机构之家观察到，现代财产保险（中国）有限公司于近日召开2025年第一次临时股东会。会上，审议了赵镛一、陈永桦两位董事的辞任议案。赵镛一此前已 卸任现代财险董事长一职，而陈永桦则是滴滴方面委派的董事。会议还审议了洪铃、朱逸杰担任公司董事的议案。两人或为各自股东方新派遣的董事，后续 董事长一职大概率从此二人中产生。 来源：现代财险股东会主要决议 图中人物系 朱逸杰 2024年车险爆发式增长、非车业务收缩 赵镛一执掌现代财险超过15年，期间公司经历了截然不同的发展阶段。2020年前，外资主导的现代财险"佛系"经营，保费长期徘徊2亿，微利但稳健；2020 年联想、滴滴入局后开启狂奔，保费四年破10亿，增速最高达135%。然而规模跃进伴随持续失血——2021至2024年累计亏损超4.7亿，2024年单年亏损1.63 亿更是创下纪录。 新任董事长一职或将从此二人中产生 目前，除洪铃、朱逸杰的拟任董事资格尚待监管批准外，现代财险董事会现有成员包括一位执行董事、三位非执行董事及三位独立董事。非独董方面：赵成 必，韩国籍，现任现代财险执行董事、副总经理；卓越，滴滴出行科技首席财务官（CFO）；舒悦，联想控股助理总裁兼金融服务投 ...

有着"货运版滴滴"之称的满帮集团近期公布的财报数据显示，2024年第四季度总净收入高达31.743亿元人民币，同比增长幅度达到31.8%。全年总净收入攀 升至112.386亿元人民币，同比增长33.2%。在净利润方面，全年实现了31.234亿元人民币，同比大增40.2%。这样亮眼的成绩，无疑彰显了满帮集团作为货 运物流企业的龙头地位。然而与此同时，众多消费者、货车司机对满帮的投诉数量，以及由此产生法律诉讼风险之巨，也令人咋舌。 业绩逆势增长信贷业务增速接近30% 在货运市场整体呈现低迷态势的大环境下，头部平台满帮集团的业绩却能逆势上扬，这一现象着实令人意外。 网络公开数据显示，2024年全年全国社会物流总额为360.6万亿元，按可比价格计算，同比增长5.8%，增速相较于2023年全年仅提高了0.6个百分点。分季度 来看，一至四季度分别增长5.9%、5.7%、5.3%、5.8%，增长动能并不充分。在这样不利的行业背景之下，满帮集团却交出了一份令人瞩目的成绩单，而这 与满帮独特的商业模式紧密相关。 满帮集团的收入主要来源于两大核心板块，其一是货运匹配服务，其中包括货运经纪服务、货运挂牌服务以及交易佣金收入；另一板 ...

曾因本土巨头iFood的霸王条款而被迫"隐退"的滴滴，带着墨西哥市场的经验，再度亮相南美最大经济 体的外卖市场。 从2011年开始扎根巴西的外卖平台iFood曾是巴西外卖市场的绝对垄断者。面对新的入局者，iFood向巴 西餐厅发出对外卖平台"二选一"的要求，最终使得滴滴的"99 Food"等众多外卖平台陆续退出竞争。 4月5日，滴滴出行在圣保罗召开战略发布会，宣布以"99 Food"品牌重启巴西外卖业务。 这不是一次简单的复出。 根据滴滴披露的数据，其巴西业务已积累5000万活跃用户、70万活跃骑手，服务覆盖3300多个城镇，近 三年两轮出行订单量突破10亿单。 重启后的外卖业务将结合滴滴既有的出行网络，骑手可同时承接"送人、送货、送餐"任务。这种站内转 移用户的方式，或许能够让滴滴攻下老牌餐饮外卖平台的护城河。 曾面临一超多强局面 虽然总体规模不小，但外卖在巴西算不上普及。根据第三方数据服务商欧睿国际（Euromonitor International），2023年巴西外卖市场的规模达到了1390亿雷亚尔（约1747亿人民币），但其外卖用户 仅占人口的30%左右。而且，巴西中小城市的外卖渗透率不足30%。 ...

