Core Viewpoint - The legal opinion letter confirms that the annual shareholders' meeting of Hengyin Financial Technology Co., Ltd. was convened and conducted in compliance with relevant laws and regulations, ensuring the legitimacy of the meeting procedures and voting results [1][2][7]. Meeting Procedures - The meeting was convened by the company's board of directors, with a notice published on April 25, 2025, detailing the time, location, and agenda [2][3]. - The meeting took place on May 19, 2025, combining on-site and online voting, with the on-site meeting held at the company's headquarters [3][4]. Attendance and Voting - A total of 416 shareholders (or their representatives) attended the meeting, representing 306,158,606 shares, which is 58.82% of the total voting shares [4]. - The qualifications of attendees were verified and found to be compliant with legal and regulatory requirements [4][7]. Voting Results - The meeting passed several resolutions, including: - Approval of the 2024 Board of Directors' Work Report with 305,724,557 votes in favor, representing 99.88% of the votes [5]. - Approval of the 2024 Supervisory Board's Work Report with 305,714,657 votes in favor, also representing 99.88% [5]. - Approval of the 2024 Annual Report with 305,714,457 votes in favor, representing 99.88% [5]. - Approval of the 2024 Financial Settlement Report with 305,695,548 votes in favor, representing 99.88% [5]. - Approval of the 2024 Profit Distribution Plan with 305,713,348 votes in favor, representing 99.88% [6]. - Approval of the remuneration for non-independent directors and senior management with 305,672,448 votes in favor, representing 99.87% [6]. - Approval of the use of idle funds for cash management with 305,703,477 votes in favor, representing 99.87% [6]. - Approval of the appointment of the auditing firm for 2025 with 305,707,877 votes in favor, representing 99.87% [6]. Conclusion - The legal opinion concludes that the meeting's procedures, participant qualifications, and voting results are all in accordance with applicable laws and regulations, confirming the legitimacy of the meeting [7].

北京市东城区建国门内大街 26 号新闻大厦 7 层、8 层 电话：010-88004488/66090088 传真：010-66090016 邮编：100005 北京国枫律师事务所 关于恒银金融科技股份有限公司 2024 年年度股东会的 法律意见书 国枫律股字[2025]A0231 号 致：恒银金融科技股份有限公司（贵公司） 北京国枫律师事务所（以下简称"本所"）接受贵公司的委托，指派律师出席并见 证贵公司 2024 年年度股东会（以下简称"本次会议"）。 1 3．本所及经办律师依据《证券法》《证券法律业务管理办法》《证券法律业务执 业规则》等规定及本法律意见书出具日以前已经发生或者存在的事实，严格履行了法定 职责，遵循了勤勉尽责和诚实信用原则，进行了充分的核查验证，保证本法律意见所认 定的事实真实、准确、完整，所发表的结论性意见合法、准确，不存在虚假记载、误导 性陈述或者重大遗漏，并承担相应法律责任； 4．本法律意见书仅供贵公司本次会议之目的使用，不得用作任何其他用途。本所 律师同意将本法律意见书随贵公司本次会议决议一起予以公告。 本所律师根据《公司法》《证券法》《股东会规则》《证券法律业务管理办法》《证 ...

恒银金融科技股份有限公司董事会 证券代码：603106 证券简称：恒银科技 公告编号：2025-018 恒银金融科技股份有限公司 部分董事兼高级管理人员 集中竞价减持股份结果公告 本公司董事会、全体董事及相关股东保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： ? 部分董事兼高级管理人员持股的基本情况：本次减持计划实施前，恒 银金融科技股份有限公司（以下简称"公司"）董事、副总裁兼财务负 责人王伟先生持有公司股份 728,400 股，占公司总股本的 0.1399%。 ? 减持计划的实施结果情况：王伟先生本次减持计划公告，详见公司于 息披露媒体上披露的《恒银金融科技股份有限公司部分董事兼高级管 理人员集中竞价减持股份计划公告》（公告编号：2025-006）。公司于 告知函》,获悉王伟先生于 2025 年 5 月 14 日通过上海证券交易所集中 竞 价 交 易方 式 减 持 公 司 股 份合 计 182,100 股 ， 约 占 公 司 总 股 本 的 一、集中竞价减持主体减持前基本情况 股东名称 王伟 控股股东、实控人及一致行动人 □是 ...

证券代码：603106 证券简称：恒银科技 公告编号：2025-018 恒银金融科技股份有限公司 1 部分董事兼高级管理人员持股的基本情况：本次减持计划实施前，恒 银金融科技股份有限公司（以下简称"公司"）董事、副总裁兼财务负 责人王伟先生持有公司股份 728,400 股，占公司总股本的 0.1399%。 减持计划的实施结果情况：王伟先生本次减持计划公告，详见公司于 2025 年 2 月 28 日在上海证券交易所网站（www.sse.com.cn）等指定信 息披露媒体上披露的《恒银金融科技股份有限公司部分董事兼高级管 理人员集中竞价减持股份计划公告》（公告编号：2025-006）。公司于 2025 年 5 月 14 日收到王伟先生发来的《关于减持股份计划实施结果的 告知函》,获悉王伟先生于 2025 年 5 月 14 日通过上海证券交易所集中 竞价交易方式减持公司股份合计 182,100 股，约占公司总股本的 0.0350%。截至本公告披露日，王伟先生本次减持计划已实施完毕。 部分董事兼高级管理人员 集中竞价减持股份结果公告 本公司董事会、全体董事及相关股东保证本公告内容不存在任何虚假记载、 误导性陈述或者重 ...

