人民财讯8月29日电，中国银行(601988)8月29日晚间披露半年报，2025年上半年，公司实现营业收入 3290.03亿元；归属于上市公司股东的净利润1175.91亿元，去年同期净利润为1186.01亿元，同比下降 0.85%；基本每股收益0.36元。董事会建议派发2025年度中期普通股股利每10股1.094元人民币（税 前），须待股东大会批准后生效。上半年，集团业务平稳发展，资产负债稳步增长，财务效益表现稳 健，主要指标保持合理区间。 转自：证券时报 ...

中国银行股份有限公司 股票代码：601988 2025 年半年度报告 目录 | 释义 | | --- | | 重要提示 . | | 公司基本情况 . | | 财务摘要 . | | 经营情况概览 . | | 管理层讨论与分析 . | | 财务回顾 | | 经济与金融环境 | | 利润表主要项目分析. | | 资产负债表项目分析 | | 现金流量分析 | | 分部信息 | | 公允价值计量 | | 其他财务信息 .. | | 业务回顾 | | 扎实做好"五篇大文章" . | | 境内商业银行业务 | | 全球化经营业务 | | 综合化经营业务 .. | | 服务渠道. | | 金融科技创新 : | | 风险管理 | | 信用风险管理 | | 市场风险管理. | | 银行账簿利率风险管理. | | 流动性风险管理. | | 操作风险管理 | | 国别风险管理. | | 声誉风险管理 .. | | 战略风险管理 .. | | 信息科技风险管理. | | 内部控制与合规管理 | | 资本管理 . | | 资本充足率情况. . | | 杠杆率情况 | | 展望 | 1 | 环境、社会和治理 . | | --- | | 环 ...

Fund Overview - The fund is named "Huaxia Industry Selected Mixed Securities Investment Fund (LOF)" and is managed by Huaxia Fund Management Co., Ltd. [3] - The fund's total shares at the end of the reporting period amounted to 930,562,058.82 shares [3]. - The fund operates as a contract-based open-end fund and was established on November 22, 2007 [3]. Financial Performance - The fund's net asset value at the end of the reporting period was 1,036,088,500.59 RMB, with a net asset value per share of 1.113 RMB [4][21]. - The fund achieved a profit of 7,542,992.57 RMB during the reporting period, with a realized income of -100,117.39 RMB [4][22]. - The weighted average net value profit rate for the period was 0.72%, and the cumulative net value growth rate since inception is 71.80% [4][22]. Investment Strategy - The fund focuses on industry investment value assessment and aims to capture investment opportunities across different economic cycles by selecting quality stocks within advantageous industries [3][4]. - The investment strategy includes asset allocation, stock investment, bond investment, and warrant investment, with a performance benchmark of the CSI 300 Index for stock investments and the Shanghai Government Bond Index for bond investments [3][4]. Market Outlook - The fund manager noted that the U.S.-initiated tariff war has not significantly impacted China's exports, which remain resilient [15]. - The fund has adjusted its portfolio by reducing exposure to the automotive sector while increasing investments in the artificial intelligence sector, particularly in hardware, due to its growth potential [15][16]. Management and Governance - Huaxia Fund Management Co., Ltd. is one of the first national fund management companies approved by the China Securities Regulatory Commission, established in April 1998 [8]. - The fund management adheres to strict compliance with relevant laws and regulations, ensuring fair treatment of all funds managed [14][19].

Core Insights - The report by the China Banking Association outlines the progress of RMB internationalization and the development of cross-border RMB business since 2023, highlighting new opportunities and strategies for commercial banks to promote RMB usage [1] Group 1: RMB Internationalization Progress - The RMB is increasingly used for cross-border settlements and financing, with a steady rise in its internationalization level driven by both policy guidance and market forces [1] - Cross-border RMB business has maintained rapid growth, enhancing the RMB's global payment capabilities [1] - The RMB's position in global trade financing has significantly improved, with a notable increase in the scale of Hong Kong Stock Connect and Bond Connect transactions [1] - By the end of 2024, foreign institutions and individuals are expected to hold RMB assets totaling 7.12 trillion yuan, a year-on-year increase of 9.4% [1] Group 2: Strategies for Promoting RMB Usage - Commercial banks are focusing on key sectors, regions, and enterprises to enhance cross-border RMB usage, particularly in large commodity trade and overseas engineering projects [2] - There is an emphasis on expanding RMB usage in new trade formats, with banks enhancing financial support for cross-border e-commerce and other emerging business models [2] - Support is being provided for the development of free trade zones and international financial centers, optimizing product offerings and customer services to promote high-standard economic and trade development [2] - Banks are offering diverse RMB cross-border settlement products to help enterprises mitigate exchange rate risks and reduce financing costs [2] Group 3: Recommendations for Banks - The report suggests that banks should refine cross-border RMB facilitation policies and optimize management systems for key business areas related to RMB internationalization [3] - Continuous improvement of the offshore RMB market is recommended to further support the internationalization process [3]