4月18日，"数智驱动 砼筑未来——新质生产力赋能建材产业高质量发展大会"上，恒盛集团商砼之家发 布"砼享物流——绿色建材新能源智慧物流一站式服务平台"。该平台是全国建材产业首个新能源智慧物 流"滴滴模式"，是商砼之家"数智化+绿色化"双轮驱动产业物流转型升级战略的关键落子。其以数智技 术和共享模式为驱动，实现"车、桩、货、场、财"五流合一，提供运输需求和运力发布、运输全链安全 监控、车辆智慧调度、数字结算等功能，重构"原料-生产-运输-作业"全链路服务体系，构建"数智平台 +企业客户+承运商+金融机构"等多元主体共享共赢的新生态。 近年来，国家《"十四五"现代物流发展规划》（2022年）、《建材行业碳达峰实施方案》（2023年）、 《建材行业稳增长工作方案（2023 - 2024 年）》等政策密集出台，要求建材产业推广新能源运输工 具，通过新能源车辆替代传统燃油车，降低物流碳排放，构建绿色供应链。为解决建材物流行业面临的 环保压力、效率瓶颈、安全隐患和结算难题等挑战，"砼享物流"平台应运而生。 "砼享物流"平台以"绿色低碳、智能高效、安全可控"为核心理念，发挥集团产业支撑、资源整合优势， 共享商砼之家数字底 ...

Financial Performance - Total revenues for the year ended December 31, 2024, reached RMB 206,799 million, a significant increase from RMB 192,380 million in 2023, representing a growth of approximately 7.5%[52] - Operating profit for 2024 was RMB 1,942 million, compared to an operating loss of RMB 2,838 million in 2023, indicating a turnaround in operational performance[52] - Profit attributable to DiDi Global Inc. for 2024 was RMB 1,258 million, a recovery from a loss of RMB 4,793 million in 2023[52] - Third-party revenues in 2024 amounted to RMB 206,799 million, up from RMB 192,380 million in 2023, reflecting a year-over-year increase of about 7.5%[52] - Total assets as of December 31, 2024, were RMB 143,893 million, slightly down from RMB 144,079 million in 2023[53] - Cash and cash equivalents as of December 31, 2024, totaled RMB 12,555 million, compared to RMB 27,308 million in 2023, indicating a decrease in liquidity[53] - The company reported inter-company revenues of RMB 1,015 million in 2024, up from RMB 984 million in 2023[52] - Total liabilities as of December 31, 2024, were RMB 45,191 million, a decrease from RMB 44,677 million in 2023[53] - DiDi Global Inc. reported a significant reduction in losses from subsidiaries and VIEs, with a share of income of RMB 1,824 million in 2024 compared to a loss of RMB 8,130 million in 2023[52] Regulatory Environment - The company is subject to a 10% withholding income tax on dividends distributed by foreign invested enterprises, which can be reduced to 5% under certain conditions[49] - New cybersecurity regulations require data processors to comply with enhanced data security measures, which may increase operational costs[85] - The PCAOB's ability to inspect audit firms in mainland China and Hong Kong will be evaluated annually, impacting the company's compliance status[65] - The company must obtain necessary licenses and permits for its operations, with potential penalties for non-compliance that could disrupt business[77] - New regulations in China governing the use of algorithms could restrict the company's ability to leverage its technology and adversely impact its financial performance[120] - The company is subject to pricing regulations that could challenge its revenue model and increase operating costs[178] - The Trump Administration has increased tariffs on Chinese goods to an effective rate of 145% as of April 9, 2025, impacting trade relations significantly[186] - China has retaliated with an effective tariff rate of 125% on U.S. products effective April 10, 2025, escalating trade tensions[188] Cybersecurity and Data Protection - The company conducted rectification measures to enhance cybersecurity and data protection, including improving internal management mechanisms and employee training[45] - There are uncertainties regarding future cybersecurity reviews that could adversely affect the company's growth and platform usage in China[46] - The company underwent a cybersecurity review from July 2021 to January 2023, during which new user registration was suspended[223] - Cybersecurity threats, including malware and phishing attacks, pose risks to the company's operations and reputation, potentially leading to significant costs[144] Operational Challenges - Cash transfers from PRC subsidiaries to entities outside of China are subject to PRC government control, which may affect the ability to pay dividends[47] - The company relies on dividends from PRC subsidiaries to fund operations, and any limitations on these payments could materially impact business operations[47] - The company faces significant competition from well-established and low-cost alternatives, with a propensity for consumers to switch to the lowest-cost or highest-quality provider[98] - The company has limited historical financial data, making it challenging to predict future revenues and expenses accurately[96] - The company may continue to offer significant driver incentives and consumer discounts to remain competitive, which could adversely affect its financial performance[114] Labor and Employment - Labor costs in China have increased in recent years and are expected to continue growing, potentially adversely affecting profitability[237] - If drivers on the platform are reclassified as employees, labor costs could substantially increase, impacting business operations[237] - The company is subject to regulatory requirements regarding labor contracts and statutory employee benefits, which may limit operational flexibility[237] - Compliance with the Labor Contract Law includes obligations for minimum wages, overtime pay, and employee benefits, affecting cost management[237] Strategic Partnerships and Investments - The company has entered into a strategic partnership with XPeng Inc. to accelerate the adoption of smart electric vehicles, involving the sale of an electric vehicle development business in exchange for class A ordinary shares[161] - The company has made substantial investments in developing new offerings and technologies, including autonomous driving, with significant research and development expenses incurred[97] Geopolitical Risks - The company faces risks related to geopolitical tensions that may impact global business operations and financial conditions[189] - Heightened international tensions and changes in trade policies may adversely impact the company's business and financial condition[185] Corporate Governance - The governance structure involving the DiDi Partnership may limit shareholder influence over corporate matters and executive appointments[194] - Potential conflicts of interest exist between the shareholders of the VIEs and the company, which could adversely affect business operations[202] - The company currently lacks arrangements to address potential conflicts of interest between shareholders and the company, which may lead to legal proceedings and business disruptions[203] Financial Liabilities and Assets - The company had total liabilities of RMB 29,378 million as of December 31, 2022, a significant reduction from RMB 39,868 million as of January 1, 2022[57] - The company’s goodwill related to the China Mobility segment is subject to annual impairment testing, which could result in material expenses if impairment is recognized[165] - The company conducted an annual impairment test on goodwill and concluded no impairment as of December 31, 2024, but future assumptions could lead to material losses if impairment occurs[167]