Market Performance - The Tianjin Free Trade Zone concept index rose by 1.71%, ranking 9th among concept sectors, with 10 stocks increasing in value [1] - Leading stocks included Bohai Chemical, which hit the daily limit, and others like Hengyin Technology and Tianbao Infrastructure, which rose by 4.77%, 3.57%, and 2.03% respectively [1] Sector Comparison - The top-performing concept sectors included: - China-Korea Free Trade Zone: +5.44% - Shipping Concept: +4.66% - Free Trade Port: +3.17% - Unified Market: +3.11% - Futures Concept: +2.88% - Internet Insurance: +2.52% - Internet Finance: +2.17% - Digital Currency: +1.89% - Tianjin Free Trade Zone: +1.71% - Pinduoduo Concept: +1.69% [2] Capital Flow - The Tianjin Free Trade Zone concept saw a net inflow of 114 million yuan, with six stocks receiving significant capital inflows [2] - Bohai Chemical led with a net inflow of 103 million yuan, followed by Tianbao Infrastructure and Hengyin Technology with net inflows of 29.87 million yuan and 13.35 million yuan respectively [2] Stock Performance - Key stocks in the Tianjin Free Trade Zone concept included: - Bohai Chemical: +9.89% with a net inflow rate of 13.99% - Tianbao Infrastructure: +3.57% with a net inflow rate of 5.73% - Hengyin Technology: +4.77% with a net inflow rate of 4.87% - Tianjin Investment City Development: +1.77% with a net inflow rate of 9.17% [3][4]

Core Viewpoint - Hengyin Technology (603106) is focusing on increasing R&D investment in the fintech sector, with a commitment to maintaining R&D expenses at over 10% of revenue, aiming for technological advancements and commercial applications in banking [2][3] Group 1: Financial Performance - In Q1 2025, Hengyin Technology reported a main revenue of 94.03 million yuan, a year-on-year increase of 1.27% [3] - The net profit attributable to shareholders reached 5.35 million yuan, showing a significant year-on-year increase of 125.24% [3] - The net profit after deducting non-recurring items was 3.61 million yuan, reflecting a year-on-year increase of 116.18% [3] - The company's gross margin for Q1 2025 was 28.99% [3] - The debt ratio stood at 22.19%, with financial expenses reported at -0.9898 million yuan [3] Group 2: Business Strategy and Operations - Hengyin Technology is a leading provider of smart banking solutions centered around financial self-service equipment, facilitating the transformation of traditional banks into smart banks [2] - The company is actively involved in the renovation of smart bank outlets, focusing on cash and non-cash products, as well as payment security solutions [2] - The company does not engage in businesses related to digital currency [2]

恒银金融科技股份有限公司 2024 年年度股东会 会议资料 二〇二五年五月 恒银金融科技股份有限公司 2024 年年度股东会会议参会须知 各位股东及股东代表： 为维护股东的合法权益，确保恒银金融科技股份有限公司（以下简称"公司、 恒银科技"）2024 年年度股东会会议的顺利召开，保障股东在会议期间依法行使 权利，依据《中华人民共和国公司法（2023 年修订）》（以下简称"《公司法》"）、 《上市公司股东会规则（2025 年修订）》《公司章程》等有关规定，制定会议 须知如下： 一、公司根据《公司法》《中华人民共和国证券法（2019 年修订）》（以 下简称"《证券法》"）、《上市公司股东会规则（2025 年修订）》和《公司章 程》的规定，认真做好召开股东会会议的各项工作。 二、公司董事会办公室具体负责会议有关程序方面的事宜。 三、为保证股东会会议的严肃性和正常秩序，切实维护与会股东（包含股东 代表，下同）的合法权益，除出席会议的股东，公司董事、监事、高级管理人员， 公司聘请的律师及董事会邀请的人员外，公司有权依法拒绝其他人员进入会场。 四、各股东请按照本次股东会会议通知中规定的时间和登记方法办理参加会 议手续（详 ...

