Group 1 - The president of CITIC Bank, Lu Wei, has resigned due to work adjustments and has been appointed as the president of Postal Savings Bank [2][4] - Lu Wei has served at CITIC Bank for 26 years, holding various key positions and contributing significantly to the bank's financial management, capital replenishment, and international development [2] - The board of CITIC Bank has appointed Fang Heying to assume the responsibilities of the president following Lu Wei's departure [2] Group 2 - Postal Savings Bank has announced the appointment of Lu Wei as its new president, pending approval from the National Financial Regulatory Administration [4] - The previous president of Postal Savings Bank, Liu Jianjun, has resigned due to reaching the statutory retirement age [4] - For the first three quarters of 2025, Postal Savings Bank reported revenue of 265.08 billion yuan, a year-on-year increase of 1.82%, and a net profit of 76.794 billion yuan, up 1.07% [4]

Group 1 - The president of CITIC Bank, Lu Wei, has resigned due to work adjustments and has been appointed as the president of Postal Savings Bank [2][3][4] - Lu Wei has served at CITIC Bank for 26 years, holding various key positions and contributing significantly to the bank's financial management, capital replenishment, and international development [3] - The board of CITIC Bank has appointed Fang Heying to assume the responsibilities of the president following Lu Wei's departure [3] Group 2 - Postal Savings Bank has announced the appointment of Lu Wei as its new president, pending approval from the National Financial Regulatory Administration [4] - Liu Jianjun, the former president of Postal Savings Bank, has resigned due to reaching the statutory retirement age [4] - For the first three quarters of 2025, Postal Savings Bank reported a revenue of 265.08 billion yuan, a year-on-year increase of 1.82%, and a net profit of 76.794 billion yuan, up 1.07% [5] - As of the end of the third quarter of 2025, Postal Savings Bank's total assets reached 18.61 trillion yuan, an increase of 8.9% from the previous year [5] - The non-performing loan ratio of Postal Savings Bank stands at 0.94%, the only major state-owned bank below 1%, although it has increased by 0.04 percentage points compared to the end of last year [5]

Group 1 - The "14th Five-Year Plan" has made significant progress in building a modern industrial system, with a focus on strengthening the real economy [2] - By the end of September 2025, the balance of medium- and long-term loans for the manufacturing sector from Postal Savings Bank has increased by over 11% compared to the previous year [2] - The comprehensive innovation capability of the country has steadily improved, ranking first in the national comprehensive innovation capability ranking by 2024 [3] Group 2 - The consumer market has seen both quantity and quality improvements during the "14th Five-Year Plan," with total retail sales of social consumer goods reaching 4,419.45 billion yuan by 2024 [4] - Postal Savings Bank continues to optimize financial supply to promote the upgrading of consumption [4] - The number of registered business entities in the country has been increasing, reflecting the vitality of business entities during the "14th Five-Year Plan" [5] Group 3 - The development of high-quality private and small and micro enterprises has been supported, with the balance of inclusive small and micro enterprise loans reaching 801.247 billion yuan by September 2025 [6] - Agricultural modernization has progressed steadily, with the comprehensive mechanization rate of crop farming reaching 41.3% by 2025 [7] - Postal Savings Bank has deepened its involvement in the agricultural sector, with the balance of agricultural loans reaching 1.41 trillion yuan by 2020 [7] Group 4 - The quality of life for citizens has improved significantly, with per capita disposable income reaching 6.74 billion yuan by 2024 [8] - Postal Savings Bank has extended its services to enhance the quality of financial services for the betterment of people's lives [8]

Group 1 - The core point of the news is that China Postal Savings Bank has received approval to absorb and merge its wholly-owned subsidiary, Postal Huinong Bank, which will leave only Citic Baixin Bank as the remaining independent legal direct bank in China [1][3]. - The merger is expected to optimize management and business structure, enhance digital transformation effectiveness, improve operational efficiency, and reduce management costs for China Postal Savings Bank [3]. - Postal Huinong Bank, established in 2022 with a registered capital of 5 billion yuan, was intended as a testing ground for the digital transformation of China Postal Savings Bank [3]. Group 2 - In 2024, Postal Huinong Bank reported a revenue of 243 million yuan and a net loss of 415 million yuan, with total assets of 12.828 billion yuan and total liabilities of 8.669 billion yuan by the end of 2024 [3]. - The non-performing loan ratio for Postal Huinong Bank was 6.66%, with a provision coverage ratio of 239.55% [3]. - The trend of merging or shutting down direct banking operations has been observed across multiple banks since 2017, with several banks like Ping An Bank and Shanghai Pudong Development Bank closing or integrating their direct banking channels [4]. Group 3 - Regulatory tightening is a significant reason for the decline in direct banking operations, with increased scrutiny on financial institutions to return to core operations and maintain risk isolation [4]. - The tightening of regulations regarding data security, personal information protection, and internet loans has limited the business models that direct banks previously relied on, making innovation more challenging [4]. - The once-prominent role of direct banks as a key tool for traditional banks to counter the impact of internet finance has diminished significantly [4].