Core Insights - Didi Chuxing has launched the first shared electric bike that complies with the new national standards for electric bicycles, showcasing its commitment to innovation in the green transportation sector [1] - The new electric bike features a weight of 54.89 kg, with a plastic composition of 5.38%, and utilizes carbon structural steel for enhanced safety and reliability [1] - Didi aims to address urban issues such as traffic congestion and the prevalence of non-compliant electric vehicles while meeting user demands for short-distance travel [2] Group 1 - Didi Chuxing introduced a shared electric bike that meets the new national safety standards, highlighting its leadership in the industry [1] - The bike's design incorporates advanced materials and safety features to ensure durability and user experience in high-usage scenarios [1] - The company emphasizes the importance of maintaining safety and reliability throughout the vehicle's lifecycle while providing a positive riding experience [1] Group 2 - Didi's two-wheeled vehicle division aims to balance safety, environmental sustainability, and user needs for short-distance travel [2] - The initiative also seeks to mitigate urban challenges such as traffic congestion and the issues related to non-compliant electric vehicles [2]

Core Insights - The trend of self-driving car rentals is gaining popularity among young people, with a reported 44% increase in weekend rental orders after the Spring Festival, and a projected 2-3 times increase in demand during the upcoming May Day holiday compared to the Qingming Festival [1][3] Group 1: Market Trends - Self-driving travel allows for greater freedom in choosing routes and flexible scheduling, appealing to younger demographics such as those born in the 1990s and 2000s [1][3] - The rise in self-driving rentals is attributed to a shift in travel preferences, moving away from traditional group tours to more personalized travel experiences [1][3] Group 2: Company Initiatives - To accommodate the anticipated surge in demand for the May Day holiday, Didi Car Rental is offering a free "New User Protection Package" from April 12 to April 25, which includes benefits like scratch damage waivers and hassle-free returns [3][5] - The "New User Protection Package" aims to alleviate concerns for inexperienced drivers, providing coverage for vehicle damage and depreciation costs, thus enhancing the rental experience [5][7] Group 3: Customer Support and Safety - Didi emphasizes the importance of choosing large rental platforms for better service and support, including 24-hour customer service and strict vehicle maintenance standards [3][5] - In case of accidents, users are advised to contact emergency services and Didi's customer support immediately, ensuring that they can return the vehicle without complications [5][7]

