a significant recovery this year, with the Shanghai Composite Index surpassing 4000 points, reflecting strong investment interest from foreign public funds, including major players like Morgan Stanley and BlackRock [3] Foreign Fund Holdings - In the third quarter, six foreign public funds increased their stock holdings, with Allianz Fund and Schroders Fund showing remarkable growth rates of 77.10% and 82.03% respectively [5] - Morgan Chase Fund's asset scale reached 213.22 billion, holding 194 stocks with a total market value of approximately 756.73 billion [6] - Morgan Stanley Fund's asset scale was 270.04 billion, with a focus on sectors like pharmaceuticals and AI, achieving an average return of 140.35% for its top twenty holdings [9] Key Stock Performances - The top holdings of Morgan Chase Fund included CATL, which saw a price increase of 45.29% year-to-date, with a total holding value of 3.66 billion [7] - New Yi Sheng, a key stock for Morgan Stanley Fund, experienced a staggering increase of 255.27% this year [10] - The top three holdings of Manulife Fund were all in the computing power industry, with 19 out of 20 stocks showing significant price increases [12] Investment Trends - The recent optimization of the Qualified Foreign Institutional Investor (QFII) system is expected to attract more foreign capital into the Chinese market, enhancing liquidity [3] - BlackRock Fund has notably increased its holdings in CATL, with a total market value of approximately 2.11 billion [15] - Fidelity Fund emphasizes the growth potential of Chinese technology stocks, despite a more diversified current portfolio [20] Market Outlook - The outlook for the A-share market remains optimistic, with expectations of new highs as the market stabilizes [18] - Roadshow Fund has maintained its positions in traditional blue-chip stocks while also focusing on technology stocks [19]

Core Insights - The Industrial and Commercial Bank of China (ICBC) Beihai Branch is focusing on digital transformation to enhance financial services and support local economic development, with significant growth in loans for core digital economy industries and strategic emerging industries [1][2] Digital Financial Development - ICBC Beihai Branch has established a special leadership team to oversee digital transformation, integrating financial technology with core business departments to create an efficient collaborative system [2] - The branch has launched the first technology finance specialty sub-branch, focusing on providing diversified financial support to technology enterprises [2] Service Efficiency Enhancement - The branch is leveraging digital technologies to expand financial services, including the application of digital RMB and innovations in cross-border payments and smart contracts [3] - As of September 2025, the inclusive finance loan balance exceeded 1.2 billion yuan, with a growth rate of 46.4%, benefiting over a thousand small and micro enterprises [3] Green Finance Initiatives - ICBC Beihai Branch is committed to green development, increasing the supply of green finance to support key areas such as green energy and infrastructure upgrades [4] - The green loan balance reached over 2.1 billion yuan, reflecting a growth of 19.77% as of September 2025 [4] Enhanced Public Financial Services - The branch is improving the accessibility and convenience of financial services, including the establishment of a social security financial supermarket and tailored services for elderly clients [5] - The bank is also bridging the digital divide by enhancing traditional cash services while promoting mobile banking and smart devices [5] Risk Management and Security - ICBC Beihai Branch emphasizes consumer rights protection and data security, implementing comprehensive risk management strategies and enhancing cybersecurity measures [6] - The branch is committed to continuous improvement in digital financial services while ensuring risk prevention and control [6]

10月29日，工商银行盘中下跌2.00%，截至14:06，报7.83元/股，成交21.26亿元，换手率0.10%，总市值 27906.61亿元。 资金流向方面，主力资金净流出2095.52万元，特大单买入4.80亿元，占比22.57%，卖出4.69亿元，占比 22.05%；大单买入5.77亿元，占比27.13%，卖出6.09亿元，占比28.63%。 分红方面，工商银行A股上市后累计派现15252.88亿元。近三年，累计派现3271.45亿元。 机构持仓方面，截止2025年6月30日，工商银行十大流通股东中，香港中央结算有限公司位居第五大流 通股东，持股24.85亿股，相比上期增加9811.28万股。华夏上证50ETF（510050）位居第八大流通股 东，持股6.87亿股，相比上期增加4567.40万股。华泰柏瑞沪深300ETF（510300）位居第九大流通股 东，持股6.23亿股，相比上期增加4935.99万股。易方达沪深300ETF（510310）位居第十大流通股东， 持股4.45亿股，相比上期增加4414.25万股。 责任编辑：小浪快报 工商银行所属申万行业为：银行-国有大型银行Ⅱ-国有大型银行Ⅲ。所属概 ...

Group 1 - The Rongchang District held a financing matchmaking conference aimed at promoting high-quality development of the private economy, attracting 11 banks and 80 private enterprises [2][3] - The conference focused on the theme "Gathering Innovation to Drive the Future," facilitating dialogue between government, financial institutions, and private enterprises to address financing challenges [2] - A total of 10 financing agreements were signed during the event, amounting to 682 million yuan, covering key sectors such as intelligent manufacturing and the poultry industry [2] Group 2 - As of January to September this year, the Rongchang District had over 70,000 private economic entities, with a loan balance of 9.512 billion yuan, reflecting a year-on-year growth of 8.32% [2] - Financial institutions have introduced 76 specialized products to meet the full-cycle financing needs of enterprises, with the average interest rate for new private enterprise loans dropping to 3.31% [2] - The Rongchang District aims to normalize government-bank-enterprise interactions, targeting an additional 5 billion yuan in credit for private enterprises by the end of the year [3]

Core Viewpoint - The acquisition of Jinzhou Bank by Industrial and Commercial Bank of China (ICBC) marks the end of a six-year reform process, representing a significant move in the restructuring of small and medium-sized banks in China [2][4]. Summary by Sections Acquisition Announcement - Jinzhou Bank announced that ICBC will acquire its assets, liabilities, business, branches, and personnel, with the transaction approved and a formal acquisition agreement signed [2]. - The bank reassured that the legitimate rights and interests of its depositors will remain unaffected by this acquisition [2]. Business Migration - A notification was issued regarding the migration of Jinzhou Bank's business operations to ICBC's platforms, which will take effect 15 working days after the announcement [2]. - The migration includes corporate banking services such as settlement accounts, online banking, and payroll services, as well as personal banking services like payment and fund distribution [2]. Current Status and Customer Experience - As of now, Jinzhou Bank's official website is inaccessible, but its mobile banking app remains operational [3]. - Customers have reported a decrease in interest rates for deposits compared to previous rates, aligning more closely with larger banks' rates [3]. Shareholder Meeting and Approval - On September 26, a special resolution was passed at a shareholder meeting, with 98.91% of voting shares represented, approving the operational integration of Jinzhou Bank [4]. - This acquisition is noted as the first instance of a city commercial bank being fully absorbed by a state-owned bank in recent years, indicating a new phase in risk management for smaller financial institutions [4]. Industry Implications - The acquisition is seen as an innovative measure for large commercial banks to address risks associated with smaller financial institutions, marking a shift in risk resolution strategies [4].