证券日报网讯12月30日，邮储银行（601658）发布公告称，公司将于2026年1月19日召开2026年第一次 临时股东会。 ...

Core Viewpoint - Postal Savings Bank of China (PSBC) announced the absorption merger with Postal Huinong Bank to optimize resource allocation and reduce management costs, with the approval from the National Financial Regulatory Administration [1] Group 1: Merger Details - PSBC will hold a special shareholders' meeting on October 9, 2025, to approve the merger with Postal Huinong Bank [1] - The merger will allow PSBC to inherit the assets, liabilities, business, and employees of Postal Huinong Bank after asset verification [1] Group 2: Strategic Benefits - The merger aims to further optimize PSBC's management and business structure, strengthen digital transformation outcomes, improve operational efficiency, and lower management costs [1] - Postal Huinong Bank is a wholly-owned subsidiary of PSBC, and its financial statements have been fully consolidated into PSBC's financial reports, indicating no impact on PSBC's financial status and operating results from the merger [1]

Core Viewpoint - Postal Savings Bank of China (PSBC) has announced the absorption merger with Postal Huinong Bank to optimize resource allocation, reduce management costs, and enhance operational efficiency [1] Group 1: Merger Details - The second extraordinary general meeting of shareholders will be held on October 9, 2025, to review the merger proposal [1] - The merger has been approved by the National Financial Regulatory Administration, allowing PSBC to absorb Postal Huinong Bank and take over its assets, liabilities, business, and employees after asset verification [1] Group 2: Strategic Benefits - The merger aims to further optimize PSBC's management and business structure, consolidate digital transformation results, and improve operational efficiency while lowering management costs [1] - Postal Huinong Bank is a wholly-owned subsidiary of PSBC, and its financial statements are already fully consolidated into PSBC's financial reports [1] Group 3: Financial Impact - The merger will not affect PSBC's financial status or operating results, nor will it harm the interests of the bank and its shareholders [1] - PSBC will strictly follow the approval documents and relevant laws and regulations in handling the merger process [1]

本次吸收合并有助于进一步优化该行管理及业务架构，巩固数字化转型成效，提高运营效率，降低管理 成本。邮惠万家银行为该行全资子公司，其财务报表已按100%比例纳入该行合并报表范围，本次吸收 合并事项不会对该行财务状况和经营成果产生影响，不会损害该行及股东的利益。 邮储银行（601658）(01658)发布公告，近日，该行收到《国家金融监督管理总局关于中国邮政储蓄银 行股份有限公司吸收合并中邮邮惠万家银行有限责任公司的批复》(金复〔2025〕774号)，国家金融监 督管理总局已批准该行吸收合并邮惠万家银行，并承接其清产核资后的资产、负债、业务和员工。 ...

证券代码：601658 证券简称：邮储银行 公告编号：临 2025-067 中国邮政储蓄银行股份有限公司 关于召开2026年第一次临时股东会的通知 中国邮政储蓄银行股份有限公司董事会及全体董事保证本公告内容不存在 任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整 性承担法律责任。 重要内容提示： 一、 召开会议的基本情况 (一) 股东会类型和届次 2026年第一次临时股东会 (二) 股东会召集人 网络投票起止时间：自2026 年 1 月 19 日 中国邮政储蓄银行股份有限公司（以下简称中国邮政储蓄银行或本行） 董事会 (三) 投票方式 本次股东会所采用的表决方式是现场投票和网络投票相结合的方式 (四) 现场会议召开的日期、时间和地点 召开的日期时间：2026 年 1 月 19 日 15 点 00 分 1 股东会召开日期：2026年1月19日 本次股东会采用的网络投票系统：上海证券交易所股东会网络投票系统 召开地点：北京市西城区金融大街 3 号金鼎大厦 A 座 (五) 网络投票的系统、起止日期和投票时间。 网络投票系统：上海证券交易所股东会网络投票系统 | 序号 | 议案名称 | 投票股东 ...

2026 年第一次临时股东会会议资料 中国邮政储蓄银行股份有限公司 2026 年第一次临时股东会 会议资料 北京 2026 年 1 月 19 日 2026 年第一次临时股东会会议资料 目 录 议案事项 注：1.上述决议案为普通决议案。 2.如无特殊说明，本会议资料中的"中国邮政储蓄银行""本行"指中国邮政储蓄银行 股份有限公司。 关于选举芦苇先生为中国邮政储蓄银行执行董事的议案............................................1 2026 年第一次临时股东会会议资料 中国邮政储蓄银行股份有限公司 2026 年第一次临时股东会会议资料 关于选举芦苇先生为中国邮政储蓄银行 执行董事的议案 根据《中华人民共和国公司法》等有关法律法规和《中国邮 政储蓄银行股份有限公司章程》的有关规定，本行董事会于 2025 年 12 月 26 日审议通过《关于提名芦苇先生为中国邮政储蓄银行 执行董事候选人的议案》，同意提名芦苇先生为本行执行董事候 选人。 各位股东： 2026 年第一次临时股东会会议资料 2026 年第一次临时股东会会议资料 现提请股东会选举芦苇先生为本行执行董事。芦苇先生的董 ...