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中华保险山东分公司全面启动“金融教育宣传周”活动
Qi Lu Wan Bao· 2025-09-17 08:22
活动中,设置了金融知识宣传专区,工作人员围绕保险产品适当性、非法中介危害等群众关心的话题,生动解读监管政策与行业规范。针对老年、青少年等 重点群体,还特别开展反诈案例宣讲,强化个人信息保护意识;通过打造沉浸式"消费者八大权益""全民反诈"宣传互动区,将虚假投资理财、电信诈骗等常 见诈骗行为的关键特征,转化为可直观识别的游戏元素。同时,工作人员引导群众扫码参与线上金融知识竞答赛,同步发放定制宣传手册,实现"线下体验 +线上学习"的深度融合。 下一步,中华保险山东分公司将以此次活动为起点,持续开展"进农村、进社区、进校园、进商场"等精准宣传,推动金融知识下沉基层。现场群众纷纷表 示,活动形式接地气,让复杂的金融知识变得易懂好用,切实提升了大家的风险防范能力。 为将金融知识与风险提示送到群众身边,9月15日,中华保险山东分公司全面启动"金融教育宣传周"活动,以"保障金融权益 助力美好生活"为口号,通过多 元形式,拉开全省宣传活动序幕。 ...
方华富:黄金冲高后跳水,凌晨思路参考!
Sou Hu Cai Jing· 2025-09-16 16:12
原油日线单阴后三连阳形态,价格突破64之后就意味着走势偏强势,还有进一步上涨的空间,但总体上 没有突破66分水岭之前还是宽幅震荡,短线上回踩可多,关注上升出现高点后回踩的0.5支撑短多,上 方卡65/66阻力分批空。 黄金在周一继续向上破高后,今天走势和所讲的一致,破高后短线最少会延续强势惯性上冲,但还是需 要格外注意风险,市场没有绝对,但需要注意相对风险,随着上涨幅度还在不断扩大,要格外防范调整 的可能,当然这个是主力说了算,做多有相应的止损防守就无妨,但不能追单。 来源:方华富gold 美盘金价冲高3700上方后出现一波跳水,美联储的消息是本周的重点,在这之前应该是维持一个强势的 局面,然后看消息上的影响,凌晨方面延续下探关注3657/3668支撑分批做多,同时高点防守位置3703 已经出现,反抽3694阻力也可尝试短空,如再破高严格止损出局,其它位置不做参与。 ...
金融教育宣传周 | 揭秘三大金融陷阱,识破“致富”骗局
中泰证券资管· 2025-09-16 11:33
在当今数字化时代,投资渠道日益丰富,但也为不法分子提供了新的作案空间。各类打着"高收益、无风 险"旗号的非法金融活动层出不穷,让普通投资者防不胜防。了解这些金融诈骗的套路和特点,学会识别 和防范,是每位投资者需掌握的基本技能。 一旦发现自己可能遭遇了金融诈骗,最重要的是保持冷静,采取正确的应对措施,尽可能挽回损失并防止 损失扩大。 金融诈骗花样多 随着科技发展,金融诈骗也在不断更新作案手法,出现了一些新的特点和趋势。 1)"投资大师"陷阱。 近年来,在社交媒体上"投资大师"频繁现身。他们通过短视频、直播等平台,宣称 掌握"内部消息"或"独家策略",以此吸引投资者关注。他们往往会先建立微信群或QQ群,在群内分享一 些看似专业的市场分析,逐步引导群成员缴纳会员费或购买所谓的"独家产品"。实则,这些产品藏着巨大 风险。 2)"高额回报"陷阱。 不法分子承诺有远超市场平均水平投资回报的"产品",且风险极低,以此吸引普通 投资者关注。这类产品往往存在虚假宣传,后期无法真实兑现收益,或是期间存在较大风险,导致投资者 最终血本无归。 3)"虚假平台"陷阱。 这是技术含量相对较高的诈骗方式。不法分子通过制作与正规金融机构极为 ...
