专题：2025年金融教育宣传周 9月15日至21日，由金融监管总局、中国人民银行、中国证监会联合发起的"金融教育宣传周"活动在全国各地持续开展。活动期间，中国人寿保险股份有限公司（下称"中国人寿寿险公司"）通 立体传播+场景互动 一阵小小的欢呼声从北京金融街的"金融市集"的中国人寿寿险公司展位上传来，原来市民张先生刚刚参与了"金融知识答案之门"游戏，并成功闯关获得了小礼品。中国人寿寿险北京市分公司把 该公司在福建的"打击非法金融中介烽火台"专项行动同样亮眼，在全省九地市点燃"非法金融中介"治理狼烟，通过开展高管移动讲堂，设置"敲响警钟 为金融安全发声"互动游戏，提醒消费者防 不仅在繁华的都市，阡陌纵横的乡村里同样能看到中国人寿寿险公司传播金融知识的身影。在青岛即墨区蓝村街道古城村的金融消保乡村服务站里，村民李大叔在与工作人员咨询后感慨："前阵 从城市商圈到乡村巷陌，中国人寿寿险公司下沉服务资源，构建"网格化"金融教育渗透体系，依据不同人群，不同场景，不同需求，打通金融消保服务最后一公里，将风险提示送入千家万户。 民生关切+贴心服务 让金融温度"暖"起来 浙江温州乐清市龙西乡的中国人寿寿险便民服务区，刚体验完义 ...

Group 1 - The core viewpoint of the article highlights the growth of the insurance industry in Hubei Province, with a total original insurance premium income of 109.35 billion yuan from January to April 2025, representing a year-on-year increase of 2.53% [1] - Life insurance accounted for the highest proportion of the total original insurance premium income in Hubei Province, amounting to 68.682 billion yuan, which is 62.81% of the total [1] - The article references a report by Zhiyan Consulting that analyzes the development and investment prospects of the Chinese insurance industry from 2025 to 2031 [1] Group 2 - Listed companies mentioned include Tianmao Group, China Ping An, China Pacific Insurance, China Life, China Insurance, and Xinhua Insurance [1] - The data source for the statistics provided is the National Financial Supervision Administration, organized by Zhiyan Consulting [1] - Zhiyan Consulting is described as a leading industry consulting agency in China, specializing in in-depth industry research and providing comprehensive consulting services for investment decisions [1]

Core Viewpoint - The "Financial Market" event held in Beijing aims to enhance public understanding of the financial industry and promote financial literacy through interactive activities organized by various financial institutions and regulatory bodies [1][2]. Group 1: Event Overview - The "Financial Market" featured 28 financial institutions, including banks, insurance companies, and securities firms, engaging the public through games, quizzes, and educational sessions [1]. - The event is part of a broader Financial Education Promotion Week organized by the Financial Regulatory Bureau, the People's Bank of China, and the China Securities Regulatory Commission from September 15 to 21 [1][2]. Group 2: Key Themes of the Promotion Week - The theme of the Financial Education Promotion Week is "Protecting Financial Rights and Supporting a Better Life," focusing on four main areas: improving service levels, regulating marketing practices, combating illegal intermediaries, and preventing telecom fraud [2]. - Various local financial regulatory departments are actively conducting educational activities, such as using comics and videos to raise awareness about financial risks [2]. Group 3: Prevention of Financial Crimes - A significant focus of the promotion week is to raise awareness about internet loan issues and the threats posed by "black and gray" financial activities [3]. - Regulatory bodies have released typical cases of financial crimes to educate consumers about potential scams and encourage them to use legitimate channels for financial services [3]. Group 4: Innovative Educational Approaches - Financial institutions are adopting innovative educational models, creating a multi-dimensional "online + offline" promotional matrix [4]. - Initiatives include high-level executives from insurance companies discussing consumer protection topics and community outreach programs tailored to various financial service scenarios [4][5].

