青岛银行股份有限公司 境内同步披露公告 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、误导性陈 述或者重大遗漏。 青岛银行股份有限公司根据《香港联合交易所有限公司证券上市规则》规定， 已在香港联合交易所有限公司披露易网站（https://www.hkexnews.hk/）披露后附 公告。 根据《深圳证券交易所股票上市规则》关于上市公司在境内外证券交易所同 步披露公告的规定，特将该公告在深圳证券交易所网站（http://www.szse.cn/）同 步披露，供参阅。 截至月份: 2023年11月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 青島銀行股份有限公司 特此公告。 青岛银行股份有限公司董事会 2023 年 12 月 4 日 FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 呈交日期: 2023年12月4日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | -- ...

证券代码：002948 证券简称：青岛银行 公告编号：2023-047 青岛银行股份有限公司 关于 2023 年绿色金融债券发行结果的公告 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、误导性陈述 或者重大遗漏。 经中国人民银行批准，青岛银行股份有限公司于2023年12月4日在全国银行间 债券市场发行"青岛银行股份有限公司2023年绿色金融债券"（以下简称"本次债 券"），发行规模为人民币80亿元，为3年期固定利率品种，票面利率为2.84%。 本次债券将在银行间市场清算所股份有限公司完成债券登记和托管，募集资金 将依据适用法律和监管部门的批准，用于《绿色债券支持项目目录（2021年版）》 规定的绿色项目。 特此公告。 青岛银行股份有限公司董事会 2023年12月4日 ...

证券代码：002948 证券简称：青岛银行 公告编号：2023-046 青岛银行股份有限公司（以下简称"本行"）收到《国家金融监督管理总局青岛 监管局关于陈霜任职资格的批复》（青国金复〔2023〕108号），国家金融监督管理 总局青岛监管局已核准陈霜女士本行执行董事的任职资格。根据相关规定，自2023 年11月7日起，陈霜女士开始担任本行执行董事、董事会关联交易控制委员会委员、 董事会网络安全和信息科技委员会委员。 陈霜女士的简历详见本行在《中国证券报》《上海证券报》《证券日报》《证 券时报》和巨潮资讯网（http://www.cninfo.com.cn/）发布的日期为2023年7月7日的 《青岛银行股份有限公司董事会决议公告》（公告编号：2023-033）。 本行董事会对陈霜女士加入董事会表示热烈欢迎。 特此公告。 青岛银行股份有限公司董事会 2023年11月9日 青岛银行股份有限公司 关于陈霜女士董事任职资格获监管机构核准的公告 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、误导性陈述 或者重大遗漏。 ...

青岛银行股份有限公司 境内同步披露公告 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、误导性陈述 或者重大遗漏。 青岛银行股份有限公司根据《香港联合交易所有限公司证券上市规则》规定， 已在香港联合交易所有限公司披露易网站（https://www.hkexnews.hk/）披露后附 公告。 根据《深圳证券交易所股票上市规则》关于上市公司在境内外证券交易所同 步披露公告的规定，特将该公告在深圳证券交易所网站（http://www.szse.cn/）同 步披露，供参阅。 特此公告。 青岛银行股份有限公司董事会 2023 年 11 月9日 Bank of Qingdao Co., Ltd.* 青島銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） （H股股份代號：3866） 獨立非執行董事 張思明 房巧玲 邢樂成 張旭 張文礎 1 董事會設立7個委員會。下表載列各董事在該等委員會所擔任的職位。 | | | | | | 風險管理 | | | | --- | --- | --- | --- | --- | --- | --- | --- | | | | | | | 和消費者 | 關聯 | ...