Core Insights - The article discusses the competitive landscape of the food delivery market in Brazil, focusing on iFood's dominance and the challenges it faces from new entrants like Didi's 99Food [1][2][4] Group 1: iFood's Market Position - iFood holds an 80% market share in Brazil's food delivery app market, but its actual market share drops to 20-25% when considering traditional ordering methods like phone and WhatsApp [2] - Despite iFood's significant market presence, its service quality has been criticized, leading users to seek alternatives [2][8] - iFood's monthly order volume reached 1.1 billion by 2024, but its 45% annual growth rate is seen as underwhelming given its market dominance [4][5] Group 2: Challenges Faced by iFood - iFood's focus on high-income areas has resulted in inadequate coverage in smaller cities, limiting its growth potential [5][6] - The company has been criticized for its "choose one" policy, which restricts merchants and creates an imbalanced ecosystem [10] - Delivery times and service quality have been poor, with reports of long wait times and high delivery costs, which account for 30% of total order value [8][9] Group 3: Didi's Strategy and Market Entry - Didi has re-entered the Brazilian market with its 99Food brand, leveraging its existing user base from its ride-hailing service to enhance its food delivery operations [2][6] - Didi's strategy includes targeting lower-tier cities and utilizing its extensive network of 150,000 registered drivers, including 70,000 motorcycle drivers, to optimize delivery efficiency [9][10] - The company aims to create a closed-loop experience by integrating ride-hailing, food delivery, and payment services, similar to its successful model in Mexico [11][12] Group 4: Future Outlook - The competitive dynamics in Brazil's food delivery market are expected to shift as Didi's 99Food challenges iFood's dominance, potentially leading to improved service quality and pricing for consumers [10][12] - The article suggests that a healthy level of competition is necessary to enhance delivery quality and service offerings in the market [10][13]

Core Insights - GAC Aion and Didi Autonomous Driving have unveiled their first L4 autonomous vehicle, which integrates Didi's new hardware platform and GAC Aion's global safety redundancy platform, aiming for mass production by the end of this year [1][3] - The vehicle features 33 sensors, including LiDAR, cameras, and radar, enabling 360° situational awareness [1] - GAC Group plans to launch a consumer-oriented L4 autonomous vehicle by 2027 and aims to be the first domestic company to scale L4 autonomous vehicle operations by early 2026 [3][4] Collaboration and Market Strategy - The collaboration aims to create a commercial ecosystem for L4 autonomous driving, combining AI, manufacturing, and operations [4] - GAC has partnered with other companies like Pony.ai for L4 autonomous driving initiatives, with over 40 million kilometers driven in major cities [4] - GAC's intelligent driving brand, ADiGO, has been upgraded to version 6.0, covering L2 to L4 levels with a computing power range from 70 TOPS to 2000 TOPS [4] Future Goals and Industry Trends - GAC aims to achieve a leading position in intelligent driving in China by 2025 and globally by 2027 [5] - The company plans to launch its first L3 autonomous passenger vehicle in Q4 of this year, with more L3 products to follow in 2026 [5] - The industry is witnessing a surge in L3 autonomous vehicle offerings, with competitors like Huawei and XPeng also planning to release L3 capable models this year [5]

Core Insights - Didi Autonomous Driving and GAC Group are collaborating on L4 mass production vehicles, expected to be produced by the end of this year and launched in select areas of Guangzhou and Beijing by 2026, aiming for market validation of "AI + mass production + operation" [1][5] - The partnership began in May 2021 with GAC Group's strategic investment of over $300 million in Didi Autonomous Driving, followed by a $149 million financing round in October 2023 [1] - Didi has outlined three five-year plans, with the current focus on validating the commercial and technical aspects of L4 autonomous driving in the Chinese market [4] Group 1 - The L4 mass production vehicle was officially unveiled at the summit, with safety being a primary concern, as highlighted by Didi's CEO Zhang Bo [5][6] - Didi aims to reduce traffic accident rates, which currently result in 1.35 million deaths annually, primarily due to human error [5] - The L4 vehicle features a safety redundancy platform and unique safety designs to meet stringent safety standards [5] Group 2 - The first five-year plan (2016-2021) focused on core technology development for L4 autonomous driving, while the second plan (2022-2026) aims to validate the technology commercially [4] - The third five-year plan (2027-2032) will explore global expansion opportunities for autonomous driving within Didi's global mobility network [4] - Didi's current phase requires achieving validation in AI performance, mass production, and operational integration with its ride-hailing network [4]