走进中国人寿保险股份有限公司（以下简称"中国人寿"）的数字化战场，最直观的不是冷冰冰的机房机柜，而是一串串可以被量化的"温度"——从1.6亿注 册用户到寿险App的"尊老模式"，从智能化办结赔付最快仅需3分钟到覆盖柜面网点的"空中客服"。作为寿险行业的"头雁"，中国人寿用"云""数""智"构建起 一个看得见效率与温度的数字金融体系。 而这一切，既源于对信息化本原的回归，也源于把"数据当生产要素"落到具体场景的坚持与实践。近期，北京商报记者来到中国人寿科技园调研采访，该公 司从技术基座、服务场景与数据治理三条主线，展示了这家保险巨头如何书写数字金融大文章。 大后台与小前端织密数字基座 如何避免把数字化当作时髦口号？这一尖锐的问题一度被摆在保险业的桌面上。 北京商报记者在调研中反复听到一句话：技术应回归"处理、传递、交付"的本原。 据了解，中国人寿谋划出"大后台+小前端"的科技布局：将数据存放在混合云"大后台"，把面向用户的触点做成轻便、可组合的小前端，以标准化业务组件 随需组装应用。 这一架构的目标显而易见：把信息服务做到"随手可及、随时可用、随处可见"。 在"大后台"方面，中国人寿推进混合云建设，构建多活数据 ...

Core Viewpoint - The insurance industry is experiencing a significant recovery in premium growth, primarily driven by the rapid development of the bancassurance channel, which has outpaced other distribution channels like individual agents and brokers [3][4][5]. Group 1: Bancassurance Channel Performance - In the first half of 2025, the bancassurance channel's premium income reached approximately 1 trillion, with a year-on-year growth of about 9%, significantly surpassing the overall industry growth and other channels [7][8]. - The new premium growth rate for the bancassurance channel among leading insurers exceeded 70%, while other channels experienced negative growth [28][31]. - The bancassurance channel has become the largest contributor to premium growth for major insurers, with companies like China Life and New China Insurance reporting new premium growth rates exceeding 100% [18][14]. Group 2: Competitive Landscape - The removal of the "one-to-three" restriction has allowed leading insurers to accelerate strategic partnerships with banks, enhancing their market presence [15][27]. - The competitive environment for smaller insurers has become increasingly challenging, as they must compete not only on product pricing but also on brand influence and reputation against larger firms [30][31]. - The disparity in new premium growth rates is stark, with leading insurers achieving a 76% growth in the bancassurance channel compared to a 15% decline for smaller firms [28][31]. Group 3: Product Strategy and Market Trends - The shift towards participating insurance products is evident, with major insurers like China Life and Taikang reporting that over 50% of their premium income from individual agent channels comes from floating income products [35]. - The focus on high-quality growth is reflected in the increasing new business value rates for leading insurers in the bancassurance channel, indicating a strategic pivot towards more profitable product offerings [33][35]. - The overall trend in the insurance industry is moving towards a higher quality of development, with an emphasis on transforming product offerings to include more dividend-based insurance products [36].

Group 1 - The insurance sector experienced a decline of 2.05% on September 18, with China Life leading the drop [1] - The Shanghai Composite Index closed at 3831.66, down 1.15%, while the Shenzhen Component Index closed at 13075.66, down 1.06% [1] - Major insurance stocks showed varying degrees of decline, with China Ping An down 2.28% and China Life down 1.38% [1] Group 2 - The net outflow of main funds from the insurance sector was 1.521 billion yuan, while retail investors saw a net inflow of 1.182 billion yuan [1] - China Life had a main fund net inflow of over 9.3675 million yuan, but a retail net inflow of 21.2127 million yuan [2] - China Ping An experienced a significant main fund net outflow of 844 million yuan, with retail investors contributing a net inflow of 591 million yuan [2]

Core Insights - The introduction of electronic medical billing receipts by Hunan Life Insurance enhances the efficiency and convenience of claims processing for customers [1][2] - The electronic receipts are legally equivalent to traditional paper receipts and can be stored long-term in personal accounts, reducing the risk of loss or damage [1] - The claims process has been significantly streamlined, with real-time data transmission and automatic recognition of medical expenses, leading to a reduction in processing time by approximately 30% [2] Group 1 - The electronic billing system allows customers to upload receipts via the mobile app, simplifying the claims application process [1] - The system enables automatic retrieval of electronic receipt information for eligible medical expenses incurred within Hunan province [1] - The entire claims process is expedited, allowing for quick notifications and payments without the need for physical receipts [1][2] Group 2 - The use of electronic receipts mitigates risks of forgery and tampering, enhancing the security of the claims process [2] - The initiative aligns with the green finance philosophy of the company, contributing to significant paper savings and environmental protection [2] - Customer experiences, such as that of Ms. Li, highlight the rapid processing of claims, with funds being disbursed within one hour [2]