证券代码：002948 证券简称：青岛银行 青岛银行股份有限公司投资者关系活动记录表 编号：2023-05 □特定对象调研 □分析师会议 投资者关系 □媒体采访 □业绩说明会 活动类别 □新闻发布会 □路演活动 □现场参观 √其他：投资者网上集体接待日活动 参与单位名称 投资者网上提问 及人员姓名 时间 2023年11月8日（星期三） 15:00-17:00 通过“全景路演”网站（https://rs.p5w.net）、微信公众号：全 地点 景财经以及全景路演APP 上市公司接待 我行副行长陈霜女士、董事会秘书张巧雯女士、证券事务代 人员姓名 表吕真真女士 投资者提出的问题及我行回复情况： 1、为什么青岛银行的业绩还可以，净资产是 5 块 4 毛 多，股价却只有三块多。作为公司的领导，你有什么说法？ 也就是说有什么向股民交代的？ 答：尊敬的投资者，您好。首先感谢您对我行经营业绩 的认可。2023年，面临国内外经济形势严峻复杂的挑战，我 行坚持高质量发展为主线，秉承稳健的经营风格，注重健康、 投资者关系活 可持续发展。全行统一思想、坚定信心、步调一致，各项经 ...

证券代码：002948 证券简称：青岛银行 公告编号：2023-045 青岛银行股份有限公司 关于参加 2023 年青岛辖区上市公司投资者 网上集体接待日活动的公告 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、误导性陈述 或者重大遗漏。 为进一步加强与投资者的互动交流，青岛银行股份有限公司（以下简称“本行”） 将参加由青岛证监局、青岛市上市公司协会与深圳市全景网络有限公司联合举办的 “2023年青岛辖区上市公司投资者网上集体接待日”活动，现将有关事项公告如下： 本次活动将采用网络远程的方式举行，投资者可登录“全景路演”网站 （https://rs.p5w.net），或关注微信公众号：全景财经，或下载全景路演APP，参与本 次互动交流，活动时间为2023年11月8日（星期三）15:00至17:00。届时本行副行长 陈霜女士、董事会秘书张巧雯女士、证券事务代表吕真真女士将以在线交流形式就 公司治理、经营状况等投资者关注的问题与投资者进行沟通与交流。 欢迎广大投资者踊跃参与。 特此公告。 青岛银行股份有限公司董事会 ...

青岛银行股份有限公司 境内同步披露公告 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、误导性陈述 或者重大遗漏。 根据《深圳证券交易所股票上市规则》关于上市公司在境内外证券交易所同 步披露公告的规定，特将该公告在深圳证券交易所网站（http://www.szse.cn/）同 步披露，供参阅。 特此公告。 青岛银行股份有限公司董事会 2023 年 11 月 1 日 FF301 青岛银行股份有限公司根据《香港联合交易所有限公司证券上市规则》规定， 已在香港联合交易所有限公司披露易网站（https://www.hkexnews.hk/）披露后附 公告。 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2023年10月31日 狀態: 新提交 致：香港交易及結算所有限公司 II. 已發行股份變動 公司名稱: 青島銀行股份有限公司 呈交日期: 2023年11月1日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | -- ...