中航光电规范担保管理,多举措防范风险
Jin Rong Jie· 2025-08-30 19:27
8月30日,中航光电科技股份有限公司发布公告,为规范公司担保行为,加强担保管理,防范担保风 险,公司依据《中华人民共和国公司法》《中华人民共和国民法典》以及《中航光电科技股份有限公司 章程》等法律法规和制度规定,制定了《中航光电科技股份有限公司担保管理办法》。 在信息披露方面,公司需严格按照规定履行义务,在年度报告中专项说明担保情况,被担保方出现未还 款、破产清算等情况时,董事会应积极追偿并及时披露相关信息。本办法经股东会批准后生效,原担保 管理办法自行废止,由公司董事会负责解释。 公告显示,该办法所称担保指公司本部及所属各级子公司以第三人身份为他人借款、发行债券等融资行 为提供的各种形式担保,包括一般保证、连带责任保证、抵押、质押等,也涵盖隐性担保,但不包括为 自身债务提供的担保。公司提供担保应遵循依法合规、防范风险、科学决策原则,只对具备持续经营能 力和偿债能力的子公司、参股公司按持股比例提供担保,严禁多种违规担保行为。 声明:市场有风险,投资需谨慎。本文为AI基于第三方数据生成,仅供参考,不构成个人投资建议。 责任编辑:小讯 在担保事项审批管理方面,公司提供担保必须经董事会审议,部分重大担保行为需提交股 ...
变“遇见”为“预见”(评论员观察)
Ren Min Ri Bao· 2025-08-26 22:22
Group 1 - The importance of preparation is emphasized, highlighting that being well-prepared is crucial for effective response in various situations [1][2][3] - The article discusses the need to avoid superficial preparations that do not meet actual needs, which can lead to inefficiencies and formalism [2] - Innovative practices from different regions, such as the "tidal window" mechanism in Hunan and the integration of monitoring resources in Chongqing, demonstrate effective preparation strategies [2] Group 2 - The concept of "preparation for better use" is linked to enhancing risk awareness and system reliability across all industries, not just high-risk sectors [3] - The article mentions the rigorous testing of the Fuxing train under various conditions to ensure safety and reliability, showcasing the importance of thorough preparation [3] - Continuous reinforcement of risk awareness and proactive planning is necessary to effectively mitigate potential risks and enhance overall resilience [3]
民生银行潍坊高新支行开展金融知识普及进商超活动
Qi Lu Wan Bao· 2025-08-21 05:04
Group 1 - The core theme of the event was "Blow the Horn of Consumer Protection Fund, Financial Knowledge in Qilu," aimed at enhancing public financial literacy and risk awareness [1] - The event was held in a supermarket during peak shopping hours, featuring a promotional booth with informative displays covering essential financial safety topics such as savings, investment, anti-money laundering, and fraud prevention [3] - The bank staff provided detailed explanations of various deposit types and emphasized the importance of choosing legitimate financial institutions while warning against high-interest deposit traps [3] Group 2 - The event included a focus on investment products, highlighting risk levels and the volatility of net value products, guiding citizens to allocate assets according to their risk tolerance [3] - Recent scams were analyzed, including fraudulent claims of membership fees and fake concert ticket sales, with staff advising the public to adhere to principles of skepticism and caution [3] - Over 100 promotional materials were distributed, and more than 50 consultations were conducted during the event, indicating a proactive approach to financial education [4] Group 3 - The bank plans to continue regular financial knowledge dissemination, targeting communities, businesses, and schools to strengthen financial safety measures and promote a healthy financial consumption environment [4]
多家银行收紧个人贵金属业务 专家认为有利于防范风险
Xin Hua Wang· 2025-08-12 06:25
7月6日,上海黄金交易所发布通知称,近期受国际因素影响,全球大宗商品价格出现大幅波动,市 场风险明显加剧。各会员单位提高风险防范意识,做细做好风险应急预案,提示投资者做好风险防范工 作,合理控制仓位,理性投资。 近段时间在贵金属市场行情震荡情况下,多家商业银行正逐步加大对贵金属业务的调整和收紧力度。 中信证券首席经济学家明明在接受《证券日报》记者采访时表示,此举既能够降低杠杆、减少交易规 模,从而控制风险敞口,也可以充分保护个人投资者利益,避免投资者因价格剧烈波动而遭受大额损 失。未来监管可能趋严,个人贵金属业务也可能会进一步收紧。 工商银行日前发布代理上海黄金交易所个人贵金属交易业务调整的通告称,自7月8日收盘清算时起, Au(T+D)、mAu(T+D)、Au(T+N1)、Au(T+N2)、NYAuTN06和NYAuTN12合约该行标准交 易保证金比例将从34%上调至42%,Ag(T+D)合约该行标准交易保证金比例从38%上调至46%,差异 化保证金同步调整。 此外,工商银行还通知:自8月15日起,将暂停代理上海黄金交易所个人贵金属延期交收合约的开仓交 易和代理个人黄金现货实盘合约的买入交易,代理个人延期交 ...