Core Viewpoint - China Bank reported a stable performance in the first half of 2025, with a slight increase in revenue but a decrease in net profit, indicating a mixed financial outlook for the bank [1] Financial Performance - Operating income reached 329.42 billion yuan, a year-on-year increase of 3.61% [1] - Net profit attributable to shareholders was 117.59 billion yuan, a decrease of 0.85% year-on-year [1] - Total assets amounted to 36,790.61 billion yuan, growing by 4.93% compared to the end of the previous year [1] - Total liabilities were 33,664.95 billion yuan, an increase of 4.85% from the end of the previous year [1] - Average return on total assets (ROA) was 0.70%, and return on equity (ROE) was 9.11% [1] Credit and Loan Growth - Domestic RMB loans increased by 1.41 trillion yuan, a growth of 7.72% year-on-year [2] - Loans to the manufacturing sector grew by 12.99% compared to the end of the previous year [2] - Loans to private enterprises increased by 12.93% year-on-year [2] Financial Services and Support - The bank is actively supporting high-quality economic development through optimized financial services [2] - It has enhanced its support for the real estate market to stabilize and meet housing demands [2] Risk Management - The non-performing loan ratio was 1.24%, a decrease of 0.01 percentage points from the end of the previous year [5] - The non-performing loan provision coverage ratio was 197.39% [5] - Capital adequacy ratio reached 18.67% as of June [5] Digital Transformation - The bank has accelerated its digital transformation, with a total of 40,000 cloud platform servers [6] - The application of artificial intelligence has been expanded across over 100 scenarios [6] International Operations - The bank's international settlement volume reached 2.1 trillion USD, a year-on-year increase of 16.51% [4] - The bank maintains a leading position in cross-border RMB clearing volume [4]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國銀行股份有限公司 BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） （「本行」） （股份代號：3988） 海外監管公告 董事會 中國，北京 2025年8月29日 於本公告日期，本行董事為葛海蛟、張輝、劉進、張勇*、黃秉華*、劉輝*、師永彥*、 樓小惠*、李子民*、讓•路易•埃克拉 # 、喬瓦尼•特里亞 # 、劉曉蕾 # 、張然 # 、高美懿 # 。 * 非執行董事 # 獨立非執行董事 证券代码：601988 证券简称：中国银行 公告编号：临 2025-069 中国银行股份有限公司向特定对象发行 A 股股票 募集资金存放、管理与实际使用情况专项报告 根據中華人民共和國（「中國」）的有關法例規定，本行在上海證券交易所網站及中 國報章刊登了《中國銀行股份有限公司向特定對象發行A股股票募集資金存放、管 理與實際使用情況專項報告》。茲載列如下，謹供參閱。 中國銀行股份有限 ...

29日盘后，工商银行、农业银行、中国银行、建设银行、交通银行披露半年报： -工商银行：2025年上半年营业收入4090.82亿元，上年同期4019.99亿元；归母净利润1681.03亿元，上 年同期1704.67亿元； -农业银行：2025年上半年实现营业收入3697.93亿元，同比增长0.7%；归母净利润1395.1亿元，同比增 长2.7%； -中国银行：今年上半年营业收入3294.18亿元，上年同期3179.29亿元；股东应享税后利润1175.91亿 元，上年同期1186.01亿元； -建设银行：今年上半年经营收入3859.05亿元，同比增加2.95%；归属于股东净利润1620.76亿元，同比 减少1.37%； -交通银行：今年上半年净经营收入1334.98亿元，同比增长0.72%；归母净利润460.16亿元，同比增长 1.61%。 (本文来自第一财经) ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 海外監管公告 根據中華人民共和國（「中國」）的有關法例規定，本行在上海證券交易所網站及中 國報章刊登了《中國銀行股份有限公司2025年中期利潤分配方案公告》。茲載列如 下，謹供參閱。 中國銀行股份有限公司 董事會 中國，北京 2025年8月29日 於本公告日期，本行董事為葛海蛟、張輝、劉進、張勇*、黃秉華*、劉輝*、師永彥*、 樓小惠*、李子民*、讓•路易•埃克拉 # 、喬瓦尼•特里亞 # 、劉曉蕾 # 、張然 # 、高美懿 # 。 * 非執行董事 中國銀行股份有限公司 BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） （「本行」） （股份代號：3988） # 獨立非執行董事 证券代码：601988 证券简称：中国银行 公告编号：临 2025-068 中国银行股份有限公司 2025 年中期利润分配方案公告 中国银行股份有限公司（简称"本行"）董事会及全体董事保证本公 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國銀行股份有限公司 BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） （「本行」） （股份代號：3988） 海外監管公告 根據中華人民共和國（「中國」）的有關法例規定，本行在上海證券交易所網站及中 國報章刊登了本行根據中國企業會計準則編製的《2025年半年度報告摘要》，同時 於上海證券交易所網站刊登了本行根據中國企業會計準則編製的《2025年半年度 報告》（全文）。茲載列該報告摘要及報告（全文）如下，謹供參閱。 中國銀行股份有限公司 董事會 中國，北京 2025年8月29日 於本公告日期，本行董事為葛海蛟、張輝、劉進、張勇*、黃秉華*、劉輝*、師永彥*、 樓小惠*、李子民*、讓•路易•埃克拉 # 、喬瓦尼•特里亞 # 、劉曉蕾 # 、張然 # 、高美懿 # 。 * 非執行董事 # 獨立非執行董事 中 国 银 行 股 份 有 限 公 司 2025 年半年度报告摘要 ...

6月末集团不良贷款率1.24%，比上年末下降0.01个百分点；不良贷款拨备覆盖率197.39%。以国家增资 为契机，进一步提升资本管理质效，6月末资本充足率达到18.67%。持续强化内控和反洗钱管理，扎实 推进合规体系建设，集团合规经营水平有效提升。 格隆汇8月29日丨中国银行(03988.HK)公布，2025年上半年，集团实现净利息收入2,148.16亿元，同比减 少119.44亿元，下降5.27%。上半年，集团实现非利息收入1,146.02亿元，同比增加234.33亿元，增长 25.70%。非利息收入在营业收入中的占比为34.79%，同比提升6.11个百分点。上半年，集团实现税后利 润1,261.38亿元，同比下降0.31%；实现本行股东应享税后利润1,175.91亿元，同比下降0.85%。本行董 事会建议派发2025年度中期普通股股利每10股1.094元人民币（税前）。 ...