Financial Performance - Total operating income for Q3 2023 was RMB 3,331,565 thousand, an increase of 0.54% year-on-year[3] - Net profit attributable to shareholders of the parent company for Q3 2023 was RMB 653,034 thousand, up 13.26% year-on-year[3] - Basic earnings per share for Q3 2023 was RMB 0.07, reflecting a significant increase of 600.00% year-on-year[3] - Net profit attributable to shareholders was CNY 2.99 billion, a year-on-year increase of CNY 394 million or 15.17%[18] - Net interest income for the first three quarters was CNY 6.88 billion, an increase of CNY 758 million or 12.38% year-on-year[18] - The bank's total profit reached RMB 3,497,077, a 24% increase from RMB 2,820,475 year-on-year[36] - The total comprehensive income amounted to RMB 3,777,817, up 30.8% from RMB 2,888,124 in the same period last year[38] Assets and Liabilities - Total assets as of September 30, 2023, reached RMB 581,184,488 thousand, representing a growth of 9.74% compared to the end of 2022[4] - Total liabilities as of September 30, 2023, amounted to RMB 541,977,833 thousand, an increase of 9.93% year-on-year[4] - The total equity attributable to shareholders of the parent company was RMB 38,328,856 thousand as of September 30, 2023, up 7.02% from the end of 2022[4] - The bank's total equity increased to RMB 39,206,655 thousand from RMB 36,593,295 thousand at the end of 2022, representing a growth of approximately 7.2%[31] - The bank's loans and advances stood at RMB 289,940,609 thousand, an increase from RMB 262,518,662 thousand at the end of 2022, marking a growth of approximately 10.5%[28] Customer Deposits and Loans - Customer deposits reached RMB 387.832 billion, marking an 11.43% increase compared to the previous year[12] - Total customer deposits amounted to CNY 379.25 billion, up CNY 37.90 billion or 11.10% from the end of last year[18] - Loans to private enterprises amounted to CNY 73.20 billion, an increase of CNY 1.44 billion or 2.01% from the end of last year[20] - Inclusive small and micro loans reached CNY 32.92 billion, up CNY 5.79 billion or 21.36% year-on-year[20] Cash Flow and Investments - Net cash flow from operating activities for the first nine months of 2023 was RMB 7,875,407 thousand, a substantial increase of 129.94% year-on-year[8] - Cash flow from operating activities generated a net cash inflow of RMB 7,875,407, compared to an outflow of RMB 26,303,719 in the previous year[41] - Cash inflow from investment activities totaled RMB 44,375,205 thousand, a decrease of 26.1% compared to RMB 59,988,786 thousand in the same period last year[43] - Net cash flow from investment activities was negative at RMB 5,573,074 thousand, compared to a negative RMB 1,537,485 thousand in the previous year[43] - Cash inflow from financing activities reached RMB 77,207,999 thousand, an increase of 7.7% from RMB 71,745,125 thousand in the same period last year[43] Ratios and Performance Metrics - Return on average equity (annualized) for Q3 2023 was 7.50%, an increase of 1.54 percentage points compared to the same period last year[3] - The capital adequacy ratio stood at 12.78%, down from 13.56% at the end of 2022[13] - The non-performing loan ratio was 1.14%, a slight improvement from 1.21% at the end of 2022[12] - The liquidity coverage ratio improved to 128.72%, up from 122.83% at the end of 2022[15] - The average return on total assets (annualized) increased to 0.74%, up from 0.60% in the previous year[12] - The provision coverage ratio increased to 254.67%, up 34.90 percentage points year-on-year[18] - The bank reported a cost-to-income ratio of 29.40%, down from 34.97% in the previous year[12] Other Financial Information - The company reported non-recurring gains and losses totaling RMB 41,292 thousand for Q3 2023[7] - The weighted average return on equity after deducting non-recurring gains and losses was 6.98%, an increase of 1.47 percentage points year-on-year[3] - The bank's credit impairment losses decreased to RMB 3,233,354 from RMB 3,612,432 in the previous year, indicating improved asset quality[34] - The bank has no outstanding preferred shares as of the report date[24] - The impact of exchange rate changes on cash and cash equivalents was RMB 23,175 thousand, down 73.1% from RMB 86,227 thousand in the same period last year[45]