转自：新华网 此外，中国人寿财险云南省分公司还积极探索金融教育"新阵地"，依托本地资源、民俗文化及重要节点，积极开展形式新颖的 线下宣传活动，分别以"金融知识大擂台""金融知识故事荟""小小保险家"趣味工坊等多种形式，开展让群众"听得懂、用得上"的 金融教育知识宣传活动。活动期间，中国人寿财险云南省分公司也将走进社区、乡村、校园通过宣教小课堂、"看图说话"案例 展示及有奖问答等形式，为群众讲解电信诈骗案例、消费者合法权益及防诈骗要点，帮助青少年建立风险意识和理财观念。 近日，中国人寿财产保险股份有限公司云南省分公司在昆明全面启动2025年金融教育宣传周系列活动。 未来，中国人寿财险云南省分公司将不断创新宣传方式方法，努力构建更加和谐、安全的金融消费环境，以实际行动践行"金融 为民"的初心使命，为云南金融高质量发展贡献"国寿力量"。（施颖迪 蔺奕冰 薛莹莹） 编辑：赵鼎 云南省2025年金融教育宣传周活动现场（9月13日摄）。 在启动现场，中国人寿财险云南省分公司携手中国人寿驻滇单位共同参加由国家金融监督管理总局云南监管局指导的"赤橙黄绿 青蓝紫，共筑云岭同心梦"2025年金融教育宣传周活动。中国人寿财险云南省 ...

Core Viewpoint - China Life Insurance's stock price has experienced a decline, with a year-to-date drop of 7.28% and a recent 5-day drop of 3.05% [1] Group 1: Stock Performance - As of September 18, China Life's stock price was 38.45 CNY per share, with a market capitalization of 1,086.78 billion CNY [1] - The stock has seen a trading volume of 4.39 billion CNY and a turnover rate of 0.05% [1] - The net outflow of main funds was 52.65 million CNY, with large orders showing a buy of 83.75 million CNY and a sell of 119 million CNY [1] Group 2: Financial Performance - For the first half of 2025, China Life reported a net profit of 40.93 billion CNY, representing a year-on-year growth of 6.93% [2] - The company had zero operating revenue for the same period [2] Group 3: Shareholder Information - As of June 30, 2025, the number of shareholders decreased by 11.88% to 103,800, while the average circulating shares per person increased by 17.09% to 257,573 shares [2] - The cumulative cash dividends since the A-share listing amount to 219.62 billion CNY, with 44.38 billion CNY distributed in the last three years [3] Group 4: Institutional Holdings - The top ten circulating shareholders include Hong Kong Central Clearing Limited, which increased its holdings by 6.09 million shares to 79.94 million shares [3] - Other notable shareholders include various ETFs, all of which have increased their holdings compared to the previous period [3]

截图：国家金融监督管理总局官网 中国人寿财险河津市支公司因拒不依法履行保险合同约定的赔偿义务，被责令整改，罚款10万元；经理曹效军被警告，并处1万元罚款。 | 《中华人 | 中国人 | 国家金 | | | | | | --- | --- | --- | --- | --- | --- | --- | | 寿财产 | 民共和国 | 运金管罚 | 责令改 | 融监督 | | | | 保险股 | 保险法》 | 拒不依法履行 | 決字 | 管理总 | 正,罚 | | | 份有限 | 保险合同约定 | 第一百一 | 3 | (2025) | 款10万 | 局运城 | | 十六条、 | 的赔偿义务 | 公司河 | 22号 | 监管分 | 元 | | | 第一百六 | 津市支 | 局 | | | | | | 十一条 | 公司 | | | | | | | 曹效军 | 对中国人寿财 | | | | | | | (时任 | 《中华人 | 产保险股份有 | | | | | | 中国人 | 国家金 | 民共和国 | 限公司河津市 | | | | | 运金管罚 | 整告, | 寿财产 | 融监督 | 保险法》 | 支公司拒不依 | | ...