Core Viewpoint - Hengyin Technology (603106.SH) has reported a significant turnaround in its financial performance for 2024, achieving a net profit of 40.12 million yuan after a prolonged period of losses, primarily driven by non-recurring gains and a strategic shift towards AI integration in its operations [1][2][4]. Financial Performance - The company achieved an operating revenue of 437 million yuan in 2024, marking a year-on-year increase of 2.53% [2]. - The net profit attributable to the parent company was 40.12 million yuan, a substantial improvement from a loss of 208 million yuan in the previous year, representing a turnaround of 248 million yuan [2]. - The fourth quarter of 2024 was particularly strong, with total revenue reaching 180 million yuan, a year-on-year increase of 43.89% and a quarter-on-quarter increase of 132.46% [3]. Government Subsidies and Non-Recurring Gains - A significant portion of the profit in 2024 was attributed to government subsidies amounting to 26.57 million yuan and changes in the fair value of purchased stocks totaling 6.96 million yuan, which together accounted for 83.56% of the profit [4]. - The company has faced ongoing losses in previous years, with net profits being negative for 11 consecutive quarters prior to 2024 [2][4]. Business Transition and Market Trends - Hengyin Technology is transitioning from traditional cash equipment manufacturing to a more diversified business model, responding to declining demand for ATMs and bank branches [6][7]. - The number of ATMs in China has decreased from a peak of 1.11 million in 2018 to 802,700 by the end of 2024, reflecting a broader trend of shrinking bank branches [6]. R&D and Innovation Challenges - Despite the shift towards an "AI+" strategy, the company's R&D expenditures have decreased significantly, from 101.31 million yuan in 2020 to 48.5 million yuan in 2024, a reduction of approximately 51.98% [9][10]. - The number of patents and software copyrights has also declined, indicating potential challenges in maintaining competitive technological capabilities [10]. Industry Insights - The financial technology sector is urged to adapt to the digital transformation of bank branches, focusing on enhancing user interaction, creating ecosystem applications, and improving transaction security [11]. - Key areas for development include multi-modal technologies such as facial and voice recognition, as well as the integration of AI with financial terminal services [11].

Market Performance - The Tianjin Free Trade Zone concept index declined by 3.22%, ranking among the top declines in concept sectors as of April 28 [1] - Within the sector, Tianbao Infrastructure hit the daily limit down, while other notable decliners included Jintou City Development and Tianjin Printers [1] - Only two stocks within the sector saw price increases, with Youfa Group rising by 2.78% and Tianjin Port by 0.22% [1] Capital Flow - The Tianjin Free Trade Zone concept experienced a net outflow of 78 million yuan from main funds, with nine stocks seeing net outflows [1] - The stock with the highest net outflow was Bohai Chemical, with a net outflow of 17.03 million yuan, followed by Ruipu Biology and HNA Technology with outflows of 16.13 million yuan and 14.13 million yuan respectively [1] - Conversely, the stocks with the highest net inflows included Guifaxiang, Jiuan Medical, and Youfa Group, with inflows of 3.25 million yuan, 2.40 million yuan, and 1.13 million yuan respectively [1][2] Stock Performance - The top decliners in the Tianjin Free Trade Zone concept included Bohai Chemical (-4.82%), Ruipu Biology (-1.30%), and HNA Technology (-3.73%) [1] - Notable gainers included Youfa Group (+2.78%) and Tianjin Port (+0.22%) [1] - The trading volume for Bohai Chemical was 6.29%, indicating significant trading activity despite the decline [1]

Core Viewpoint - Hengyin Technology has successfully exited its previous two years of losses, reporting a revenue of 437 million yuan and a net profit of 40.12 million yuan for 2024, marking a significant turnaround in performance [1] Financial Performance - The company achieved a revenue of 437 million yuan in 2024, a year-on-year increase of 2.53% - The net profit attributable to the parent company was 40.12 million yuan, indicating a return to profitability - Basic earnings per share were reported at 0.08 yuan - In Q4 2024, revenue exceeded 180 million yuan, with net profit rising above 75 million yuan and net cash flow from operating activities surpassing 146 million yuan [1][2] International Market Growth - Hengyin Technology's international market revenue reached 24.5 million yuan in 2024, representing a nearly sixfold increase year-on-year - The gross profit margin improved to 31.55%, reflecting the company's successful expansion and brand influence in overseas markets, particularly in emerging markets [2] Dividend Announcement - The company announced a cash dividend of 0.3 yuan per 10 shares, totaling 15.62 million yuan [3] Strategic Initiatives - Hengyin Technology is implementing a "deepening reform year" strategy for 2024, focusing on systemic transformation - The company is restructuring its organizational framework to enhance operational efficiency and drive business growth through digitalization and talent optimization - The strategic shift aims to position the company as a leading global financial technology ecosystem service provider [3][4] Continued Growth Outlook - In Q1 2024, Hengyin Technology reported a revenue of 94.03 million yuan, a year-on-year increase of 1.27% - The net profit attributable to the parent company was 5.35 million yuan, marking a turnaround from the previous year's losses [3] R&D and Innovation Focus - The company is committed to increasing R&D investment in computer vision and artificial intelligence, exploring intelligent and self-service application scenarios - Hengyin Technology aims to build a "financial + scenario" smart financial ecosystem and accelerate the "Digital Hengyin" strategy [4]