Financial Performance - Operating income for Q3 2023 was RMB 3,331,380,000, an increase of 0.58% year-on-year[3]. - Net profit attributable to shareholders for Q3 2023 was RMB 653,034,000, up 13.26% compared to the same period last year[3]. - Basic and diluted earnings per share for Q3 2023 were both RMB 0.07, reflecting a significant increase of 600% year-on-year[3][5]. - For the period from January 1 to September 30, 2023, the net profit reached RMB 3,089,554 thousand, an increase of 16.1% compared to RMB 2,661,051 thousand in the same period of 2022[25]. - The net interest income for the same period was RMB 6,882,595 thousand, up 12.4% from RMB 6,124,360 thousand year-on-year[24]. - The total operating income for the first nine months of 2023 was RMB 9,702,191 thousand, representing a slight increase of 1.9% from RMB 9,523,548 thousand in 2022[24]. - The bank reported a total comprehensive income of RMB 3,777,817 thousand for the first nine months of 2023, compared to RMB 2,888,124 thousand in the same period of 2022, marking a significant increase of 30.8%[26]. Asset and Liability Management - Total assets as of September 30, 2023, reached RMB 581,184,488,000, representing a 9.74% increase from the end of 2022[3]. - Total liabilities increased to RMB 541,977,833,000, a rise of 9.93% compared to the end of 2022[3]. - As of September 30, 2023, total assets reached RMB 581.184 billion, an increase of RMB 51.570 billion or 9.74% compared to the end of the previous year[13]. - The bank's total assets as of September 30, 2023, amounted to RMB 581,184,488 thousand, an increase from RMB 529,613,992 thousand at the end of 2022[30]. - The bank's total liabilities increased to RMB 541,977,833 thousand from RMB 493,020,697 thousand year-on-year[27]. Loan and Deposit Growth - Total customer loans amounted to RMB 297.553 billion, up RMB 28.524 billion or 10.60% year-on-year, accounting for 51.20% of total assets[13]. - Total customer deposits reached RMB 379.246 billion, an increase of RMB 37.899 billion or 11.10% year-on-year, representing 69.97% of total liabilities[13]. - The net increase in deposits absorbed was RMB 37,899,308 thousand, significantly higher than the RMB 18,294,069 thousand recorded in 2022, indicating strong customer deposit growth[33]. Risk Management - The non-performing loan ratio stood at 1.14%, which is below the regulatory limit of 5%[6]. - The non-performing loan ratio improved to 1.14%, a decrease of 0.07 percentage points from the end of the previous year[14]. - The bank's non-performing loan ratio remained stable, with a focus on maintaining asset quality amid market expansion strategies[31]. Capital Adequacy - The capital adequacy ratio as of September 30, 2023, was 12.78%, above the regulatory standard of 10.5%[6]. - The core tier 1 capital adequacy ratio was 8.37%, a decrease of 0.38 percentage points compared to the end of the previous year[14]. - The capital adequacy ratio stood at 12.78%, down 0.78 percentage points from the end of the previous year[14]. - The provision coverage ratio increased to 254.67%, up 34.90 percentage points from the end of the previous year[14]. Cash Flow and Financing Activities - Cash flow from operating activities for the first nine months of 2023 was RMB 7,875,407,000, an increase of 129.94% year-on-year[5]. - For the period from January 1 to September 30, 2023, the net cash flow from operating activities was RMB 7,875,407 thousand, compared to a net outflow of RMB 26,303,719 thousand in the same period of 2022[33]. - The net cash flow from financing activities generated RMB 4,292,856 thousand, a recovery from a net outflow of RMB 448,880 thousand in the previous year[35]. - The bank issued bonds generating cash inflow of RMB 77,207,999 thousand, compared to RMB 61,168,090 thousand in 2022, showing a strong capital raising effort[35]. Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 60,828[16]. - The top ten shareholders held a total of 3,000,000,000 shares, with the largest shareholder, Hong Kong Central Clearing Limited, holding 21.87%[17]. - The company has no outstanding preferred shareholders as of the end of the reporting period[20]. Strategic Focus - The company is focused on enhancing financial services for private and small enterprises, optimizing product offerings, and improving online financing processes[15]. - The company aims to strengthen partnerships with professional guarantee companies and government financing guarantee funds to enhance inclusive financial service channels[15]. - The bank plans to continue its market expansion and enhance its product offerings in the upcoming quarters to drive further growth[31].

证券代码：002948 证券简称：青岛银行 公告编号：2023-043 青岛银行股份有限公司（以下简称"本行"）于 2023 年 10 月 13 日以电子邮件 方式向监事发出关于召开第八届监事会第二十一次会议的通知，会议于 2023 年 10 月 25 日以通讯表决方式召开，应参与表决监事 7 名，实际表决监事 7 名。本次会 议召开符合《公司法》《深圳证券交易所股票上市规则》和《青岛银行股份有限公 司章程》的规定。 会议审议通过了关于青岛银行股份有限公司 2023 年第三季度报告的议案 本议案同意票 7 票，反对票 0 票，弃权票 0 票。 经审核，监事会认为：董事会编制和审核青岛银行股份有限公司2023年第三 季度报告的程序符合法律、行政法规和中国证监会的规定，报告内容真实、准确、 完整地反映本行的实际情况，不存在任何虚假记载、误导性陈述或者重大遗漏。 本行 2023 年第三季度报告同日在《中国证券报》《上海证券报》《证券时报》 《证券日报》和巨潮资讯网（http://www.cninfo.com.cn/）披露，供投资者查阅。 备查文件 经与会监事签字的通讯表决书及加盖监事会印章的监事会决议。 特此公告。 ...