公安机关织密防溺水安全网
Liao Ning Ri Bao· 2025-08-08 01:05
Group 1 - The current summer and flood season poses significant drowning risks, prompting provincial public security agencies to implement comprehensive measures to prevent and reduce drowning incidents, thereby protecting public safety [1] - Statistics indicate that over half of drowning accidents involve young people, highlighting the critical importance of educational outreach as the first line of defense against water safety risks [1] - A joint drowning prevention campaign was launched by the provincial public security department and Shenyang Public Security Bureau, coinciding with the fifth "World Drowning Prevention Day," yielding positive results in raising awareness [1] Group 2 - Establishing effective mechanisms is fundamental to risk prevention, with public security agencies collaborating with water resources and natural resources departments to integrate drowning prevention efforts into grassroots organizations [2] - A comprehensive inspection of various water bodies, particularly unattended ponds, reservoirs, and channels, is being conducted to implement protective measures, including warning signs and rescue equipment [2] - The strategy of "moving the checkpoint forward and prioritizing prevention" is emphasized, with increased patrols and collaboration among rescue teams, volunteers, and water area contractors to deter dangerous water activities [2]
广发银行郑州航空港支行助力企业家财富管理与风险防范
Sou Hu Cai Jing· 2025-08-01 07:24
Core Viewpoint - Entrepreneurs are crucial to economic and social development, and their financial literacy and risk management capabilities are vital for personal wealth security and sustainable business growth [1] Group 1: Financial Knowledge Promotion - Guangfa Bank Zhengzhou Airport Branch focuses on the unique needs of entrepreneurs by conducting various financial knowledge dissemination activities to enhance their financial decision-making abilities [1][2] - The bank has launched a specialized service called "Entrepreneur Wealth Manager," which includes a professional advisory team to provide customized wealth management solutions for entrepreneurs [2] Group 2: Risk Education Initiatives - The bank emphasizes risk education as a key component of its services, introducing a series of "Financial Safety Education" activities to raise awareness of financial fraud among entrepreneurs [4] - Interactive formats such as scenario-based dramas and Q&A sessions are used to reveal common fraud tactics, while a "Financial Safety Training Camp" is designed to improve entrepreneurs' risk identification skills [4] Group 3: Digital Financial Solutions - In the digital financial era, the bank leverages financial technology to ensure the safety of entrepreneurs' funds, utilizing an "Intelligent Risk Control System" to monitor abnormal transactions in real-time [5] - The bank aims to deepen its financial services for entrepreneurs through knowledge dissemination, technological empowerment, and building a trustworthy financial ecosystem [5]
2025年7月中央政治局会议点评:宏观政策的新判断、新动向
Ping An Securities· 2025-07-31 06:54
Economic Assessment - The meeting acknowledged the achievements of the first half of 2025, stating that "high-quality development has made new progress" and "major economic indicators performed well" [2] - Compared to the April meeting, the phrase "external shocks have increased" was removed, reflecting a more optimistic outlook due to positive signals from US-China trade negotiations and resilient exports [2] Macro Policy Direction - The meeting emphasized that "macroeconomic policies should continue to exert force and increase strength as appropriate," indicating a shift from the previous urgency for more aggressive policies [2] - The focus has shifted from "making good use of policies" to "implementing and refining policies," suggesting recognition of the current fiscal and monetary policy effectiveness [2] - The meeting reiterated the importance of "supporting major economic provinces to play a leading role" [2] Domestic Demand and Consumption - The meeting stressed the need to "effectively release domestic demand potential" and proposed "in-depth implementation of special actions to boost consumption" [2] - A total of 2.49 billion yuan in special treasury bonds has been allocated to support consumption upgrades this year, with 690 million yuan remaining to be distributed in October [2] Industry and Innovation Policies - The focus has shifted from emphasizing new productive forces and technological innovation to "governing disorderly competition among enterprises" and "regulating local investment attraction behavior" [2] - The meeting highlighted the importance of "employment-first policy orientation," particularly concerning capacity governance and employment issues [2] Risk Prevention - In the real estate sector, the meeting only mentioned "high-quality urban renewal," omitting previous discussions on new real estate development models and market stabilization [2] - The emphasis on "strictly prohibiting new hidden debts" and effectively advancing the cleanup of local financing platforms was reiterated [2]